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Flushing Financial Corporation

Financial Services US FFIC

15.47USD
-0.5(3.13%)

Last update at 2026-06-01T20:00:00Z

Day Range

15.4115.89
LowHigh

52 Week Range

10.5117.30
LowHigh

Fundamentals

  • Previous Close 15.97
  • Market Cap539.77M
  • Volume2319938
  • P/E Ratio30.06
  • Dividend Yield5.40%
  • Revenue TTM226.14M
  • Revenue Per Share TTM6.66
  • Gross Profit TTM 226.14M
  • Diluted EPS TTM0.53

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 34.52M -48.26700M 39.83M 104.85M 109.28M
Minority interest - - - - -
Net income 18.88M -31.33300M 28.66M 76.94M 81.79M
Selling general administrative 112.97M 97.69M 89.95M 92.23M 98.31M
Selling and marketing expenses - - 2.10M - -
Gross profit 189.73M 115.17M 191.22M 232.20M 230.83M
Reconciled depreciation 5.69M 6.14M 6.50M 5.93M 6.42M
Ebit 34.52M -48.26700M 39.83M 178.41M 109.28M
Ebitda 39.86M -42.12300M 46.28M 184.34M 115.70M
Depreciation and amortization 5.34M 6.14M 6.45M 5.93M 6.42M
Non operating income net other - - - - -
Operating income 34.52M -48.26700M 39.83M 178.41M 109.28M
Other operating expenses 418.70M 456.36M 384.23M 21.43M -142.37800M
Interest expense 250.70M 283.35M 222.32M 73.01M 40.59M
Tax provision 15.64M -16.93400M 11.04M 27.91M 27.48M
Interest income 466.12M 465.23M 381.87M 316.57M 288.53M
Net interest income 215.42M 181.88M 187.15M 243.56M 247.94M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 15.64M -16.93400M 11.17M 27.91M 27.48M
Total revenue 453.22M 408.09M 424.06M 253.62M 251.66M
Total operating expenses 155.21M 163.44M 151.39M -53.79000M -142.37800M
Cost of revenue 263.49M 292.92M 232.84M 21.43M 20.83M
Total other income expense net - -38.71500M -29.43700M -73.55500M -40.59300M
Discontinued operations - - - - -
Net income from continuing ops 18.88M -31.33300M 33.43M 76.94M 81.79M
Net income applicable to common shares - - - 76.94M 81.79M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 8693.30M 9038.97M 8564.53M 8422.95M 8045.91M
Intangible assets 0.77M 1.12M 1.54M 2.02M 2.56M
Earning assets - - - - -
Other current assets - - 231.18M -735.35700M 6791.60M
Total liab 7985.33M 8314.43M 7894.69M 7745.79M 869.70M
Total stockholder equity 707.98M 724.54M 669.84M 677.16M 679.63M
Deferred long term liab - - - - -
Other current liab 53.84M 7178.93M 6555.57M 6437.18M 6333.53M
Common stock 0.39M 0.39M 0.34M 0.34M 0.34M
Capital stock 0.39M 0.39M 0.34M 0.34M 0.34M
Retained earnings 480.38M 492.00M 549.68M 547.51M 497.89M
Other liab - - - 191.10M 163.05M
Good will 0.00000M 17.64M 17.64M 17.64M 17.64M
Other assets 8436.17M 8894.52M - 6597.03M 6219.41M
Cash 126.08M 109.41M 124.21M 151.75M 81.72M
Cash and equivalents - - - - -
Total current liabilities 53.84M 7178.93M 6710.39M 46.12M 54.16M
Current deferred revenue - - - - -
Net debt 466.26M 853.09M 757.89M 947.34M 787.98M
Short term debt - 453.89M 154.81M 46.12M 54.16M
Short long term debt - - - - -
Short long term debt total 592.34M 962.50M 882.10M 1099.10M 869.70M
Other stockholder equity 227.66M 225.02M 158.46M 165.80M 188.08M
Property plant equipment - - - 21.75M 73.54M
Total current assets 185.51M 1619.44M 231.18M 932.16M 897.66M
Long term investments 1319.43M 1494.98M 747.64M 809.07M 835.10M
Net tangible assets - - - 657.50M 659.43M
Short term investments 1273.95M 1447.99M 679.31M 735.36M 777.24M
Net receivables 59.44M 62.04M 59.02M 45.05M 38.70M
Long term debt 484.65M 916.05M 841.28M 1052.97M 815.54M
Inventory - - 113.14M 20.98M -
Accounts payable - - - 6437.18M 6333.53M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -0.45300M 7.13M -38.65100M -36.48800M -6.68400M
Additional paid in capital - - - - -
Common stock total equity - - - 0.34M 0.34M
Preferred stock total equity - - - - -
Retained earnings total equity - - - 547.51M 497.89M
Treasury stock - - - -98.53500M -75.29300M
Accumulated amortization - - - - -
Non currrent assets other -8070.19100M 514.34M 8080.83M -893.76000M -928.84000M
