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Radian Group Inc

Financial Services US RDN

34.19USD
0.63(1.88%)

Last update at 2026-06-09T16:06:00Z

Day Range

33.7334.39
LowHigh

52 Week Range

17.5929.00
LowHigh

Fundamentals

  • Previous Close 33.56
  • Market Cap4395.69M
  • Volume248790
  • P/E Ratio7.42
  • Dividend Yield3.14%
  • EBITDA960.12M
  • Revenue TTM1229.29M
  • Revenue Per Share TTM7.74
  • Gross Profit TTM 1422.69M
  • Diluted EPS TTM3.87

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 952.78M 764.83M 479.44M 848.99M 684.19M
Minority interest - - - - -
Net income 742.93M 600.67M 393.63M 672.31M 606.01M
Selling general administrative 381.15M 323.69M 280.71M 306.13M 280.82M
Selling and marketing expenses - - - - -
Gross profit 727.22M 902.53M 1071.84M 1112.50M 894.06M
Reconciled depreciation 4.31M 3.45M 71.73M 72.73M 69.09M
Ebit 485.65M 761.42M 475.84M 845.50M 802.34M
Ebitda 489.96M 764.87M 480.99M 867.79M 814.77M
Depreciation and amortization 4.31M 3.45M 5.14M 22.29M 12.43M
Non operating income net other - - - -22.73800M -
Operating income 485.65M 761.42M 475.84M 845.50M 745.68M
Other operating expenses 237.95M 565.10M 959.18M 677.96M 588.82M
Interest expense 84.45M 84.34M 71.15M 56.31M 61.49M
Tax provision 209.84M 164.16M 85.81M 176.68M 78.17M
Interest income 84.45M 84.34M 71.15M 56.31M 61.49M
Net interest income -84.45400M -84.34400M -71.15000M -56.31000M -61.49000M
Extraordinary items - - - 0.00000M 0.00000M
Non recurring - - - 4.83M -
Other items - - - - -
Income tax expense 209.84M 164.16M 85.81M 176.68M 78.17M
Total revenue 1190.73M 1329.93M 1438.62M 1526.95M 1273.01M
Total operating expenses 381.15M -568.51200M -962.77300M -681.45700M -527.33000M
Cost of revenue 463.51M 427.40M 366.78M 414.45M 378.94M
Total other income expense net 467.13M 3.41M 3.60M 3.50M 4.03M
Discontinued operations - - - - -
Net income from continuing ops 742.93M 600.67M 393.63M 672.31M 606.01M
Net income applicable to common shares 742.93M 600.67M 393.63M 672.31M 606.01M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 7063.73M 7839.19M 7948.02M 6808.31M 6314.65M
Intangible assets 5.48M 9.79M 13.24M 76.74M 96.27M
Earning assets - - - - -
Other current assets 596.37M -5208.39200M -5884.45700M -4798.61600M -4175.87600M
Total liab 3144.40M 1897.96M 1796.05M 1021.99M 2825.94M
Total stockholder equity 3919.33M 4258.80M 4284.35M 4048.72M 3488.72M
Deferred long term liab 391.08M 337.51M 213.90M - -
Other current liab 298.88M 329.09M 448.79M 1737.61M 1713.06M
Common stock 0.18M 0.19M 0.21M 0.22M 0.23M
Capital stock 0.18M 0.19M 0.21M 0.22M 0.23M
Retained earnings 3786.95M 3180.93M 2684.64M 2389.79M 1719.54M
Other liab 664.07M 1462.77M 1354.16M 292.35M 561.09M
Good will 9.80M 9.80M 9.80M 9.80M 14.09M
Other assets 1107.95M 892.07M 778.64M 871.70M -3765.34800M
Cash 56.18M 151.15M 87.92M 92.73M 95.39M
Cash and equivalents - - - - -
Total current liabilities 596.37M 0.02M 727.35M 1737.61M 1713.06M
Current deferred revenue - - - - -
Net debt 1513.14M 1409.31M 1494.24M 929.26M 934.96M
Short term debt 0.00000M 0.02M 0.00000M 79.00M 218.87M
Short long term debt - - - 79.00M 218.87M
Short long term debt total 1569.33M 1560.46M 1582.16M 1021.99M 1030.35M
Other stockholder equity 589.00M 957.57M 1335.78M 1548.23M 1829.86M
Property plant equipment 70.98M 75.09M 80.46M 67.39M 37.09M
Total current assets 5869.51M 343.06M 282.41M 186.36M 4782.93M
Long term investments 5693.49M 6513.54M 6822.49M 5658.75M 5153.03M
Net tangible assets 3904.04M 4239.20M 4261.31M 4020.54M 3429.72M
Short term investments 5419.80M 6068.59M 6341.34M 5207.30M 4549.98M
Net receivables 145.47M 191.91M 194.50M 93.63M 78.65M
Long term debt 1569.33M 1560.46M 1684.23M 1178.94M 1351.56M
Inventory - - - - -
Accounts payable 562.74M 228.08M 278.56M 684.18M 321.21M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -456.79900M 120.09M 263.73M 110.49M -60.92000M
Additional paid in capital - - - - -
Common stock total equity 0.18M 0.19M 0.21M 0.22M 0.23M
Preferred stock total equity - - - - -
Retained earnings total equity 3786.95M 3180.93M 2684.64M 2389.79M 1719.54M
Treasury stock -930.64300M -920.79800M -910.11500M -901.65700M -894.87000M
Accumulated amortization - - - - -
Non currrent assets other -5687.98000M -6604.05600M -6886.96900M -5750.25100M -80.27600M
Deferred long term asset charges - - - - -
Non current assets total 86.27M 6604.06M 6886.97M 5750.25M 5297.07M
Capital lease obligations - - - - -
Long term debt total 1569.33M 1637.55M 1684.23M 1178.94M 1351.56M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -5.17500M 4.61M -883.18000M 986.65M -658.03200M
Change to liabilities -57.61100M -119.70100M -178.03100M -51.47300M -91.38000M
Total cashflows from investing activities -5.17500M -1.86200M -883.18000M -302.04900M -689.41400M
Net borrowings 55.92M 7.57M 547.12M -116.13300M 35.36M
Total cash from financing activities -479.18300M -496.77600M 222.62M -403.10600M 22.39M
Change to operating activities -419.72600M -142.79600M 358.59M -45.57500M -171.18400M
Net income 742.93M 600.67M 393.63M 672.31M 606.01M
Change in cash -96.06000M 58.47M -2.12800M -10.72800M 10.76M
Begin period cash flow 152.62M 94.15M 96.27M 107.00M 96.24M
End period cash flow 56.56M 152.62M 94.15M 96.27M 107.00M
Total cash from operating activities 388.30M 557.11M 658.43M 694.43M 677.79M
Issuance of capital stock 1.34M 1.38M 1.55M 2.42M 1.39M
Depreciation 76.58M 75.47M 71.73M 72.73M 69.09M
Other cashflows from investing activities 12.50M 6.13M 1.43M 0.74M -5.37400M
Dividends paid 135.44M 103.30M 97.46M 2.06M 2.14M
Change to inventory - - - - -
Change to account receivables 46.47M 2.58M -85.50600M -25.50400M -4.59900M
Sale purchase of stock -400.19500M -399.10000M -226.30500M -300.20100M -50.05300M
Other cashflows from financing activities 130.87M 52.24M 720.31M 570.59M 94.28M
Change to netincome 299.01M 149.75M 50.86M 184.73M 120.57M
Capital expenditures 17.67M 12.60M 17.02M 27.63M 26.01M
Change receivables - - - -1.11500M -2.90400M
Cash flows other operating - - - -160.45700M 45.49M
Exchange rate changes - - - -0.00400M -
Cash and cash equivalents changes - - - -10.72800M 10.76M
Change in working capital -715.37200M -265.21900M 151.28M -183.61400M -160.36400M
Stock based compensation - - - -46.89100M -
Other non cash items 77.24M -15.60300M -60.27700M 22.74M 42.48M
Free cash flow 370.63M 544.51M 641.42M 666.80M 651.78M

