Explore 3 Stock Ideas & Industry Insights Download Free Report

8082-737-676
Shopping Cart 0
countryflagUK
Login

CF Bankshares Inc

Financial Services US CFBK

28.37USD
-0.44(1.53%)

Last update at 2026-06-03T20:00:00Z

Day Range

28.3028.84
LowHigh

52 Week Range

21.4734.24
LowHigh

Fundamentals

  • Previous Close 28.81
  • Market Cap186.14M
  • Volume23894
  • P/E Ratio11.08
  • Dividend Yield1.01%
  • Revenue TTM52.70M
  • Revenue Per Share TTM8.38
  • Gross Profit TTM 52.70M
  • Diluted EPS TTM2.66

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 21.53M 16.14M 20.98M 22.59M 22.82M
Minority interest - - - - -
Net income 17.00M 13.39M 16.94M 18.16M 18.45M
Selling general administrative 3.16M 17.02M 17.59M 17.06M 18.97M
Selling and marketing expenses 0.42M 0.13M 0.34M 0.43M 3.06M
Gross profit 52.69M 43.68M 48.73M 51.31M 53.33M
Reconciled depreciation 0.48M -0.89000M -0.45700M 0.50M 0.43M
Ebit - 16.14M 20.98M 41.57M 22.82M
Ebitda 21.53M 16.63M 21.55M 42.06M 23.25M
Depreciation and amortization - 0.49M 0.57M 0.50M 0.43M
Non operating income net other - - - - -
Operating income 21.53M 16.14M 20.98M 41.57M 22.82M
Other operating expenses 104.38M 106.02M 90.71M -9.74000M -30.50900M
Interest expense 64.97M 71.75M 60.64M 18.97M 10.31M
Tax provision 3.99M 2.76M 4.05M 4.43M 4.37M
Interest income 119.37M 117.71M 107.69M 67.76M 52.35M
Net interest income 54.39M 45.97M 47.05M 48.79M 42.04M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 3.99M 2.76M 4.05M 4.43M 4.37M
Total revenue 125.90M 122.16M 111.69M 51.31M 53.33M
Total operating expenses 31.16M 27.54M 27.75M -9.74000M -30.50900M
Cost of revenue 73.22M 78.48M 62.96M - -
Total other income expense net - -0.05600M 20.98M -18.97400M -10.30900M
Discontinued operations - - - - -
Net income from continuing ops 17.54M 13.39M 16.94M 18.16M 18.45M
Net income applicable to common shares - - - 18.16M 18.45M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 2117.32M 2065.52M 2058.61M 1820.17M 1495.59M
Intangible assets - - - - -
Earning assets - - - - -
Other current assets -26.05100M 0.10M 270.90M - -0.10000M
Total liab 1932.89M 1897.09M 1903.24M 1680.93M 1370.26M
Total stockholder equity 184.43M 168.44M 155.37M 139.25M 125.33M
Deferred long term liab - - - - -
Other current liab 285.52M 1755.80M 238.60M -23.67000M -14.51300M
Common stock 0.07M 0.07M 0.07M 0.07M 0.07M
Capital stock 0.07M 0.07M 0.07M 0.07M 0.07M
Retained earnings 103.88M 88.29M 76.52M 61.09M 44.08M
Other liab - - - - 2.75M
Good will - - - - -
Other assets - 1811.94M - 1608.45M 1258.85M
Cash 258.97M 235.37M 261.69M 151.89M 166.69M
Cash and equivalents - - - - -
Total current liabilities 16.92M 1755.80M 239.63M 23.67M 14.51M
Current deferred revenue - - - - -
Net debt -137.09100M -121.46300M -131.43700M -26.06600M -60.04900M
Short term debt 16.92M 1.00M 1.03M - 89.73M
Short long term debt - - - - -
Short long term debt total 121.88M 113.91M 130.26M 125.82M 106.64M
Other stockholder equity 81.84M 81.88M 81.08M 80.12M 81.35M
Property plant equipment - - - 5.13M 7.79M
Total current assets 259.07M 251.74M 270.90M 201.59M 207.60M
Long term investments 17.50M 13.68M 13.09M 15.44M 21.35M
Net tangible assets - - - 139.25M 125.33M
Short term investments 17.50M 8.68M 8.09M 10.44M 16.35M
Net receivables 8.65M 7.68M 13.50M 39.36M 24.56M
Long term debt 116.00M 107.68M 124.96M 124.38M 104.61M
Inventory - - 248.10M - -
Accounts payable - - - 23.67M 14.51M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -1.37100M -1.80300M -2.29000M -2.03700M -0.17000M
Additional paid in capital - - - - -
Common stock total equity - - - - 0.07M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - 44.08M
Treasury stock - - - - -7.18000M
Accumulated amortization - - - - -
Non currrent assets other 107.37M 82.20M 1761.44M -10.44200M -29.14100M
Deferred long term asset charges - - - - -
Non current assets total 1858.35M 1813.79M 1787.71M 10.13M 29.14M
Capital lease obligations 5.88M 6.23M 5.30M 1.44M 2.03M
Long term debt total - - - - 14.88M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -3.31900M -32.99400M -121.85300M -353.32100M -305.33200M
Change to liabilities - - - 0.00000M -15.13500M
Total cashflows from investing activities -25.04000M -32.99400M -121.85300M - -316.73000M
Net borrowings 8.25M -17.34900M 0.50M - -124.70000M
Total cash from financing activities 30.05M -7.51800M 213.61M 298.75M 8.42M
Change to operating activities - - - - -15.17200M
Net income 17.54M 13.39M 16.94M 18.16M 18.45M
Change in cash 23.70M -26.32300M 109.81M -14.80400M -55.00300M
Begin period cash flow 235.27M 261.60M 151.79M 166.59M 221.59M
End period cash flow 258.97M 235.27M 261.60M 151.79M 166.59M
Total cash from operating activities 18.69M 14.19M 18.05M 39.76M 253.30M
Issuance of capital stock - - - - 0.00000M
Depreciation 0.48M 0.49M 0.57M -0.38500M -2.07000M
Other cashflows from investing activities -25.04000M -32.78400M -122.00500M - -8.43600M
Dividends paid 1.95M 1.61M 1.48M -1.15300M -0.84800M
Change to inventory - - - - -
Change to account receivables 1.47M 3.52M -2.67600M -6.47500M 17.88M
Sale purchase of stock -1.28300M -0.35200M -0.29900M -2.51200M -3.11100M
Other cashflows from financing activities 25.03M 11.80M 214.88M 323.04M 1.72M
Change to netincome - - - - 237.93M
Capital expenditures 0.49M 0.27M 0.66M 0.91M 2.96M
Change receivables - - - - -
Cash flows other operating - - - - 14.12M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -55.00300M
Change in working capital -2.92100M -4.02100M -0.48700M -5.44200M 2.71M
Stock based compensation 1.39M 1.16M 1.17M 0.90M 0.71M
Other non cash items 4.07M 3.55M -0.59400M 26.31M 232.73M
Free cash flow 18.20M 13.92M 17.39M 38.86M 250.34M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CFBK
CF Bankshares Inc		 -0.44 1.53% 28.37 11.08 7.86 3.64 1.04 5.23
HDB
HDFC Bank Limited ADR		 0.01 0.04% 23.55 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 -0.425 1.38% 30.39 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 - -% 51.34 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

