Explore 3 Stock Ideas & Industry Insights Download Free Report

8082-737-676
Shopping Cart 0
countryflagUK
Login

First Internet Bancorp

Financial Services US INBK

24.24USD
1.22(5.30%)

Last update at 2026-06-04T20:00:00Z

Day Range

23.3624.28
LowHigh

52 Week Range

11.6235.72
LowHigh

Fundamentals

  • Previous Close 23.02
  • Market Cap252.75M
  • Volume35706
  • P/E Ratio16.40
  • Dividend Yield0.78%
  • Revenue TTM95.40M
  • Revenue Per Share TTM10.90
  • Gross Profit TTM 113.37M
  • Diluted EPS TTM1.78

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 40.10M 56.57M 33.90M 27.16M 23.95M
Minority interest - - - - -
Net income 35.54M 48.11M 29.45M 25.24M 21.90M
Selling general administrative 42.70M 41.09M 37.57M 30.25M 26.36M
Selling and marketing expenses 3.55M 3.26M 1.65M 1.80M 2.47M
Gross profit 113.92M 114.77M 98.84M 78.61M 70.08M
Reconciled depreciation 8.73M 8.78M 7.83M 7.66M 5.67M
Ebit 91.52M 56.57M 33.90M 27.16M 77.15M
Ebitda 100.24M 65.35M 41.73M 34.81M 82.82M
Depreciation and amortization 8.73M 8.78M 7.83M 7.66M 5.67M
Non operating income net other - - - - -
Operating income 91.52M 56.57M 33.90M 27.16M 77.15M
Other operating expenses 8.38M -58.19300M -64.94300M -51.45800M 7.07M
Interest expense 59.81M 47.33M 72.32M 84.45M 53.20M
Tax provision 4.56M 8.46M 4.45M 1.92M 2.05M
Interest income 156.91M 133.88M 136.86M 147.41M 115.47M
Net interest income 97.09M 86.56M 64.54M 62.97M 62.27M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 4.56M 8.46M 4.45M 1.92M 2.05M
Total revenue 113.92M 114.77M 98.84M 78.61M 70.08M
Total operating expenses 8.38M -58.19300M -64.94300M -51.45800M 7.07M
Cost of revenue - - - - 57.09M
Total other income expense net -51.41500M -47.32700M -72.31800M -84.44700M -53.20000M
Discontinued operations - - - - -
Net income from continuing ops 35.54M 48.11M 29.45M 25.24M 21.90M
Net income applicable to common shares 35.54M 48.11M 29.45M 25.24M 21.90M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 5167.57M 4543.10M 4210.99M 4246.16M 4100.08M
Intangible assets 10.57M - - - 2.48M
Earning assets - - - - 1006.78M
Other current assets 433.02M -1223.26000M 1509.11M 1688.70M 1528.27M
Total liab 4804.78M 4178.13M 3830.66M 3915.21M 3795.17M
Total stockholder equity 362.80M 364.97M 380.34M 330.94M 304.91M
Deferred long term liab - - - - -
Other current liab 3111.03M -2.91300M -2.01800M -1.43900M -3.76700M
Common stock 184.70M 192.94M 218.95M 221.41M 219.42M
Capital stock 184.70M 192.94M 218.95M 221.41M 219.42M
Retained earnings 207.47M 205.68M 172.43M 126.73M 99.68M
Other liab - - - - -
Good will 4.69M 4.69M 4.69M 4.69M 4.69M
Other assets - 4036.83M 1509.11M 1688.70M 1528.27M
Cash 405.90M 256.55M 442.96M 419.81M 327.36M
Cash and equivalents - - - - -
Total current liabilities 3366.03M 2.91M 2.02M 1.44M 3.77M
Current deferred revenue -3.84800M - - - -
Net debt 313.87M 462.91M 176.19M 174.71M 257.08M
Short term debt 255.00M - 104.23M 79.60M 69.53M
Short long term debt - - - - -
Short long term debt total 719.77M 719.46M 619.15M 594.52M 584.44M
Other stockholder equity - -33.63600M -11.03900M -17.19600M -14.19100M
Property plant equipment - 72.71M 59.84M 37.59M 14.63M
Total current assets 433.02M 428.88M 1974.75M 1949.33M 1949.77M
Long term investments 702.01M 579.55M 662.61M 565.85M 3602.60M
Net tangible assets - 360.29M 375.65M 326.26M 300.23M
Short term investments 474.86M 390.38M 603.04M 497.63M 540.85M
Net receivables 955.23M 1005.20M 928.74M 1031.89M 1081.55M
Long term debt 719.77M 719.46M 619.15M 594.52M 69.53M
Inventory -18.47700M 0.04M 1.22M 0.04M 2.14M
Accounts payable 3.85M 2.91M 2.02M 1.44M 3.77M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -29.37500M -33.63600M -11.03900M -17.19600M -14.19100M
Additional paid in capital - - - - -
Common stock total equity - 192.94M 218.95M 221.41M 219.42M
Preferred stock total equity - - - - -
Retained earnings total equity - 205.68M 172.43M 126.73M 99.68M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 96.73M -579.55200M -727.13800M -608.12800M -622.04700M
Deferred long term asset charges - - - - -
Non current assets total 4734.55M 77.40M 727.14M 608.13M 622.05M
Capital lease obligations - - - - -
Long term debt total - 104.53M 104.23M 79.60M 69.53M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -366.43300M -254.78600M -44.80900M -320.79000M -626.66000M
Change to liabilities -3.77500M -0.92100M -4.98300M 5.27M -0.08300M
Total cashflows from investing activities -601.03300M 43.87M -44.80900M -313.27300M -638.71300M
Net borrowings 100.00M 23.66M 9.77M 25.42M 112.00M
Total cash from financing activities 331.90M -75.56000M 124.19M 495.50M 750.09M
Change to operating activities 7.68M 7.18M 1.09M -39.29000M -11.89000M
Net income 35.54M 48.11M 29.45M 25.24M 21.90M
Change in cash -186.40800M 23.15M 92.44M 138.65M 140.73M
Begin period cash flow 442.96M 419.81M 327.36M 188.71M 47.98M
End period cash flow 256.55M 442.96M 419.81M 327.36M 188.71M
Total cash from operating activities 82.72M 54.84M 13.07M -43.57700M 29.36M
Issuance of capital stock - - 0.00000M 0.00000M 54.33M
Depreciation 8.73M 8.78M 7.83M 7.66M 5.67M
Other cashflows from investing activities -217.08300M 328.55M 46.79M 11.62M -9.83400M
Dividends paid -2.31700M -2.41500M -2.34900M -2.41800M 2.23M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -27.78000M -4.43600M 0.00000M -9.78400M -0.21600M
Other cashflows from financing activities 877.00M -0.44100M 566.53M -0.32900M 961.20M
Change to netincome 33.16M -9.59700M -25.30800M -36.43000M 13.23M
Capital expenditures 17.52M 29.89M 25.56M 4.11M 2.22M
Change receivables - - - - -
Cash flows other operating 9.07M 8.47M -42.14800M -44.58200M -11.36300M
Exchange rate changes - - - - -
Cash and cash equivalents changes -186.40800M 23.15M 92.44M 138.65M 140.73M
Change in working capital 6.90M 6.95M 0.24M -40.77100M -12.90100M
Stock based compensation 2.04M 2.39M 2.11M 1.68M 1.60M
Other non cash items 24.88M -13.82200M -22.44400M -32.97800M 12.12M
Free cash flow 65.21M 24.95M -12.49100M -47.68200M 27.14M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
INBK
First Internet Bancorp		 1.22 5.30% 24.24 16.40 10.58 3.23 0.75
HDB
HDFC Bank Limited ADR		 0.48 2.04% 24.03 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 0.04 0.15% 30.44 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 1.22 2.50% 50.10 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

