Vanquis Banking Group PLC

Financial Services GB VANQ

39.5GBP
0.20(0.51%)

Last update at 2024-11-21T16:35:00Z

Day Range

38.1039.60

LowHigh

52 Week Range

102.60227.61

LowHigh

Fundamentals

Previous Close 39.30
Market Cap327.27M
Volume464685
P/E Ratio7.97
Dividend Yield11.99%
Revenue TTM365.80M
Revenue Per Share TTM1.46
Gross Profit TTM 119.10M
Diluted EPS TTM0.16

Overview
Financials
Peer Comparison
Reports
Stock Research & News

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown	2022-12-31	2021-12-31	2020-12-31	2019-12-31
Type	yearly	yearly	yearly	yearly
Date	2022-12-31	2021-12-31	2020-12-31	2019-12-31
Income before tax	110.10M	142.20M	-113.50000M	128.80M
Minority interest	-	-	-	-
Net income	77.40M	-32.10000M	-83.40000M	84.40M
Selling general administrative	-	-	-	460.60M
Selling and marketing expenses	-	-	-	-
Gross profit	480.70M	481.60M	738.20M	926.30M
Reconciled depreciation	-	-	-	-
Ebit	105.20M	-24.50000M	-113.50000M	128.80M
Ebitda	133.30M	9.00M	-82.70000M	169.80M
Depreciation and amortization	28.10M	33.50M	30.80M	41.00M
Non operating income net other	-	-	-	-
Operating income	105.20M	-24.50000M	-113.50000M	128.80M
Other operating expenses	304.50M	289.00M	491.60M	460.60M
Interest expense	58.80M	53.00M	69.60M	72.00M
Tax provision	-	-	-	-
Interest income	-	-	-	-
Net interest income	-	-	-	-
Extraordinary items	-	-	-	-
Non recurring	-	-	-	-
Other items	-	-	-	-
Income tax expense	27.80M	7.60M	-30.10000M	44.40M
Total revenue	480.70M	481.60M	738.20M	926.30M
Total operating expenses	304.50M	289.00M	491.60M	460.60M
Cost of revenue	-	-	-	-
Total other income expense net	4.90M	166.70M	-	-
Discontinued operations	-	-	-	-
Net income from continuing ops	-	-	-	-
Net income applicable to common shares	-	-	-	-
Preferred stock and other adjustments	-	-	-	-

Breakdown	2022-12-31	2021-12-31	2020-12-31	2019-12-31
Type	yearly	yearly	yearly	yearly
Date	2022-12-31	2021-12-31	2020-12-31	2019-12-31
Total assets	2655.80M	2725.30M	3078.10M	2920.80M
Intangible assets	63.30M	52.30M	45.30M	44.10M
Earning assets	-	-	-	-
Other current assets	-	-	-	-
Total liab	2048.60M	2094.10M	2430.40M	2180.30M
Total stockholder equity	607.20M	631.20M	647.70M	740.50M
Deferred long term liab	-	-	-	-
Other current liab	-62.80000M	-95.60000M	-64.90000M	-89.30000M
Common stock	52.60M	52.60M	52.60M	52.50M
Capital stock	-	-	-	-
Retained earnings	-9.50000M	17.30M	29.10M	118.90M
Other liab	-	-	-	-
Good will	71.20M	71.20M	71.20M	71.20M
Other assets	1951.00M	1796.80M	1923.50M	2315.60M
Cash	464.90M	717.70M	919.70M	353.60M
Cash and equivalents	-	-	-	-
Total current liabilities	62.80M	95.60M	64.90M	89.30M
Current deferred revenue	-	-	-	-
Net debt	399.80M	186.40M	-330.30000M	343.00M
Short term debt	-	-	-	-
Short long term debt	-	-	-	-
Short long term debt total	864.70M	904.10M	589.40M	696.60M
Other stockholder equity	564.10M	561.30M	566.00M	569.10M
Property plant equipment	-	-	-	-
Total current assets	515.50M	736.50M	955.40M	386.90M
Long term investments	-	-	-	-
Net tangible assets	-	-	-	-
Short term investments	-	-	-	-
Net receivables	50.60M	18.80M	35.70M	33.30M
Long term debt	-	-	-	-
Inventory	-	-	-	-
Accounts payable	62.80M	95.60M	64.90M	89.30M
Total permanent equity	-	-	-	-
Noncontrolling interest in consolidated entity	-	-	-	-
Temporary equity redeemable noncontrolling interests	-	-	-	-
Accumulated other comprehensive income	-	-	-	-
Additional paid in capital	-	-	-	-
Common stock total equity	-	-	-	-
Preferred stock total equity	-	-	-	-
Retained earnings total equity	-	-	-	-
Treasury stock	-	-	-	-
Accumulated amortization	-	-	-	-
Non currrent assets other	-189.30000M	-192.00000M	-199.20000M	-218.30000M
Deferred long term asset charges	-	-	-	-
Non current assets total	189.30M	192.00M	199.20M	218.30M
Capital lease obligations	-	-	-	-
Long term debt total	-	-	-	-

