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Home CompaniesFlywire Corp

Flywire Corp

Technology Software - Infrastructure
PortfolioPortfolio WatchlistWatchlist
Company price
21.42 USD -0.15 ( 0.70%)
Last update at 2026-11-09T15:33:00Z
VOLUME
168091
Market Cap
2159.60M
P/E
68.27

Momentum Score

…

Flywire Corporation, together with its subsidiaries, operates as a payment enablement and software company in the United States, Europe, the Middle East, and Africa and the Asia Pacific. The company provides a payment platform that integrates into existing apps and workflows and have access to solutions, such as tailored invoicing, settlement and reconciliation tools, single sign-on and checkout, recurring payments, and split payouts. It also offers a payment network, which has access to a set of payment methods, including banks, third-party payment providers, payment networks, and digital wallets; and direct connections to alternative payment methods consisting of Alipay, Boleto, PayPal / Venmo, and Trustly. In addition, the company provides vertical-specific software comprising vertical-specific digital workflows; integration and synchronization to core and industry specific systems; real-time access; and predictive analytics. It serves education, healthcare, travel, and B2B industries. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
21.41
Low
21.95
High
52 Week Price Range
10.55
Low
19.73
High

Momentum Score

…
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Flywire operates a cloud-based payments platform that helps institutions and businesses collect and reconcile cross-border and domestic large-bill payments across education, healthcare, travel and B2B. Long-term growth may be supported by rising cross-border volumes, digital migration of tuition and medical billing, product expansion and network effects that could support recurring transaction revenue.
Principal risks include regulatory and compliance complexity across jurisdictions, competition from global payment processors, customer concentration in education and healthcare, and sensitivity to FX and payment-volume cyclicality.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
21.57
Dividend Yield
-
Revenue TTM
713.54M
Revenue Per Share
5.84
Gross Profit TTM
425.43M
Debt / Equity
0.00
ROE
4.23%
Net Debt
-330.30M
ROCE
416.59%
Diluted EPS TTM
0.26

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 21.44M 1.86M -43.52M -37.36M -25.93M
Net income 13.50M 2.90M -8.57M -39.35M -27.96M
Selling general administrative 135.48M 125.84M 107.62M 82.95M 61.62M
Selling and marketing expenses 156.99M 129.44M 107.62M 78.46M 51.30M
Gross profit 382.67M 314.65M 403.09M 181.44M 130.96M
Reconciled depreciation 26.06M 17.36M 14.89M 12.30M 9.00M
Ebit 3547.44M 2.40M -17.84M -30.22M -13.26M
Ebitda 3573.50M 19.76M -21.52M -23.84M -4.15M
Depreciation and amortization 26.06M 17.36M 17.55M 6.38M 9.11M
Non operating income net other - - - -5.93M -10.65M
Operating income 11.29M -7.25M -21.52M -30.22M -13.26M
Other operating expenses 611.73M 499.40M 424.61M 319.60M 214.41M
Interest expense 3526.00M 0.54M 3.72M 1.21M 2.02M
Tax provision 7.94M -1.04M 1.41M 1.99M 2.03M
Interest income 5.64M 21.44M 13.35M - -
Net interest income 2.11M 20.90M 5.65M -1.21M -2.02M
Income tax expense 7.94M -1.04M 4.21M 1.99M 2.03M
Total revenue 623.02M 492.14M 403.09M 289.38M 201.15M
Total operating expenses 371.37M 321.91M 277.27M 211.66M 144.22M
Cost of revenue 240.36M 177.49M 140.14M 107.93M 70.19M
Total other income expense net 10.14M 9.12M 17.17M -7.14M -12.67M
Net income from continuing ops 13.50M 2.90M -10.98M -39.35M -27.96M
Net income applicable to common shares - - - -39.35M -27.96M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 1253.31M 1122.45M 1079.73M 674.29M 639.67M
Intangible assets 189.05M 118.68M 108.18M 97.62M 93.40M
Other current assets 36.54M 22.53M 18.23M 17.53M 9.83M
Total liab 418.14M 307.68M 293.61M 192.38M 157.35M
Total stockholder equity 835.17M 814.77M 786.12M 481.90M 482.33M
Deferred long term liab - - - 12.15M 8.40M
Other current liab 55.72M 256.67M 41.85M 156.92M 7.72M
Common stock 0.01M 0.01M 0.01M 0.01M 0.01M
Capital stock 0.01M 0.01M 0.01M 0.01M 0.01M
Retained earnings -157.37M -170.87M -173.77M -165.20M -125.73M
Other liab - - - 13.77M 13.47M
Good will 406.51M 149.56M 121.65M 97.77M 86.04M
Other assets - - - 12.16M 7.00M
Cash 330.30M 495.24M 654.61M 349.18M 385.36M
Total current liabilities 401.76M 289.77M 273.79M 177.28M 117.93M
Current deferred revenue 19.95M 7.34M 6.97M 5.22M 5.49M
Net debt -330.30M -493.52M -653.14M -347.37M -359.42M
Short term debt - 1.72M 1.47M 1.81M 94.47M
Short long term debt total - 1.72M 1.47M 1.81M 25.94M
Other stockholder equity 990.04M 987.69M 958.55M 649.01M 608.45M
Property plant equipment - - - 13.32M 9.44M
Total current assets 602.29M 762.88M 815.68M 450.64M 443.79M
Long term investments 0.00M 50.12M - - -
Net tangible assets - - - 286.52M 302.89M
Short term investments 24.69M 115.85M - - -
Net receivables 210.75M 129.27M 142.85M 81.94M 44.59M
Long term debt - - - - 25.94M
Inventory - - - 2.00M 4.00M
Accounts payable 326.10M 15.35M 223.51M 13.32M 10.25M
Accumulated other comprehensive income 2.49M -2.07M 1.32M -1.91M -0.40M
Common stock total equity - - - 0.01M 0.01M
Retained earnings total equity - - - -165.20M -125.86M
Treasury stock - - - -0.75M -0.75M
Non currrent assets other 33.34M 24.04M 15.67M 14.95M 7.00M
Non current assets total 651.02M 359.56M 264.05M 223.64M 195.89M
Capital lease obligations 1.35M 1.72M 1.47M 1.81M -
Long term debt total - - - - 25.94M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 140.54M -215.80M -7.19M -24.66M -62.91M
Change to liabilities - - - 53.42M 11.53M
Total cashflows from investing activities -194.23M -215.80M -38.78M -24.66M -62.91M
Net borrowings 0.00M 0.00M 0.00M -25.94M 0.94M
Total cash from financing activities -78.40M -37.63M 263.42M -23.97M 327.51M
Change to operating activities - - - 0.32M -6.00M
Net income 13.50M 2.90M -8.57M -39.35M -27.96M
Change in cash -164.94M -159.37M 303.43M -38.18M 280.31M
Begin period cash flow 495.24M 654.61M 351.18M 389.36M 109.05M
End period cash flow 330.30M 495.24M 654.61M 351.18M 389.36M
Total cash from operating activities 100.17M 91.47M 80.62M 4.88M 17.13M
Issuance of capital stock 0.00M 0.00M 261.12M 0.00M 328.43M
Depreciation 27.99M 17.36M 15.76M 12.30M 9.00M
Other cashflows from investing activities 132.04M -5.32M -5.00M -17.59M -56.23M
Change to inventory - - - - -7.64M
Change to account receivables -11.28M 13.78M -58.45M -0.32M -0.59M
Sale purchase of stock -78.55M -43.74M -8.48M 8.23M 271.06M
Other cashflows from financing activities 0.14M 6.11M 2.30M 0.70M 83.82M
Change to netincome - - - 26.25M 32.55M
Capital expenditures 1.35M 0.92M 6.01M 7.09M 6.68M
Change receivables - - - -31.24M -6.39M
Cash flows other operating - - - -15.96M -12.46M
Exchange rate changes - - - - -1.42M
Cash and cash equivalents changes - - - -43.21M 280.31M
Change in working capital -2.03M 16.36M 26.84M 3.88M 3.30M
Stock based compensation 71.78M 64.93M 43.73M 30.26M 18.93M
Other non cash items 60.71M -1.29M 2.79M -0.51M 13.91M
Free cash flow 98.83M 90.54M 74.61M -2.21M 10.45M

