Explore 3 Stock Ideas & Industry Insights Download Free Report

8082-737-676
Shopping Cart 0
countryflagUK
Login

United Community Banks Inc

Financial Services US UCBI

NoneUSD
0.00(0%)

Last update at 2024-09-11T11:09:12.602425Z

Day Range

--
LowHigh

52 Week Range

21.2730.47
LowHigh

Fundamentals

  • Previous Close -
  • Market Cap3017.84M
  • VolumeNone
  • P/E Ratio16.77
  • Dividend Yield3.60%
  • Revenue TTM809.76M
  • Revenue Per Share TTM6.82
  • Gross Profit TTM 826.15M
  • Diluted EPS TTM1.51

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 356.00M 347.76M 209.44M 238.71M 215.93M
Minority interest - - - - -
Net income 277.47M 269.80M 164.09M 185.72M 166.11M
Selling general administrative 286.10M 248.84M 230.04M 201.34M 189.51M
Selling and marketing expenses 8.38M 5.91M 15.20M 6.17M 5.99M
Gross profit 868.13M 686.51M 639.36M 574.11M 531.71M
Reconciled depreciation 6.83M 4.04M -8.58600M 23.95M 30.97M
Ebit 416.80M 347.76M 209.44M 238.71M 301.38M
Ebitda 423.63M 351.81M 213.61M 243.65M 308.23M
Depreciation and amortization 6.83M 4.04M 4.17M 4.94M 6.85M
Non operating income net other - - - - -
Operating income 416.80M 347.76M 209.44M 238.71M 277.26M
Other operating expenses 20.17M -338.74900M -429.91700M -335.39500M 254.46M
Interest expense 60.80M 29.76M 56.24M 83.31M 61.33M
Tax provision 78.53M 77.96M 45.36M 52.99M 49.81M
Interest income 813.15M 578.79M 558.00M 552.71M 500.08M
Net interest income 752.36M 549.03M 501.76M 469.39M 438.75M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 78.53M 77.96M 45.36M 52.99M 49.81M
Total revenue 868.13M 686.51M 639.36M 574.11M 531.71M
Total operating expenses 20.17M -338.74900M -429.91700M -335.39500M -254.45500M
Cost of revenue - - - - 70.83M
Total other income expense net -60.79800M -29.76000M -56.23700M -83.31200M -61.33000M
Discontinued operations - - - - -
Net income from continuing ops 277.47M 269.80M 164.09M 185.72M 166.11M
Net income applicable to common shares 269.13M 261.27M 159.27M 184.35M 164.93M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 27297.25M 24008.88M 20946.77M 17794.37M 12916.02M
Intangible assets 990.09M 28.07M 20.40M 14.01M 14.82M
Earning assets - - - - 3243.63M
Other current assets 1091.66M -3479.33300M 7744.81M 8667.97M 6977.23M
Total liab 24035.73M 21308.21M 247.36M 326.96M 212.66M
Total stockholder equity 3261.53M 2700.67M 2222.24M 2007.53M 1635.69M
Deferred long term liab - - - - -
Other current liab 18278.67M 19876.51M 18241.18M 3645.08M 11067.66M
Common stock 119.01M 106.22M 89.35M 86.67M 79.01M
Capital stock 207.28M 202.65M 185.77M 183.10M 79.01M
Retained earnings 581.22M 508.84M 330.65M 136.87M 40.15M
Other liab - 21.16M 10.99M 10.56M 3.46M
Good will 919.91M 751.17M 452.01M 367.81M 327.43M
Other assets - 22082.21M 7744.81M 8667.97M 6977.23M
Cash 1003.88M 511.85M 2291.51M 1608.62M 515.21M
Cash and equivalents - - - - -
Total current liabilities 18290.09M 158.93M 908.74M 3645.08M 11067.66M
Current deferred revenue - - - - -
Net debt -679.05200M 521.74M -2044.15000M -1281.66300M -302.54200M
Short term debt 11.41M 158.93M 908.74M 3645.08M 0.00000M
Short long term debt - 158.93M - - 0.00000M
Short long term debt total 324.82M 1033.60M 247.36M 326.96M 212.66M
Other stockholder equity 2699.11M 2318.67M 1732.30M 1649.85M 1508.13M
Property plant equipment - 298.46M 245.30M 218.49M 215.98M
Total current assets 1091.66M 719.66M 6831.33M 4881.01M 2822.45M
Long term investments 5821.93M 6227.98M 5652.92M 3884.85M 11434.73M
Net tangible assets - 1825.00M 1653.42M 1529.29M 1293.44M
Short term investments 3331.08M 3614.33M 4496.82M 3224.72M 2274.58M
Net receivables 87.78M 72.81M 43.00M 47.67M 32.66M
Long term debt 324.82M 874.66M 247.36M 355.96M 228.18M
Inventory 113.00M 0.05M 0.04M 0.65M 0.48M
Accounts payable - 298.56M 18241.18M 198.53M 154.90M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -226.08200M -329.48800M -26.47600M 37.71M 8.39M
Additional paid in capital - - - - -
Common stock total equity - 106.22M 89.35M 86.67M 90.50M
Preferred stock total equity - 96.42M 96.42M 96.42M -
Retained earnings total equity - 508.84M 330.65M 136.87M 40.15M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 23837.42M -6227.98100M -41.32200M -38.41100M -34.05900M
Deferred long term asset charges - - - - -
Non current assets total 26205.59M 1207.02M 6370.62M 4245.39M 3116.34M
Capital lease obligations - - - - -
Long term debt total - 424.21M 272.50M 355.96M 228.18M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -2057.74900M -1898.39300M -1749.53400M 192.76M -296.20500M
Change to liabilities 76.61M -1.59900M -14.78300M -1.97500M 3.77M
Total cashflows from investing activities -2020.18100M -1806.40300M -1580.56300M 163.22M -359.47500M
Net borrowings 708.93M -105.14100M -30.56900M -215.26600M -582.56900M
Total cash from financing activities -258.78300M 2156.97M 2515.30M -129.21000M 102.46M
Change to operating activities 206.46M 113.14M -81.64300M -87.31300M 33.36M
Net income 277.47M 269.80M 164.09M 185.72M 166.11M
Change in cash -1671.65700M 709.89M 1093.41M 187.94M 12.99M
Begin period cash flow 2318.51M 1608.62M 515.21M 327.26M 314.27M
End period cash flow 646.85M 2318.51M 1608.62M 515.21M 327.26M
Total cash from operating activities 607.31M 359.32M 158.68M 153.93M 270.01M
Issuance of capital stock 0.00000M 0.00000M 96.42M - -
Depreciation 46.70M -2.06300M -8.58600M 23.95M 30.97M
Other cashflows from investing activities 80.27M 118.47M 187.43M -8.59500M -45.65300M
Dividends paid -93.75800M -73.79000M -62.44500M -53.04400M 41.63M
Change to inventory - - - - -
Change to account receivables - - -20.13900M - -
Sale purchase of stock 0.00000M -18.28300M -23.90100M -14.70600M -1.99800M
Other cashflows from financing activities 74.97M 2364.19M -3.11900M -1.68600M -1.99800M
Change to netincome 221.22M 39.77M 38.10M -7.97600M 56.09M
Capital expenditures 42.70M 26.48M 18.46M 20.94M 17.62M
Change receivables - - - - -
Cash flows other operating -14.69400M 53.42M -20.13900M -45.78900M 13.06M
Exchange rate changes - - - - -
Cash and cash equivalents changes -1671.65700M 709.89M 1093.41M 187.94M 12.99M
Change in working capital 206.46M 113.14M -81.64300M -87.31300M 33.23M
Stock based compensation 8.71M 6.55M 7.89M 9.36M 6.06M
Other non cash items 57.05M -48.90000M 74.27M 7.30M 1.01M
Free cash flow 564.60M 332.84M 140.22M 132.99M 252.39M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
UCBI
United Community Banks Inc		 - -% - 16.77 11.43 3.67 0.93
HDB
HDFC Bank Limited ADR		 0.48 2.04% 24.03 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 0.04 0.15% 30.44 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 1.22 2.50% 50.10 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

