Highlights

  • Revenue reached a record GBP 446.3m in FY2025, while adjusted EBITDA rose to GBP 145.1m.
  • Total shareholder returns for the year amounted to GBP 96m, alongside completion of a GBP 30m buyback.
  • A further GBP 25m share repurchase has been announced as the company enters 2026.

MONY Group PLC (LSE:MONY) has released its preliminary results for the year ended 31 December 2025, reporting higher revenue and adjusted earnings alongside continued shareholder distributions. The group also confirmed a further GBP 25m share buyback as it heads into 2026.

Revenue and Earnings Edge Higher

For the year ended 31 December 2025, group revenue increased 2% to GBP 446.3m from GBP 439.2m in 2024. Adjusted EBITDA rose 2% to GBP 145.1m, with margin improving to 33%.

Profit after tax stood at GBP 80.7m, compared with GBP 80.2m a year earlier. Adjusted basic earnings per share increased 5% to 17.9p, while basic EPS was 15.3p. Operating cashflow came in at GBP 107.7m, down from GBP 115.6m in 2024. Net cash at year-end was GBP 4.1m.

The company reported a 4% reduction in operating costs during the period.

Dividends and Shareholder Returns

The Board has proposed a final dividend of 9.30p per share, bringing total dividends for 2025 to 12.63p, compared with 12.50p in the prior year.

A GBP 30m share buyback programme was completed during 2025. Total shareholder returns for the year amounted to GBP 96m. In addition, MONY Group announced a new GBP 25m buyback programme as it moves into 2026.

Membership Growth and Strategic Expansion

The company stated that it helped households save an estimated GBP 2.8bn during the year, contributing to nearly GBP 12bn in customer savings over the past five years.

SuperSaveClub membership exceeded 2.1 million, accounting for 16% of group revenue. Provider services revenue rose 13% year-on-year.

MONY also advanced its technology initiatives during 2025, signing an enterprise agreement with OpenAI and launching the MoneySuperMarket ChatGPT app. New product introductions included Savings by MoneySuperMarket and Price Optimiser tools.

Outlook for 2026

The Board stated that recent trading performance and strategic execution provide visibility toward delivering adjusted EBITDA for 2026 within the current analyst consensus range.

Market expectations for adjusted EBITDA in 2026 stand at GBP 146m, with a range of GBP 142m to GBP 153m, according to published analyst consensus data.

Shares of MONY were trading at GBX 159.48 on 23 February, up 4.30% on the day.

MONY Group closed FY2025 with higher revenue, increased adjusted earnings and continued capital returns through dividends and buybacks. With a newly announced GBP 25m repurchase programme and analyst target prices of up to GBX 275, the company enters 2026 with defined earnings expectations and ongoing shareholder distributions.

Frequently Asked Questions (FAQs)

  1. What was MONY Group’s total revenue for FY2025?
    Revenue for the year ended 31 December 2025 was GBP 446.3m, up 2% year-on-year.
  2. How much dividend will shareholders receive for 2025?
    The total dividend proposed for 2025 is 12.63p per share, including a final dividend of 9.30p.
  3. What are the latest analyst target prices for MONY Group?
    Investec Bank (UK) PLC has set a target price of GBX 265, while Berenberg has issued a GBX 275 target, both with ‘buy’ ratings.