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Bridgewater Bancshares Inc

Financial Services US BWB

20.44USD
0.51(2.56%)

Last update at 2026-06-23T20:00:00Z

Day Range

19.9620.42
LowHigh

52 Week Range

13.0820.30
LowHigh

Fundamentals

  • Previous Close 19.93
  • Market Cap517.54M
  • Volume439390
  • P/E Ratio12.48
  • Dividend Yield-%
  • Revenue TTM137.30M
  • Revenue Per Share TTM4.99
  • Gross Profit TTM 137.30M
  • Diluted EPS TTM1.49

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 60.03M 42.74M 52.52M 71.71M 61.57M
Minority interest - - - - -
Net income 46.09M 32.83M 39.96M 53.39M 45.69M
Selling general administrative 49.37M 42.52M 40.23M 38.31M 35.58M
Selling and marketing expenses 2.14M 1.49M 1.13M 2.03M 1.49M
Gross profit 137.62M 104.22M 109.94M 136.03M 114.82M
Reconciled depreciation 3.95M 3.00M 3.59M 0.19M 0.19M
Ebit 61.48M 42.74M 52.52M 108.77M 61.57M
Ebitda 64.70M 45.74M 55.66M 108.96M 61.76M
Depreciation and amortization 3.22M 3.00M 3.14M 0.19M 0.19M
Non operating income net other - - - - -
Operating income 61.48M 42.74M 52.52M 108.77M 61.57M
Other operating expenses 230.15M 208.71M 174.43M -27.26100M -53.24500M
Interest expense 149.41M 143.71M 117.18M 34.00M 19.37M
Tax provision 13.94M 9.91M 14.05M 18.32M 15.89M
Interest income 281.85M 245.90M 212.66M 163.69M 128.88M
Net interest income 132.44M 102.19M 112.75M 129.70M 109.51M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 13.94M 9.91M 12.56M 18.32M 15.89M
Total revenue 291.63M 251.44M 226.95M 136.03M 114.82M
Total operating expenses 76.14M 61.48M 57.42M -27.26100M -53.24500M
Cost of revenue 154.01M 147.23M 117.01M - -
Total other income expense net -1.45000M 232.18M -9.66200M -37.05900M -19.37000M
Discontinued operations - - - - -
Net income from continuing ops 46.09M 32.83M 44.82M 53.39M 45.69M
Net income applicable to common shares - - - 49.34M 44.52M
Preferred stock and other adjustments - - - 4.05M 1.17M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 5407.00M 5066.24M 4611.99M 4345.66M 3477.66M
Intangible assets 6.93M 7.85M 0.19M 0.29M 0.48M
Earning assets - - - - -
Other current assets -18.92900M - 145.26M -14.66000M 2391.90M
Total liab 4889.91M 4608.31M 4186.48M 3951.60M 3098.39M
Total stockholder equity 517.10M 457.94M 425.51M 394.06M 379.27M
Deferred long term liab - - - - -
Other current liab 1816.81M 4086.77M 1793.04M -13.75000M -1.40900M
Common stock 0.28M 0.28M 0.28M 0.28M 0.28M
Capital stock 66.79M 66.79M 66.79M 66.79M 66.80M
Retained earnings 351.45M 309.42M 280.65M 248.69M 199.35M
Other liab - - - 43.53M 16.00M
Good will 11.98M 11.98M 2.63M 2.63M 2.63M
Other assets 4436.56M 3998.87M - 3637.61M 2391.90M
Cash 123.51M 234.14M 128.56M 88.22M 145.35M
Cash and equivalents - - - - -
Total current liabilities 1820.04M 4090.78M 2026.62M 2.83M 1.41M
Current deferred revenue - - -5.28200M - -
Net debt 384.67M 218.78M 285.95M 101.43M -10.61000M
Short term debt - 13.75M 233.59M 13.75M -
Short long term debt - - - - -
Short long term debt total 508.18M 452.92M 414.51M 189.66M 134.74M
Other stockholder equity 98.29M 95.09M 96.32M 96.53M 104.12M
Property plant equipment - - - 48.45M 49.40M
Total current assets 899.95M 681.83M 145.26M 108.08M 593.90M
Long term investments 776.44M 768.25M 604.10M 548.61M 439.36M
Net tangible assets - - - 324.64M 309.65M
Short term investments 776.44M 385.69M 604.10M 548.61M 439.36M
Net receivables 18.93M 62.00M 16.70M 13.48M 9.19M
Long term debt 508.18M 452.92M 412.54M 189.66M 134.74M
Inventory - - 111.86M - -
Accounts payable 3.23M 4.01M 5.28M 2.83M 1.41M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 0.56M -13.36400M -18.24600M -17.94200M 9.01M
Additional paid in capital - - - - -
Common stock total equity - - - 0.28M 0.28M
Preferred stock total equity - - - 66.51M 66.51M
Retained earnings total equity - - - 248.69M 199.35M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -4650.93900M 167.35M 4326.16M -599.97200M -491.86200M
Deferred long term asset charges - - - - -
Non current assets total 70.49M 4384.41M 4466.73M 599.97M 491.86M
Capital lease obligations - - - - -
Long term debt total - - - 92.66M 92.24M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 24.73M -95.23600M -372.09000M -929.20300M -545.64800M
Change to liabilities - - - 30.58M 3.95M
Total cashflows from investing activities -417.46600M -95.23600M -209.18300M -938.24300M -571.42500M
Net borrowings 54.85M 40.00M 222.50M 341.50M -7.94100M
Total cash from financing activities 283.40M 150.06M 220.69M 796.81M 499.99M
Change to operating activities - - - 30.58M 3.95M
Net income 46.09M 32.83M 39.96M 53.39M 45.69M
Change in cash -106.24900M 101.20M 41.52M -56.43000M -17.20200M
Begin period cash flow 229.76M 128.56M 87.04M 143.47M 160.68M
End period cash flow 123.51M 229.76M 128.56M 87.04M 143.47M
Total cash from operating activities 27.81M 46.38M 30.02M 85.00M 54.24M
Issuance of capital stock - - 0.00000M 0.00000M 66.51M
Depreciation 3.95M 3.00M 3.14M 3.25M 2.56M
Other cashflows from investing activities -436.27800M -30.47700M -154.06800M -7.40700M -25.00000M
Dividends paid 4.05M 4.05M 4.05M -4.05400M -1.17100M
Change to inventory - - -3.90500M - -
Change to account receivables -13.94700M 2.36M -20.90200M -14.08000M -4.06400M
Sale purchase of stock -2.19100M -5.90100M -5.12700M -11.51300M -2.74000M
Other cashflows from financing activities 232.86M 120.01M 7.37M 929.63M 541.15M
Change to netincome - - - 9.66M 3.05M
Capital expenditures 5.85M 4.08M 2.97M 1.63M 0.78M
Change receivables - - - - -
Cash flows other operating - - - -13.66500M -4.81400M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - -56.43000M -17.20200M
Change in working capital -23.23900M 5.84M -16.99700M 16.50M -0.11800M
Stock based compensation 4.20M 3.90M 3.95M 3.34M 2.43M
Other non cash items 4.96M 0.78M -0.72100M 9.92M 8.20M
Free cash flow 21.96M 42.30M 27.05M 83.37M 53.46M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BWB
Bridgewater Bancshares Inc		 0.51 2.56% 20.44 12.48 11.25 3.77 1.18 7.79
HDB
HDFC Bank Limited ADR		 -0.07 0.28% 25.02 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 0.13 0.44% 29.92 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 -0.1 0.19% 51.25 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

