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Primerica Inc

Financial Services US PRI

270.27USD
7.26(2.76%)

Last update at 2026-06-09T16:04:00Z

Day Range

265.77270.92
LowHigh

52 Week Range

137.57218.62
LowHigh

Fundamentals

  • Previous Close 263.01
  • Market Cap7205.44M
  • Volume92384
  • P/E Ratio15.85
  • Dividend Yield1.26%
  • EBITDA739.02M
  • Revenue TTM2841.95M
  • Revenue Per Share TTM78.06
  • Gross Profit TTM 1663.47M
  • Diluted EPS TTM12.98

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 493.75M 511.17M 506.73M 477.11M 416.08M
Minority interest 5.04M 1.38M - - -
Net income 367.97M 373.36M 386.16M 366.39M 324.09M
Selling general administrative 462.76M 522.31M 376.64M 357.20M 335.38M
Selling and marketing expenses - - - - -
Gross profit 2399.74M 2412.88M 1972.35M 1815.36M 1670.24M
Reconciled depreciation 34.17M 29.84M 17.70M 18.30M 12.42M
Ebit 526.02M 437.97M 445.66M 421.59M 444.89M
Ebitda 529.35M 467.81M 463.36M 439.89M 457.31M
Depreciation and amortization 3.33M 29.84M 17.70M 18.30M 12.42M
Non operating income net other - - - - -
Operating income 526.02M 437.97M 445.66M 421.59M 444.89M
Other operating expenses 2226.38M 2198.56M 1710.81M 1575.39M 1483.76M
Interest expense 27.24M 30.62M 28.84M 28.81M 28.81M
Tax provision 125.78M 139.19M 120.57M 110.72M 91.99M
Interest income 27.24M 30.62M 28.84M 28.81M 28.81M
Net interest income -27.23700M -30.61800M -28.83900M -77.13600M -66.29400M
Extraordinary items - - - - 2.70M
Non recurring - - - - -
Other items - - - - -
Income tax expense 125.78M 139.19M 120.57M 110.72M 91.99M
Total revenue 2720.13M 2709.73M 2217.54M 2052.50M 1899.84M
Total operating expenses 320.39M -2271.75900M -1771.88000M -1630.91800M -1454.95000M
Cost of revenue 320.39M 296.85M 245.19M 237.14M 229.61M
Total other income expense net -32.27500M 73.20M 61.07M 55.52M 56.99M
Discontinued operations - - - - -
Net income from continuing ops 367.97M 371.98M 386.16M 366.39M 324.09M
Net income applicable to common shares 371.33M 371.82M 386.16M 366.39M 324.09M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 15348.88M 16123.22M 14905.28M 13688.53M 12595.05M
Intangible assets 185.53M 195.82M 45.27M 45.27M 48.11M
Earning assets - - - - -
Other current assets 4261.19M 4287.12M -7001.99800M -6754.93900M -6484.63300M
Total liab 13627.38M 14033.44M 13069.40M 12036.04M 11133.53M
Total stockholder equity 1721.50M 2082.51M 1835.88M 1652.49M 1461.51M
Deferred long term liab - 226.00M 202.45M 189.00M 164.41M
Other current liab -436.91700M -600.38200M -519.71100M -339.95400M -313.86200M
Common stock 0.37M 0.39M 0.39M 0.41M 0.43M
Capital stock 0.37M 0.39M 0.39M 0.41M 0.43M
Retained earnings 1973.40M 2004.51M 1705.79M 1593.28M 1489.52M
Other liab 10367.98M 10554.35M 10171.69M 9537.02M 9014.83M
Good will 127.71M 179.15M - - -
Other assets 12010.45M 3446.53M 3329.34M 2889.42M 2664.68M
Cash 489.24M 392.50M 547.57M 256.88M 262.14M
Cash and equivalents 489.24M 392.50M 547.57M 256.88M 262.14M
Total current liabilities 740.23M 600.38M 519.71M 339.95M 313.86M
Current deferred revenue - - 69.25M - -
Net debt 1594.13M 1647.11M 1225.42M 1354.38M 1081.21M
Short term debt 638.90M 15.00M 374.42M 0.00000M 0.00000M
Short long term debt 0.00000M 15.00M - - -
Short long term debt total 2083.37M 2039.61M 1772.99M 1611.25M 1343.35M
Other stockholder equity -11.40400M 5.22M 129.71M 58.80M -0.00100M
Property plant equipment 93.86M 47.94M 104.99M 94.08M 36.00M
Total current assets 2984.70M 8019.95M 7618.82M 7081.29M 6746.77M
Long term investments 4048.88M 4233.82M 3913.10M 3675.57M 3148.04M
Net tangible assets 1408.27M 1707.53M 1790.61M 1607.22M 1413.40M
Short term investments 2564.86M 2787.81M 2464.61M 2357.00M 2077.81M
Net receivables 4571.56M 4839.64M 4606.64M 4467.41M 4141.57M
Long term debt 2037.37M 1970.69M 1720.19M 1557.77M 1343.35M
Inventory - - - - -
Accounts payable 538.25M 585.38M 519.71M 339.95M 313.86M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -252.27200M 72.39M 129.71M 58.80M -28.43300M
Additional paid in capital - - - - -
Common stock total equity - 0.39M 0.39M 0.41M 0.43M
Preferred stock total equity - - - - -
Retained earnings total equity - 2004.51M 1705.79M 1593.28M 1489.52M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -4150.21700M -81.79900M -69.25500M -69.47200M 2069.76M
Deferred long term asset charges - - - - -
Non current assets total 353.73M 4656.74M 3957.13M 3717.82M 3183.59M
Capital lease obligations 45.99M 53.92M 52.81M 53.49M -
Long term debt total 2038.17M 1985.69M 1720.19M 1557.77M 1343.35M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -200.04800M -404.23600M -25.90700M -176.44700M -219.28400M
Change to liabilities 0.00000M 464.16M 569.05M 292.64M 268.88M
Total cashflows from investing activities -200.04800M -923.38300M -53.52900M -201.88400M -232.80100M
Net borrowings -12.62600M 208.28M -0.27400M -0.28100M -0.28100M
Total cash from financing activities -457.85000M 107.97M -301.79000M -290.13400M -260.99700M
Change to operating activities 450.10M 482.08M 513.49M 306.12M 306.21M
Net income 367.97M 371.98M 386.16M 366.39M 324.09M
Change in cash 96.74M -155.06800M 290.69M -5.26200M -17.82400M
Begin period cash flow 392.50M 547.57M 256.88M 262.14M 279.96M
End period cash flow 489.24M 392.50M 547.57M 256.88M 262.14M
Total cash from operating activities 757.66M 656.96M 643.42M 485.51M 478.07M
Issuance of capital stock - - - - -
Depreciation 34.17M 29.84M 17.70M 18.30M 12.42M
Other cashflows from investing activities -174.24300M -519.14700M -27.62200M -25.43700M -13.51700M
Dividends paid 83.78M 74.64M 64.35M 57.63M 44.14M
Change to inventory - - - - -
Change to account receivables 231.43M 14.36M -132.53300M -24.79000M 53.55M
Sale purchase of stock -356.30600M -18.75100M -231.43100M -225.03700M -210.14600M
Other cashflows from financing activities -5.13500M -11.98400M -5.73900M -7.18600M -6.71100M
Change to netincome -481.97800M 61.49M 50.98M -17.87400M 13.15M
Capital expenditures 25.80M 24.69M 27.62M 25.44M 13.52M
Change receivables - 14.36M -132.53300M -24.79000M 53.55M
Cash flows other operating - -541.16100M -473.01800M -402.99100M -431.86400M
Exchange rate changes - 3.38M 2.60M 1.24M -2.09300M
Cash and cash equivalents changes - -155.06800M 290.69M -5.26200M -17.82400M
Change in working capital -27.29300M -62.64400M -36.49900M -135.13600M -109.43400M
Stock based compensation 22.36M 16.84M 19.03M 17.53M 17.25M
Other non cash items 440.43M 326.54M 256.76M 219.27M 231.15M
Free cash flow 731.86M 632.27M 615.79M 460.08M 464.55M

