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Sancus Lending Group Ltd

Financial Services GB LEND

1.2GBX
0.00(0%)

Last update at 2026-06-11T15:18:00Z

Day Range

1.101.30
LowHigh

52 Week Range

0.301.80
LowHigh

Fundamentals

  • Previous Close 1.20
  • Market Cap12.94M
  • Volume7403
  • P/E Ratio-
  • Dividend Yield-%
  • Revenue TTM20.19M
  • Revenue Per Share TTM0.04
  • Gross Profit TTM -1.63900M
  • Diluted EPS TTM-

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 1.15M 0.13M -9.00400M -14.01200M -10.35800M
Minority interest - - - - -
Net income 0.95M 0.56M -9.13400M -14.06200M -10.33900M
Selling general administrative - 1.36M 1.41M 0.97M 1.82M
Selling and marketing expenses - 0.00200M 0.08M 0.26M 0.09M
Gross profit 20.09M 14.83M 1.45M 2.38M 2.76M
Reconciled depreciation - 0.30M 0.28M 0.30M 0.36M
Ebit 13.40M 13.73M -9.85900M -4.71200M -4.22000M
Ebitda 13.56M 14.03M -9.57700M -3.51300M -3.86400M
Depreciation and amortization 0.16M 0.30M 0.28M 1.20M 0.36M
Non operating income net other - - - - -
Operating income 13.40M 9.54M -9.85900M -4.71200M -4.22000M
Other operating expenses 7.70M 17.14M 14.41M 14.70M 13.12M
Interest expense 16.12M 13.04M 10.56M 10.19M 6.05M
Tax provision - 0.13M 0.13M 0.05M -0.01900M
Interest income - - - - 3.16M
Net interest income - -2.35300M -2.91800M - -2.89100M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 0.20M 0.13M 0.13M 0.05M -0.01900M
Total revenue 21.10M 15.61M 4.58M 9.99M 2.76M
Total operating expenses 6.69M 5.29M 14.21M 7.09M 13.12M
Cost of revenue 1.01M 0.78M 10.86M 7.61M -
Total other income expense net -12.25000M 2.45M 0.83M -9.30000M -6.13800M
Discontinued operations - - - - -
Net income from continuing ops - 0.00000M -9.13400M -14.06200M -10.33900M
Net income applicable to common shares - - - -14.06200M -10.33900M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 195.00M 122.12M 106.41M 101.55M 96.96M
Intangible assets - - - - 0.05M
Earning assets - - - - -
Other current assets -37.84800M -7.37300M 0.00500M 0.71M 0.54M
Total liab 193.93M 124.18M 108.39M 94.38M 77.86M
Total stockholder equity 1.07M -2.06100M -1.97600M 7.17M 19.09M
Deferred long term liab - - - - -
Other current liab 6.84M 2.27M 1.67M 1.44M -0.47500M
Common stock - - - 118.34M 116.22M
Capital stock - 0.00000M 0.00000M 118.34M 116.22M
Retained earnings -118.20900M -119.15900M -119.15900M -110.02500M -96.34800M
Other liab - - - - -
Good will - - 0.00000M 14.26M 22.89M
Other assets - 122.12M -76.67500M - 47.14M
Cash 3.16M 2.53M 4.99M 4.13M 12.44M
Cash and equivalents - - - - -
Total current liabilities 6.98M 2.60M 2.17M 3.36M 0.47M
Current deferred revenue - - 2.05M - -
Net debt 183.92M 119.07M 101.38M 77.98M 52.82M
Short term debt 0.14M 0.02M 0.30M 0.21M -
Short long term debt - - - 0.00000M -
Short long term debt total 187.09M 121.60M 106.37M 82.11M 65.25M
Other stockholder equity 119.21M 117.17M 117.17M -1.14100M -0.77600M
Property plant equipment - - - 0.42M 0.66M
Total current assets 141.17M 99.80M 81.67M 62.91M 17.71M
Long term investments - - - - 55.10M
Net tangible assets - - - -7.08100M -3.85300M
Short term investments - - - - 46.60M
Net receivables 175.86M 104.64M 76.67M 81.93M 5.28M
Long term debt - 107.39M 92.12M 81.75M -
Inventory - - 0.00000M 0.71M -
Accounts payable - 0.32M 0.13M 1.71M 0.47M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 0.07M -0.07000M 0.01M - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 37.85M 7.37M 10.15M 23.96M -32.10900M
Deferred long term asset charges - - - - -
Non current assets total 53.83M 22.32M 24.75M 38.64M 32.11M
Capital lease obligations - 0.44M 0.28M 0.36M -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -0.58400M 1.62M -0.15500M -0.17300M
Change to liabilities - - - -0.33000M -0.13100M
Total cashflows from investing activities -0.34700M -0.58400M 1.62M -0.15500M 0.40M
Net borrowings - 15.08M 10.00M 17.46M 7.31M
Total cash from financing activities 68.55M 16.16M 12.80M 16.97M 4.55M
Change to operating activities - - - -0.39200M -1.99500M
Net income 0.95M 0.00000M -9.13400M -14.06200M -10.33900M
Change in cash 0.64M -2.46100M 0.86M -8.30200M -3.35000M
Begin period cash flow 2.53M 4.99M 4.13M 12.44M 15.79M
End period cash flow 3.16M 2.53M 4.99M 4.13M 12.44M
Total cash from operating activities -67.70900M -17.95600M -13.55100M -25.13800M -8.30900M
Issuance of capital stock - 5.00M 3.00M 2.12M 0.00000M
Depreciation 0.16M 0.30M 0.28M 0.30M 0.36M
Other cashflows from investing activities - - 0.10M - -
Dividends paid - - - - -
Change to inventory - - - - -
Change to account receivables -5.98400M -3.48200M -7.11600M - -
Sale purchase of stock - -3.50300M - -2.03700M -2.75600M
Other cashflows from financing activities -0.11300M -2.30200M 2.80M 16.89M 7.50M
Change to netincome - - - -10.88400M 3.60M
Capital expenditures 0.10M 0.02M 0.00300M 0.23M 0.17M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -66.93400M -16.53700M -8.35900M -0.72200M -2.12600M
Stock based compensation - - - - -
Other non cash items -1.88600M -1.71700M 3.66M -10.65900M 3.80M
Free cash flow -67.80600M -17.97600M -13.55400M -25.36500M -8.48000M

