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Trupanion Inc

Financial Services US TRUP

21.75USD
0.29(1.35%)

Last update at 2026-06-04T20:00:00Z

Day Range

21.3622.36
LowHigh

52 Week Range

18.4536.66
LowHigh

Fundamentals

  • Previous Close 21.46
  • Market Cap1216.49M
  • Volume378460
  • P/E Ratio-
  • Dividend Yield-%
  • EBITDA-8.92900M
  • Revenue TTM1158.40M
  • Revenue Per Share TTM27.82
  • Gross Profit TTM 32.69M
  • Diluted EPS TTM-0.64

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Income before tax -45.03500M -44.19600M -35.22000M -5.72700M -1.64000M
Minority interest - - - - -
Net income -44.69300M -44.67200M -35.53000M -5.84000M -1.80900M
Selling general administrative 60.21M 39.38M 31.89M 21.85M 20.97M
Selling and marketing expenses 42.49M 89.50M 78.65M 47.84M 35.45M
Gross profit 131.02M 122.19M 104.35M 81.90M 64.92M
Reconciled depreciation 12.34M 10.92M 11.96M 7.07M 5.63M
Ebit -32.95800M -42.74800M -35.02500M -4.34600M -0.29100M
Ebitda -20.48400M -29.00800M -23.24500M 2.73M 5.34M
Depreciation and amortization 12.47M 13.74M 11.78M 7.07M 5.63M
Non operating income net other - 3.07M -0.01400M 0.58M 1.63M
Operating income -40.65900M -42.74800M -35.02500M -4.34600M -0.29100M
Other operating expenses 1149.05M 947.93M 734.02M 506.83M 385.50M
Interest expense 12.08M 4.27M 0.01000M 1.38M 1.35M
Tax provision -0.48700M 0.48M 0.31M 0.11M 0.17M
Interest income - - - - 0.00100M
Net interest income -9.96700M -4.26700M -0.01000M -1.38100M -1.34900M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense -0.34200M 0.48M 0.31M 0.11M 0.17M
Total revenue 1108.61M 905.18M 698.99M 502.03M 383.94M
Total operating expenses 317.99M 164.93M 139.37M 86.70M 66.49M
Cost of revenue 977.59M 782.99M 594.64M 420.13M 319.01M
Total other income expense net -45.03500M -1.44800M -0.19500M -1.38100M -1.34900M
Discontinued operations - - - - -
Net income from continuing ops -51.81500M -44.67200M -35.53000M -5.84000M -1.80900M
Net income applicable to common shares - -44.67200M -35.53000M -5.84000M -1.80900M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 782.95M 671.63M 562.58M 498.25M 257.20M
Intangible assets 18.75M 24.03M 22.66M 27.13M 7.73M
Earning assets - - - - -
Other current assets 562.09M 14.25M 12.32M 8.22M 5.51M
Total liab 479.23M 366.33M 230.38M 158.31M 120.44M
Total stockholder equity 303.72M 305.30M 332.20M 339.94M 136.76M
Deferred long term liab - - 2.83M 4.71M 1.12M
Other current liab 97.29M 76.35M 67.83M 51.79M 34.99M
Common stock - - - - -
Capital stock 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Retained earnings -216.25500M -171.56200M -126.89000M -91.36000M -85.52000M
Other liab - 8.36M 6.69M 7.19M 2.68M
Good will 43.71M 41.98M 32.71M 33.05M -
Other assets 0.00000M 37.98M 31.25M 28.44M 15.95M
Cash 147.50M 65.61M 87.40M 139.88M 29.17M
Cash and equivalents - - - - -
Total current liabilities 344.47M 289.62M 223.70M 150.40M 91.62M
Current deferred revenue 235.33M 202.69M 146.91M 92.55M 52.55M
Net debt -18.57100M 3.85M -87.40000M -139.87800M -3.08200M
Short term debt 1.35M 1.10M - - -
Short long term debt 1.35M 1.10M - - -
Short long term debt total 128.93M 69.46M - - 26.09M
Other stockholder equity 519.57M 483.16M 456.01M 428.23M 222.03M
Property plant equipment - 90.70M 77.95M 72.60M 70.37M
Total current assets 562.09M 469.10M 390.95M 337.03M 158.82M
Long term investments 12.87M 7.84M 7.06M 5.57M 4.32M
Net tangible assets - 305.30M 276.83M 339.94M 129.03M
Short term investments 129.67M 156.80M 126.01M 89.86M 69.73M
Net receivables 267.90M 232.44M 165.22M 99.06M 54.41M
Long term debt 127.58M 68.35M - - 26.09M
Inventory -545.06700M - - - -
Accounts payable 10.51M 9.47M 8.95M 6.06M 4.09M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 0.40M -6.30100M 3.08M 3.07M 0.25M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - -171.56200M -126.89000M -91.36000M -85.52000M
Treasury stock - -16.53400M -10.77900M -10.77900M -10.70100M
Accumulated amortization - - - - -
Non currrent assets other 85.34M 37.98M 31.25M 22.88M 15.95M
Deferred long term asset charges - - - - -
Non current assets total 220.86M 202.53M 171.63M 161.22M 98.38M
Capital lease obligations - - - - -
Long term debt total - - - - 26.09M
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Investments -5.46600M -33.79600M -37.80300M -21.22000M -19.74400M
Change to liabilities - 63.52M 63.18M 57.36M 28.59M
Total cashflows from investing activities - -67.51600M -51.91300M -76.74700M -28.00800M
Net borrowings - -0.57100M 68.57M -32.45000M 13.17M
Total cash from financing activities 59.13M 60.74M -1.12500M 170.85M 14.04M
Change to operating activities - -1.00000M 7.71M 4.82M 4.63M
Net income -44.69300M -44.67200M -35.53000M -5.84000M -1.80900M
Change in cash 81.90M -16.23200M -45.32800M 115.63M 2.62M
Begin period cash flow 65.61M 100.87M 146.20M 30.57M 27.95M
End period cash flow 147.50M 84.64M 100.87M 146.20M 30.57M
Total cash from operating activities 18.64M -8.00000M 7.46M 21.54M 16.16M
Issuance of capital stock - 0.00000M 0.00000M 192.26M 0.00000M
Depreciation 12.47M 10.92M 11.96M 7.07M 5.63M
Other cashflows from investing activities - -16.63200M -1.75500M -48.07600M -2.89100M
Dividends paid 14.84M 6.94M - 12.23M 16.15M
Change to inventory -1.90700M - 66.17M 43.27M 22.77M
Change to account receivables -35.44000M -66.98200M -66.17000M -43.27200M -22.77200M
Sale purchase of stock 14.84M -10.11400M -4.73200M -1.11500M -1.66700M
Other cashflows from financing activities 114.86M 76.08M -4.73200M 24.37M 42.05M
Change to netincome - 34.44M 26.30M 9.06M 6.95M
Capital expenditures 18.28M 17.09M 12.36M 7.45M 5.37M
Change receivables - -66.98200M -66.17000M -43.27200M -22.77200M
Cash flows other operating - -49.89900M -38.58500M -8.67900M -2.24100M
Exchange rate changes - - 0.25M -0.01600M 0.42M
Cash and cash equivalents changes - -14.77300M -45.32800M 115.63M 2.62M
Change in working capital 16.35M -8.69300M 4.72M 11.25M 5.38M
Stock based compensation 33.16M 33.39M 28.23M 8.91M 6.85M
Other non cash items 59.46M 1.05M -1.92700M 0.15M 0.10M
Free cash flow 0.36M -25.08800M -4.89700M 14.09M 10.78M

