0R15 8520.0 0.0% 0R1E 8203.0 0.0% 0M69 21090.0 67.5139% 0R2V 226.02 9878.8079% 0QYR None None% 0QYP 412.97 -2.8306% 0RUK 2652.0 -9.2402% 0RYA 1554.0 -0.7029% 0RIH 174.55 -1.3563% 0RIH 165.15 -5.3853% 0R1O 198.5 9800.2494% 0R1O None None% 0QFP None None% 0M2Z 267.777 -0.1763% 0VSO 32.05 -9.9846% 0R1I None None% 0QZI 559.0 0.7207% 0QZ0 220.0 0.0% 0NZF None None% 0YXG 165.7358 2.7149%
Last update at 2024-11-21T16:35:00Z
UK Stocks That May Be Trading Below Estimated Value
Mon 21 Oct 24, 06:03 AMUK's Notable Stocks That May Be Trading Below Estimated Value October 2024
Fri 18 Oct 24, 06:03 AMOctober 2024 UK Stocks Estimated Below Intrinsic Value
Thu 17 Oct 24, 06:05 AMUK Value Stocks That Might Be Priced Below Intrinsic Estimates In October 2024
Wed 16 Oct 24, 06:04 AM3 UK Stocks That Could Be Trading Below Estimated Value
Tue 15 Oct 24, 06:06 AMInvestors in S&U (LON:SUS) have seen favorable returns of 66% over the past three years
Wed 07 Jun 23, 11:26 AMS&U "confident about the future" following 2023 AGM
Fri 02 Jun 23, 02:22 PMIn spite of recent selling, insiders still control 42% of S&U plc (LON:SUS)
Thu 11 May 23, 09:11 AMS&U's (LON:SUS) Dividend Will Be Increased To £0.60
Fri 14 Apr 23, 05:20 AMS&U's (LON:SUS) Shareholders Will Receive A Bigger Dividend Than Last Year
Fri 31 Mar 23, 05:12 AM| Breakdown | 2023-01-31 | 2022-01-31 | 2021-01-31 | 2020-01-31 | 2019-01-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2023-01-31 | 2022-01-31 | 2021-01-31 | 2020-01-31 | 2019-01-31 |
| Income before tax | 41.41M | 47.02M | 18.13M | 35.13M | 34.56M |
| Minority interest | - | - | - | - | - |
| Net income | 33.72M | 37.98M | 14.65M | 28.88M | 27.99M |
| Selling general administrative | 16.26M | 14.21M | 11.10M | 12.86M | 11.18M |
| Selling and marketing expenses | - | - | - | - | - |
| Gross profit | 95.36M | 84.26M | 80.33M | 85.23M | 45.74M |
| Reconciled depreciation | 0.53M | 0.53M | 0.52M | 0.45M | 0.41M |
| Ebit | 40.88M | 46.49M | 17.61M | 34.68M | 38.96M |
| Ebitda | 41.41M | 47.02M | 18.13M | 35.13M | 39.37M |
| Depreciation and amortization | 0.53M | 0.53M | 0.52M | 0.45M | 0.41M |
| Non operating income net other | - | - | - | - | - |
| Operating income | 40.88M | 46.49M | 17.61M | 34.68M | 34.56M |
| Other operating expenses | 39.93M | 32.98M | 62.02M | 49.95M | - |
| Interest expense | 7.35M | 3.63M | 3.47M | 4.71M | 4.40M |
| Tax provision | 7.69M | 9.04M | 3.48M | 6.25M | 6.57M |
| Interest income | 0.00000M | 87.89M | 0.04M | 89.94M | 89.22M |
| Net interest income | -7.35400M | -3.63000M | -3.42600M | 85.23M | 84.82M |
| Extraordinary items | - | - | - | - | - |
| Non recurring | - | - | - | - | - |
| Other items | - | - | - | - | - |
| Income tax expense | 7.69M | 9.04M | 3.48M | 6.25M | 6.57M |
| Total revenue | 95.36M | 84.26M | 80.33M | 85.23M | 84.82M |
| Total operating expenses | 39.93M | 32.98M | 25.36M | 32.73M | 26.93M |
| Cost of revenue | - | - | 14.26M | 19.87M | 38.94M |
| Total other income expense net | 41.41M | 47.02M | 18.13M | 35.13M | 0.00000M |
| Discontinued operations | - | - | - | - | - |
| Net income from continuing ops | 33.72M | 37.98M | 14.65M | 28.88M | 27.99M |
| Net income applicable to common shares | 33.72M | 37.98M | 14.65M | 28.88M | 27.99M |
| Preferred stock and other adjustments | - | - | - | - | - |
