0R15 9025.0 0.0% 0R1E 9410.0 0.0% 0M69 None None% 0R2V 247.99 9682.643% 0QYR 1567.5 0.0% 0QYP 439.3701 -2.9016% 0RUK None None% 0RYA 1597.0 1.2682% 0RIH 195.55 0.0% 0RIH 191.4 -2.1222% 0R1O 225.5 9683.0803% 0R1O None None% 0QFP 10475.8496 107.8542% 0M2Z 252.573 0.2373% 0VSO 33.0 -7.3164% 0R1I None None% 0QZI 622.0 0.0% 0QZ0 220.0 0.0% 0NZF None None% 0YXG 222.05 -4.1318%

Fintel PLC

Industrials GB FNTL

265.0GBP
-19.0(6.69%)

Last update at 2024-12-19T16:35:00Z

Day Range

265.00284.00
LowHigh

52 Week Range

172.07260.00
LowHigh

Fundamentals

  • Previous Close 284.00
  • Market Cap264.62M
  • Volume69670
  • P/E Ratio31.88
  • Dividend Yield1.31%
  • EBITDA15.20M
  • Revenue TTM66.00M
  • Revenue Per Share TTM0.64
  • Gross Profit TTM 16.30M
  • Diluted EPS TTM0.08

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 12.40M 19.90M 10.19M 10.84M 4.23M
Minority interest 0.30M -0.20000M 0.17M 0.08M 0.08M
Net income 9.80M 15.40M 8.07M 8.55M 2.85M
Selling general administrative - - - - 4.76M
Selling and marketing expenses - - - - -
Gross profit 66.50M 63.90M 61.01M 62.77M -
Reconciled depreciation 3.80M 4.40M 4.25M 3.21M 0.51M
Ebit 12.90M 12.80M 11.38M 12.00M 5.20M
Ebitda 17.30M 17.20M 15.69M 15.33M 5.71M
Depreciation and amortization 4.40M 4.40M 4.31M 3.33M 0.51M
Non operating income net other - - - - -
Operating income 12.90M 12.80M 11.38M 12.00M 6.76M
Other operating expenses 52.90M 51.10M 49.62M 50.77M 43.93M
Interest expense 0.40M 0.70M 1.25M 1.28M 0.97M
Tax provision 2.30M 4.30M 2.03M 2.22M 1.39M
Interest income - 0.00000M 0.06M 0.12M 0.08M
Net interest income -0.50000M -0.70000M -1.19400M -1.15800M -2.17800M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 2.30M 4.30M 2.03M 2.22M 1.39M
Total revenue 66.50M 63.90M 61.01M 62.77M 50.69M
Total operating expenses 52.90M 51.10M 49.62M 50.77M 43.93M
Cost of revenue - - - - -
Total other income expense net -0.50000M 7.10M -1.19400M -1.15800M -2.52300M
Discontinued operations - - - - -
Net income from continuing ops 10.10M 15.60M 8.16M 8.63M 2.85M
Net income applicable to common shares 9.80M 15.40M 8.07M 8.55M 2.85M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 124.00M 123.30M 132.60M 133.21M 46.18M
Intangible assets 23.00M 24.40M 29.39M 30.21M 3.54M
Earning assets - - - - -
Other current assets - 9.80M 10.44M 11.97M 9.37M
Total liab 26.20M 34.80M 57.85M 63.71M 19.61M
Total stockholder equity 97.30M 88.20M 74.58M 69.42M 26.57M
Deferred long term liab - - - - -
Other current liab 8.80M 2.00M 0.18M 0.65M 6.75M
Common stock 1.00M 1.00M 0.97M 0.97M 0.77M
Capital stock 1.00M 1.00M 0.97M 0.97M 0.77M
Retained earnings 80.80M 73.90M 61.01M 55.70M 50.08M
Other liab 5.40M 5.40M 5.42M 5.46M 1.42M
Good will 72.20M 72.20M 76.00M 76.00M 19.59M
Other assets 1.60M 2.60M - 1.26M 0.06M
Cash 12.80M 9.40M 10.28M 10.67M 13.29M
Cash and equivalents - - - - -
Total current liabilities 19.00M 19.40M 18.20M 18.39M 18.18M
Current deferred revenue - - - - -
Net debt -10.60000M 1.00M 24.50M 29.73M -5.85800M
Short term debt 0.40M 0.40M 0.56M 0.54M 7.43M
Short long term debt - - - 0.00000M 7.43M
Short long term debt total 2.20M 10.40M 34.79M 40.40M 7.43M
Other stockholder equity 15.50M 13.30M 12.60M 12.76M -24.27600M
Property plant equipment 3.40M 4.90M 6.49M 3.11M 0.38M
Total current assets 23.80M 19.20M 20.72M 22.63M 22.66M
Long term investments - - - - -
Net tangible assets 2.10M -8.40000M -30.81000M -36.78500M 3.43M
Short term investments - - - - -
Net receivables 10.60M 8.70M 9.10M 10.64M 7.97M
Long term debt 0.00000M 6.80M 29.72M 37.69M 0.00000M
Inventory - - - - -
Accounts payable 18.60M 17.00M 17.45M 17.20M 1.54M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 1.60M 2.60M - - -
Deferred long term asset charges - - - - -
Non current assets total 100.20M 104.10M 111.87M 110.58M 23.51M
Capital lease obligations 2.20M 3.60M 5.07M 2.72M -
Long term debt total - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -1.90000M 9.30M -3.54700M -41.24500M -0.68700M
Change to liabilities 1.70M 1.20M 0.94M -3.29000M 0.62M
Total cashflows from investing activities -1.90000M 9.30M -3.54700M -41.24500M -3.22100M
Net borrowings -7.50000M -23.80000M -8.98500M 5.15M -27.50000M
Total cash from financing activities -10.30000M -27.30000M -13.52500M 27.69M -3.05300M
Change to operating activities - - - - -
Net income 10.10M 15.60M 8.16M 8.63M 2.85M
Change in cash 3.40M -0.90000M -0.38200M -3.17000M 2.29M
Begin period cash flow 9.40M 10.30M 10.67M 13.84M 11.54M
End period cash flow 12.80M 9.40M 10.28M 10.67M 13.84M
Total cash from operating activities 15.60M 17.10M 16.69M 10.39M 6.03M
Issuance of capital stock 1.20M 0.80M 0.04M 29.07M 28.81M
Depreciation 3.80M 4.40M 4.25M 3.21M 0.51M
Other cashflows from investing activities - - 0.06M 0.12M 0.08M
Dividends paid 3.30M 3.80M 2.76M 2.93M 0.75M
Change to inventory - - - - -
Change to account receivables 0.10M -0.60000M 1.60M -0.28200M -1.18600M
Sale purchase of stock - - 4.92M 34.35M 26.27M
Other cashflows from financing activities -1.20000M -1.30000M -0.72500M -1.13000M 6.48M
Change to netincome 0.20M -3.30000M 1.83M 2.21M 2.46M
Capital expenditures 1.90M 1.80M 3.60M 2.56M 0.77M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 1.80M 0.60M 2.54M -3.57200M -0.56600M
Stock based compensation 1.30M 1.10M 0.91M 0.51M 0.32M
Other non cash items -1.40000M 0.70M 1.17M 1.16M 2.92M
Free cash flow 13.70M 15.30M 13.09M 7.83M 5.27M

