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Eagle Financial Services Inc Common Stock

Financial Services US EFSI

42.375USD
0.86(2.08%)

Last update at 2026-06-09T15:44:00Z

Day Range

41.4543.62
LowHigh

52 Week Range

27.2135.70
LowHigh

Fundamentals

  • Previous Close 41.51
  • Market Cap105.45M
  • Volume14013
  • P/E Ratio10.33
  • Dividend Yield4.01%
  • Revenue TTM62.93M
  • Revenue Per Share TTM17.90
  • Gross Profit TTM 60.45M
  • Diluted EPS TTM2.90

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 17.67M 12.79M 13.31M 11.57M 10.31M
Minority interest - - - - -
Net income 14.52M 11.02M 11.17M 9.76M 9.00M
Selling general administrative 27.11M 25.81M 29.44M 17.90M 16.53M
Selling and marketing expenses - - - - -
Gross profit - - 42.75M 38.12M 35.31M
Reconciled depreciation 0.98M 1.00M 1.44M 0.96M 1.13M
Ebit - - 13.31M 11.57M 10.31M
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income - - 13.31M 12.56M 11.59M
Other operating expenses 7.49M 5.50M 4.16M 4.60M 3.99M
Interest expense 5.47M 1.68M 3.28M 4.24M 2.52M
Tax provision 3.15M 1.77M 2.14M 1.81M 1.31M
Interest income 54.58M 42.63M 38.83M 35.38M 31.86M
Net interest income 49.10M 40.95M 35.55M 31.14M 29.35M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 3.15M 1.77M 2.14M 1.81M 1.31M
Total revenue 61.36M 50.98M 42.75M 37.25M 34.51M
Total operating expenses - - 29.44M 25.55M 23.73M
Cost of revenue - - - - 0.00000M
Total other income expense net - - - -0.99400M -1.27400M
Discontinued operations - - - - -
Net income from continuing ops 14.52M 11.02M 11.17M 9.76M 9.00M
Net income applicable to common shares 14.52M 11.02M 11.17M 9.76M 9.00M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 1616.72M 1303.04M 1130.15M 877.32M 799.62M
Intangible assets - - - - -
Earning assets - - - - -
Other current assets 0.15M 0.88M 0.25M 1.95M 1.85M
Total liab 1514.99M 1192.76M 1025.08M 780.99M 712.02M
Total stockholder equity 101.73M 110.28M 105.07M 96.33M 87.60M
Deferred long term liab - - - - -
Other current liab - - 884.44M 633.35M 587.96M
Common stock 8.63M 8.56M 8.46M 8.53M 8.57M
Capital stock 8.62M 8.56M 8.46M 8.53M 8.57M
Retained earnings 100.28M 89.76M 82.52M 74.91M 68.59M
Other liab 7.56M 10.18M 7.87M 5.77M 7.04M
Good will - - - - -
Other assets 1365.43M 1019.16M 858.35M 651.85M 613.79M
Cash 66.53M 63.84M 79.92M 33.41M 18.35M
Cash and equivalents - - - - -
Total current liabilities 1473.55M 1177.29M 884.44M 771.54M 704.98M
Current deferred revenue - - - - -
Net debt 137.85M - - - -
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total - - - - -
Other stockholder equity -20.44600M -0.15500M 3.28M 1.48M -1.55300M
Property plant equipment 22.83M 23.39M 19.33M 22.91M 19.08M
Total current assets 68.17M 65.00M 244.88M 33.84M 18.46M
Long term investments 158.39M 193.37M 829.24M 165.00M 144.30M
Net tangible assets 101.73M 110.28M 105.07M 96.33M 87.60M
Short term investments 158.39M 193.37M 164.96M 165.00M 144.30M
Net receivables - - - - -
Long term debt 204.38M - - - -
Inventory 0.11M - 0.61M 0.18M 0.11M
Accounts payable 1263.86M 1177.00M 1013.03M 771.41M 702.92M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - 8.46M 8.53M 8.57M
Preferred stock total equity - - - - -
Retained earnings total equity - - 82.52M 74.91M 68.59M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - 36.71M 19.39M 16.41M
Deferred long term asset charges - - - - -
Non current assets total - - 885.28M 678.66M 636.97M
Capital lease obligations - - 4.11M - -
Long term debt total - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments 15.42M -35.16500M -189.17100M -57.56700M -55.10100M