Peer Comparison

Sector: Financial Services Industry: Credit Services

Company Change (GBX) Price (GBX) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
LEND
Sancus Lending Group Ltd		 - -% 1.20 - 17.01 0.64 11.50 8.31 53.06
IPF
International Personal Finance PLC		 - -% 247.50 10.25 9.48 0.73 0.99 1.77
FCH
Funding Circle Holdings PLC		 2.60 1.89% 140.00 10.00 14.04 1.97 1.67 2.25 15.97
SUS
S&U plc		 -12.5 0.64% 1935.00 11.83 9.30 3.52 1.02 4.66 9.84
ASAI
ASA International Group PLC		 5.40 2.76% 201.40 6.19 3.58 0.89 1.77 2.72

Reports Covered

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Profile

Sancus Lending Group Limited, together with its subsidiaries, operates as an alternative finance provider in the United Kingdom, Ireland, and Channel Islands. The company offers short-term funding for property development and bridging. It also provides asset backed funding services to private clients, high net worth individuals, institutions, and trusts and family offices. The company was formerly known as GLI Finance Limited and changed its name to Sancus Lending Group Limited in May 2021. Sancus Lending Group Limited was incorporated in 2005 and is based in Saint Peter Port, Guernsey.

Sancus Lending Group Ltd

Windsor House, Saint Peter Port, Guernsey, GY1 1WF

Key Executives

Name Title Year Born
Mr. Rory Jonathan Andrew Mepham CEO & Director 1980
Ms. Emma Stubbs CFO & Exec. Director 1980
James Waghorn Chief Investment Officer NA
Mr. Rory Jonathan Andrew Mepham CEO & Executive Director 1979
Mr. Keith Lawrence Chief Financial Officer NA
Mr. James Waghorn Chief Investment Officer NA
Mr. Andrew Charnley Managing Director of UK NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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