Peer Comparison

Sector: Industrials Industry: Consulting Services

Company Change (GBP) Price (GBP) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
FNTL
Fintel PLC
-19.0 6.69% 265.00 31.88 19.08 3.98 2.62 3.76 16.12
EXPN
Experian PLC
-99.0 2.74% 3510.00 35.79 25.91 4.34 9.00 4.81 14.49
DATA
GlobalData PLC
3.00 1.63% 187.50 38.70 38.46 5.93 22.84 6.03 18.60
RCDO
Ricardo
-2.0 0.47% 428.00 - 14.77 0.68 1.72 0.88 10.69
ELIX
Elixirr International Plc
-19.0 2.55% 726.00 19.63 12.25 3.13 2.25 2.73 10.01

Reports Covered

Stock Research & News

Profile

Fintel Plc provides intermediary services and distribution channels to the retail financial services sector in the United Kingdom. It operates through three segments: Intermediary Services, Distribution Channels, and Fintech & Research. The Intermediary Services segment provides compliance and regulation services to individual financial intermediary member firms, including directly authorized IFAs, directly authorized mortgage advisers, workplace consultants, and directly authorized wealth managers. The Distribution Channels segment offers marketing and promotion, product paneling, and co-manufacturing services to financial institutions, as well as undertakes survey paneling and surveying works for mortgage lenders. The Fintech & Research segment operates a Fintech platform, and provides independent ratings and reviews for financial products and funds; and research services for financial products and funds. It also offers market insights and analysis, product design and compliance, and targeted distribution services to product providers; product research and comparison, financial planning and advice technology, and centralized data and workflow services to intermediaries; and product education, comparison, and rating services to consumers. The company was formerly known as The SimplyBiz Group plc and changed its name to Fintel Plc in March 2021. Fintel Plc was founded in 2002 and is headquartered in Huddersfield, the United Kingdom.

Fintel PLC

Fintel House, Huddersfield, United Kingdom, HD1 6NA

Key Executives

Name Title Year Born
Mr. Neil Martin Stevens Joint CEO & Director 1978
Mr. Matthew Lloyd Timmins Joint CEO & Director 1979
Mr. David Thompson CFO & Director 1977
Ms. Janice Laing Member of Exec. Management Board & MD of Compliance First NA
Mr. Kyle Augustin Chief Operating Officer NA
Mr. Gary Kershaw Group Compliance Director 1971
Mr. Richard Ardron Group Marketing Director NA
Ms. Emily Blain HR Director & Wellbeing Advisor NA
Mr. Daniel Russell MD of Distribution Solutions NA
Mr. Matt West Chief Revenue Officer NA

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