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First Savings Financial Group Inc

Financial Services US FSFG

NoneUSD
0.00(0%)

Last update at 2026-03-26T21:05:59.085157Z

Day Range

--
LowHigh

52 Week Range

11.5818.26
LowHigh

Fundamentals

  • Previous Close -
  • Market Cap114.60M
  • VolumeNone
  • P/E Ratio15.28
  • Dividend Yield3.60%
  • Revenue TTM76.06M
  • Revenue Per Share TTM11.15
  • Gross Profit TTM 110.19M
  • Diluted EPS TTM1.09

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Type yearly yearly yearly yearly yearly
Date 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Income before tax 8.18M 18.82M 39.97M 46.74M 20.09M
Minority interest - 0.00000M -0.40200M 0.73M 0.82M
Net income 8.17M 16.44M 29.57M 33.35M 16.18M
Selling general administrative - 62.06M 103.40M 93.31M 43.21M
Selling and marketing expenses - 3.20M 6.57M 7.35M 2.75M
Gross profit 86.92M 111.88M 177.61M 180.51M 83.94M
Reconciled depreciation - 2.45M 2.30M 1.86M 1.68M
Ebit - 29.17M 39.56M 46.02M 19.27M
Ebitda 8.18M 31.62M 41.86M 47.87M 20.96M
Depreciation and amortization - 2.45M 2.30M 1.86M 1.68M
Non operating income net other - - - - -
Operating income 8.18M 29.17M 39.56M 46.02M 19.27M
Other operating expenses -78.73400M 10.35M -138.04400M -134.49700M 64.67M
Interest expense 41.66M 10.35M 8.09M 10.54M 10.91M
Tax provision 0.01000M 2.38M 10.00M 12.66M 3.10M
Interest income 103.23M 70.27M 65.26M 59.93M 50.35M
Net interest income 61.57M 59.92M 57.17M 49.39M 39.45M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 0.01000M 2.38M 10.00M 12.66M 3.10M
Total revenue 86.92M 111.88M 177.61M 180.51M 83.94M
Total operating expenses -78.73400M 10.35M -138.04400M -134.49700M -64.67100M
Cost of revenue - - - - -
Total other income expense net - -10.34600M 0.40M 0.73M 0.82M
Discontinued operations - - - - -
Net income from continuing ops 8.17M 16.44M 29.97M 34.08M 17.00M
Net income applicable to common shares - 16.44M 29.57M 33.35M 16.18M
Preferred stock and other adjustments - - - - -
Breakdown 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Type yearly yearly yearly yearly yearly
Date 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Total assets 2288.85M 2057.66M 1720.51M 1764.92M 1222.78M
Intangible assets - 67.97M 55.01M 26.65M 1.42M
Earning assets - - - - 319.44M
Other current assets - 13.41M 1170.88M 1254.53M 786.40M
Total liab 2137.87M 1905.04M 1540.13M 1607.35M 1101.53M
Total stockholder equity 150.98M 152.62M 180.38M 157.27M 121.05M
Deferred long term liab - - - - -
Other current liab - -1.30200M -0.25800M -0.68300M -0.93500M
Common stock - 0.08M 0.08M 0.03M 0.03M
Capital stock - 0.08M 0.08M 0.03M 0.03M
Retained earnings 166.31M 162.99M 150.19M 123.16M 91.23M
Other liab - 81.90M 62.55M 2.90M 2.12M
Good will - 9.85M 9.85M 9.85M 9.85M
Other assets - 1638.40M 1173.11M 1257.79M 788.87M
Cash 30.84M 43.28M 33.43M 33.73M 41.43M
Cash and equivalents - - - - -
Total current liabilities - 1.30M 0.26M 0.68M 0.94M
Current deferred revenue - - - - -
Net debt -30.84500M 314.24M 236.44M 296.93M 200.84M
Short term debt - - - - 40.00M
Short long term debt - - - - 40.00M
Short long term debt total - 357.52M 269.87M 330.65M 242.27M
Other stockholder equity -15.32500M 16.64M 21.21M 22.88M 22.50M
Property plant equipment - 27.30M 29.40M 26.14M 21.13M
Total current assets 30.84M 381.54M 246.35M 242.15M 223.78M
Long term investments - 1756.03M 1284.46M 1296.01M 992.01M
Net tangible assets - 142.00M 169.54M 146.22M 109.79M
Short term investments - 316.52M 206.68M 201.97M 177.30M
Net receivables - 8.33M 6.24M 6.46M 5.04M
Long term debt - 50.22M 19.86M 19.80M 19.73M
Inventory - 0.20M 1.73M 1.73M 1.89M
Accounts payable - 1.30M 0.26M 0.68M 0.94M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - 0.29M 0.20M
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - -27.07900M 8.90M 11.21M 7.30M
Additional paid in capital - - - - -
Common stock total equity - 0.08M 0.08M 0.03M 0.03M
Preferred stock total equity - - - - -
Retained earnings total equity - 162.99M 150.19M 123.16M 91.23M
Treasury stock - -9.16200M -4.36900M -4.25300M -4.54500M
Accumulated amortization - - - - -
Non currrent assets other - -385.26900M -301.04900M -264.98000M -210.14000M
