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Bank of Ayudhya Public Company Limited

Financial Services US BKAYF

NoneUSD
0.00(0%)

Last update at 2026-05-07T21:17:39.424426Z

Day Range

--
LowHigh

52 Week Range

0.930.96
LowHigh

Fundamentals

  • Previous Close -
  • Market Cap5378.94M
  • VolumeNone
  • P/E Ratio7.97
  • Dividend Yield88.84%
  • Revenue TTM107750.38M
  • Revenue Per Share TTM14.65
  • Gross Profit TTM 107750.38M
  • Diluted EPS TTM0.12

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 41160.13M 39365.83M 41496.46M 38728.21M 42347.78M
Minority interest -1704.12300M -704.18300M -202.82900M -176.71200M -260.30200M
Net income 31738.44M 29699.75M 32929.52M 30712.99M 33794.19M
Selling general administrative 47320.29M 43872.58M 40278.96M 31300.61M 31059.01M
Selling and marketing expenses - - - - -
Gross profit - - - - -
Reconciled depreciation 7014.63M 6345.39M 4915.79M 4568.76M 4761.06M
Ebit - - - - -
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income - - - - -
Other operating expenses - - - - -
Interest expense 30818.00M 40180.00M 31809.00M 17562.00M 17547.00M
Tax provision 7717.57M 8961.90M 8364.11M 7838.52M 8293.29M
Interest income 147383.00M 156538.00M 139251.00M 105428.25M 99803.76M
Net interest income 116565.00M 116358.00M 107442.00M 87866.25M 82256.76M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense - - - - -
Total revenue 154898.00M 151360.93M 137903.06M 112231.43M 107932.89M
Total operating expenses - - - - -
Cost of revenue - - - - -
Total other income expense net - - - - -
Discontinued operations - - - - -
Net income from continuing ops 33442.56M 30403.93M 33132.35M 30889.70M 34054.49M
Net income applicable to common shares - - - - -
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 2647156.69M 2620074.40M 2768294.89M 2636950.82M 2499108.63M
Intangible assets 9949.00M 9139.00M 6271.00M 3965.00M 4406.00M
Earning assets - - - - -
Other current assets - - - - -
Total liab 2207065.66M 2224265.65M 2396841.22M 2295191.80M 2180871.98M
Total stockholder equity 414761.84M 395808.76M 368453.59M 340918.88M 317515.88M
Deferred long term liab - - - - -
Other current liab - - - - -
Common stock - - - - -
Capital stock 73557.62M 73557.62M 73557.62M 73557.62M 73557.62M
Retained earnings 279623.42M 254004.56M 230764.35M 204321.37M 179205.80M
Other liab - - - - -
Good will 28968.00M 23040.00M 25269.00M 12707.00M 12616.00M
Other assets - - - - -
Cash 237824.94M 302710.78M 28169.60M 29809.73M 29370.78M
Cash and equivalents - - - - -
Total current liabilities - - - - -
Current deferred revenue - - - - -
Net debt 87563.06M - 373390.40M 342755.27M 273614.22M
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total - - - - -
Other stockholder equity - - - - -
Property plant equipment - - - - -
Total current assets - - - - -
Long term investments 196018.79M 166766.02M 150199.98M 163149.73M 197903.28M
Net tangible assets - - - - -
Short term investments 131058.00M 113104.00M 127666.00M 145053.00M 180481.00M
Net receivables 14564.00M 12945.00M 14842.00M 12037.00M 10909.00M
Long term debt 325388.00M 257667.00M 401560.00M 372565.00M 302985.00M
Inventory - - - - -
Accounts payable - - - - -
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -36511.48400M -4746.93900M -20076.04800M 29946.72M -11800.50900M
Change to liabilities - - - - -
Total cashflows from investing activities - - - - -
Net borrowings -27647.15800M -5693.72000M 878.06M - -
Total cash from financing activities -34479.98600M -12005.40500M -8030.18000M -27975.12300M -34473.97400M
Change to operating activities - - - - -
Net income 31738.44M 29699.75M 32929.52M 30712.99M 33794.19M
Change in cash -7799.72600M -727.15200M 6365.56M 1531.30M 1105.18M
Begin period cash flow 49028.84M 49756.00M 35987.17M 38717.90M 37612.72M
End period cash flow 41229.12M 49028.84M 42560.67M 40249.21M 38717.90M
Total cash from operating activities 78158.11M 22409.82M 34679.73M -455.32100M 46405.17M
Issuance of capital stock - - - - -
Depreciation 7014.63M 6345.39M 4663.68M 4568.76M 4761.06M
Other cashflows from investing activities - - - - -
Dividends paid 6832.83M 6311.69M 6309.14M -6311.24600M -5516.82100M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock - - - - -
Other cashflows from financing activities - - - - -
Change to netincome - - - - -
Capital expenditures 5222.38M 6483.37M 4496.22M 3930.74M 3008.18M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -94.65100M -58331.19900M -32044.63000M -72411.59900M -12414.91100M
Stock based compensation - - - - -
Other non cash items -105750.80000M -108933.01500M -92045.88800M -83506.23000M -78515.93100M
Free cash flow 72935.73M 15926.45M 30183.51M -4386.05700M 43397.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BKAYF
Bank of Ayudhya Public Company Limited
- -% - 7.97 - 0.05 0.70 5.24
HDB
HDFC Bank Limited ADR
-0.19 0.74% 25.37 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.56 1.92% 28.58 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
- -% 52.29 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Bank of Ayudhya Public Company Limited, together with its subsidiaries, provides commercial banking products and services to individuals, corporates, small and medium-sized businesses, and financial institutions. The company operates through Retail, Commercial, and Others segments. The Retail segment offers a range of banking and related financial services, including current and savings accounts, fixed deposits, bills of exchange, housing loans, credit cards, personal loans and sale finance loans, hire-purchase and leasing, wealth management, and bancassurance products. The Commercial segment provides financial services and products comprising the range of credit facilities, which include short-term working capital, cash management, trade finance, transactional banking, advisory services, and treasury and money markets products. It also offers refinancing, hire purchase, and leasing services; venture capital services; credit cards and personal loans; car rental and personnel services; collection services; mutual funds and private fund management services; factoring and information technology services; and microfinance, real estate lease, asset management, and securities services, as well as operates as a life assurance and general insurance broker. In addition, the company develops, manages, and sells non-performing assets and other assets transferred from financial institutions. Bank of Ayudhya Public Company Limited was founded in 1945 and is headquartered in Bangkok, Thailand. Bank of Ayudhya Public Company Limited operates as a subsidiary of MUFG Bank, Ltd.

Bank of Ayudhya Public Company Limited

1222 Rama III Road, Bangkok, Thailand, 10120

Key Executives

Name Title Year Born
Mr. Kenichi Yamato CEO, President & Director 1968
Ms. Duangdao Wongpanitkrit CPA CFO, First Executive VP of Finance Group & Executive Director 1969
Mr. Prakob Phiencharoen Head of Corporate & Investment Banking Group NA
Mr. Sayam Prasitsirigul Chief Information & Digital Officer 1969
Mr. Thitivorn Chothayaphorn Head of Legal Group 1970
Mr. Kittichai Singha Chief Compliance Officer 1971
Ms. Sukanda Thawilwang Senior VP, Head of Global Markets and Commercial Product Solution 1976
Mr. Vasin Udomratchatavanich Chief Human Resources Officer 1973
Ms. Jiraporn Popairoj Executive Vice President 1962
Ms. Sunee Nontikarn Executive Vice President NA

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