Breakdown	2022-12-31	2021-12-31	2020-12-31	2019-12-31
Type	yearly	yearly	yearly	yearly
Date	2022-12-31	2021-12-31	2020-12-31	2019-12-31
Investments	-	-	-	-
Change to liabilities	-	-	-	-
Total cashflows from investing activities	-	-	-	-
Net borrowings	-	-	-	-
Total cash from financing activities	-12.50000M	-345.00000M	225.10M	-154.80000M
Change to operating activities	-	-	-	-
Net income	77.40M	-32.10000M	-83.40000M	84.40M
Change in cash	-250.20000M	-204.20000M	567.50M	-30.10000M
Begin period cash flow	714.10M	918.30M	350.80M	380.90M
End period cash flow	463.90M	714.10M	918.30M	350.80M
Total cash from operating activities	-204.90000M	163.10M	363.90M	100.30M
Issuance of capital stock	-	-	-	-
Depreciation	28.10M	33.50M	30.80M	41.00M
Other cashflows from investing activities	-	-	-	-
Dividends paid	42.80M	-	-	47.60M
Change to inventory	-	-	-	-
Change to account receivables	-	-	-	-
Sale purchase of stock	-0.70000M	-	-0.30000M	-
Other cashflows from financing activities	949.40M	736.40M	915.60M	272.50M
Change to netincome	-	-	-	-
Capital expenditures	32.80M	26.10M	22.20M	14.00M
Change receivables	-	-	-	-
Cash flows other operating	-	-	-	-
Exchange rate changes	-	-	-	-
Cash and cash equivalents changes	-	-	-	-
Change in working capital	-280.30000M	115.10M	357.10M	-39.10000M
Stock based compensation	5.10M	3.80M	2.30M	1.90M
Other non cash items	-35.20000M	42.80M	57.10M	12.10M
Free cash flow	-237.70000M	137.00M	341.70M	86.30M

Peer Comparison

Sector: Financial Services Industry: Credit Services

Company	Change (GBP)	Price (GBP)	Trailing PE (x)	Forward PE (x)	Price Sales TTM (x)	Price to Book Value (x)
VANQ Vanquis Banking Group PLC	0.20 0.51%	39.50	7.97	-	-	-
GACA General Accident PLC	- -%	137.25	2.14	-	137.89	-
IPF International Personal Finance PLC	1.00 0.75%	133.50	6.32	6.13	0.37	0.58	1.55
SUS S&U plc	55.00 4.35%	1320.00	8.04	8.55	3.18	1.11	3.70	9.84
EQLS Equals Group PLC	-2.0 1.67%	118.00	30.75	19.84	2.80	4.85	2.63	13.74

Reports Covered

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