PCI-PAL PLC (AIM: PCIP), the global cloud provider of secure payments and experiences across human and AI-driven business communications environments, has announced a revised publication date for its FY26 full-year results, alongside an early trading update for the current financial year. The company expects to publish FY26 results in the week commencing 23 November 2026, reiterating guidance of at least £24.6 million in revenue and £1.1 million in Adjusted EBITDA. For FY27, the company reports that new business sales have run ahead of management expectations through to end of October 2026, a development that investors in growth-stage software businesses are likely to monitor closely.

Key Points

  • PCI-PAL PLC (AIM: PCIP) is a cloud-native provider of secure payment and data-protection solutions for business communications environments globally.
  • The company has set the week of 23 November 2026 for publication of its FY26 financial results, confirming the precise date will follow.
  • Exit ARR at 30 June 2026 is expected to reach £24.8 million, representing year-on-year growth of 29% (31% on a constant currency basis); Contracted ARR grew 25% to £27.9 million.
  • Investors should watch for the full-year results release and further detail on FY27 trading conditions, including enterprise customer wins and partner channel progress.

PCI-PAL Reiterates FY26 Revenue and EBITDA Guidance Ahead of Late-November Results Publication

PCI-PAL confirmed in its 12 November 2026 announcement that it continues to expect FY26 revenue of no less than £24.6 million and Adjusted EBITDA of no less than £1.1 million, in line with guidance issued on 16 September 2026. These figures cover the year ended 30 June 2026. The company has not disclosed any further financial detail beyond those previously guided metrics at this stage, with the full results anticipated during the week commencing 23 November 2026. The precise date of publication will be confirmed separately, the announcement states.

29% Exit ARR Growth and Rising Contracted ARR Signal Expanding Recurring Revenue Base

Among the most closely watched metrics for subscription-model software businesses, PCI-PAL's exit Annual Recurring Revenue (ARR) at 30 June 2026 is expected to reach £24.8 million, up 29% year-on-year, or 31% on a constant currency basis. Contracted ARR (CARR) is expected to have grown 25% — 27% on a constant currency basis — to £27.9 million. These figures suggest the company is successfully converting commercial pipeline into durable recurring revenue streams, a key indicator of business quality in the B2B cloud software sector in which PCI-PAL operates.

FY27 New Business Sales Ahead of Expectations as Partner Ecosystem and Enterprise Footprint Expand

Trading through to end of October 2026 has seen new business sales run ahead of management expectations, the company reports, with momentum attributed to three strategic pillars: deepening relationships with existing key partners, onboarding new partners to generate incremental sales, and expanding the enterprise customer base. Customer retention has remained at what the company describes as top-quartile levels for the B2B software market. PCI-PAL also completed its corporate rebrand on time and as planned during the period, which the company says supports its strategy to strengthen market positioning.

Cloud-Native Platform and Partner Ecosystem Underpin PCI-PAL's Organic Growth Strategy

PCI-PAL's business model centres on its scalable global cloud platform and an established partner ecosystem, through which its secure payment and data-protection solutions are integrated, embedded, and resold by business communications vendors and payment service providers. The company's cloud-native, platform-agnostic architecture is designed to support compliance and reduce data-loss risk across voice and digital channels. As AI-driven communications environments become more prevalent, the company's positioning as a secure transaction layer across both human and AI-driven interactions represents a sector-specific growth driver that investors may be watching ahead of the full results release.