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PCB Bancorp

Financial Services US PCB

26.16USD
0.79(3.11%)

Last update at 2026-06-09T15:49:00Z

Day Range

25.6326.20
LowHigh

52 Week Range

13.3118.60
LowHigh

Fundamentals

  • Previous Close 25.37
  • Market Cap216.29M
  • Volume4641
  • P/E Ratio8.66
  • Dividend Yield4.74%
  • Revenue TTM93.96M
  • Revenue Per Share TTM6.59
  • Gross Profit TTM 100.53M
  • Diluted EPS TTM1.75

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 49.40M 56.96M 23.01M 34.35M 34.74M
Minority interest - - - - -
Net income 34.99M 40.10M 16.18M 24.11M 24.30M
Selling general administrative 33.76M 30.68M 29.20M 28.81M 27.18M
Selling and marketing expenses 2.15M 1.66M 1.36M 1.55M 2.01M
Gross profit 104.13M 95.57M 77.93M 80.90M 75.85M
Reconciled depreciation 3.73M 3.38M 3.44M 3.92M 4.03M
Ebit 61.52M 56.96M 23.01M 34.35M 52.70M
Ebitda 65.25M 60.34M 26.45M 38.27M 56.73M
Depreciation and amortization 3.73M 3.38M 3.44M 3.92M 4.03M
Non operating income net other - - - - -
Operating income 61.52M 56.96M 23.01M 34.35M 52.70M
Other operating expenses 4.39M -38.61200M -54.91800M -46.55200M 23.15M
Interest expense 12.12M 4.33M 13.57M 23.91M 17.95M
Tax provision 14.42M 16.86M 6.84M 10.24M 10.44M
Interest income 101.75M 81.47M 79.76M 92.94M 83.70M
Net interest income 89.63M 77.14M 66.19M 69.03M 65.75M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 14.42M 16.86M 6.84M 10.24M 10.44M
Total revenue 104.13M 95.57M 77.93M 80.90M 75.85M
Total operating expenses 4.39M -38.61200M -54.91800M -46.55200M -23.15300M
Cost of revenue - - - - 0.00000M
Total other income expense net -12.11900M -4.33500M -13.57200M -23.91100M -17.95100M
Discontinued operations - - - - -
Net income from continuing ops 34.99M 40.10M 16.18M 24.11M 24.30M
Net income applicable to common shares 34.83M 40.10M 16.14M 24.09M 24.30M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 2809.07M 2420.04M 2149.74M 1922.85M 1746.33M
Intangible assets 6.67M - - - 1.36M
Earning assets - - - - 256.46M
Other current assets 254.37M 30.28M 42.39M -129.86100M -108.33800M
Total liab 2460.20M 2084.59M 1893.45M 1689.07M 1519.49M
Total stockholder equity 348.87M 335.44M 256.29M 233.79M 226.83M
Deferred long term liab - - - - -
Other current liab 2357.35M -11.80200M -8.87100M -5.75900M -10.19700M
Common stock 142.56M 149.63M 154.99M 164.14M 169.22M
Capital stock 211.70M 218.77M 154.99M 164.14M 169.22M
Retained earnings 146.09M 127.18M 101.14M 67.69M 57.67M
Other liab - 8.64M 8.10M 3.53M 4.19M
Good will - - - - -
Other assets - 1968.53M 1684.80M 1466.70M 1361.29M
Cash 242.34M 147.03M 203.28M 194.10M 146.23M
Cash and equivalents - - - - -
Total current liabilities 2399.74M 11.80M 8.87M 5.76M 10.20M
Current deferred revenue -29.00900M - - - -
Net debt -183.20500M -120.22200M -185.84100M -105.64300M -116.23800M
Short term debt 42.38M - - - 10.00M
Short long term debt - - - - 10.00M
Short long term debt total 59.14M 26.81M 17.44M 88.45M 29.99M
Other stockholder equity - -10.51100M 0.15M 1.96M 9.85M
Property plant equipment - 13.27M 9.88M 11.66M 12.75M
Total current assets 254.37M 296.37M 331.85M 323.96M 254.57M
Long term investments 143.32M 141.86M 123.20M 120.53M 117.72M
Net tangible assets - 266.30M 256.29M 233.79M 226.83M
Short term investments 143.32M 141.86M 123.20M 120.53M 97.57M
Net receivables 9.47M 7.47M 5.37M 9.33M 10.77M
Long term debt 39.00M 20.00M 10.00M 80.00M 20.00M
Inventory -251.81000M - - 1.40M -
Accounts payable 29.01M 11.80M 8.87M 5.76M 10.20M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -8.92400M -10.51100M 0.15M 1.96M -0.05700M
Additional paid in capital - - - - -
Common stock total equity - - - 164.14M 169.22M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 2266.07M -3.11500M -133.08200M -132.19100M -130.47100M
Deferred long term asset charges - - - - -
