Explore 3 Stock Ideas & Industry Insights Download Free Report

8082-737-676
Shopping Cart 0
countryflagUK
Login

Sierra Bancorp

Financial Services US BSRR

37.58USD
-0.74(1.93%)

Last update at 2026-06-03T20:00:00Z

Day Range

37.5638.28
LowHigh

52 Week Range

23.2738.60
LowHigh

Fundamentals

  • Previous Close 38.32
  • Market Cap473.66M
  • Volume70728
  • P/E Ratio11.55
  • Dividend Yield2.74%
  • Revenue TTM149.18M
  • Revenue Per Share TTM11.05
  • Gross Profit TTM 149.18M
  • Diluted EPS TTM3.11

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 56.34M 53.87M 46.46M 44.91M 57.20M
Minority interest - - - - -
Net income 42.33M 40.56M 34.84M 33.66M 43.01M
Selling general administrative 63.59M 50.34M 50.98M 45.95M 50.99M
Selling and marketing expenses 1.53M 1.42M 2.21M 1.73M 1.52M
Gross profit 149.18M 134.03M 114.48M 130.09M 127.56M
Reconciled depreciation 2.65M 2.88M 3.31M 3.54M 4.27M
Ebit - 53.87M 46.46M 57.12M 57.20M
Ebitda 56.40M 56.75M 49.70M 60.66M 61.47M
Depreciation and amortization - 2.88M 3.23M 3.54M 4.27M
Non operating income net other - - - - -
Operating income 56.40M 53.87M 46.46M 57.12M 57.20M
Other operating expenses 145.63M 137.27M 122.46M -72.97100M -70.35600M
Interest expense 46.70M 52.32M 50.72M 12.20M 4.05M
Tax provision 14.02M 13.31M 11.56M 11.26M 14.19M
Interest income 171.39M 172.35M 156.28M 121.82M 113.08M
Net interest income 124.69M 120.03M 113.90M 109.61M 109.03M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 14.02M 13.31M 11.62M 11.26M 14.19M
Total revenue 201.98M 191.14M 168.93M 130.09M 127.56M
Total operating expenses 92.84M 80.16M 68.02M -72.97100M -70.35600M
Cost of revenue 52.80M 57.11M 54.44M - -
Total other income expense net -0.05200M 3.78M -29.50800M -12.20400M -4.05000M
Discontinued operations - - - - -
Net income from continuing ops 42.33M 40.56M 35.67M 33.66M 43.01M
Net income applicable to common shares - - - 33.66M 43.01M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 3829.28M 3614.27M 3742.81M 3608.59M 3371.01M
Intangible assets 0.05M 0.62M 1.40M 2.27M 3.27M
Earning assets - - - - -
Other current assets -14.16900M - 98.95M -598.04200M -194.38100M
Total liab 3464.42M 3256.97M 3404.71M 3305.01M 84.44M
Total stockholder equity 364.86M 357.30M 338.10M 303.58M 362.49M
Deferred long term liab - - - - -
Other current liab 1729.13M 2891.67M 1700.31M -219.00000M 2781.57M
Common stock 103.39M 108.97M 110.45M 112.93M 116.92M
Capital stock 103.39M 108.97M 110.45M 112.93M 116.92M
Retained earnings 280.00M 275.08M 259.05M 243.08M 234.41M
Other liab - - - 38.72M 35.57M
Good will 27.36M 27.36M 27.36M 27.36M 27.36M
Other assets 2762.54M 2464.89M - 1239.86M 1101.41M
Cash 135.63M 100.66M 78.60M 77.13M 257.53M
Cash and equivalents - - - - -
Total current liabilities 1859.98M 3000.53M 2171.56M 219.00M 2888.51M
Current deferred revenue - - - - -
Net debt 383.43M 173.43M 495.93M 227.40M -173.08500M
Short term debt 130.85M 108.86M 471.25M 219.00M 106.94M
Short long term debt 222.70M 0.00000M 360.50M 219.00M 0.00000M
Short long term debt total 519.05M 274.09M 574.53M 304.54M 84.44M
Other stockholder equity 4.64M 4.51M 4.58M 4.15M 15.08M
Property plant equipment - - - 22.48M 23.57M
Total current assets 1051.77M 772.63M 98.95M 1030.41M 1242.09M
Long term investments 943.12M 991.29M 1358.01M 1271.80M 973.31M
Net tangible assets - - - 161.02M 331.86M
Short term investments 916.14M 655.97M 1019.20M 934.92M 973.31M
Net receivables 14.17M 16.00M 20.35M 18.35M 11.25M
Long term debt 165.50M 165.23M 84.96M 85.53M 84.44M
Inventory - - 58.26M - 0.09M
Accounts payable - - - 2846.16M 2781.57M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -23.17400M -31.25700M -35.98000M -56.57600M 11.17M
Additional paid in capital - - - - -
Common stock total equity - - - - 113.01M
Preferred stock total equity - - - 112.93M -
Retained earnings total equity - - - 243.08M 234.41M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -3051.53000M 108.83M 3467.42M 14.41M -1027.51700M
Deferred long term asset charges - - - - -
Non current assets total 14.97M 2841.64M 3643.86M 1338.32M 1027.52M
Capital lease obligations - - - - -
Long term debt total - - - 84.69M 84.44M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 57.66M 141.23M -205.66800M -546.15300M -85.04700M
Change to liabilities - - - 9.48M 1.60M
Total cashflows from investing activities -183.49200M 141.23M -83.69000M -480.99600M 20.62M
Net borrowings 12.70M -150.50000M 136.50M 127.23M 16.94M
Total cash from financing activities 184.75M -176.31800M 31.92M 267.03M 112.83M
Change to operating activities - - - 10.81M -3.56900M
Net income 42.33M 40.56M 34.84M 33.66M 43.01M
Change in cash 34.96M 22.06M 1.47M -180.39700M 186.11M
Begin period cash flow 100.66M 78.60M 77.13M 257.53M 71.42M
End period cash flow 135.63M 100.66M 78.60M 77.13M 257.53M
Total cash from operating activities 33.70M 57.15M 53.24M 33.57M 52.66M
Issuance of capital stock - - - - -
Depreciation 2.65M 2.88M 3.23M 3.54M 4.27M
Other cashflows from investing activities -183.49200M -238.48100M -20.15100M 66.43M 106.04M
Dividends paid 13.73M 13.63M 13.71M -13.91900M -13.23200M
Change to inventory - - - - -
Change to account receivables 3.93M -9.38900M -20.52500M -26.21300M 6.43M
Sale purchase of stock -31.83000M -15.84200M -8.88100M -5.19200M -5.22000M
Other cashflows from financing activities 216.76M 130.44M -81.98900M 286.14M 174.19M
Change to netincome - - - 8.03M -2.74000M
Capital expenditures 1.53M 1.16M 1.42M 1.27M 0.37M
Change receivables - - - - -
Cash flows other operating - - - -21.83500M 5.25M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - -180.39700M 186.11M
Change in working capital -21.31000M 1.53M 9.70M -15.40400M 2.87M
Stock based compensation 2.21M 1.96M 1.75M 1.28M 0.99M
Other non cash items 12.69M 6.20M 6.07M 13.26M 1.43M
Free cash flow 32.17M 56.00M 51.83M 32.30M 52.28M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BSRR
Sierra Bancorp		 -0.74 1.93% 37.58 11.55 11.44 3.18 1.32 5.95
HDB
HDFC Bank Limited ADR		 0.01 0.04% 23.55 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 -0.43 1.40% 30.39 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 - -% 51.34 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

