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Byline Bancorp Inc

Financial Services US BY

34.17USD
0.26(0.77%)

Last update at 2026-06-09T16:00:00Z

Day Range

34.1634.75
LowHigh

52 Week Range

24.4734.33
LowHigh

Fundamentals

  • Previous Close 33.91
  • Market Cap1526.38M
  • Volume60671
  • P/E Ratio11.58
  • Dividend Yield1.19%
  • Revenue TTM409.98M
  • Revenue Per Share TTM9.15
  • Gross Profit TTM 409.98M
  • Diluted EPS TTM2.89

Source: TradingView
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Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 173.25M 161.08M 145.68M 114.68M 124.21M
Minority interest - - - - -
Net income 130.05M 120.76M 107.88M 87.95M 92.78M
Selling general administrative 132.99M 140.12M 129.64M 118.05M 101.22M
Selling and marketing expenses - 4.98M 145.49M 2.83M 1.80M
Gross profit 416.22M 376.50M 479.48M 320.23M 303.61M
Reconciled depreciation 4.55M 5.03M 4.20M 6.67M 7.07M
Ebit 182.96M 161.08M 145.68M 148.53M 124.21M
Ebitda 187.86M 166.11M 145.68M 155.20M 131.28M
Depreciation and amortization 4.90M 5.03M 6.01M 6.67M 7.07M
Non operating income net other - - - - -
Operating income 182.96M 161.08M 145.68M 148.53M 124.21M
Other operating expenses 446.54M 460.34M 333.80M -171.70000M -179.39300M
Interest expense 186.87M 217.88M 148.86M 36.23M 12.54M
Tax provision 43.20M 40.32M 34.18M 26.73M 31.43M
Interest income 572.22M 565.93M 437.16M 301.56M 248.93M
Net interest income 385.35M 348.05M 320.43M 265.33M 236.39M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 43.20M 40.32M 37.80M 26.73M 31.43M
Total revenue 629.49M 621.42M 479.48M 320.23M 303.61M
Total operating expenses 233.26M 215.42M -333.79800M -171.70000M -179.39300M
Cost of revenue 213.27M 244.92M 54.86M - -
Total other income expense net -9.70200M 545.07M 145.68M -33.84600M -12.53900M
Discontinued operations - - - - -
Net income from continuing ops 130.05M 120.76M 100.98M 87.95M 92.78M
Net income applicable to common shares 130.05M 120.76M 107.88M 87.76M 92.00M
Preferred stock and other adjustments - - - 0.20M 0.78M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 9652.68M 9496.53M 8964.42M 7362.94M 6696.17M
Intangible assets 219.75M 16.39M 21.77M 10.53M 17.20M
Earning assets - - - - 1758.19M
Other current assets - - 275.74M -687.39500M 2964.36M
Total liab 8384.77M 8405.03M 7974.27M 6597.12M 5859.79M
Total stockholder equity 1267.91M 1091.50M 990.15M 765.82M 836.38M
Deferred long term liab - - - - -
Other current liab 4761.81M 7458.63M 6025.67M -4.49400M -0.26200M
Common stock 0.47M 0.46M 0.45M 0.39M 0.39M
Capital stock 0.47M 0.46M 0.45M 0.39M 10.82M
Retained earnings 645.72M 533.90M 429.04M 335.79M 271.68M
Other liab - - - 4.20M 1.40M
Good will 200.52M 181.71M 181.71M 148.35M 148.35M
Other assets 7887.10M 6719.20M - 4020.13M 2888.09M
Cash 60.18M 563.14M 226.14M 179.35M 157.93M
Cash and equivalents - - - - -
Total current liabilities 4761.81M 7511.85M 6395.08M 4.49M 0.26M
Current deferred revenue - - -22.23300M - -
Net debt 504.76M 211.51M 327.64M 572.08M 472.21M
Short term debt - 32.11M 369.41M 14.39M 15.63M
Short long term debt - 0.00000M 11.25M - -
Short long term debt total 564.95M 774.65M 553.78M 751.43M 630.15M
Other stockholder equity 694.79M 670.83M 660.78M 547.18M 562.18M
Property plant equipment 57.99M 70.30M - 56.80M 62.55M
Total current assets 1465.29M 2516.61M 275.74M 1911.48M 2087.23M
Long term investments 1435.00M 1445.12M 1372.22M 1204.30M 1492.75M
Net tangible assets - - - 606.93M 660.39M
Short term investments 1405.11M 1166.13M 1342.48M 1174.43M 1454.54M
Net receivables 39.82M 787.34M 736.84M 717.21M 474.75M
Long term debt 564.95M 731.60M 487.65M 751.43M 630.15M