| Breakdown | 2023-01-31 | 2022-01-31 | 2021-01-31 | 2020-01-31 | 2019-01-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2023-01-31 | 2022-01-31 | 2021-01-31 | 2020-01-31 | 2019-01-31 |
| Total assets | 428.17M | 327.23M | 284.84M | 306.08M | 280.81M |
| Intangible assets | - | - | - | - | - |
| Earning assets | - | - | - | - | - |
| Other current assets | - | 1.44M | 0.94M | 0.98M | 0.57M |
| Total liab | 203.29M | 120.48M | 103.81M | 126.61M | 115.45M |
| Total stockholder equity | 224.88M | 206.75M | 181.03M | 179.47M | 165.37M |
| Deferred long term liab | - | - | - | - | - |
| Other current liab | -4.60200M | -4.34700M | -2.76300M | -3.12600M | 5.69M |
| Common stock | 1.72M | 1.72M | 1.72M | 1.72M | 1.50M |
| Capital stock | 1.72M | 1.72M | 1.72M | 1.72M | 1.70M |
| Retained earnings | 220.87M | 202.73M | 177.01M | 175.46M | 161.37M |
| Other liab | - | - | - | - | - |
| Good will | - | - | - | - | - |
| Other assets | 422.42M | 323.03M | 282.12M | 303.32M | 280.81M |
| Cash | 3.14M | 0.00100M | 0.00100M | 0.66M | 0.00100M |
| Cash and equivalents | - | - | - | - | - |
| Total current liabilities | 4.60M | 4.35M | 2.76M | 3.13M | 6.72M |
| Current deferred revenue | - | - | - | - | - |
| Net debt | 192.95M | 113.98M | 99.34M | 118.08M | 108.31M |
| Short term debt | - | - | 1.29M | - | 0.04M |
| Short long term debt | - | - | - | - | - |
| Short long term debt total | 196.09M | 113.98M | 99.35M | 118.73M | 108.31M |
| Other stockholder equity | -222.38400M | -204.24600M | -178.52800M | 3.69M | 3.56M |
| Property plant equipment | 2.62M | 2.46M | 2.71M | 2.11M | 2.30M |
| Total current assets | 3.14M | 1.74M | 0.00100M | 0.66M | 278.12M |
| Long term investments | 0.00000M | 0.00000M | 0.00000M | - | 0.00000M |
| Net tangible assets | 224.88M | 206.75M | 180.83M | 179.27M | 165.17M |
| Short term investments | - | - | - | - | - |
| Net receivables | 1.60M | 1.74M | 1.11M | 1.47M | 0.48M |
| Long term debt | - | - | 97.95M | 118.95M | 108.45M |
| Inventory | - | - | - | - | - |
| Accounts payable | 4.60M | 4.35M | 2.76M | 3.13M | 0.44M |
| Total permanent equity | - | - | - | - | - |
| Noncontrolling interest in consolidated entity | - | - | - | - | - |
| Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
| Accumulated other comprehensive income | 224.49M | 206.35M | 180.63M | -1.58700M | -1.25900M |
| Additional paid in capital | - | - | - | - | - |
| Common stock total equity | - | - | 1.72M | 1.51M | 1.50M |
| Preferred stock total equity | - | - | - | - | - |
| Retained earnings total equity | - | - | - | - | - |
| Treasury stock | - | - | - | - | - |
| Accumulated amortization | - | - | - | - | - |
| Non currrent assets other | -2.61600M | -2.45500M | -2.71300M | -2.10800M | - |
| Deferred long term asset charges | - | - | - | - | - |
| Non current assets total | 2.62M | 2.46M | 2.71M | 2.11M | - |
| Capital lease obligations | - | - | - | - | - |
| Long term debt total | - | - | - | - | - |
| Breakdown | 2023-01-31 | 2022-01-31 | 2021-01-31 | 2020-01-31 | 2019-01-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2023-01-31 | 2022-01-31 | 2021-01-31 | 2020-01-31 | 2019-01-31 |
| Investments | -0.66000M | -0.28400M | -1.11200M | -0.26500M | -0.78500M |
| Change to liabilities | 0.26M | 1.58M | -0.36300M | 0.99M | -0.41000M |