Deferred long term asset charges - - - - -
Non current assets total 71.62M 7419.54M 8333.35M 893.76M 928.84M
Capital lease obligations 53.84M 46.44M 40.82M 46.12M 54.16M
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 96.29M -505.60400M 65.83M -398.16700M -433.60600M
Change to liabilities - - - -15.15900M -1.76700M
Total cashflows from investing activities 246.53M -505.60400M -94.26100M -351.81800M -106.78300M
Net borrowings -435.00000M 73.13M -209.70100M 242.92M -218.80000M
Total cash from financing activities -334.05300M 473.61M 80.08M 336.09M -57.48000M
Change to operating activities - - - -3.38400M -1.20400M
Net income 18.88M -31.33300M 28.66M 76.94M 81.79M
Change in cash -26.49800M -19.58300M 20.40M 70.03M -75.66500M
Begin period cash flow 152.57M 172.16M 151.75M 81.72M 157.39M
End period cash flow 126.08M 152.57M 172.16M 151.75M 81.72M
Total cash from operating activities 61.02M 12.41M 34.59M 85.75M 88.60M
Issuance of capital stock 0.00000M 65.54M 0.00000M - -
Depreciation 5.69M 6.14M 6.45M 6.47M 7.04M
Other cashflows from investing activities 163.69M 71.58M 40.38M 50.69M 330.50M
Dividends paid 30.29M 26.04M 26.26M -27.03100M -26.52400M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -0.72100M -1.70700M -13.16500M -29.67500M -11.37000M
Other cashflows from financing activities 131.96M 362.69M 329.20M 448.49M 322.06M
Change to netincome - - - -3.66700M 4.77M
Capital expenditures 5.22M 2.31M 5.49M 4.34M 3.68M
Change receivables - - - - -
Cash flows other operating - - - 21.16M -2.25000M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - 70.03M -75.66500M
Change in working capital 1.46M -29.58300M -7.74900M -3.38400M -1.20400M
Stock based compensation 3.15M 2.46M 5.60M 6.81M 6.83M
Other non cash items 40.68M 80.58M -2.10000M -1.23200M -4.13000M
Free cash flow 55.80M 10.10M 29.10M 81.41M 84.92M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
FFIC
Flushing Financial Corporation
-0.5 3.13% 15.47 30.06 10.31 2.39 0.76 4.51
HDB
HDFC Bank Limited ADR
0.48 2.04% 24.03 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.04 0.15% 30.44 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.22 2.50% 50.10 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, non-interest bearing demand accounts, NOW accounts, and certificates of deposit. The company provides mortgage loans secured by multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-four family residential property, and commercial business loans; construction loans; small business administration loans and other small business loans; mortgage loan surrogates, such as mortgage-backed securities; and consumer loans, including overdraft lines of credit, as well as the United States government securities, corporate fixed-income securities, and other marketable securities. It operates full-service banking offices in Queens, Nassau, Suffolk, Kings, and New York counties; and an internet branch under the iGObanking and BankPurely brands. Flushing Financial Corporation was founded in 1929 and is based in Uniondale, New York.

Flushing Financial Corporation

220 RXR Plaza, Uniondale, NY, United States, 11556

Key Executives

Name Title Year Born
Mr. John R. Buran Pres, CEO & Director 1949
Ms. Susan K. Cullen Sr. EVP, Treasurer & CFO 1966
Ms. Maria A. Grasso Sr. EVP, COO & Corp. Sec. 1964
Mr. Francis W. Korzekwinski Sr. EVP & Chief of Real Estate Lending 1963
Mr. Michael Bingold Sr. EVP and Chief Retail & Client Devel. Officer 1963
Mr. Douglas Liang Sr. VP & Chief Investment Officer 1976
Ms. Astrid Burrowes Exec. VP, Chief Accounting Officer & Controller 1965
Mr. Yan Nuriyev Sr. VP & Chief Technology Officer 1984
Mr. Allen M. Brewer Sr. Exec. VP & Chief Information Officer 1953
Mr. Albert H. Savastano Sr. VP & Director of Investor Relations 1973

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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