Inventory - - -962.97100M 4.72M -87.91100M
Accounts payable 11.78M 21.11M 22.23M 4.49M 0.26M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -73.07500M -113.68700M -100.11700M -117.55000M -8.30200M
Additional paid in capital - - - - -
Common stock total equity - - - 0.39M 0.39M
Preferred stock total equity - - - - 10.44M
Retained earnings total equity - - - 335.79M 271.68M
Treasury stock - - - -51.11400M -31.57000M
Accumulated amortization - - - - -
Non currrent assets other - 269.84M 8014.10M 11.35M -1720.85500M
Deferred long term asset charges - - - - -
Non current assets total 300.29M 6979.92M 8688.68M 1431.33M 1720.86M
Capital lease obligations 9.85M 10.95M 14.27M 14.39M 15.63M
Long term debt total 564.95M 156.60M - 751.43M 630.15M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 174.89M -330.91900M -375.22200M -959.40400M -521.79100M
Change to liabilities - - - 111.43M -15.64800M
Total cashflows from investing activities -223.59100M -330.91900M -336.24100M -819.85800M -236.04800M
Net borrowings -247.77000M 232.08M -310.41700M 120.68M 243.73M
Total cash from financing activities -330.77000M 492.76M 216.96M 620.95M 236.13M
Change to operating activities - - - 111.43M -15.64800M
Net income 130.05M 120.76M 107.88M 87.95M 92.78M
Change in cash -414.04300M 337.00M 46.78M 21.42M 74.51M
Begin period cash flow 563.14M 226.14M 179.35M 157.93M 83.42M
End period cash flow 149.09M 563.14M 226.14M 179.35M 157.93M
Total cash from operating activities 140.32M 175.16M 166.07M 220.33M 74.43M
Issuance of capital stock 1.90M 4.52M 1.53M 1.51M 2.14M
Depreciation 4.55M 5.03M 4.53M 4.29M 5.99M
Other cashflows from investing activities -456.32100M -249.46800M -432.43800M 143.18M 425.08M
Dividends paid 18.16M 15.85M 14.59M -13.59700M -12.05200M
Change to inventory - - 7.31M - -
Change to account receivables 2.94M 20.34M -1.06100M -74.59100M -30.44200M
Sale purchase of stock -23.72900M 4.52M 485.83M -27.71200M -28.86700M
Other cashflows from financing activities -43.01000M 272.00M 540.17M 22795.25M 13924.50M
Change to netincome - - - -2.38400M -30.32100M
Capital expenditures 4.00M 3.99M 3.86M 3.63M 2.24M
Change receivables - - - -74.59100M -30.44200M
Cash flows other operating - - - 82.09M 36.12M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - 21.42M 74.51M
Change in working capital 26.76M 62.76M -8.37200M 36.84M -46.09000M
Stock based compensation 9.28M 7.89M 6.71M 5.33M 4.02M
Other non cash items -38.09100M -18.72900M 28.74M 60.36M 17.78M
Free cash flow 136.32M 171.17M 162.21M 216.70M 72.19M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BY
Byline Bancorp Inc
0.26 0.77% 34.17 11.58 9.59 3.72 1.20 4.57
HDB
HDFC Bank Limited ADR
0.24 1.04% 23.25 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.24 0.79% 30.71 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
-0.03 0.06% 50.45 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services, including fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.

Byline Bancorp Inc

180 North LaSalle Street, Chicago, IL, United States, 60601

Key Executives

Name Title Year Born
Mr. Roberto R. Herencia Exec. Chairman & CEO 1960
Mr. Alberto J. Paracchini Pres & Director 1971
Mr. Thomas Abraham Pres of Small Bus. Capital 1965
Mr. Thomas J. Bell III Sr. VP, Treasurer & CFO 1966
Mr. Nicolas Mando Sr. VP & Chief Technology and Operations Officer 1972
Ms. Maria Sherylle A. Olano Sr. VP & Chief Accounting Officer NA
Mr. Brooks O. Rennie Head of Investor Relations NA
Ms. Ana Casanueva Sr. VP, Director of Legal & Sec. of the Board 1984
Erin O'Neill Director of Marketing NA
Ms. Dana Traci Exec. VP & Chief HR Officer 1971

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