| Total cashflows from investing activities | -0.66000M | -0.28400M | -1.11200M | -0.26500M | -0.78500M |
| Net borrowings | 82.10M | 14.64M | -19.38700M | 10.42M | 3.32M |
| Total cash from financing activities | 66.56M | 2.38M | -32.48300M | -4.02600M | -9.74500M |
| Change to operating activities | -97.17600M | -42.48900M | 21.33M | -24.96900M | -18.44300M |
| Net income | 48.91M | 50.79M | 21.70M | 39.98M | 39.10M |
| Change in cash | 3.14M | -0.65500M | -0.65500M | 0.66M | 0.66M |
| Begin period cash flow | 0.00100M | 0.00100M | 0.66M | 0.00100M | 0.00100M |
| End period cash flow | 3.14M | 0.00100M | 0.00100M | 0.66M | 0.00100M |
| Total cash from operating activities | -62.76000M | -2.09400M | 32.94M | 4.95M | 10.53M |
| Issuance of capital stock | 0.00100M | 0.00100M | 0.00200M | 0.01M | 0.01M |
| Depreciation | 0.53M | 0.53M | 0.52M | 0.45M | 0.41M |
| Other cashflows from investing activities | - | - | 0.10M | 0.04M | 0.04M |
| Dividends paid | 15.55M | 12.26M | 13.10M | 14.46M | 13.08M |
| Change to inventory | - | - | - | - | - |
| Change to account receivables | - | - | - | - | - |
| Sale purchase of stock | 11.48M | 11.49M | 24.98M | 0.01M | 0.01M |
| Other cashflows from financing activities | 82.12M | 14.65M | -19.37100M | 10.42M | 3.32M |
| Change to netincome | -0.08200M | 0.30M | -3.19300M | -0.40400M | 0.98M |
| Capital expenditures | 0.83M | 0.38M | 1.22M | 0.30M | 0.83M |
| Change receivables | - | - | - | - | - |
| Cash flows other operating | - | - | - | - | - |
| Exchange rate changes | - | - | - | - | - |
| Cash and cash equivalents changes | - | - | - | - | - |
| Change in working capital | -96.91400M | -40.93800M | 20.90M | -24.06700M | -19.04100M |
| Stock based compensation | 0.00600M | 0.04M | 0.07M | 0.10M | 0.20M |
| Other non cash items | -97.00300M | -40.60500M | 17.77M | -24.38600M | -10.14700M |
| Free cash flow | -63.58600M | -2.47100M | 31.73M | 4.64M | 9.70M |
Sector: Financial Services Industry: Credit Services
| Company | Change (GBP) | Price (GBP) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | Enterprise Value to Revenue (x) | Enterprise Value to EBITDA (x) |
|---|---|---|---|---|---|---|---|---|
| SUS S&U plc |
55.00 4.35% | 1320.00 | 8.04 | 8.55 | 3.18 | 1.11 | 3.70 | 9.84 |
| GACA General Accident PLC |
- -% | 137.25 | 2.14 | - | 137.89 | - | ||
| VANQ Vanquis Banking Group PLC |
0.20 0.51% | 39.50 | 7.97 | - | - | - | ||
| IPF International Personal Finance PLC |
1.00 0.75% | 133.50 | 6.32 | 6.13 | 0.37 | 0.58 | 1.55 | |
| EQLS Equals Group PLC |
-2.0 1.67% | 118.00 | 30.75 | 19.84 | 2.80 | 4.85 | 2.63 | 13.74 |
S&U plc provides motor, property bridging, and specialist finance in the United Kingdom. The company was incorporated in 1938 and is headquartered in Solihull, the United Kingdom.
2 Stratford Court, Solihull, United Kingdom, B90 4QT
| Name | Title | Year Born |
|---|---|---|
| Mr. Anthony Michael Vincent Coombs M.A. (Oxon) | Chairman & MD | 1953 |
| Mr. Christopher H. Redford A.C.A. | Group Financial Director, Company Sec. & Exec. Director | 1966 |
| Mr. Thomas Graham Wheeler | CEO of Advantage Fin. & Exec. Director | 1963 |
| Mr. Jack Edward-Clifford Coombs | Group Devel. Exec. & Director | 1988 |
| Mr. Edward Ahrens | Managing Director of Aspen Bridging Limited | NA |
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