Deferred long term asset charges - - - - -
Non current assets total - 37.72M 301.05M 264.98M 210.14M
Capital lease obligations - - - - -
Long term debt total - 50.22M 19.86M 19.80M 19.73M
Breakdown 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Type yearly yearly yearly yearly yearly
Date 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Investments -274.93500M -515.76000M -41.56100M -343.98100M -115.90100M
Change to liabilities - 1.04M -0.42500M -0.25200M 0.19M
Total cashflows from investing activities - -506.22900M -55.87700M -339.43300M -112.12700M
Net borrowings - 87.56M -60.85800M 84.31M 135.19M
Total cash from financing activities -7.77200M 365.65M -59.31400M 471.42M 156.01M
Change to operating activities - 0.93M -8.28700M 6.33M 0.24M
Net income 8.17M 16.44M 29.97M 34.08M 17.00M
Change in cash 5.01M 8.24M -0.29800M -7.70600M -0.84200M
Begin period cash flow 41.66M 33.43M 33.73M 41.43M 42.27M
End period cash flow 41.66M 41.66M 33.43M 33.73M 41.43M
Total cash from operating activities -1.74300M 148.81M 114.89M -139.68900M -44.72500M
Issuance of capital stock - - - - -
Depreciation 0.23M 2.45M 2.30M 1.86M 1.68M
Other cashflows from investing activities - 10.37M -8.67600M 11.86M 13.27M
Dividends paid 3.79M 4.50M 1.69M 1.59M 1.47M
Change to inventory - - - - -
Change to account receivables -2.63200M -2.08900M 0.22M -1.42100M -0.75400M
Sale purchase of stock -5.93600M -4.74500M 0.03M -0.49000M -0.03200M
Other cashflows from financing activities -3.97900M 1459.31M 612.21M 743.01M 347.11M
Change to netincome - 145.85M 119.42M -159.01800M -63.11100M
Capital expenditures 3.03M 0.83M 5.64M 7.31M 9.50M
Change receivables - -2.08900M 0.22M -1.42100M -0.75400M
Cash flows other operating - -15.78700M -37.39200M -15.53300M -0.20800M
Exchange rate changes - - - - -
Cash and cash equivalents changes - 8.24M -0.29800M -7.70600M -0.84200M
Change in working capital 4.83M -2.64000M -8.06800M 4.91M -0.51400M
Stock based compensation 0.70M 0.69M 0.28M 0.28M 0.25M
Other non cash items -10.84000M 129.78M 82.56M -185.31000M -63.64300M
Free cash flow -1.74300M 147.98M 109.25M -146.99700M -54.22100M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
FSFG
First Savings Financial Group Inc
- -% - 15.28 - 1.31 0.65
HDB
HDFC Bank Limited ADR
0.24 1.04% 23.25 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.24 0.78% 30.47 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
0.16 0.32% 50.61 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. The company operates through three segments: Core Banking, SBA Lending, and Mortgage Banking. It accepts deposits, such as checking accounts, NOW and money market accounts, regular savings accounts, and time deposits. The company also provides loans, including one-to four-family residential real estate, commercial real estate, construction, land and land development, multi-family real estate, and commercial business loans, as well as consumer loans, such as automobile and truck loans, home equity lines of credit, home improvement loans, unsecured loans, boat and mobile home loans, loans secured by savings deposits, and other personal loans. In addition, it is involved in the mortgage banking; investment activities; and the provision of property and casualty insurance products, and reinsurance to other third-party insurance captives. First Savings Financial Group, Inc. was incorporated in 2008 and is headquartered in Jeffersonville, Indiana.

First Savings Financial Group Inc

702 North Shore Drive, Jeffersonville, IN, United States, 47130

Key Executives

Name Title Year Born
Mr. Larry W. Myers Pres, CEO & Director 1958
Mr. Anthony A. Schoen CPA, CPA Exec. VP, CFO & Corp. Sec. 1977
Ms. Jacqueline R. Journell Chief Operating Officer 1968
Mr. John P. Lawson Jr. Director 1957
Lenfield R. Basham Exec. VP & Chief Information Officer NA
Mr. Jonathan E. Handmaker Officer NA
Mr. Larry W. Myers President, CEO & Director 1958
Mr. Anthony A. Schoen CPA Executive VP, CFO & Corporate Secretary 1977
Mr. John P. Lawson Jr. Independent Director 1957
Lenfield R. Basham Executive VP & Chief Information Officer NA

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