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Permanent TSB Group Holdings PLC

Financial Services GB PTSB

2.95GBX
0.10(3.33%)

Last update at 2026-06-12T07:28:00Z

Day Range

2.902.95
LowHigh

52 Week Range

1.443.32
LowHigh

Fundamentals

  • Previous Close 2.85
  • Market Cap1596.83M
  • Volume16
  • P/E Ratio0.23
  • Dividend Yield0.61%
  • Revenue TTM694.00M
  • Revenue Per Share TTM1.27
  • Gross Profit TTM 694.00M
  • Diluted EPS TTM0.13

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 128.00M 159.00M 79.00M 267.00M -21.00000M
Minority interest - - - - -
Net income 114.00M 162.00M 68.00M 223.00M -20.00000M
Selling general administrative 231.00M 183.00M 175.00M 146.00M 106.00M
Selling and marketing expenses - - - - -
Gross profit 648.60M 670.00M 668.00M 413.00M 361.00M
Reconciled depreciation 84.00M 91.00M 67.00M 52.00M 47.00M
Ebit 128.00M - 79.00M 0.00000M -21.00000M
Ebitda 155.00M - 146.00M 52.00M 26.00M
Depreciation and amortization 27.00M 91.00M 67.00M 52.00M 47.00M
Non operating income net other - - - - -
Operating income 128.00M 130.00M 107.00M 1.00M 2.00M
Other operating expenses 769.60M 540.00M 747.00M 500.00M 429.00M
Interest expense 288.00M 287.00M 158.00M 55.00M 41.00M
Tax provision 14.00M -3.00000M 11.00M 44.00M -1.00000M
Interest income 878.00M 899.00M 778.00M 417.00M 354.00M
Net interest income 590.00M 612.00M 620.00M 362.00M 313.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 14.00M -3.00000M 11.00M 44.00M -1.00000M
Total revenue 897.60M 670.00M 826.00M 501.00M 431.00M
Total operating expenses 520.60M 540.00M 589.00M 146.00M 382.00M
Cost of revenue 249.00M 287.00M 158.00M 55.00M 41.00M
Total other income expense net - 29.00M -28.00000M 266.00M -23.00000M
Discontinued operations - - - - -
Net income from continuing ops 114.00M 162.00M 68.00M 223.00M -20.00000M
Net income applicable to common shares - - - - -
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 30479.00M 28932.00M 27755.00M 25958.00M 22261.00M
Intangible assets 263.00M 213.00M 187.00M 160.00M 122.00M
Earning assets - - - - -
Other current assets - 63.00M 319.00M -1490.00000M -3610.00000M
Total liab 28243.00M 26400.00M 25336.00M 23928.00M 20595.00M
Total stockholder equity 2236.00M 2532.00M 2419.00M 2030.00M 1666.00M
Deferred long term liab - - - - -
Other current liab - 23972.00M 17897.00M 18011.00M 14904.00M
Common stock 272.00M 272.00M 273.00M 273.00M 227.00M
Capital stock 272.00M 272.00M 273.00M 273.00M 227.00M
Retained earnings 1978.00M 1901.00M 1784.00M 1744.00M 1893.00M
Other liab - - - - -
Good will - - - - -
Other assets - 28932.00M -5397.00000M - -
Cash 100.00M 2115.00M 1945.00M 1813.00M 3921.00M
Cash and equivalents - - - - -
Total current liabilities 166.00M 24160.00M 17971.00M 18036.00M 14919.00M
Current deferred revenue - - - - -
Net debt 2351.00M -2115.00000M 625.00M 117.00M -2644.00000M
Short term debt 166.00M 170.00M 63.00M 19.00M 10.00M
Short long term debt - - - - -
Short long term debt total 2451.00M 2496.00M 2570.00M 1930.00M 1277.00M
Other stockholder equity 804.00M 804.00M 1172.00M 804.00M 333.00M
Property plant equipment - - - - -
Total current assets 124.00M 2178.00M 2321.00M 323.00M 311.00M
Long term investments 5417.00M 4416.00M 3313.00M 3220.00M 2523.00M
Net tangible assets - - - - -
Short term investments 24.00M - -3297.00000M - -
Net receivables - - 57.00M - -
Long term debt - - - - -
Inventory - - 1215.00M - -
Accounts payable - - - - -
