Key takeaways

  • Experian is a FTSE 100 and FTSE 350 constituent, listed on the London Stock Exchange under the ticker EXPN.
  • FY25 (year ended 31 March 2025) Revenue grew 8% at constant currency from ongoing activities, with organic revenue growth of 7%.
  • Constant currency EBIT was up 11%, with Margin expansion above the guidance range.
  • The full-year Dividend rose 7% to 62.50 US cents per ordinary share.
  • Experian is widely viewed as a long-term play on data, analytics and AI in financial services, while facing competition and regulatory scrutiny.

Introduction: Why Experian shares are in focus on the FTSE 350

Experian plc (LSE:EXPN) is one of the global leaders in data and analytics, and a top constituent of both the FTSE 100 and the FTSE 350. The company is best known for its Credit bureau operations but has expanded over the past decade into Fraud prevention, Marketing services, healthcare data, automotive data and decisioning software. For UK investors watching FTSE 350 share price news, Experian represents one of the largest exposures to the global data, analytics and AI growth theme available on the London Stock Exchange.

In 2025 and 2026, Experian shares have been in focus following a robust set of FY25 results showing 8% revenue growth at constant currency, double-digit EBIT growth and margin expansion above the guidance range. The dividend was raised by 7%, continuing a long record of progressive distributions. At the same time, the share price has been volatile against the backdrop of US credit cycle dynamics and broader sentiment on technology and data stocks. For UK Blue-Chip and FTSE 350 investors, Experian remains one of the most strategically interesting names to follow.

Company overview: A global data and technology leader

Experian describes itself as a global information services company. Its core Business is the operation of credit bureaus that hold and analyse data on consumers and businesses, providing insights and services to lenders, retailers, public sector clients and consumers themselves. Beyond credit data, Experian offers fraud and identity solutions, marketing analytics, healthcare payment and analytics services, and a fast-growing automotive data business.

Experian is headquartered in Dublin, with operational hubs in the US, UK, Brazil and other markets. It is listed on the Main Market of the London Stock Exchange under the ticker EXPN and is a long-standing FTSE 100 constituent, placing it inside the broader FTSE 350. The group reports in US dollars, reflecting its international footprint, even though it is a UK-listed company. This makes Experian a relatively unusual UK blue-chip stock: a globally diversified data business with a strong US revenue mix, but with the listing, governance and index inclusion benefits of being on the London Stock Exchange.

What happened: FY25 results and continued momentum

Experian’s FY25 results, for the year ended 31 March 2025 and published on 14 May 2025, demonstrated a strong performance across its main businesses. At constant currency and from ongoing activities, revenue grew 8%, with organic revenue growth of 7%, indicating that the bulk of growth came from underlying activity rather than acquisitions or currency tailwinds. Constant currency EBIT was up 11%, with margin expansion above the guidance range, signalling operational Leverage in the model.

The group declared a full-year dividend of 62.50 US cents per ordinary share, an increase of 7% on the prior year. This comprised a second Interim Dividend of 43.25 US cents per share plus the first interim dividend paid in February 2025. Experian has historically maintained a progressive dividend policy, supported by its high Recurring Revenue and strong cash generation, particularly in its core credit bureau operations.

On the share price, Experian has traded in a wide range over the past 12 months as investors weigh the strength of underlying performance against valuation, US credit cycle developments and global sentiment on data and technology stocks. The PDF snapshot from the FTSE 350 constituent table shows a price of 2,710p; according to publicly available data, the stock was trading around 2,678p in May 2026. As always, the current Experian share price will depend on real-time trading and should be verified via primary sources.

Why it matters for UK investors

Experian matters for UK investors because it provides exposure to a globally diversified data and analytics business listed on the London Stock Exchange. While much of its revenue is generated overseas, its FTSE 100 and FTSE 350 status means the stock is widely held in UK Index Funds, pension portfolios and active UK Equity strategies. It is also one of the largest UK-listed companies by Market Capitalisation in the broader “information services” category, alongside names such as London Stock Exchange Group, Relx and Sage.

The Experian share price often moves in response to US economic data, especially indicators of consumer credit Demand, lending volumes and delinquency trends. As a result, FTSE 350 investors watching Experian get an indirect read on the US credit cycle, even though the company’s day-to-day trading is on the LSE.

Latest verified update

The most material verified update for Experian over the past 12 months has been the FY25 full-year results in May 2025, alongside ongoing trading updates and dividend announcements. The company also publishes regular updates on segment performance, geographic mix and strategic initiatives in data, analytics and AI. UK investors should refer to Experian’s Investor relations website, RNS announcements and the company’s Annual Report for the latest verified figures.