View All

Profile

Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking products and services to individuals and businesses in California. It accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. The company's loan products include real estate, commercial, mortgage warehouse, agricultural, and consumer loans. It also offers automated teller machines; electronic point-of-sale payment alternatives; multiple account access options; online account opening platform; online banking with bill-pay and mobile banking capabilities, including mobile check deposit; online lending solutions for consumers and small businesses; customer service center services; an automated telephone banking system; and remote deposit capture and payroll services. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California.

Sierra Bancorp

86 North Main Street, Porterville, CA, United States, 93257

Key Executives

Name Title Year Born
Mr. Kevin J. McPhaill Pres, CEO & Director 1973
Mr. Christopher G. Treece Exec. VP & CFO 1969
Ms. Jennifer A. Johnson Exec. VP & Chief Admin. Officer 1963
Mr. Michael W. Olague Exec. VP & Chief Banking Officer 1956
Mr. Hugh F. Boyle Exec. VP, Chief Credit Officer & Chief Risk Officer 1960
Ms. Cindy L. Dabney Sr. VP & Chief Accounting Officer 1960
Alexandra Blazar Corp. Sec. NA
Mr. Kevin J. McPhaill President, CEO & Director 1973
Mr. Christopher G. Treece Executive VP & CFO 1969
Ms. Jennifer A. Johnson Executive VP & Chief Administrative Officer 1963

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

We use cookies to help us improve, promote, and protect our services. By continuing to use this site, we assume you consent to our Cookies Policy. For more information, read our Privacy Policy and Terms and Conditions