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Grupo Aval

Financial Services US AVAL

5.31USD
-0.03(0.56%)

Last update at 2026-06-23T20:00:00Z

Day Range

5.265.40
LowHigh

52 Week Range

2.525.24
LowHigh

Fundamentals

  • Previous Close 5.34
  • Market Cap5710.31M
  • Volume614777
  • P/E Ratio12.33
  • Dividend Yield3.60%
  • Revenue TTM13436965.62M
  • Revenue Per Share TTM11318.44
  • Gross Profit TTM 13436965.62M
  • Diluted EPS TTM0.39

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 3859299.82M 3137904.00M 3487550.00M 6274400.00M 8520300.00M
Minority interest -1493300.00000M -1176390.00000M -1055348.00000M -2386200.00000M -2370800.00000M
Net income 1603664.07M 1015087.00M 739003.00M 4003000.00M 5668500.00M
Selling general administrative 3010153.27M 4087960.00M 3817641.00M 6537400.00M 9980400.00M
Selling and marketing expenses - 271865.00M 233512.00M 207071.00M 301633.00M
Gross profit 21544776.87M 11304400.00M 11052695.00M 16311100.00M 23937951.40M
Reconciled depreciation 1365747.00M 1274625.00M 670446.00M 645700.00M 1031000.00M
Ebit - 3137904.00M 3487550.00M 16418700.00M 6149500.00M
Ebitda 3859299.82M 4412529.00M 4638721.00M 17064400.00M 7180500.00M
Depreciation and amortization - 1274625.00M 1151171.00M 645700.00M 1031000.00M
Non operating income net other - - - - -
Operating income 3859299.82M 3137904.00M 3487550.00M 16418700.00M 6149500.00M
Other operating expenses 38470427.51M 33835963.00M 34948614.00M 107600.00M 17805000.00M
Interest expense 16809599.67M 20914333.00M 22632430.00M 11664400.00M 6918700.00M
Tax provision 1432708.00M 946427.00M 1585604.00M 2271400.00M 2851800.00M
Interest income 25919198.00M 28181932.00M 27641032.00M 19403000.00M 19647500.00M
Net interest income 7871331.00M 7267599.00M 6521837.00M 7738600.00M 12728900.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 1334399.76M 946427.00M 1310434.00M 2271400.00M 2851800.00M
Total revenue 42329727.32M 36973867.00M 38436164.00M 16311100.00M 23954500.00M
Total operating expenses 17685477.06M 8166496.00M 7565145.00M 107600.00M -17805000.00000M
Cost of revenue 20784950.45M 25669467.00M 27383469.00M - 16548.60M
Total other income expense net - -2235139.00000M -2241856.00000M -10144300.00000M 2370800.00M
Discontinued operations - - - 593990.00M 1118556.00M
Net income from continuing ops 3188526.00M 2191477.00M 2310467.00M 4003000.00M 5668500.00M
Net income applicable to common shares - - - 2482885.00M 3297700.00M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 348564451.09M 327859383.00M 301181596.00M 295591200.00M 366903900.00M
Intangible assets 16431751.73M 36333119.00M 15939694.00M 15282900.00M 12984100.00M
Earning assets - - - - -
Other current assets - - 62364228.00M 12444770.00M 186305100.00M
Total liab 313858515.25M 294696465.00M 269661180.00M 264769500.00M 327432200.00M
Total stockholder equity 18426221.74M 17451257.00M 16782672.00M 16467000.00M 23013700.00M
Deferred long term liab - - - - -
Other current liab - 1320817.00M -5101092.00000M -2800102.10000M -4034361.00000M
Common stock - 23744.00M 23744.00M 23744.00M 22281.00M
Capital stock 23744.00M 23744.00M 23744.00M 23744.00M 22281.00M
Retained earnings 9241357.00M 8163434.00M 7731773.00M 8018.40M 13383391.00M
Other liab - - - 11387814.00M 18191500.00M
Good will 2054905.47M 2223608.00M 2202222.00M 2248200.00M 8486600.00M
Other assets - - -59491172.00000M 160967800.00M 186305100.00M
Cash 19334052.23M 7278873.00M 8412658.00M 17032900.00M 36642800.00M
Cash and equivalents - - - - -
Total current liabilities - 1320817.00M 131670385.00M 3633.90M 4034361.00M
Current deferred revenue - - 527984.00M - -
Net debt 49264288.27M 35850729.00M 48164087.00M 55083900.00M 36639500.00M
Short term debt - - 29489000.00M - 806066.00M
Short long term debt 2470163.00M 1566651.00M - - 806066.00M
Short long term debt total 68598340.50M 71362380.00M 65541339.00M 72116800.00M 73282300.00M
Other stockholder equity 18426221.74M 9508062.00M 9571374.00M 17581802.60M 8490846.00M
Property plant equipment - - - 6141848.00M 8054600.00M
Total current assets 48400610.63M 7278873.00M 36626720.00M 66134700.00M 95412400.00M
Long term investments 64506104.00M 55710778.00M 49089930.00M 44897800.00M 55661100.00M
Net tangible assets - - - -17217127.00000M 1543000.00M
Short term investments 29066558.41M 28471501.00M -8964594.00000M 23938500.00M 38900000.00M
Net receivables - - 28214062.00M 25163300.00M 19869600.00M
Long term debt 61572415.00M 66929462.00M 65541339.00M 72116800.00M 73282300.00M
Inventory - - -9616162.00000M 68001.00M 177742.00M
Accounts payable 3518847.00M 3253637.00M 3474177.00M 2803736.00M 3228295.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - -243983.00000M -544219.00000M -1146565.00000M 1117182.00M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 45924355.16M 275991616.00M 250955453.00M -68488700.00000M -85186400.00000M
Deferred long term asset charges - - - - -
Non current assets total 300163840.46M 320580510.00M 324046048.00M 68488700.00M 85186400.00M
Capital lease obligations 2830444.00M 2866267.00M - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -2105380.00000M -3141873.00000M 1840647.00M -13012475.00000M -6601941.00000M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -25067792.49400M -3141873.00000M 1840647.00M -13012475.00000M -6601941.00000M
Net borrowings -1414274.00000M 87500.00M -1854415.00000M -7526234.00000M 829069.00M
Total cash from financing activities 26093192.14M 13460707.00M 11815287.00M -8570692.00000M -1345950.00000M
Change to operating activities - - - -20469812.00000M -8285745.00000M
Net income 1578913.36M 1015087.00M 739003.00M 6274371.00M 8520297.00M
Change in cash 2355851.00M -1599002.00000M 1565004.00M -19609972.00000M 2617294.00M
Begin period cash flow 16998859.00M 18597861.00M 17032857.00M 36642829.00M 34025535.00M
End period cash flow 19354710.00M 16998859.00M 18597861.00M 17032857.00M 36642829.00M
Total cash from operating activities 2038513.34M -14041429.00000M -9346671.00000M -222124.00000M 5901630.00M
Issuance of capital stock - - - 0.00000M 120.00M
Depreciation 1365747.00M 1274625.00M 1151171.00M 1090500.00M 1446352.00M
Other cashflows from investing activities -15430065.77000M -2479202.00000M 2455836.00M 452314.00M 445810.00M
Dividends paid 582886.90M 728181.00M 766537.00M 414267.00M 1230841.00M
Change to inventory - - - - -
Change to account receivables -892411.00000M -792468.00000M -975734.00000M - -
Sale purchase of stock -6.00000M -55000.00000M 0.00000M -15014.00000M -29751.00000M
Other cashflows from financing activities 22135602.00M 14156388.00M 14436239.00M -303513.00000M 1545840.00M
Change to netincome - - - -3099949.00000M 1830264.00M
Capital expenditures 586348.86M 662671.00M 615189.00M 1146603.00M 2256278.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 1695598.59M -11335598.00000M -7562333.00000M -2089162.00000M -672722.00000M
Stock based compensation - - - - -
Other non cash items -1235998.60400M -4995543.00000M -3674512.00000M -5497833.00000M -3392297.00000M
Free cash flow 1452164.49M -14704100.00000M -9961860.00000M -1368727.00000M 3645352.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
AVAL
Grupo Aval		 -0.03 0.56% 5.31 12.33 - 0.82 1.13 4.97
HDB
HDFC Bank Limited ADR		 -0.07 0.28% 25.02 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 0.13 0.44% 29.92 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 -0.1 0.19% 51.25 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

