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Guaranty Bancshares, Inc.

Financial Services US GNTY

NoneUSD
0.00(0%)

Last update at 2025-11-06T20:10:43.063452Z

Day Range

--
LowHigh

52 Week Range

21.9335.11
LowHigh

Fundamentals

  • Previous Close -
  • Market Cap377.12M
  • VolumeNone
  • P/E Ratio12.07
  • Dividend Yield2.83%
  • Revenue TTM122.25M
  • Revenue Per Share TTM10.37
  • Gross Profit TTM 129.16M
  • Diluted EPS TTM2.71

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 49.26M 48.56M 33.30M 32.06M 25.20M
Minority interest 0.02M - - - -
Net income 40.45M 39.81M 27.40M 26.28M 20.60M
Selling general administrative 49.41M 44.02M 43.88M 41.07M 37.00M
Selling and marketing expenses 1.59M 1.76M 1.50M 1.66M 1.41M
Gross profit 2.71M 120.13M 113.02M 95.84M 83.09M
Reconciled depreciation 4.93M 5.51M 5.47M 5.26M 4.63M
Ebit 64.66M 48.56M 33.30M 32.06M 44.74M
Ebitda 69.60M 54.07M 38.76M 37.32M 49.37M
Depreciation and amortization 4.93M 5.51M 5.47M 5.26M 4.63M
Non operating income net other - - - - -
Operating income 64.66M 48.56M 33.30M 32.06M 44.74M
Other operating expenses 61.95M -71.57800M -79.72200M -63.78600M 38.35M
Interest expense 15.38M 6.99M 13.06M 23.69M 19.54M
Tax provision 8.83M 8.75M 5.89M 5.78M 4.60M
Interest income 123.21M 102.55M 103.04M 102.56M 88.46M
Net interest income 107.83M 95.56M 89.98M 78.87M 68.92M
Extraordinary items - - - - 0.00600M
Non recurring - - - - -
Other items - - - - -
Income tax expense 8.83M 8.75M 5.89M 5.78M 4.60M
Total revenue 2.71M 120.13M 113.02M 95.84M 84.22M
Total operating expenses 61.95M -71.57800M -79.72200M -63.78600M -38.35500M
Cost of revenue - - - - 1.13M
Total other income expense net -15.40400M -6.99200M -13.06000M -23.69100M -19.54200M
Discontinued operations - - - - -
Net income from continuing ops 40.42M 39.81M 27.40M 26.28M 20.60M
Net income applicable to common shares 40.45M 39.81M 27.40M 26.28M 20.60M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 3351.49M 3086.07M 2740.83M 2318.97M 2266.97M
Intangible assets 1.86M 2.31M 3.00M 3.85M 4.71M
Earning assets - - - 421.35M 424.97M
Other current assets 14.71M 2052.92M 1746.07M 1593.49M 1488.24M
Total liab 3055.94M 2783.86M 2468.19M 2057.42M 2022.39M
Total stockholder equity 294.98M 302.21M 272.64M 261.55M 244.58M
Deferred long term liab - - - - -
Other current liab -28.40900M -31.56800M -37.25700M -23.58700M -10.73300M
Common stock 14.21M 14.14M 12.95M 12.90M 12.84M
Capital stock 14.21M 14.14M 12.95M 12.90M 12.84M
Retained earnings 137.56M 107.64M 113.45M 98.24M 80.09M
Other liab 12.54M 11.20M 9.76M 9.22M 8.69M
Good will 32.16M 32.16M 32.16M 32.16M 32.16M
Other assets 2305.58M 2052.92M 1746.07M 1594.02M 2752.20M
Cash 59.19M 67.63M 132.97M 45.47M 51.23M
Cash and equivalents - - - - -
Total current liabilities 28.41M 31.57M 37.26M 23.59M 10.73M
Current deferred revenue - - - - -
Net debt 279.96M 4.68M 7.95M 20.46M 76.71M
Short term debt - 5.00M 12.00M 46.71M 0.17M
Short long term debt 0.00000M 5.00M 12.00M 46.71M 0.17M
Short long term debt total 339.15M 72.31M 140.91M 65.93M 127.95M
Other stockholder equity 167.47M 174.12M 136.61M 152.20M 160.82M
Property plant equipment 54.29M 53.47M 55.21M 64.98M 52.23M
Total current assets 259.67M 418.74M 523.60M 267.33M 1781.74M
Long term investments 697.93M 526.47M 2218.48M 368.17M 396.14M
Net tangible assets 260.96M 267.74M 237.48M 225.54M 207.72M
Short term investments 188.93M 342.21M 380.80M 212.72M 232.97M
Net receivables 11.55M 8.90M 9.83M 9.15M 9.29M
Long term debt 339.15M 67.31M 19.81M 65.93M 127.95M
Inventory 0.04M 0.01M 0.41M 0.99M 1.72M
Accounts payable 28.41M 26.57M 25.26M 23.59M 10.73M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity 0.57M - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -24.26000M 6.30M 9.63M -1.79300M -9.16200M
Additional paid in capital - - - - -
Common stock total equity 14.21M 14.14M 12.95M 12.90M 12.84M
Preferred stock total equity - - - - -
Retained earnings total equity 137.56M 107.64M 113.45M 98.24M 80.09M
Treasury stock -60.25700M -51.41900M -51.41900M -34.49200M -24.35200M
Accumulated amortization - - - - -
Non currrent assets other -786.24500M -614.41200M -471.16600M -457.61800M -3.20900M
Deferred long term asset charges - - - - -
Non current assets total 786.25M 614.41M 471.17M 457.62M 485.23M
Capital lease obligations - - - - -
Long term debt total 49.15M 19.81M 19.81M 10.31M 10.81M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -1034.90100M -159.19000M -4.39300M 27.99M -128.07300M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -684.96400M -202.67800M -165.76800M -17.74000M -108.73400M
Net borrowings 259.91M -70.08100M 79.51M -63.14600M 57.83M
Total cash from financing activities 252.98M 306.95M 384.32M 4.90M 60.60M
Change to operating activities 1.44M 2.41M 1.46M 12.13M 2.23M
Net income 40.42M 39.81M 27.40M 26.28M 20.60M
Change in cash -393.13800M 147.81M 261.08M 19.20M -19.91800M
Begin period cash flow 499.61M 351.79M 90.71M 71.51M 91.43M
End period cash flow 106.47M 499.61M 351.79M 90.71M 71.51M
Total cash from operating activities 38.85M 43.54M 42.52M 32.05M 28.21M
Issuance of capital stock - - - 0.00000M 0.00000M
Depreciation 4.93M 5.51M 5.47M 5.26M 4.63M
Other cashflows from investing activities 355.62M -40.59200M -155.47300M -40.64100M 22.17M
Dividends paid -10.32400M -9.42700M -8.48700M -8.06500M 7.03M
Change to inventory - - - - -
Change to account receivables -14.44600M -8.56500M -3.90800M -17.23200M -5.95500M
Sale purchase of stock -8.83800M 2.02M -16.92700M -10.14000M -4.26500M
Other cashflows from financing activities 1175.73M 554.98M 764.75M 345.62M 404.42M
Change to netincome 2.65M 0.30M 7.72M 1.34M 2.18M
Capital expenditures 5.68M 2.90M 5.90M 5.09M 2.83M
Change receivables -14.44600M -8.56500M -3.90800M -17.23200M -5.95500M
Cash flows other operating 5.28M 7.04M 5.84M 16.39M 2.55M
Exchange rate changes - - - - -
Cash and cash equivalents changes -393.13800M 147.81M 261.08M 19.20M -19.91800M
Change in working capital -13.00700M -6.15100M -2.44900M -5.10000M -3.72500M
Stock based compensation 0.69M 0.73M 0.75M 0.66M 0.59M
Other non cash items 6.96M 3.79M 14.41M 2.28M 6.05M
Free cash flow 33.16M 40.65M 36.62M 26.96M 25.38M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
GNTY
Guaranty Bancshares, Inc.		 - -% - 12.07 - 3.08 1.26
HDB
HDFC Bank Limited ADR		 0.24 1.04% 23.25 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 -0.24 0.78% 30.47 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 0.16 0.32% 50.61 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

