0R15 9025.0 0.0% 0R1E 9410.0 0.0% 0M69 None None% 0R2V 247.99 9682.643% 0QYR 1567.5 0.0% 0QYP 439.3701 -2.9016% 0RUK None None% 0RYA 1597.0 1.2682% 0RIH 195.55 0.0% 0RIH 191.4 -2.1222% 0R1O 225.5 9683.0803% 0R1O None None% 0QFP 10475.8496 107.8542% 0M2Z 252.573 0.2373% 0VSO 33.0 -7.3164% 0R1I None None% 0QZI 622.0 0.0% 0QZ0 220.0 0.0% 0NZF None None% 0YXG 222.05 -4.1318%

Lloyds Banking Group PLC

Financial Services GB LLOY

54.3GBP
-0.52(0.95%)

Last update at 2024-12-19T16:42:00Z

Day Range

53.7254.32
LowHigh

52 Week Range

39.4251.47
LowHigh

Fundamentals

  • Previous Close 54.82
  • Market Cap30538.65M
  • Volume127468766
  • P/E Ratio5.34
  • Dividend Yield5.34%
  • Revenue TTM19892.00M
  • Revenue Per Share TTM0.31
  • Gross Profit TTM 17061.00M
  • Diluted EPS TTM0.09

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 6928.00M 6902.00M 1226.00M 4393.00M 5960.00M
Minority interest -96.00000M -101.00000M 229.00M 203.00M 274.00M
Net income 5459.00M 5784.00M 1318.00M 2925.00M 4302.00M
Selling general administrative 265.00M 210.00M 189.00M 226.00M 287.00M
Selling and marketing expenses 170.00M 161.00M 187.00M 170.00M 197.00M
Gross profit 18209.00M 16324.00M 15126.00M 18318.00M 17360.00M
Reconciled depreciation 2396.00M 2825.00M 2732.00M 2660.00M 2405.00M
Ebit 10520.00M 6801.00M 1157.00M 4312.00M 8815.00M
Ebitda 12916.00M 9626.00M 3889.00M 6972.00M 11220.00M
Depreciation and amortization 2396.00M 2825.00M 2732.00M 2660.00M 2405.00M
Non operating income net other - - - - -
Operating income 10520.00M 6801.00M 1157.00M 4312.00M 6070.00M
Other operating expenses 9679.00M 10800.00M 9224.00M 12199.00M 10650.00M
Interest expense 3688.00M 3892.00M 3557.00M 6681.00M 2953.00M
Tax provision 1373.00M 1017.00M -161.00000M 1387.00M 1454.00M
Interest income 17645.00M 13258.00M 14481.00M 16861.00M 16349.00M
Net interest income 13957.00M 9366.00M 10749.00M 10180.00M 13396.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 1373.00M 1017.00M -161.00000M 1387.00M 1560.00M
Total revenue 18209.00M 16324.00M 15126.00M 18318.00M 22036.00M
Total operating expenses 9729.00M 10800.00M 9224.00M 12199.00M 14315.00M
Cost of revenue - - - 187.00M 190.00M
Total other income expense net -3592.00000M 101.00M 69.00M 81.00M -110.00000M
Discontinued operations - - - - -
Net income from continuing ops 5555.00M 5885.00M 1387.00M 3006.00M 4400.00M
Net income applicable to common shares 5021.00M 5355.00M 865.00M 2459.00M 3975.00M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 877829.00M 886525.00M 871269.00M 833893.00M 797598.00M
Intangible assets 4786.00M 4196.00M 4140.00M 3808.00M 3347.00M
Earning assets - - 260665.00M 245869.00M 216408.00M
Other current assets 2111.00M 6015.00M 576779.00M 568744.00M 555960.00M
Total liab 830308.00M 84660.00M 101658.00M 114819.00M 747399.00M
Total stockholder equity 47277.00M 52917.00M 49184.00M 47603.00M 49925.00M
Deferred long term liab 54.00M 64.00M 74.00M 83.00M 90.00M
Other current liab 55560.00M 61628.00M 54301.00M 51601.00M 37681.00M
Common stock 6729.00M 7102.00M 7084.00M 7005.00M 7116.00M
Capital stock 6729.00M 7102.00M 7084.00M 7005.00M 7116.00M
Retained earnings 10145.00M 10241.00M 4584.00M 3246.00M 5389.00M
Other liab 128488.00M 145897.00M 138551.00M 135014.00M 124004.00M
Good will 2655.00M 2320.00M 2320.00M 2324.00M 2310.00M
Other assets 567581.00M 531331.00M 544956.00M 541716.00M 797598.00M
Cash 91630.00M 76567.00M 73556.00M 55443.00M 55310.00M
Cash and equivalents - - - - -
Total current liabilities 642254.00M 620654.00M 601993.00M 559545.00M 533259.00M
Current deferred revenue - - - - -
Net debt -7081.00000M 8093.00M 28102.00M 59376.00M 49506.00M
Short term debt - - - 23734.00M 17771.00M
Short long term debt - - - 23734.00M 17771.00M
Short long term debt total 84549.00M 84660.00M 101658.00M 114819.00M 104816.00M
Other stockholder equity 30403.00M 35574.00M 37516.00M 37352.00M 37420.00M
Property plant equipment 8128.00M 7965.00M 8407.00M 9551.00M 8530.00M
Total current assets 91630.00M 76567.00M 73556.00M 55443.00M 612019.00M
Long term investments 203049.00M 264146.00M 206067.00M 194023.00M 171392.00M
Net tangible assets 39836.00M 46401.00M 42724.00M 41471.00M 44268.00M
Short term investments -35778.00000M -41909.00000M - 55584.00M 41706.00M
Net receivables 854.00M 510.00M 959.00M 320.00M 749.00M
Long term debt - - 101658.00M 114819.00M 108824.00M
Inventory - - - - -
Accounts payable 482597.00M 483991.00M 463398.00M 421874.00M 425450.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - -5848.00000M -5474.00000M -4447.00000M
Additional paid in capital - - - - -
Common stock total equity - - 7084.00M 7005.00M 7116.00M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -35778.00000M -278627.00000M -252757.00000M -236734.00000M -171392.00000M
Deferred long term asset charges - - - - -
Non current assets total 218618.00M 278627.00M 252757.00M 236734.00M 185579.00M
Capital lease obligations - - - - -
Long term debt total - - - 114819.00M 108824.00M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments 510.00M -2545.00000M -2242.00000M -99.00000M 14149.00M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities 510.00M -2545.00000M -4000.00000M -2130.00000M 11921.00M
Net borrowings -1378.00000M -557.00000M -3874.00000M -818.00000M -527.00000M
Total cash from financing activities -6613.00000M -3234.00000M -5319.00000M -6559.00000M -4301.00000M
Change to operating activities -1721.00000M -19676.00000M -10690.00000M -12402.00000M -35384.00000M
Net income 6928.00M 6902.00M 1226.00M 4393.00M 5960.00M
Change in cash 16635.00M 912.00M 17656.00M 2587.00M -3484.00000M
Begin period cash flow 79194.00M 75467.00M 57811.00M 55224.00M 58708.00M
End period cash flow 95829.00M 76379.00M 75467.00M 57811.00M 55224.00M
Total cash from operating activities 22011.00M 6621.00M 27171.00M 11281.00M -11107.00000M
Issuance of capital stock 31.00M 25.00M 144.00M 36.00M 102.00M
Depreciation 2396.00M 2825.00M 2732.00M 2660.00M 2405.00M
Other cashflows from investing activities - - -1099.00000M 1312.00M 15435.00M
Dividends paid 1475.00M 877.00M 453.00M 2312.00M 2240.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -2013.00000M -897.00000M -683.00000M -1095.00000M -1005.00000M
Other cashflows from financing activities -940.00000M -429.00000M -453.00000M -2370.00000M 1098.00M
Change to netincome -18474.00000M 3560.00M 6034.00M 13103.00M -4775.00000M
Capital expenditures 3855.00M 3228.00M 2901.00M 3442.00M 3514.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 32630.00M -5548.00000M 17087.00M -7407.00000M -13145.00000M
Stock based compensation - - - - -
Other non cash items -19943.00000M 2442.00M 6126.00M 11635.00M -6327.00000M
Free cash flow 18156.00M 3393.00M 24270.00M 7839.00M -14621.00000M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (GBP) Price (GBP) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
LLOY
Lloyds Banking Group PLC
-0.52 0.95% 54.30 5.34 5.91 1.52 0.66
SBID
State Bank of India GDR
- -% 98.90 0.07 11.14 0.0002 1.45
AXB
Axis Bank Ltd GDR
- -% 65.80 0.18 - 0.0005 2.39
NWG
NatWest Group PLC
-3.6 0.89% 400.00 4.42 5.58 1.32 0.54
AIBG
AIB Group PLC
-4.0 0.91% 437.00 9.40 6.01 2.55 0.78

