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BankFinancial Corporation

Financial Services US BFIN

NoneUSD
0.00(0%)

Last update at 2026-02-05T21:09:46.398710Z

Day Range

--
LowHigh

52 Week Range

8.6813.97
LowHigh

Fundamentals

  • Previous Close -
  • Market Cap167.10M
  • VolumeNone
  • P/E Ratio21.29
  • Dividend Yield2.89%
  • Revenue TTM54.35M
  • Revenue Per Share TTM4.36
  • Gross Profit TTM 54.52M
  • Diluted EPS TTM0.63

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 13.84M 9.76M 12.76M 15.90M 26.05M
Minority interest - - - - -
Net income 10.49M 7.41M 9.16M 11.67M 19.34M
Selling general administrative 22.04M 27.81M 26.10M 25.71M 27.65M
Selling and marketing expenses 0.69M 0.74M 0.56M 0.66M 0.85M
Gross profit 56.79M 49.46M 51.25M 58.44M 66.85M
Reconciled depreciation 1.26M 2.07M 1.78M 1.76M 3.60M
Ebit 18.32M 9.76M 12.76M 15.90M 38.68M
Ebitda 19.58M 11.83M 12.79M 15.96M 38.87M
Depreciation and amortization 1.26M 2.07M 0.03M 0.06M 0.18M
Non operating income net other - - - -0.04400M -
Operating income 18.32M 9.76M 12.76M 15.90M 35.27M
Other operating expenses 1.29M -39.70300M -38.49300M -42.53900M 31.59M
Interest expense 4.48M 2.79M 6.99M 13.22M 9.22M
Tax provision 3.34M 2.35M 3.60M 4.22M 6.71M
Interest income 55.30M 46.57M 52.88M 65.41M 61.29M
Net interest income 50.81M 43.77M 45.89M 52.19M 52.07M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 3.34M 2.35M 3.60M 4.22M 6.71M
Total revenue 56.79M 49.46M 51.25M 58.44M 66.77M
Total operating expenses 1.29M -39.70300M -38.49300M -42.53900M -31.58900M
Cost of revenue - - - - -0.08300M
Total other income expense net -4.48100M -2.79400M -6.98800M -13.21700M -9.21700M
Discontinued operations - - - - -
Net income from continuing ops 10.49M 7.41M 9.16M 11.67M 19.34M
Net income applicable to common shares 10.49M 7.41M 9.16M 11.67M 19.34M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 1492.17M 1575.14M 1700.68M 1596.84M 1488.02M
Intangible assets - - - 0.00700M 0.04M
Earning assets - - - - 248.22M
Other current assets 189.33M -265.06300M -578.76100M 1017.07M 1148.35M
Total liab 1336.79M 1423.47M 1543.22M 1423.91M 1313.64M
Total stockholder equity 155.38M 151.67M 157.47M 172.93M 174.37M
Deferred long term liab - - - - -
Other current liab 864.47M -20.22400M -27.20200M -17.69800M -18.60300M
Common stock 0.12M 0.13M 0.13M 0.15M 0.15M
Capital stock 0.12M 0.13M 0.13M 0.15M 0.15M
Retained earnings 74.43M 71.81M 66.55M 64.75M 61.57M
Other liab - 8.67M 30.20M 26.37M 10.22M
Good will - - - - -
Other assets - 311.39M 997.44M 1017.07M 1148.35M
Cash 178.48M 66.77M 502.16M 503.50M 190.32M
Cash and equivalents - - - - -
Total current liabilities 895.60M 20.22M 27.20M 17.70M 18.60M
Current deferred revenue - - - - -
Net debt -129.86300M -47.13700M -477.57200M -499.49600M -190.26400M
Short term debt 31.13M - 5.00M 10.00M 0.06M
Short long term debt - 0.00000M 5.00M - -
Short long term debt total 48.62M 19.63M 24.59M 4.00M 0.06M
Other stockholder equity 83.46M 85.85M 90.71M 107.81M 112.42M
Property plant equipment - 24.96M 25.04M 24.68M 24.35M
Total current assets 189.33M 1238.79M 592.50M 531.27M 255.08M
Long term investments 182.72M 210.34M 85.69M 1002.74M 60.19M
Net tangible assets - 151.67M 157.47M 172.93M 174.37M
Short term investments 182.72M 210.34M 85.69M 23.83M 60.19M
Net receivables 7.54M 7.34M 4.65M 3.94M 4.56M
Long term debt 44.68M 19.63M 24.59M 4.00M 0.06M
Inventory -1078.08400M 0.48M 1044.21M 0.16M 0.19M
Accounts payable - 20.22M 22.20M 17.70M 18.60M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -2.62500M -6.11200M 0.08M 0.21M 0.23M
Additional paid in capital - - - - -
Common stock total equity - 0.13M 0.13M 0.15M 0.15M
Preferred stock total equity - - - - -
Retained earnings total equity - 71.81M 66.55M 64.75M 61.57M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 26.21M -210.33800M -110.73700M -48.51100M -84.58000M
Deferred long term asset charges - - - - -
Non current assets total 1302.84M 24.96M 110.74M 48.51M 84.58M
Capital lease obligations - - - - -
Long term debt total - 19.63M 19.59M - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Investments 197.92M -317.10800M -99.08400M 198.31M 32.17M
Change to liabilities - -1.97800M -1.29800M -1.00500M -2.20200M
Total cashflows from investing activities - -316.77200M -101.13000M 199.07M 184.18M
Net borrowings - -5.00000M 20.56M 3.94M -20.98800M
Total cash from financing activities -95.43100M -127.91300M 92.03M 100.58M -113.42900M
Change to operating activities - -0.15600M -0.16800M 0.29M 1.66M
Net income 9.39M 10.49M 7.41M 9.16M 11.67M
Change in cash 111.71M -435.39300M -1.33400M 313.17M 92.12M
Begin period cash flow 66.77M 502.16M 503.50M 190.32M 98.20M
End period cash flow 178.48M 66.77M 502.16M 503.50M 190.32M
Total cash from operating activities 9.22M 9.29M 7.77M 13.52M 21.37M
Issuance of capital stock - - - - -
Depreciation 1.54M 1.26M 2.07M 1.78M 1.76M
Other cashflows from investing activities - 0.34M -2.04600M 0.80M 1.30M
Dividends paid 5.06M 5.23M 5.62M 5.98M 6.27M
Change to inventory - - - - 6.23M
Change to account receivables -0.20400M -2.69000M -0.70300M 0.62M 0.39M
Sale purchase of stock -2.39300M -4.86600M -17.12200M -4.61000M -18.13900M
Other cashflows from financing activities -112.98200M -117.81600M 114.77M 111.17M -89.02400M
Change to netincome - 1.61M -1.35000M 1.10M 5.98M
Capital expenditures 1.18M 1.94M 2.33M 2.01M 0.80M
Change receivables - -2.69000M -0.70300M 0.62M 0.39M
Cash flows other operating - 1.89M 1.55M 1.38M 3.57M
Exchange rate changes - - - - -
Cash and cash equivalents changes - -435.39300M -1.33400M 313.17M 92.12M
Change in working capital -3.87600M -3.08300M -0.84300M 2.05M 4.28M
Stock based compensation -4.20000M - -0.02800M -1.13700M 0.00000M
Other non cash items 1.82M 0.86M -0.87100M 0.52M 3.67M
Free cash flow 8.04M 7.35M 5.43M 11.51M 20.58M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BFIN
BankFinancial Corporation		 - -% - 21.29 23.09 3.07 1.08 3.83
HDB
HDFC Bank Limited ADR		 0.24 1.04% 23.25 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 -0.24 0.78% 30.47 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 0.16 0.32% 50.61 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

