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mBank S.A

Financial Services US BREJY

NoneUSD
0.00(0%)

Last update at 2026-05-07T21:17:39.432455Z

Day Range

--
LowHigh

52 Week Range

4.424.63
LowHigh

Fundamentals

  • Previous Close 4.42
  • Market Cap4533.89M
  • VolumeNone
  • P/E Ratio46.30
  • Dividend Yield-%
  • Revenue TTM9994.78M
  • Revenue Per Share TTM11.77
  • Gross Profit TTM 9994.78M
  • Diluted EPS TTM0.10

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 4799.27M 2973.72M 970.59M -108.01900M -591.03100M
Minority interest 0.00000M -0.12300M 0.00700M -0.16400M 0.06M
Net income 3387.17M 2243.24M 24.05M -702.69100M -1178.75300M
Selling general administrative 1704.21M 454.67M 420.77M 356.06M 321.09M
Selling and marketing expenses - 215.58M 194.94M 149.11M 132.74M
Gross profit 8870.92M 12002.78M 18226.38M 8108.10M 6298.85M
Reconciled depreciation 675.75M 586.63M 507.05M 498.70M 468.58M
Ebit - - 970.59M -108.18300M -590.97100M
Ebitda 4799.27M - 1503.73M 390.52M -122.38700M
Depreciation and amortization - 586.63M 533.14M 498.70M 468.58M
Non operating income net other - - - - -
Operating income 4799.27M 2973.72M 5904.28M -108.18300M -590.97100M
Other operating expenses 9157.35M 13963.30M 10967.51M 4134.56M 3182.66M
Interest expense 4369.71M 4934.24M 5953.29M 3356.57M 327.69M
Tax provision 1477.29M 730.36M 1133.23M 594.51M 587.78M
Interest income 14590.46M 14523.27M 14457.06M 9265.81M 4431.74M
Net interest income 10019.02M 9589.02M 8481.89M 5909.24M 4104.04M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 1412.10M 730.36M 946.53M 594.51M 587.78M
Total revenue 13956.62M 16937.03M 9994.78M 8108.10M 6298.85M
Total operating expenses 4071.65M 9029.06M 10967.51M 4134.56M 3182.66M
Cost of revenue 5085.70M 4934.24M -8231.59700M - -
Total other income expense net - -4892.92200M -4933.68900M 0.16M -0.06000M
Discontinued operations - - - - -
Net income from continuing ops 3543.54M 2243.37M 878.83M -702.52700M -1178.81300M
Net income applicable to common shares - - - -702.69100M -1178.75300M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 279845.54M 245957.36M 226980.52M 209892.11M 199538.89M
Intangible assets 2221.07M 1932.46M 1677.71M 1367.48M 1259.72M
Earning assets - - - - -
Other current assets - 1958.67M 38503.50M 6511.66M 3429.40M
Total liab 258467.56M 228190.37M 213243.29M 197177.08M 185820.97M
Total stockholder equity 21377.98M 17766.99M 13735.19M 12713.00M 13716.05M
Deferred long term liab - - - - -
Other current liab - 168204.54M -1751.61300M -1254.57800M -1213.23800M
Common stock 169.86M 169.99M 169.86M 169.73M 169.54M
Capital stock 170.10M 169.99M 169.86M 169.73M 169.54M
Retained earnings 16275.08M 12897.48M 10649.53M 10625.84M 11326.49M
Other liab - - - 4804.15M 3453.77M
Good will 24.19M 24.23M 24.23M 24.23M 24.23M
Other assets - 205938.06M 226980.52M 128980.09M 123765.95M
Cash 40187.90M 43699.93M 42998.37M 23019.92M 17872.61M
Cash and equivalents - - - - -
Total current liabilities 3593.84M 170882.23M 151659.94M 1254.58M 1213.24M
Current deferred revenue - - -1365.81200M - -
Net debt -19392.22700M -43699.93300M -42998.36800M -7942.67200M 1045.59M
Short term debt 3593.84M - 656.99M - -
Short long term debt - - - - -
Short long term debt total 20795.68M 17471.85M 17462.49M 15077.25M 18918.20M
Other stockholder equity 3462.41M 4699.53M 2915.80M 1917.43M 2220.02M
Property plant equipment - - - 1484.93M 1542.25M
Total current assets 57862.22M 45888.83M 83549.24M 24699.50M 18854.00M
Long term investments 84050.16M 70808.06M 58058.72M 53335.89M 54092.72M
Net tangible assets - - - 11321.29M 12432.10M
Short term investments 17674.31M - -79700.79500M - -
Net receivables - 230.23M 2047.37M 1679.58M 981.40M
Long term debt - - - - -
Inventory - - 34655.06M 312.61M 306.58M
Accounts payable 1526.95M 1377.36M 1365.81M 1254.58M 1213.24M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 1470.63M - -530.52800M - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 2739.41M 125841.98M -62621.60100M -56212.52600M -56918.92800M
Deferred long term asset charges - - - - -
Non current assets total 221983.32M 200068.54M 143431.28M 56212.53M 56918.93M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -855.61000M -602.95500M -495.74000M -508.00600M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -27319.75692M -855.61000M -614.87100M -495.74000M -508.00600M
Net borrowings 970.66M 1211.24M 1928.54M -3689.61900M -1935.10700M
Total cash from financing activities 28348.47M 2365.81M 12981.00M -3783.91600M -1994.72600M
Change to operating activities - - - -10018.22500M -8604.73500M
Net income 3387.17M 2973.72M 24.05M -108.01900M -591.03100M
Change in cash 3802.23M -21.50100M 20451.48M 3751.43M 8291.55M
Begin period cash flow 36680.93M 36702.43M 16250.95M 12540.60M 4249.05M
End period cash flow 40481.39M 36680.93M 36702.43M 16292.02M 12540.60M
Total cash from operating activities 2605.73M -1534.15900M 8087.09M 8027.06M 10803.93M
Issuance of capital stock 0.12M 0.13M 0.17M 0.19M 0.07M
Depreciation 675.75M 614.21M 533.14M 498.70M 468.58M
Other cashflows from investing activities -15076.87522M 6703.47M 125.19M 5.53M 5.05M
Dividends paid - - - - -
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock - - - - -
Other cashflows from financing activities 26959.57M 1244.22M 10716.42M 1582.07M 3344.05M
Change to netincome - - - 1271.62M 302.66M
Capital expenditures 830.76M 903.16M 718.50M 563.11M 589.40M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -375.74281M -2715.64100M 8192.33M 6959.43M 11211.44M
Stock based compensation - - 11.28M - -
Other non cash items -405.70175M -1792.24300M -673.71400M 676.95M -285.06300M
Free cash flow 1774.96M -2437.32200M -217.30600M 7463.95M 10214.53M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BREJY
mBank S.A		 - -% - 46.30 11.55 0.45 0.87 6.06
HDB
HDFC Bank Limited ADR		 0.03 0.12% 25.09 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 -0.32 1.06% 29.79 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 1.60 3.22% 51.35 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

