Explore 3 Stock Ideas & Industry Insights Download Free Report

8082-737-676
Shopping Cart 0
countryflagUK
Login

Enterprise Bancorp Inc

Financial Services US EBTC

NoneUSD
0.00(0%)

Last update at 2025-07-30T13:05:00.194498Z

Day Range

--
LowHigh

52 Week Range

21.9943.87
LowHigh

Fundamentals

  • Previous Close -
  • Market Cap502.71M
  • VolumeNone
  • P/E Ratio12.29
  • Dividend Yield2.49%
  • Revenue TTM172.24M
  • Revenue Per Share TTM13.86
  • Gross Profit TTM 172.24M
  • Diluted EPS TTM3.27

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 56.15M 55.76M 41.63M 44.58M 37.70M
Minority interest - - - - -
Net income 42.72M 42.17M 31.46M 34.20M 28.88M
Selling general administrative 73.90M 79.94M 73.80M 65.50M 60.33M
Selling and marketing expenses 2.76M 2.37M 2.15M 2.96M 3.37M
Gross profit 162.50M 159.66M 147.38M 132.18M 120.83M
Reconciled depreciation 7.04M 7.81M 6.78M 6.14M 6.84M
Ebit 65.26M 55.76M 41.63M 44.58M 51.77M
Ebitda 72.30M 63.57M 48.41M 50.72M 58.60M
Depreciation and amortization 7.04M 7.81M 6.78M 6.14M 6.84M
Non operating income net other - - - - -
Operating income 65.26M 55.76M 41.63M 44.58M 51.77M
Other operating expenses 7.76M -103.90500M -105.75300M -87.59500M 69.06M
Interest expense 9.12M 7.48M 14.71M 21.25M 14.07M
Tax provision 13.43M 13.59M 10.17M 10.38M 8.82M
Interest income 160.91M 149.03M 144.84M 137.11M 122.90M
Net interest income 151.80M 141.56M 130.13M 115.86M 108.83M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 13.43M 13.59M 10.17M 10.38M 8.82M
Total revenue 170.26M 159.66M 147.38M 132.18M 120.83M
Total operating expenses -97.24100M -103.90500M -105.75300M -87.59500M -69.06000M
Cost of revenue 7.76M - - - 16.32M
Total other income expense net -9.11500M -7.47700M -14.70600M -21.25100M -14.06800M
Discontinued operations - - - - -
Net income from continuing ops 42.72M 42.17M 31.46M 34.20M 28.88M
Net income applicable to common shares 42.72M 42.17M 31.46M 34.20M 28.88M
Preferred stock and other adjustments - - - - -
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Total assets 4837.59M 4466.03M 4438.33M 4447.82M 4014.32M
Intangible assets - - - - -
Earning assets - - - - -
Other current assets - 77.41M -230.68800M 2965.03M 3090.61M
Total liab 4476.84M 4136.92M 4156.07M 4100.92M 3679.90M
Total stockholder equity 360.75M 329.12M 282.27M 346.89M 334.43M
Deferred long term liab - - - - -
Other current liab -9.05500M 2477.72M -24.41500M -1.53700M -1.94000M
Common stock 0.12M 0.12M 0.12M 0.12M 0.12M
Capital stock 0.12M 0.12M 0.12M 0.12M 0.12M
Retained earnings 328.24M 301.38M 274.56M 241.76M 214.98M
Other liab - - 4.30M 3.70M -
Good will 5.66M 5.66M 5.66M 5.66M 5.66M
Other assets 4131.36M - 3258.45M 2965.03M 3090.61M
Cash 83.84M -37.44300M 267.59M 436.58M 253.78M
Cash and equivalents - - - - -
Total current liabilities 9.05M 2477.72M 2.00M 1.54M 1.94M
Current deferred revenue - -4.67800M - - -
Net debt 152.96M 147.15M -180.77600M -348.49100M -157.72500M
Short term debt - 21.47M 24.41M 82.61M 4.49M
Short long term debt - - - - -
Short long term debt total 236.80M 109.71M 86.81M 88.08M 96.06M
Other stockholder equity 111.30M 107.38M 103.79M 100.35M 97.14M
Property plant equipment - - 44.23M 68.98M 46.71M
Total current assets 106.98M 77.41M 284.71M 449.93M 269.86M
Long term investments 593.60M 668.17M 820.37M 958.22M 3029.67M
Net tangible assets - - 276.61M 341.24M 328.77M
Short term investments 13.68M -94.03500M 820.37M 958.22M 583.05M
Net receivables 20.55M 19.23M 17.12M 13.35M 16.08M
Long term debt 212.95M 85.27M 62.40M 64.46M 73.74M
Inventory - 18.21M - - -
Accounts payable 9.05M 4.68M 2.00M 1.54M 1.94M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -78.91400M -79.76300M -96.20700M 4.66M 22.19M
Additional paid in capital - - - - -
Common stock total equity - - 0.12M 0.12M 0.12M
Preferred stock total equity - - - - -
Retained earnings total equity - - 274.56M 241.76M 214.98M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -599.25100M 4242.30M -51.98100M -1032.85500M -653.85200M
Deferred long term asset charges - - - - -
Non current assets total 599.25M 4388.62M 895.18M 1032.86M 653.85M
Capital lease obligations 23.85M 24.44M 24.41M 23.63M 17.54M
Long term debt total - - 59.18M 58.98M 73.74M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -253.66600M -254.25400M -569.24800M -243.19400M -287.41200M
Change to liabilities 0.17M -0.79800M 5.22M 1.17M 1.81M
Total cashflows from investing activities -261.50200M -286.47800M -576.25500M -254.05500M -162.82600M
Net borrowings -2.26300M -14.89500M -31.39900M -4.31900M 11.49M
Total cash from financing activities 44.52M 407.04M 725.91M 211.11M 129.34M
Change to operating activities -11.15300M 8.53M -11.77400M 1.31M -0.00300M
Net income 42.72M 42.17M 31.46M 34.20M 28.88M
Change in cash -168.98700M 182.79M 189.99M 0.67M 8.31M
Begin period cash flow 436.58M 253.78M 63.79M 63.12M 54.81M
End period cash flow 267.59M 436.58M 253.78M 63.79M 63.12M
Total cash from operating activities 48.00M 62.23M 40.34M 43.62M 41.80M
Issuance of capital stock 0.05M 0.06M 0.09M 0.07M 1.45M
Depreciation 7.04M 7.81M 6.78M 6.14M 6.84M
Other cashflows from investing activities -2.99800M -28.03700M -0.32800M 1.64M 129.88M
Dividends paid -8.52100M -7.62700M -7.10500M -6.37100M 6.77M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock 0.17M 429.84M 824.55M 0.25M 1.45M
Other cashflows from financing activities 55.25M 0.37M -0.23300M 217.41M 134.66M
Change to netincome 1.11M 2.25M 14.05M 2.48M 5.88M
Capital expenditures 4.84M 4.19M 6.68M 12.50M 5.30M
Change receivables - - - - -
Cash flows other operating -3.03500M 10.80M -17.17500M -0.37700M -1.61100M
Exchange rate changes - - - - -
Cash and cash equivalents changes -168.98700M 182.79M 189.99M 0.67M 8.31M
Change in working capital -11.15300M 8.53M -11.77400M 1.31M -0.00300M
Stock based compensation 2.32M 2.06M 1.91M 1.87M 1.85M
Other non cash items 7.08M -0.74300M 1.05M -0.10300M -0.90500M
Free cash flow 43.16M 58.05M 33.66M 31.12M 36.50M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
EBTC
Enterprise Bancorp Inc		 - -% - 12.29 - 2.92 1.30 3.91
HDB
HDFC Bank Limited ADR		 0.48 2.04% 24.03 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 0.04 0.15% 30.44 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 1.22 2.50% 50.10 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