Peer Comparison

Sector: Financial Services Industry: Insurance - Specialty

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
RDN
Radian Group Inc
0.63 1.88% 34.19 7.42 8.17 3.51 1.04 4.69
FNF
Fidelity National Financial Inc
0.75 1.59% 47.80 22.83 12.82 0.95 1.85 1.14
RYAN
Ryan Specialty Group Holdings Inc
1.52 4.80% 33.17 92.15 24.81 5.63 9.12 3.21
BZLYF
Beazley plc
- -% 16.90 12.10 12.85 1.75 2.09 8.90
AXS
AXIS Capital Holdings Ltd
1.69 1.76% 97.90 8.27 7.52 1.15 1.30 1.37

Reports Covered

Stock Research & News

Profile

Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. The company operates through Mortgage and Homegenius segments. The Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. Radian Group Inc. was founded in 1977 and is headquartered in Wayne, Pennsylvania.

Radian Group Inc

550 East Swedesford Road, Wayne, PA, United States, 19087

Key Executives

Name Title Year Born
Mr. Richard Gerald Thornberry CEO & Director 1958
Mr. J. Franklin Hall Sr. EVP & CFO 1968
Mr. Edward John Hoffman Sr. EVP, Gen. Counsel & Corp. Sec. 1974
Mr. Derek V. Brummer Pres of Mortgage 1971
Mr. Brien Joseph McMahon Sr. Exec. VP, Chief Franchise Officer & Co-Head of homegenius 1961
Mr. William Thomas Tomljanovic Chief Investment Officer, Sr. VP & Treasurer 1962
Mr. Robert James Quigley Exec. VP, Corp. Controller & Chief Accounting Officer 1973
Mr. John W. Damian Sr. VP of Corp. Devel. & Investor Relations NA
Ms. Emily S. Riley Exec. VP, Chief Marketing & Corp. Communications Officer NA
Ms. Mary Creedon Dickerson Exec. VP & Chief People Officer NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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