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Profile

BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides banking, financial planning, and fiduciary services to individuals, families, and businesses. The company accepts various deposit products, such as savings, NOW, checking, money market, IRAs, and other retirement accounts, as well as certificates of deposit. Its loan portfolio consists of multi-family residential real estate loans, non-residential real estate loans, commercial loans and commercial equipment leases, consumer loans, and one-to-four family residential real estate loans. The company also offers various financial products and services, including cash management, funds transfers, bill payment and other online and mobile banking transactions, trust, wealth management, and general insurance agency services. In addition, it provides trust and financial planning services; and sells property and casualty, and other insurance products on an agency basis. The company offers its products through full-service banking offices located in Cook, DuPage, Lake, and Will Counties, Illinois, as well as through internet branch, bankfinancial.com. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois.

BankFinancial Corporation

60 North Frontage Road, Burr Ridge, IL, United States, 60527

Key Executives

Name Title Year Born
Mr. F. Morgan Gasior Chairman, CEO & Pres 1964
Mr. Paul A. Cloutier CPA Exec. VP, CFO & Treasurer 1964
Ms. Marci L. Slagle Pres of Equipment Fin. of BankFinancial, NA 1970
Mr. Mark W. Collins Chief Information Officer 1951
Mr. Gregg T. Adams Pres of Marketing & Sales 1959
Mr. Donald F. Stelter Exec. VP of Gen. Services Division-BankFinancial F.S.B. 1953
Mr. James J. Brennan Sec. 1951
Mr. John G. Manos Pres of Commercial Real Estate Division - BankFinancial FSB 1961
Ms. Elizabeth A. Doolan Sr. VP of Fin. & Controller 1964
Ms. Katie Multon Marketing Communications Mang. NA

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