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Profile

Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. The company offers checking and savings, money market, and business accounts, as well as certificates of deposit; and commercial and industrial, construction and development, 1-4 family residential, commercial real estate, farmland, agricultural, multi-family residential, and consumer loans. It also provides trustee, custodial and escrow, investment management, retirement plan, ATM, night depository, direct deposit, and cashier's check services, as well as online and mobile banking services; debit cards; letters of credit; and treasury management services, including wire transfer, positive pay, remote deposit capture, and automated clearinghouse services. The company was founded in 1913 and is headquartered in Addison, Texas.

Guaranty Bancshares, Inc.

16475 Dallas Parkway, Addison, TX, United States, 75001

Key Executives

Name Title Year Born
Mr. Tyson Todd Abston CEO & Director 1966
Mr. Kirk L. Lee Pres & Director 1962
Mr. Clifton A. Payne Sr. EVP, CFO & Director 1957
Ms. Lisa Gallerano Exec. VP & Gen. Counsel 1961
Mr. Casey Tibbets Pres of Fort Worth Location NA
Kevin Nelson Sr. VP & Director of Internal Audit NA
Mr. Joel Johnson Chief Digital Officer NA
William Travis Brown Austin Area Chairman NA
Trent Abbott Pres of Mount Pleasant Location NA
Mr. Jeremy W. Fykes Denton Market Pres NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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