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Credicorp Ltd

Financial Services US BAP

350.59USD
30.70(9.60%)

Last update at 2026-06-09T15:03:00Z

Day Range

341.27366.22
LowHigh

52 Week Range

181.60380.20
LowHigh

Fundamentals

  • Previous Close 319.89
  • Market Cap26446.54M
  • Volume515518
  • P/E Ratio13.53
  • Dividend Yield3.30%
  • Revenue TTM20699.85M
  • Revenue Per Share TTM260.78
  • Gross Profit TTM 20529.43M
  • Diluted EPS TTM24.62

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 9376.81M 7824.53M 6848.33M 6855.89M 5332.82M
Minority interest - -121.99800M -94.33800M -112.29200M -87.24700M
Net income 6528.03M 5501.25M 4865.54M 4633.10M 3584.58M
Selling general administrative 4905.42M 7214.08M 6678.10M 6036.98M 5766.95M
Selling and marketing expenses 514.43M 770.97M 720.72M 653.43M 486.88M
Gross profit 23104.77M 17331.82M 15717.70M 17343.20M 14434.09M
Reconciled depreciation - 722.57M 667.12M 683.50M 683.25M
Ebit 9376.81M 7824.53M 6848.33M 10229.68M 5245.57M
Ebitda 10218.70M 8547.09M 7515.45M 10920.29M 5935.75M
Depreciation and amortization 841.90M 722.57M 667.12M 690.61M 690.18M
Non operating income net other - - - - -
Operating income 9376.81M 7824.53M 6848.33M 10229.68M 5245.57M
Other operating expenses 20910.71M 19171.88M 18524.53M -7113.51900M -9188.52500M
Interest expense 4914.55M 5754.12M 5860.52M 3493.19M 2488.43M
Tax provision 2864.90M 2201.28M 1888.45M 2110.50M 1660.99M
Interest income - 19819.79M 18752.42M 14982.06M 11809.77M
Net interest income - 14065.66M 12891.89M 11488.87M 9361.98M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 2700.52M 2201.28M 1888.45M 2110.50M 1660.99M
Total revenue 30287.52M 26996.41M 25372.85M 17343.20M 14434.09M
Total operating expenses 13727.96M 9507.29M 8869.37M -7113.51900M -9188.52500M
Cost of revenue 7182.75M 9664.59M 9655.16M - -
Total other income expense net - -1337.85900M -220.92900M -3373.78800M 87.25M
Discontinued operations - - - - -
Net income from continuing ops - 5623.25M 4959.88M 4745.39M 3671.83M
Net income applicable to common shares 6925.38M 5501.25M 4865.54M 4633.10M 3584.58M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 267338.68M 256088.94M 238840.19M 236753.61M 244821.98M
Intangible assets 4764.39M 2566.80M 2427.02M 2127.22M 1913.22M
Earning assets - - - - 55988.73M
Other current assets - 226.85M 348.58M 29795.09M 113432.18M
Total liab 230004.96M 221111.71M 205733.12M 207173.90M 217784.55M
Total stockholder equity 36604.56M 34346.45M 32460.00M 28988.14M 26496.77M
Deferred long term liab - - - 1038.31M 1033.49M
Other current liab - 161263.21M 1403.02M -2845.40300M -3454.36200M
Common stock 1318.99M 1318.99M 1318.99M 1318.99M 1318.99M
Capital stock - 1318.99M 1318.99M 1318.99M 1318.99M
Retained earnings 6915.72M 5642.74M 4572.44M 4635.60M 3556.28M
Other liab - - - 13712.64M 20280.07M
Good will - 722.36M 798.48M 772.21M 796.86M
Other assets - 1170.87M -119955.98000M 118112.43M 106708.87M
Cash 43297.85M 47506.91M 33850.27M 34111.53M 39292.20M
Cash and equivalents - - - - -
Total current liabilities 14440.20M 176129.27M 6147.89M 1482.95M 3454.36M
Current deferred revenue - - - - -
Net debt -8762.29200M -10018.55600M -7092.34900M -8100.69800M -14480.38500M
Short term debt 14440.20M 10433.77M - 578.07M -
Short long term debt - 1373.06M - - -
Short long term debt total 34535.56M 37488.36M 26757.92M 26010.83M 24811.81M
Other stockholder equity -61.11600M -32.57200M 26568.57M 23683.66M 21385.59M
Property plant equipment 2672.46M 2466.25M - 2373.49M 1895.20M
Total current assets 46691.08M 94204.35M 79470.58M 66989.80M 87028.43M
Long term investments - 48858.88M 47234.54M 46927.02M 50585.86M
Net tangible assets - - - 26088.71M 23786.69M
Short term investments 1220.27M 34208.19M 32774.08M 29678.06M 34440.09M
Net receivables 2172.96M 12262.40M 12497.65M 11988.98M 13296.14M
Long term debt 24700.77M 26649.77M 26245.34M 25944.60M 24195.85M
Inventory - - 348.58M 136.08M 136.12M
Accounts payable - 3645.63M 4017.82M 3750.28M 3454.36M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 28430.96M 27417.29M 26548.36M -650.11600M 235.90M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -207.53400M
Accumulated amortization - - - - -
Non currrent assets other 11072.26M 3540.70M -52418.19300M 3445.32M -51084.68400M
Deferred long term asset charges - - - - -
Non current assets total 220647.60M 161214.14M 279325.59M 51651.38M 51084.68M
Capital lease obligations - 404.82M 512.58M 578.07M 655.29M
Long term debt total 24700.77M 28150.23M - 25868.43M 24195.85M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - 527.56M -1255.06400M -1094.96500M -3087.06600M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -1552.48500M 527.56M -1255.06400M 1817.66M -3727.71100M
Net borrowings - 2131.51M -95.34200M -251.22900M 28.02M
Total cash from financing activities -1620.11500M -1810.42100M -2264.35200M -1600.81500M -465.29600M
Change to operating activities - - - -9700.52300M -12886.74300M
Net income 6925.38M 5623.25M 4865.54M 4745.39M 3671.83M
Change in cash -47570.10300M 13649.49M -200.34800M -5172.58300M 2559.78M
Begin period cash flow 47570.10M 33920.61M 34120.96M 39293.54M 36733.77M
End period cash flow - 47570.10M 33920.61M 34120.96M 39293.54M
Total cash from operating activities 8051.15M 14522.09M 4079.72M -1134.87700M 3972.99M
Issuance of capital stock - 0.00000M 0.00000M 9.95M 3.75M
Depreciation 893.14M 722.57M 667.12M 690.61M 690.18M
Other cashflows from investing activities -1552.48500M -726.36600M -813.31800M 2011.56M 4215.82M
Dividends paid 2998.92M 3664.65M 1994.04M -1196.42200M -398.80800M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -112.40900M -110.89400M -85.57500M -83.60500M -58.90700M
Other cashflows from financing activities 13809.16M -166.38600M -89.39800M -174.20800M 143.81M
Change to netincome - - - 2178.12M 1845.89M
Capital expenditures 315.95M 1111.43M 1151.17M 896.37M 640.03M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -1928.20900M 5964.93M -3209.47000M -8554.89300M -2085.72200M
Stock based compensation - 104.85M 83.33M 88.72M 74.00M
Other non cash items 3053.98M 2161.44M 1749.29M 1782.23M 1075.31M
Free cash flow 7735.20M 13410.66M 2928.55M -2031.24700M 3332.96M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BAP
Credicorp Ltd		 30.70 9.60% 350.59 13.53 12.64 1.28 2.44 4.91
HDB
HDFC Bank Limited ADR		 0.24 1.04% 23.25 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 -0.24 0.78% 30.47 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 0.16 0.32% 50.61 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