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Profile

mBank S.A. provides various banking and financial services in Poland, the Czech Republic, Slovakia, and internationally. It offers banking services, such as personal, savings, currency, investment, and business accounts, as well as various deposits; bill and credit cards; cash, car, revolving, and corporate loans, as well as mortgages; pension, insurance, stock exchange products; and transaction and mobile banking services. The company also provides wealth management services, including asset management; investment advisory; investment funds; fund portfolios; and succession services. In addition, it offers currency exchange transaction, currency deposit, and forex forward services, as well as treasury and non-treasury bonds, and Eurobonds. Further, the company provides factoring, leasing, investment banking, brokerage, and other services. The company was formerly known as BRE Bank S.A. and changed its name to mBank S.A. in November 2013. mBank S.A. was incorporated in 1986 and is headquartered in Warsaw, Poland. mBank S.A. operates as a subsidiary of Commerzbank AG.

mBank S.A

ul. Prosta 18, Warsaw, Poland, 00-850

Key Executives

Name Title Year Born
Mr. Cezary Stypulkowski Pres of the Management Board & CEO 1956
Mr. Cezary Kocik VP of the Management Board & Head of Retail Banking 1971
Mr. Andreas Böger VP of the Management Board & CFO NA
Mr. Krzysztof Dabrowski VP of the Management Board and Head of Operations & Information Technology NA
Mr. Adam Pers VP of the Management Board and Head of Corp. & Investment Banking NA
Mr. Marek Lusztyn Ph.D. VP of the Management Board & Chief Risk Officer NA
Ms. Joanna Filipkowska Deputy Head of Investor Relations Equity Investors & Analysts NA
Mr. Marcin Mazurek Chief Economist NA
Mr. Cezary Stypulkowski President of the Management Board & CEO 1956
Mr. Adam Pers VP of the Management Board and Head of Corporate & Investment Banking NA

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