Peer Comparison

Sector: Financial Services Industry: Insurance - Life

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
PRI
Primerica Inc		 7.26 2.76% 270.27 15.85 10.83 2.48 3.05 3.12
CILJF
China Life Insurance Co Ltd		 -0.05 1.36% 3.63 4.18 5.40 0.44 1.14 1.41
AAGIY
AIA Group Ltd ADR		 -1.33 3.59% 35.76 18.22 13.87 4.28 2.59 2.96
AAIGF
AIA Group Ltd		 0.06 0.62% 9.70 18.21 13.93 4.20 2.60 2.96
PIAIF
Ping An Insurance		 -0.47 6.05% 7.30 6.87 3.61 0.07 0.60 0.17

Reports Covered

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Profile

Primerica, Inc., together with its subsidiaries, provides financial products to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities. The Senior Health segment offers segregated funds; and medicare advantage and supplement products. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental health and accidental death. It distributes and sells its products through licensed sales representatives. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.

Primerica Inc

1 Primerica Parkway, Duluth, GA, United States, 30099

Key Executives

Name Title Year Born
Mr. Glenn Jackson Williams CEO & Director 1959
Mr. Peter Wayne Schneider Pres 1956
Ms. Alison Sue Rand Exec. VP & CFO 1968
Mr. Gregory Carl Pitts Exec. VP & COO 1963
Mr. Michael Craig Adams Co-Head of Bus. Technology, Chief Bus. Technology Officer & Exec. VP 1957
Ms. Lisa Abraham Brown Exec. VP & Chief Admin. Officer 1970
Ms. Nicole Russell Sr. VP of Investor Relations NA
Mr. Jeffrey Scott Fendler Exec. VP and Chief Compliance & Risk Officer 1957
Mr. Brett Allan Rogers Exec. VP & Gen. Counsel 1965
Mr. Robert Hudson Peterman Jr. Exec. VP & Chief Marketing Officer 1966

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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