View All

Profile

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company accepts non-interest bearing and interest-bearing demand deposit, commercial deposit, savings, money market, and Banking-as-a-Service brokered deposit accounts, as well as certificates of deposit. It also offers commercial and industrial, owner-occupied and investor commercial real estate, construction, residential mortgage, home equity, line of credit and home improvement, small installment, term, and other consumer loans, as well as single tenant lease financing, and public and healthcare finance; franchise finance; and small business lending. In addition, the company is involved in the purchase, manage, service, and safekeeping of municipal securities; and provision of public and municipal lending and leasing products to government entities. Further, the company offers corporate credit card and treasury management services. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.

First Internet Bancorp

8701 East 116th Street, Fishers, IN, United States, 46038

Key Executives

Name Title Year Born
Mr. David B. Becker Chairman & CEO 1953
Ms. Nicole S. Lorch Pres, COO & Corp. Sec. 1974
Mr. Kenneth J. Lovik Exec. VP & CFO 1970
Ms. Paula Deemer Exec. Assistant & Director of Corp. Admin. NA
Mr. David Bybee VP & Sr. Credit Officer NA
Mr. Kevin B. Quinn Sr. VP of Retail Lending - First Internet Bank NA
Mr. Timothy C. Dusing Sr. VP of Public Fin. - First Internet Bank NA
Ms. Nicole S. Lorch President, COO & Corporate Secretary 1974
Mr. Kenneth J. Lovik Executive VP & CFO 1970
Ms. Paula Deemer Executive Assistant & Director of Corporate Administration NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

We use cookies to help us improve, promote, and protect our services. By continuing to use this site, we assume you consent to our Cookies Policy. For more information, read our Privacy Policy and Terms and Conditions