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Profile

Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. It also issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; provides medical and health services, as well as management services of private pension funds to the affiliates. In addition, the company is involved in the management of loans, credits, and deposits and checking accounts of the small and microenterprises; provision of brokerage service and investment management services to corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structures securitization processes for corporate customers; and manages mutual funds. Further, it engages in the provision of custody, trustee, capital markets, asset management, and payment processing services; operates digital platform for e commerce; management and development of digital businesses; and acts as a private pension fund administrator. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.

Credicorp Ltd

Calle Centenario 156, Lima, Peru, 15026

Key Executives

Name Title Year Born
Mr. Alejandro Perez-Reyes Chief Operating Officer NA
Mr. Luis Enrique Romero Belismelis Exec. Chairman 1961
Mr. Gianfranco Piero Dario Ferrari de Las Casas Chief Exec. Officer 1965
Mr. Cesar Rios Briceno CFO & Head of Fin. NA
Mr. José Luis Muñoz Rivera Head of Accounting NA
Mr. Eduardo Montero Dasso Head of Investment Banking & Wealth Management NA
Ms. Milagros Cigüeñas Head of Investor Relations NA
Ms. Barbara Falero Chief Compliance & Ethics Officer NA
Mr. Guillermo Morales Head of Legal & Deputy Gen. Sec. NA
Mr. Enzo Tolentino Head of the Area of Continuous Auditing & Corp. Devel. NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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