Reports Covered

Stock Research & News

Profile

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom. It operates through three segments: Retail; Commercial Banking; and Insurance, Pensions, and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, motor finance, unsecured loans, leasing solutions, and credit cards to personal and small business customers. The Commercial Banking segment provides lending, transactional banking, working capital management, risk management, and debt financing services to small and medium-sized entities, corporates, and institutions. The Insurance, Pensions, and Investments segment offers insurance, investment, and pension management products and services. It also provides digital banking services. The company offers its products and services under the Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows brands. Lloyds Banking Group plc was founded in 1695 and is based in London, the United Kingdom.

Lloyds Banking Group PLC

25 Gresham Street, London, United Kingdom, EC2V 7HN

Key Executives

Name Title Year Born
Mr. Charles Alan Nunn Group Chief Exec. & Exec. Director 1971
Mr. William Leon David Chalmers Group CFO & Exec. Director 1968
Mr. David J. S. Oldfield Interim COO & Group Director of Commercial Banking NA
Mr. David John Gledhill Group Chief Operating Officer 1962
Mr. John Chambers Group Chief Information Officer NA
Ms. Carla A. S. Antunes Da Silva Director of Group Strategy, Corp. Devel. & Investor Relations 1974
Ms. Catherine Lucy Cheetham Company Sec. & Group Gen. Counsel 1963
Ms. Letitia Mary Smith Group Director of Conduct, Compliance & Operational Risk 1966
Matt Smith Head of Media Relations NA
Mr. Eduardo José Stock da Cunha Head of Corp. Devel. & Head of Commercial Banking Market 1963

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