
Last update at 2026-06-04T20:00:00Z
Source: TradingView
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| Breakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
| Income before tax | 59.58M | 164.27M | 174.77M | 123.68M | 104.25M |
| Minority interest | - | - | - | - | - |
| Net income | 46.56M | 130.71M | 138.21M | 99.60M | 83.19M |
| Selling general administrative | - | - | - | - | 0.00000M |
| Selling and marketing expenses | - | - | - | - | - |
| Gross profit | 785.06M | 864.72M | 840.40M | 875.82M | 829.58M |
| Reconciled depreciation | 6.61M | 6.90M | 7.53M | 5.49M | 5.47M |
| Ebit | 60.27M | 164.27M | 174.77M | 123.68M | 104.34M |
| Ebitda | 61.96M | 171.17M | 182.30M | 129.17M | 109.81M |
| Depreciation and amortization | 1.69M | 6.90M | 7.53M | 5.49M | 5.47M |
| Non operating income net other | - | - | - | - | - |
| Operating income | 60.27M | 164.27M | 174.77M | 123.68M | 104.34M |
| Other operating expenses | 725.48M | 700.45M | 665.63M | 752.13M | 725.33M |
| Interest expense | 0.52M | 0.52M | 0.44M | 0.09M | 0.09M |
| Tax provision | 13.02M | 33.56M | 36.56M | 24.08M | 21.06M |
| Interest income | 47.69M | 42.60M | 42.80M | 48.19M | 45.55M |
| Net interest income | -0.52400M | -0.52200M | -0.44000M | -0.09000M | -0.09000M |
| Extraordinary items | - | - | - | - | - |
| Non recurring | - | - | - | - | - |
| Other items | - | - | - | - | - |
| Income tax expense | 13.02M | 33.56M | 36.56M | 24.08M | 21.06M |
| Total revenue | 785.06M | 864.72M | 840.40M | 875.82M | 829.58M |
| Total operating expenses | 245.15M | -700.44900M | -665.63100M | -752.13500M | 732.00M |
| Cost of revenue | - | - | - | 753.98M | 732.16M |
| Total other income expense net | -0.68800M | -0.52200M | -0.44000M | -0.09000M | -0.09000M |
| Discontinued operations | - | - | - | - | - |
| Net income from continuing ops | 46.56M | 130.71M | 138.21M | 99.60M | 83.19M |
| Net income applicable to common shares | 46.36M | 130.71M | 138.21M | 99.60M | 83.19M |
| Preferred stock and other adjustments | - | - | - | - | - |
| Breakdown | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
| Total assets | 1965.08M | 1972.57M | 2117.39M | 2054.27M | 2022.67M |
| Intangible assets | 7.55M | 7.86M | - | - | 74.29M |
| Earning assets | - | - | - | - | - |
| Other current assets | 369.14M | 114.59M | 116.30M | -1378.42700M | -1364.51800M |
| Total liab | 1160.81M | 1160.57M | 1190.22M | 1169.59M | 1214.26M |
| Total stockholder equity | 804.27M | 812.00M | 927.17M | 884.68M | 808.41M |
| Deferred long term liab | - | - | 15.24M | 17.61M | 5.72M |
| Other current liab | 414.96M | -83.59000M | -115.79000M | -117.72200M | -87.92700M |
| Common stock | 0.18M | 0.18M | 0.18M | 0.18M | 0.18M |
| Capital stock | 0.18M | 0.18M | 0.18M | 0.18M | 0.18M |
| Retained earnings | 781.19M | 815.31M | 821.74M | 745.03M | 661.55M |
| Other liab | - | 30.85M | 46.70M | 24.25M | 344.56M |
| Good will | 17.09M | 17.09M | - | - | - |
| Other assets | - | 282.21M | -965.44800M | -1050.41800M | -1019.30000M |
| Cash | 38.15M | 25.30M | 63.60M | 53.77M | 44.41M |
| Cash and equivalents | - | - | - | - | - |
| Total current liabilities | 499.73M | 25.07M | 115.79M | 117.72M | 87.93M |
| Current deferred revenue | - | - | - | 17.61M | 53.93M |
| Net debt | 11.60M | 33.04M | -6.48800M | 7.23M | -10.40900M |
| Short term debt | 4.60M | 23.34M | 30.00M | 30.00M | 34.00M |
| Short long term debt | 30.00M | 35.00M | 30.00M | 30.00M | - |
| Short long term debt total | 49.76M | 58.34M | 57.12M | 61.00M | 34.00M |
| Other stockholder equity | 76.09M | 77.05M | 80.67M | 85.94M | 118.49M |
| Property plant equipment | - | 41.46M | 27.11M | 31.00M | 54.01M |
| Total current assets | 369.14M | 1621.00M | 1572.50M | 1611.34M | 1602.29M |
| Long term investments | 1459.36M | 1290.31M | 1483.22M | 1507.59M | 1442.95M |
| Net tangible assets | - | 787.05M | 927.17M | 884.68M | 808.41M |
| Short term investments | 31.05M | 1050.15M | 1218.28M | 1257.09M | 1228.04M |
| Net receivables | 383.19M | 299.80M | 290.62M | 300.48M | 329.85M |
| Long term debt | - | 35.00M | 30.00M | 30.00M | - |
| Inventory | -900.80600M | - | - | - | - |
| Accounts payable | 80.18M | 85.32M | 85.79M | 87.72M | 87.93M |
| Total permanent equity | - | - | - | - | - |
| Noncontrolling interest in consolidated entity | - | - | - | - | - |
| Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
| Accumulated other comprehensive income | -53.19100M | -80.53800M | 24.58M | 53.53M | 28.19M |
| Additional paid in capital | - | - | - | - | - |
| Common stock total equity | - | - | 0.18M | 0.18M | 0.18M |
| Preferred stock total equity | - | - | - | - | - |
| Retained earnings total equity | - | - | 821.74M | 745.03M | 661.55M |