Peer Comparison*

Sector: Technology Industry: Software - Infrastructure

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
Enterprise Value
to EBITDA (x)
FLYW
Flywire Corp		 -0.15
0.70%		 21.42 68.27 20.33 3.03 2.70 2.72 26.87
MSFT
Microsoft Corporation		 10.60
2.00%		 541.21 37.32 29.94 13.03 12.45 13.06 24.59
ORCL
Oracle Corporation		 2.37
2.04%		 118.47 21.96 17.89 5.91 7.08 7.82 14.89
CRWD
Crowdstrike Holdings Inc		 6.21
2.86%		 223.11 4849.80 188.68 46.01 47.24 43.89 559.34
FTNT
Fortinet Inc		 2.92
2.46%		 121.77 60.27 43.86 16.80 80.50 16.11 43.33

Profile*

Flywire Corp

Flywire Corporation, together with its subsidiaries, operates as a payment enablement and software company in the United States, Europe, the Middle East, and Africa and the Asia Pacific. The company provides a payment platform that integrates into existing apps and workflows and have access to solutions, such as tailored invoicing, settlement and reconciliation tools, single sign-on and checkout, recurring payments, and split payouts. It also offers a payment network, which has access to a set of payment methods, including banks, third-party payment providers, payment networks, and digital wallets; and direct connections to alternative payment methods consisting of Alipay, Boleto, PayPal / Venmo, and Trustly. In addition, the company provides vertical-specific software comprising vertical-specific digital workflows; integration and synchronization to core and industry specific systems; real-time access; and predictive analytics. It serves education, healthcare, travel, and B2B industries. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.

141 Tremont Street, Boston, MA, United States, 02111

617 329 4524

https://www.flywire.com

1500

Name Title Year Born
Mr. Uday Seth VP of Bus. Operations & Corp. Devel. NA
Mr. Michael Massaro CEO & Director 1979
Mr. Robert Orgel Pres & COO 1970
Mr. Michael G. Ellis Chief Financial Officer 1969
Mr. David R. King Chief Technology Officer 1969
Mr. Akil Hollis VP of Financial Planning & Analysis and Investor Relations NA
Mr. Peter Butterfield Gen. Counsel & Chief Compliance Officer 1965
Ms. Allison MacLeod Chief Marketing Officer NA
Mr. Gary Cunningham Chief People Officer NA
Ms. Sharon Butler Exec. VP of Global Education 1966

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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