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Home CompaniesLatitude Group Holdings Ltd

Latitude Group Holdings Ltd

Financial Services Credit Services
PortfolioPortfolio WatchlistWatchlist
Company price
None AUD 0.00(0%)
Last update at 2026-11-12T06:45:02.946841Z
Market Cap
0.00M
P/E
611.21

Momentum Score

…

Latitude Group Holdings Limited operates in digital payments, instalments, and lending business in Australia, New Zealand, and internationally. It operates through three segments: Australian and New Zealand Pay, Australia and New Zealand Money, and Other. It provides various lending products comprising latitude loans, personal loans, motor loans, and credit cards. The company offers debt consolidation, car, home renovation, travel, boat, caravan, medical, and solar and battery loans, as well as insurance services. In addition, it provides sales finance services and payment and finance solutions to merchants and their customers; and is involved in factoring/BNPL lending and non-trading activities; as well as acts as a general and life insurer and operates a payment platform. Latitude Group Holdings Limited was incorporated in 2015 and is based in Melbourne, Australia.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

52 Week Price Range
91.35
Low
100.34
High

Momentum Score

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Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Latitude Group Holdings Ltd is an Australian consumer finance company providing point-of-sale solutions, personal loans and credit cards across retail and digital channels in Australia and New Zealand. Long-term growth drivers include expanding retailer partnerships, digital origination and cross-selling across a diversified lending portfolio, which could support scale and margin improvement. Investors may find the firm attractive for its established distribution, data-driven underwriting and exposure to growing instalment credit demand.

Key risks include cyclical borrower credit losses and portfolio deterioration in a weaker economy, competitive pressure from banks and fintechs, funding and interest-rate sensitivity that can compress margins, and regulatory or compliance interventions.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
101.50
Dividend Yield
-
Revenue TTM
407.30M
Revenue Per Share
0.39
Gross Profit TTM
407.30M
Debt / Equity
-
ROE
-10.18%
Net Debt
6318.20M
ROCE
-6.29%
Diluted EPS TTM
0.16

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 131.30M 50.60M -185.40M 82.00M 222.70M
Minority interest - - 0.60M 1.40M 0.60M
Net income 94.00M 21.60M -158.50M 37.70M 160.90M
Selling general administrative 253.40M 255.30M 313.20M 292.50M 269.30M
Gross profit - 1063.50M 959.70M 890.20M 962.10M
Reconciled depreciation 34.80M 80.00M 89.40M 105.30M 92.90M
Operating income -407.60M 623.20M -510.10M 382.60M 482.80M
Interest expense 374.30M 385.20M 343.70M 216.30M 166.80M
Tax provision 36.90M 20.00M -47.50M 24.10M 62.40M
Interest income 1188.40M - 959.70M 890.20M 932.40M
Net interest income 813.60M -386.10M 614.90M -218.70M -169.70M
Total revenue - 1063.50M 959.70M 890.20M 962.10M
Total other income expense net -274.70M -186.50M -290.20M -81.90M -90.40M
Net income from continuing ops 94.40M 30.60M -137.90M 57.90M 160.30M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 8135.30M 7882.80M 7368.30M 7923.30M 8077.00M
Intangible assets 33.50M 65.90M 111.00M 203.60M 309.80M
Other current assets 11.40M 11.00M 11.50M 10.80M 8.20M
Total liab 6917.60M 6658.40M 6117.10M 6448.40M 6449.60M
Total stockholder equity 1217.70M 1224.40M 1254.40M 1520.30M 1561.00M
Other current liab - - - 19.20M 10.70M
Capital stock 2211.50M 2222.50M 2222.50M 2222.00M 2221.00M
Retained earnings -314.50M -323.00M -335.00M -123.40M 7.20M
Good will 698.30M 703.30M 706.00M 728.30M 738.10M
Cash 300.70M 410.20M 250.70M 364.00M 605.70M
Total current liabilities 1652.70M 1101.70M 1516.20M 1078.80M 1341.10M
Net debt 6318.20M 5906.00M 5494.40M 5721.90M 5259.50M
Short long term debt 1395.10M 784.00M 1187.60M 779.70M 949.10M
Total current assets 3963.90M 3690.70M 3371.20M 3704.90M 3774.30M
Long term investments 14.20M 14.20M 14.20M 3.20M 3.20M
Short term investments - - - - 83.60M
Long term debt 5223.80M 5532.20M 4557.50M 5306.20M 4916.10M
Accounts payable 60.70M 59.60M 50.00M 52.20M 79.90M
Non current assets total 4171.40M 4192.10M 3997.10M 4218.40M 4302.70M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -19.90M 10.90M 39.40M -238.70M
Net borrowings 349.10M - - - -
Total cash from financing activities 227.50M 563.10M -409.40M 0.40M -55.80M
Net income 94.00M 21.60M -158.50M 37.70M 160.90M
Change in cash -97.60M 163.90M -91.30M -133.40M 137.20M
Begin period cash flow 410.20M 250.70M 364.00M 605.70M 463.00M
End period cash flow 300.70M 410.20M 250.70M 364.00M 605.70M
Issuance of capital stock - - 1447.80M 1709.30M 2706.50M
Dividends paid -85.70M 9.60M 49.80M 168.30M 81.50M
Sale purchase of stock -11.10M - - - -
Capital expenditures 7.00M 19.90M 17.00M 24.90M 84.20M
Free cash flow -325.10M -399.20M 290.20M -198.10M 347.50M

Peer Comparison*

Sector: Financial Services Industry: Credit Services

Stock Name
Change
(AUD)
Price
(AUD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
ZIP
ZIP Co Ltd		 -0.10
4.61%		 2.07 20.10 12.32 1.87 3.53
CCP
Credit Corp Group Ltd		 0.15
0.96%		 15.82 10.05 8.78 2.22 1.13
LFG
Liberty Financial Group		 0.04
1.25%		 3.24 7.13 6.71 1.63 0.86
LFS
Latitude Group Holdings Ltd		 -0.01
1.19%		 0.83 9.22 - 1.59 0.66

Profile*

Latitude Group Holdings Ltd

Latitude Group Holdings Limited operates in digital payments, instalments, and lending business in Australia, New Zealand, and internationally. It operates through three segments: Australian and New Zealand Pay, Australia and New Zealand Money, and Other. It provides various lending products comprising latitude loans, personal loans, motor loans, and credit cards. The company offers debt consolidation, car, home renovation, travel, boat, caravan, medical, and solar and battery loans, as well as insurance services. In addition, it provides sales finance services and payment and finance solutions to merchants and their customers; and is involved in factoring/BNPL lending and non-trading activities; as well as acts as a general and life insurer and operates a payment platform. Latitude Group Holdings Limited was incorporated in 2015 and is based in Melbourne, Australia.

130 Lonsdale Street, Melbourne, VIC, Australia, 3000

61 4 6692 7612

https://www.latitudefinancial.com.au

782

Name Title Year Born
Mr. Robert Nicholas Belan MD, CEO & Director NA
Mr. Paul Varro Executive GM of Finance & CFO NA
Mr. Paul Byrne Executive General Manager of Money NA
Ms. Adriana Martinez Executive General Manager of Pay NA
Ms. Vicki Letcher BCom, BLLP, CA Company Secretary NA
Ms. Tiffany Barton Company Secretary NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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