| Treasury stock | - | - | - | - | -83.83500M |
| Accumulated amortization | - | - | - | - | - |
| Non currrent assets other | -59.56500M | -1290.31000M | -1510.33900M | -1493.34800M | -1439.67500M |
| Deferred long term asset charges | - | - | - | - | - |
| Non current assets total | 1595.94M | 69.36M | 1510.34M | 1493.35M | 1439.67M |
| Capital lease obligations | 19.76M | 23.34M | 27.11M | 31.00M | 34.00M |
| Long term debt total | - | - | - | - | - |
| Breakdown | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
| Investments | 17.73M | -19.98800M | -57.76400M | -10.79400M | -38.75000M |
| Change to liabilities | - | 17.21M | -11.29000M | -41.50700M | 10.16M |
| Total cashflows from investing activities | - | -19.98800M | -65.98900M | -35.52400M | -52.96400M |
| Net borrowings | - | 5.00M | 5.00M | 30.00M | 30.00M |
| Total cash from financing activities | -63.53100M | -62.64100M | -65.57100M | -64.57400M | -52.66700M |
| Change to operating activities | - | -33.79700M | 37.54M | -42.09100M | 16.27M |
| Net income | 18.79M | 46.56M | 130.71M | 138.21M | 99.60M |
| Change in cash | 12.85M | -38.30300M | 9.83M | 9.36M | 6.83M |
| Begin period cash flow | 25.30M | 63.60M | 53.77M | 44.41M | 37.58M |
| End period cash flow | 38.15M | 25.30M | 63.60M | 53.77M | 44.41M |
| Total cash from operating activities | 52.11M | 44.33M | 141.39M | 109.46M | 112.46M |
| Issuance of capital stock | - | - | - | - | - |
| Depreciation | 8.66M | 6.61M | 6.90M | 7.53M | 5.49M |
| Other cashflows from investing activities | - | - | -32.57200M | -14.78400M | -4.62000M |
| Dividends paid | 53.29M | 53.04M | 54.01M | 54.58M | 52.67M |
| Change to inventory | 124.31M | - | 17.33M | - | - |
| Change to account receivables | -83.51500M | -19.07000M | 19.04M | 28.17M | -14.90900M |
| Sale purchase of stock | -5.24000M | -14.60300M | -11.56300M | -39.99900M | - |
| Other cashflows from financing activities | 24.27M | 5.00M | -65.98900M | 30.00M | -52.96400M |
| Change to netincome | - | 26.10M | -29.42500M | 9.73M | 6.91M |
| Capital expenditures | 1.78M | 2.09M | 8.22M | 9.95M | 9.59M |
| Change receivables | - | - | 18.29M | 41.30M | -16.10100M |
| Cash flows other operating | - | - | -16.06000M | -52.34600M | 1.48M |
| Exchange rate changes | - | - | - | - | - |
| Cash and cash equivalents changes | - | - | 9.83M | 9.36M | 6.83M |
| Change in working capital | 33.55M | -34.94100M | 33.21M | -43.15300M | 16.11M |
| Stock based compensation | 4.33M | 5.98M | 6.29M | 7.46M | 6.03M |
| Other non cash items | -14.86600M | 28.49M | -41.04000M | -5.74300M | -19.52300M |
| Free cash flow | 50.33M | 42.23M | 133.17M | 99.51M | 102.86M |
Sector: Financial Services Industry: Insurance - Property & Casualty
| Company | Change (USD) | Price (USD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | Enterprise Value to Revenue (x) |
|---|---|---|---|---|---|---|---|
| SAFT Safety Insurance Group Inc |
0.14 0.21% | 68.34 | 22.04 | - | 1.24 | 1.44 | 1.27 |
| CB Chubb Ltd |
1.75 0.56% | 314.50 | 12.85 | 12.20 | 2.16 | 1.74 | 2.48 |
| PGR Progressive Corp |
1.92 0.99% | 195.38 | 34.22 | 20.33 | 1.55 | 5.46 | 1.70 |
| ALL The Allstate Corporation |
1.50 0.72% | 210.84 | 5.68 | 8.60 | 0.83 | 1.94 | 0.96 |
| TKOMF Tokio Marine Holdings Inc. |
- -% | 42.01 | 14.81 | 10.00 | 0.0069 | 1.59 | 0.0064 |
Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in the United States. The company's private passenger automobile policies offer coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, insure individual vehicles, and commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; and commercial umbrella, which offers an excess liability product to clients, as well as underwrites dwelling fire insurance for non-owner-occupied residences. Additionally, the company offers inland marine coverage for homeowners and business owner policies, and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.
20 Custom House Street, Boston, MA, United States, 02110
| Name | Title | Year Born |
|---|---|---|
| Mr. George Michael Murphy CPCU | Pres, CEO & Director | 1967 |
| Mr. Christopher Thomas Whitford | VP, CFO & Sec. | 1983 |
| Mr. James David Berry CPCU | VP of Underwriting | 1960 |
| Mr. John Patrick Drago | VP of Marketing | 1967 |
| Mr. Glenn Robert Hiltpold | VP of Actuarial Services | 1971 |
| Mr. George Michael Murphy C.P.C.U. | President, CEO & Chairperson of the Board | 1967 |
| Mr. Christopher Thomas Whitford CPA | VP, CFO & Secretary | 1983 |
| Mr. James David Berry C.P.C.U. | Vice President of Underwriting | 1960 |
| Mr. John Patrick Drago | Vice President of Marketing | 1967 |
| Mr. Glenn Robert Hiltpold | Vice President of Actuarial Services | 1972 |
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