View All

Profile

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. It accepts various deposit products, including checking, savings, money market, and other deposit accounts. The company also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, it originates loans partially guaranteed by the SBA and USDA loan programs. Further, the company provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, it offers reinsurance on a property insurance contract; insurance agency services; treasury management; credit cards; payment and commerce solution, equipment finance, investment advisory, and other related financial services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. The company was founded in 1950 and is headquartered in Blairsville, Georgia.

United Community Banks Inc

125 Highway 515 East, Blairsville, GA, United States, 30512

Key Executives

Name Title Year Born
Mr. Herbert Lynn Harton Chairman & CEO 1962
Mr. Richard William Bradshaw Pres & Chief Banking Officer 1962
Mr. Jefferson Lee Harralson C.F.A. Exec. VP & CFO 1966
Ms. Melinda Davis Lux Exec. VP, Gen. Counsel & Corp. Sec. 1973
Mr. Robert A. Edwards Exec. VP & Chief Risk Officer 1965
Mr. Alan H. Kumler Chief Accounting Officer, Sr. VP & Controller NA
Mr. Mark Aaron Terry Chief Information Officer 1967
Ms. Carol A. Chastain Chief Compliance Officer NA
Ms. Holly Berry Chief HR Officer NA
Mr. Mitch Ralston Pres of United Community Bank of Hall County NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

We use cookies to help us improve, promote, and protect our services. By continuing to use this site, we assume you consent to our Cookies Policy. For more information, read our Privacy Policy and Terms and Conditions