Peer Comparison

Sector: Financial Services Industry: Insurance - Specialty

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
TRUP
Trupanion Inc		 0.29 1.35% 21.75 - 256.41 0.88 3.21 0.75 -40.4081
FNF
Fidelity National Financial Inc		 0.61 1.34% 46.03 22.83 12.82 0.95 1.85 1.14
RYAN
Ryan Specialty Group Holdings Inc		 0.95 3.08% 31.81 92.15 24.81 5.63 9.12 3.21
BZLYF
Beazley plc		 - -% 16.90 12.10 12.85 1.75 2.09 8.90
AXS
AXIS Capital Holdings Ltd		 0.79 0.84% 95.34 8.27 7.52 1.15 1.30 1.37

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Profile

Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on a monthly subscription basis in the United States, Canada, Continental Europe, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. changed its name to Trupanion, Inc. in 2013. Trupanion, Inc. was founded in 2000 and is headquartered in Seattle, Washington.

Trupanion Inc

6100 4th Avenue South, Seattle, WA, United States, 98108

Key Executives

Name Title Year Born
Mr. Darryl Graham Andrew Rawlings Founder, CEO & Director 1969
Ms. Margaret Tooth Pres 1979
Ms. Tricia Lynn Plouf Chief Operating Officer 1979
Mr. Andrew Donald Wolff M.B.A. Chief Financial Officer 1971
Mr. Gavin Derek Friedman Exec. VO of Legal & Corp. Sec. 1968
Mr. Asher Benjamin Bearman Exec. VP of Corp. Devel. 1978
Mr. Howard Elliot Rubin Independent Director & Consultant 1953
Mr. Chris Cappelletti CTO and Exec. VP of IT & Data NA
Ms. Laura Bainbridge VP of Corp. Communications NA
Scott Janzen Director of Communications NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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