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Profile

Grupo Aval Acciones y Valores S.A. provides a range of financial services and products in Colombia and Central America. The company offers traditional deposit services and products, including checking accounts, savings accounts, time deposits, and other deposits. It also provides commercial loans comprising general purpose loans, working capital loans, leases, loans funded by development banks, corporate credit cards, and overdraft loans; consumer loans, such as payroll loans, personal loans, automobile and other vehicle loans, credit cards, overdrafts, leases, and general-purpose loans; and microcredit and mortgage loans. In addition, the company offers pension and severance fund management services; investment banking services, including services relating to capital markets, mergers and acquisitions, and delivering financial consulting services; mobile and online banking services; and bancassurance, insurance, trust, bonded warehousing, real estate escrow, merchandise and document storage and deposit, customs agency, cargo management, surety bond and merchandise distribution, and payment and collection services, as well as provides deposit and lending operations in foreign currencies. Further, it is involved in equity investments in various sectors, including infrastructure, energy and gas, agribusiness, and hotels; and providing treasury operations. The company was incorporated in 1994 and is headquartered in Bogotá, Colombia.

Grupo Aval

Carrera 13 No. 26A ? 47, Bogotá, Colombia, 110311

Key Executives

Name Title Year Born
Mr. Luis Carlos Sarmiento Gutierrez Pres 1962
Mr. Diego Fernando Solano Saravia Chief Financial Officer 1966
Ms. María Edith Gonzalez Florez VP of Accounting 1959
Mr. Jorge Adrian Rincon Plata Chief Legal Counsel 1980
Mr. Rafael Eduardo Neira Torres Chief of Internal Control 1956
Mr. Rodolfo Velez Borda Chief of Information Technology 1965
Ms. Luz Karime Vargas Hurtado Chief Risk Management Officer 1973
Omar Suarez Head of Equity Strategy NA
Mr. Eduardo Duque Suarez Chief Risk Officer 1966
Mr. Alejandro Augusto Figueroa Jaramillo Ph.D. Pres of Banco de Bogotá & Director 1942

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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