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Profile

Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. The company provides commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential properties, and nonowner occupied single family residential properties; construction, land development, and commercial and industrial loans; commercial real estate loans, such as owner and nonowner occupied properties; single family residential construction, land development, finished lots and raw land, and commercial and multifamily construction loans, as well as paycheck protection program loans. It offers deposit products, including savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction accounts, as well as certificates of deposit. In addition, the company offers online, mobile, and direct banking services. The company was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.

Bridgewater Bancshares Inc

4450 Excelsior Boulevard, Saint Louis Park, MN, United States, 55416

Key Executives

Name Title Year Born
Mr. Gerald John Baack Founder, Non Independent Exec. Chairman, CEO & Pres 1968
Mr. Jeffrey D. Shellberg Co-Founder, Exec. VP, Chief Credit Officer, Sec. & Non Independent Exec. Director 1963
Ms. Mary Jayne Crocker Exec. VP & COO 1962
Mr. Joseph M. Chybowski Chief Financial Officer 1988
Mr. Mark E. Hokanson Chief Technology Officer 1976
Mr. Ben M. Klocke Gen. Counsel NA
Mr. Daniel D. Poppe Sr. VP & Sr. Loan Officer 1948
Ms. Lisa M. Salazar Chief Deposit Officer 1973
Mr. Tony Ferraro Managing Director of Commercial Lending NA
Mr. Erik Schwegler Sr. VP of Commercial Real Estate NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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