View All

Profile

CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services. It accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. The company also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans and equipment leases; residential real estate loans and treasury management depository services; construction loans; and full-service commercial and retail banking services and products. In addition, it provides consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. Further, the company offers online and internet banking, mobile banking, and remote deposits. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is headquartered in Columbus, Ohio.

CF Bankshares Inc

4960 East Dublin Granville Road, Columbus, OH, United States, 43081

Key Executives

Name Title Year Born
Mr. Timothy T. O'Dell Pres, CEO & Director 1953
Mr. Kevin J. Beerman Exec. VP & CFO 1973
Mr. Steve Nitzsche Sr. VP & Equipment Fin. Mang. NA
Timothy Meder Sr. VP & Chief Commercial Credit Officer NA
David Hand Sr. VP of Residential Mortgage NA
Ms. Barbara Pyke Corp. Sec. NA
Mr. Paul Souleyrette Market Pres of Cincinnati Market NA
Mr. Timothy T. O'Dell President, CEO & Director 1953
Mr. Kevin J. Beerman Executive VP & CFO 1974
David Hand Senior Vice President of Residential Mortgage NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

We use cookies to help us improve, promote, and protect our services. By continuing to use this site, we assume you consent to our Cookies Policy. For more information, read our Privacy Policy and Terms and Conditions