Change to liabilities 0.00000M 0.00000M -1.45900M -1.33900M -11.47700M
Total cashflows from investing activities -331.33600M -193.21700M -201.47400M -57.98200M -53.65900M
Net borrowings 237.31M 237.31M 237.31M -1.87100M 1.87M
Total cash from financing activities 320.35M 160.91M 236.73M 61.94M 37.69M
Change to operating activities -5.44800M 3.88M -2.85600M -2.23300M -13.88100M
Net income 14.52M 11.02M 11.17M 9.76M 9.00M
Change in cash 2.83M -15.85200M 46.26M 15.31M -17.49500M
Begin period cash flow 64.07M 79.92M 33.66M 18.35M 35.85M
End period cash flow 66.89M 64.07M 79.92M 33.66M 18.35M
Total cash from operating activities 13.81M 16.46M 11.01M 11.35M -1.52300M
Issuance of capital stock 0.16M 0.18M 0.23M 0.14M 0.16M
Depreciation 1.91M 1.67M 1.83M 1.44M 1.41M
Other cashflows from investing activities -8.88400M -9.78200M -11.84700M 0.90M 1.87M
Dividends paid 3.81M 3.26M 3.20M 3.00M 2.78M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -0.15400M -0.14900M -1.85400M -1.77100M -1.26100M
Other cashflows from financing activities 86.84M 164.14M 239.93M 66.81M 38.59M
Change to netincome 2.78M -0.11300M 1.45M 2.01M 1.75M
Capital expenditures 0.84M 0.52M 0.46M 1.31M 0.43M
Change receivables - - - - -
Cash flows other operating - - -1.98300M -0.52900M -2.20300M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - 46.26M 15.31M -17.49500M
Change in working capital -5.44800M 1.65M -2.85600M -2.23300M -13.88100M
Stock based compensation 1.02M 0.85M 0.60M 0.56M -
Other non cash items 1.57M 0.11M -0.44800M 0.80M -
Free cash flow 12.98M 13.70M 10.55M 10.03M -1.95500M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
EFSI
Eagle Financial Services Inc Common Stock
0.86 2.08% 42.38 10.33 - 1.68 1.04
HDB
HDFC Bank Limited ADR
0.24 1.04% 23.25 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.24 0.78% 30.47 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
0.16 0.32% 50.61 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the Shenandoah Valley and Northern Virginia. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, as well as secured and unsecured consumer loans, which include personal installment loans, personal lines of credit, automobile loans, and credit card loans. The company also offers fiduciary services; advisory services and investment products, including individual retirement accounts, mutual funds, tax-deferred annuities, 529 college savings plans, life insurance, long term care insurance, brokerage certificates of deposit, and other brokerage services; non-deposit investment products; and title insurance products. In addition, it provides ATM and debit cards; online bill payment services; and telephone, internet, and mobile banking services, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. The company operates through full-service branches, loan production offices, drive-through only facility, and ATM locations in the Virginia communities of Berryville, Winchester, Boyce, Stephens City, Purcellville, Warrenton, Leesburg, Ashburn, and Fairfax, as well as Maryland community of Frederick. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.

Eagle Financial Services Inc Common Stock

2 East Main Street, Berryville, VA, United States, 22611

Key Executives

Name Title Year Born
Mr. Brandon Craig Lorey Pres, CEO & Director 1969
Ms. Kathleen J. Chappell Exec. VP & CFO 1967
Mr. Todd A. Braithwaite Sr. VP & CTO NA
Ms. Debra L. Purrington J.D. Exec. VP, Chief Fiduciary & Bank Counsel NA
Ms. Kaley P. Crosen Exec. VP & Sec. 1966

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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