Sector and macro context: Data, AI and credit cycles

The data and analytics sector remains one of the most consistently growing parts of global financial services and broader business services. Demand for higher-quality data, real-time insights and AI-driven decisioning tools has supported recurring revenue models at companies like Experian. The proliferation of digital lending, embedded finance, instant credit decisions, fraud and identity verification, and personalised marketing has expanded the universe of clients and use cases.

At the same time, Experian is exposed to macro factors. US consumer credit conditions, including delinquencies and credit card balances, drive volumes in its credit bureau and analytics businesses. UK and global Interest Rate decisions feed into broader lending activity and the appetite for data services. Currency moves between the US dollar, sterling and Brazilian real affect reported numbers when translated for UK investors. Regulatory scrutiny of data privacy, AI use, and credit reporting accuracy is a structural feature of the industry, with ongoing implications for compliance costs and growth opportunities.

Earnings, dividends and Balance Sheet

According to the FY25 results, Experian’s revenue and EBIT growth point to a high-quality, scalable business model. Constant currency EBIT growth of 11% on revenue growth of 8% indicates positive Operating Leverage, supported by a high proportion of recurring revenue and a globally diversified customer base. Margin expansion above guidance suggests management discipline and pricing power, although future performance will depend on macro conditions and competitive dynamics.

Dividend growth of 7% to 62.50 US cents per ordinary share continues Experian’s track record of consistent Shareholder distributions. Investors will want to consider the dividend in US dollar terms, as the company reports in dollars; sterling-converted distributions can therefore vary with the GBP/USD Exchange Rate. Forward guidance and Capital allocation policies, including any commentary on share repurchases or potential acquisitions, should be tracked via primary sources.

Broker, analyst and investor sentiment

Experian is closely followed by major UK and global Brokers, with strong institutional ownership. Sentiment in 2025 and 2026 has been broadly supportive, reflecting the company’s track record of execution, defensive recurring revenues and exposure to long-term data and AI themes. However, valuation has been a consistent topic of debate, with Experian historically trading on a premium multiple typical of high-quality information services businesses.

For specific ratings or price targets, investors should consult their own brokers or platforms such as Reuters, Bloomberg, the Financial Times, MarketWatch and Yahoo Finance UK. This article does not present specific broker views that cannot be independently verified.

Growth catalysts

A number of catalysts could support Experian’s Investment case. The first is the ongoing expansion of consumer services, where Experian provides direct-to-consumer credit monitoring, identity protection and financial wellness tools. The second is the broader use of AI and Machine Learning in credit decisioning and fraud detection, where Experian’s data Assets give it a defensible position. The third is geographic expansion, particularly in Brazil and Latin America, where credit penetration continues to grow.

Bolt-on acquisitions in adjacent verticals such as automotive, healthcare and small business data could also accelerate growth. Additionally, any improvement in US lending volumes or Fintech activity could provide cyclical tailwinds to revenue.

Risks and uncertainties

Risks include cyclical pressure on lending volumes, regulatory developments in credit reporting, data privacy and AI, and competitive threats from incumbents and newer fintech players. Cybersecurity and data protection are critical, as any major breach could damage reputation and lead to regulatory action.

Currency risk is also relevant for UK investors. With reporting in US dollars and significant exposure to Brazilian real, sterling-denominated returns can be volatile. The stock’s premium valuation also means it is sensitive to changes in interest rate expectations and broader sentiment on Growth Stocks.

What investors should watch next

For UK investors monitoring the Experian share price and FTSE 350 news, key catalysts to track include upcoming half-year and full-year results, dividend declarations, trading updates and AGM commentary. US consumer credit data, decisions by the US Federal Reserve, and Bank of England policy will all influence broader sentiment. Any regulatory updates on AI use, data privacy or credit reporting in the US, UK or Brazil should also be on the radar.

Investors may also want to follow Experian’s commentary on AI products, automotive data, healthcare and Brazilian operations, all of which have been highlighted as growth areas.

Conclusion

Experian is one of the most strategically important data and analytics companies listed on the London Stock Exchange and a major FTSE 100 and FTSE 350 constituent. FY25 results show 8% constant currency revenue growth, 11% EBIT growth and a 7% dividend increase, underpinning its reputation as a high-quality recurring revenue business. Risks include macro cyclicality, regulation and competition, but the long-term thesis around data, analytics and AI in financial services remains compelling. For UK investors watching FTSE 350 share price news, Experian is a stock that warrants close attention.