Non current assets total 2554.70M 155.14M 133.08M 132.19M 130.47M
Capital lease obligations 20.14M 6.81M 7.44M 8.46M 9.99M
Long term debt total - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -356.66500M -6.22800M -132.81800M -61.90300M -172.51500M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -356.66500M -175.22300M -132.81800M -61.90300M -168.11800M
Net borrowings 10.00M -70.00000M 60.00M -10.00000M -10.00000M
Total cash from financing activities 243.14M 186.03M 163.60M 15.74M 226.05M
Change to operating activities 1.72M 1.94M -6.83600M -2.09600M 4.45M
Net income 34.99M 40.10M 16.18M 24.11M 24.30M
Change in cash -56.25400M 9.19M 47.87M -16.04500M 88.61M
Begin period cash flow 203.28M 194.10M 146.23M 162.27M 73.66M
End period cash flow 147.03M 203.28M 194.10M 146.23M 162.27M
Total cash from operating activities 57.27M -1.61700M 17.09M 30.12M 35.08M
Issuance of capital stock 69.14M - 0.00000M 0.00000M 45.04M
Depreciation 3.73M 3.38M 3.44M 3.92M 4.03M
Other cashflows from investing activities -1.60600M -29.38000M -0.10200M -0.91200M -0.84400M
Dividends paid -8.94600M -6.65500M -6.15300M -3.96200M 1.76M
Change to inventory - - - - -
Change to account receivables -12.73800M 2.66M -2.33800M 0.80M -1.36200M
Sale purchase of stock -6.73200M -10.87600M -6.48700M -6.48000M 45.35M
Other cashflows from financing activities 199.68M -0.00400M 256.24M 36.18M 192.77M
Change to netincome 29.56M -49.70700M 6.66M 3.39M -0.74400M
Capital expenditures 5.45M 0.43M 1.78M 0.71M 1.14M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -11.01500M 4.60M -9.17400M -1.29500M 3.09M
Stock based compensation 0.54M 0.45M 0.71M 0.71M 0.65M
Other non cash items 16.85M -48.20700M 9.61M 5.25M 2.36M
Free cash flow 51.81M -2.04700M 15.31M 29.41M 33.94M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
PCB
PCB Bancorp
0.79 3.11% 26.16 8.66 - 2.19 0.78
HDB
HDFC Bank Limited ADR
0.24 1.04% 23.25 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.24 0.78% 30.47 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
0.16 0.32% 50.61 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and trade finance, remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, Small Business Administration (SBA) property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, SBA commercial term, and SBA Paycheck Protection Program loans; and consumer loans comprising residential mortgage; and automobile loans, unsecured lines of credit, and term loans. In addition, the company offers access to account balances, online transfers, and online bill payment and electronic delivery of customer statements; and mobile banking solutions that include remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through a network of full-service branches in Los Angeles and Orange counties, California; Carrollton and Dallas, Texas; and Englewood Cliffs and Palisade Park, New Jersey, and Bayside, New York. It also operates loan production offices in Los Angeles and Orange Counties, California; Annandale, Virginia; Atlanta, Georgia; Bellevue, Washington; Aurora, Colorado; and Carrollton, Texas. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.

PCB Bancorp

3701 Wilshire Boulevard, Los Angeles, CA, United States, 90010-2871

Key Executives

Name Title Year Born
Mr. Henry Kim Pres, CEO & Director 1967
Mr. Timothy T. Chang CPA Exec. VP & CFO 1968
Mr. Brian Bang Exec. VP & Chief Credit Officer 1974
Mr. Andrew Chung Exec. VP, Chief Risk Officer & Corp. Sec. 1963
Ms. Mimi Lee Sr. VP & Chief Operations Administrator 1968
Michael A. Kwon Sr. VP & CTO NA
Hoon Jang Young Sr. VP & Branch Mang. of Western NA
Hee Lee Joon Sr. VP & Mang. of Consumer Loan Department NA
Joanne Kim Sr. VP and Branch Mang. of Buena Park & Fullerton Branch NA
Thomas Kim Sr. VP & Downtown Regional Mang. of Downtown Fashion District NA

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