View All

Profile

Enterprise Bancorp, Inc. operates as the holding company for Enterprise Bank and Trust Company that provides community focused commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposits. The company also provides commercial real estate mortgage loans, construction and land development loans, secured and unsecured commercial loans and lines of credit, and letters of credit, as well as industrial loans; and consumer/retail loans, including conventional residential mortgage loans, home equity lines of credit, residential construction loans on owner-occupied primary and secondary residences, and secured and unsecured personal loans and lines of credit. In addition, it offers cash management services; wealth advisory and management services that include customized investment management and trust services to individuals, family groups, commercial businesses, trusts, foundations, non-profit organizations, and endowments; brokerage and management services to individual investors; insurance services; online and mobile banking services; and retirement plan services. Enterprise Bancorp, Inc. was founded in 1989 and is headquartered in Lowell, Massachusetts.

Enterprise Bancorp Inc

222 Merrimack Street, Lowell, MA, United States, 01852

Key Executives

Name Title Year Born
Mr. George L. Duncan Founder & Exec. Chairman 1940
Mr. John P. Clancy Jr. CEO & Director 1958
Mr. Richard W. Main Pres & Director 1947
Mr. Joseph R. Lussier Exec. VP, CFO & Treasurer 1971
Mr. Stephen J. Irish CFP, CPA MD of Wealth Management & COO 1955
Mr. John A. Koutsos Sec. & Independent Director 1961
Philip S. Nyman Esq. Gen. Counsel NA
Mr. James A. Marcotte Sr. Advisor 1958
Mr. Dwight Feeney Sr. VP & Sr. Commercial Lending Officer NA
Ms. Susan Callery Rossini Sr. Financial Advisor & Sr. VP of Enterprise Wealth Management NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

We use cookies to help us improve, promote, and protect our services. By continuing to use this site, we assume you consent to our Cookies Policy. For more information, read our Privacy Policy and Terms and Conditions