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -818.00000M -813.00000M -810.00000M -791.00000M -787.00000M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 224.00M 21611.00M 9067.00M 24924.00M 21260.00M
Deferred long term asset charges - - - - -
Non current assets total 30355.00M 26754.00M 30831.00M 25635.00M 21950.00M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -982.00000M -1042.00000M -1664.00000M -721.00000M 49.00M
Change to liabilities - - - - -
Total cashflows from investing activities -1926.00000M -1086.00000M -2144.00000M -5602.00000M 26.00M
Net borrowings 99.00M 0.00000M - 0.00000M 252.00M
Total cash from financing activities 1314.00M -61.00000M 1694.00M 3289.00M 103.00M
Change to operating activities - - - - -
Net income 114.00M 159.00M 79.00M 223.00M -21.00000M
Change in cash -478.00000M 135.00M -59.00000M -2030.00000M 848.00M
Begin period cash flow 2297.00M 2162.00M 2221.00M 4251.00M 3403.00M
End period cash flow 1819.00M 2297.00M 2162.00M 2221.00M 4251.00M
Total cash from operating activities 134.00M 1282.00M 391.00M 283.00M 719.00M
Issuance of capital stock - - - - -
Depreciation 84.00M 91.00M 67.00M 52.00M 47.00M
Other cashflows from investing activities -898.00000M -26.00000M -371.00000M 7.00M 26.00M
Dividends paid - - - - -
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock 0.00000M -2.00000M 0.00000M - -
Other cashflows from financing activities 1289.00M 123.00M 1128.00M 2628.00M -24.00000M
Change to netincome - - - - -
Capital expenditures 9.00M 15.00M 24.00M 61.00M 24.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -210.00000M 831.00M 98.00M 262.00M -91.00000M
Stock based compensation - - - - -
Other non cash items 230.00M 201.00M 147.00M -254.00000M 784.00M
Free cash flow 125.00M 413.00M 367.00M 222.00M -89.00000M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (GBX) Price (GBX) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
PTSB
Permanent TSB Group Holdings PLC		 0.10 3.33% 2.95 0.23 13.12 2.30 0.64 5.65
CBKD
Commercial International Bank -Egypt S.A.E		 -0.025 1.01% 2.46 0.05 3.98 3.27 1.65 3.51
HSBK
Halyk Bank of Kazakhstan Joint Stock Company		 -0.0136 0.04% 31.30 0.01 4.03 2.33 1.17 2.88
LLOY
Lloyds Banking Group PLC		 1.92 1.95% 100.08 14.37 10.15 3.16 1.20 4.02
NWG
NatWest Group PLC		 13.40 2.28% 601.00 9.00 8.31 3.01 1.08 2.25

Reports Covered

Stock Research & News

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Profile

Permanent TSB Group Holdings plc operates in the retail, and small and medium sized enterprises (SME) banking sectors in the Republic of Ireland. The company offers transactional banking, lending, saving, and deposit taking services. It provides its products and services through branch network, brokers, direct, digital and SME channels. The company was founded in 1816 and is based in Dublin, Ireland.

Permanent TSB Group Holdings PLC

56-59 St. Stephen?s Green, Dublin, Ireland, 2

Key Executives

Name Title Year Born
Mr. Eamonn Crowley CEO & Executive Director 1970
Mr. Barry D'Arcy CFO & Executive Director 1974
Mr. Peter Vance Chief Operating Officer NA
Mr. Tom Hayes Chief Technology & Innovation Officer NA
Mr. Andrew Walsh Chief Legal Officer NA
Mr. Ger Mitchell Chief Customer & People Officer NA
Ms. Leontia Fannin Chief Sustainability & Corporate Affairs Officer NA
Ms. Claire Heeley Head of Group Internal Audit NA
Mr. Patrick Farrell Chief Retail Banking Officer NA
Ms. Fiona McMahon Chief Risk Officer NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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