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Axos Financial Inc

Financial Services US AX

88.52USD
0.45(0.51%)

Last update at 2026-06-22T20:00:00Z

Day Range

88.3089.64
LowHigh

52 Week Range

61.42101.92
LowHigh

Fundamentals

  • Previous Close 88.07
  • Market Cap5459.82M
  • Volume363159
  • P/E Ratio12.22
  • Dividend Yield-%
  • Revenue TTM1267.01M
  • Revenue Per Share TTM22.37
  • Gross Profit TTM 1267.01M
  • Diluted EPS TTM7.88

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Income before tax 613.39M 635.48M 431.74M 339.96M 305.74M
Minority interest - - - - -
Net income 432.91M 450.01M 307.17M 240.72M 215.71M
Selling general administrative 360.14M 305.36M 267.67M 272.48M 229.38M
Selling and marketing expenses 47.76M 42.80M 37.15M 13.58M 14.21M
Gross profit 1186.03M 1040.93M 890.18M 705.34M 632.85M
Reconciled depreciation 29.02M 27.09M 23.39M 35.49M 34.72M
Ebit 613.39M 635.48M 431.74M 392.53M 305.74M
Ebitda 642.41M 662.57M 455.13M 428.02M 340.46M
Depreciation and amortization 29.02M 27.09M 23.39M 35.49M 34.72M
Non operating income net other - - - - -
Operating income 613.39M 635.48M 431.74M 392.53M 305.74M
Other operating expenses 1316.07M 1132.13M -458.43200M 56.68M -327.10800M
Interest expense 687.69M 694.18M 374.02M 52.57M 79.12M
Tax provision 180.49M 185.47M 124.58M 99.24M 90.04M
Interest income 1815.46M 1655.61M 1157.14M 659.73M 617.86M
Net interest income 1127.77M 961.43M 783.12M 607.16M 538.74M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 180.49M 185.47M 124.58M 99.24M 90.04M
Total revenue 1929.47M 1767.61M 890.18M 705.34M 632.85M
Total operating expenses 572.63M 405.45M -458.43200M 56.68M -327.10800M
Cost of revenue 743.44M 726.68M - - -
Total other income expense net - 71.85M - -52.57000M -79.12100M
Discontinued operations - - - - -
Net income from continuing ops 432.91M 450.01M 307.17M 240.72M 215.71M
Net income applicable to common shares 432.91M 450.01M 307.17M 240.72M 215.52M
Preferred stock and other adjustments - - - - -
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Total assets 24783.08M 22855.33M 20348.47M 17455.60M 14265.57M
Intangible assets 64.05M 73.02M 25.44M 25.21M 17.91M
Earning assets - - - - 1240.28M
Other current assets - 2495.82M 134.34M 15.91M -578.05700M
Total liab 22102.40M 20564.74M 18431.31M 15812.63M 12864.63M
Total stockholder equity 2680.68M 2290.60M 1917.16M 1642.97M 1400.94M
Deferred long term liab - - - - -
Other current liab 20829.54M -301.12700M -696.59100M -54.44000M -744.98600M
Common stock 0.71M 0.70M 0.69M 0.69M 0.68M
Capital stock 0.71M 0.70M 0.69M 0.69M 0.68M
Retained earnings 2618.53M 2185.62M 1735.61M 1428.44M 1187.73M
Other liab - - 397.19M 829.07M 535.42M
Good will 97.67M 97.67M 152.15M 156.41M 115.97M
Other assets 78.51M -1962.96700M 17098.32M 15127.19M 12669.59M
Cash 1933.85M 1979.98M 2233.03M 1202.59M 715.62M
Cash and equivalents - - - - -
Total current liabilities 21180.15M 6777.83M 696.59M 774.63M 744.99M
Current deferred revenue - - - - -
Net debt -1561.17400M -1564.30000M -1781.24800M -639.84300M -140.76600M
Short term debt - 86.92M 159.83M 474.40M 728.99M
Short long term debt 0.00000M 30.00M 0.00000M - 0.00000M
Short long term debt total 372.67M 415.68M 451.78M 562.74M 574.86M
Other stockholder equity 61.09M 106.74M 187.47M 216.77M 210.02M
Property plant equipment 105.08M - 53.36M 105.41M 90.37M
Total current assets 2374.17M 4617.41M 2839.45M 1882.52M 1272.77M
Long term investments 66.06M 141.96M 233.11M 264.28M 189.32M
Net tangible assets - - 1765.01M 1642.97M 1284.96M
Short term investments 66.06M 141.61M 232.35M 262.52M 187.34M
Net receivables 374.27M 240.03M 374.07M 471.86M 369.81M
Long term debt 372.67M 385.68M 451.78M 562.74M 574.86M
Inventory - -2220.00700M 8.10M 0.80M 6.78M
Accounts payable 350.61M 301.13M 696.59M 829.07M 744.99M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 0.35M -2.46600M -6.61000M -2.93300M 2.51M
Additional paid in capital - - - - -
Common stock total equity - - 0.69M 0.69M 0.68M
Preferred stock total equity - - - - -
Retained earnings total equity - - 1735.61M 1428.44M 1187.73M
Treasury stock - - - - -222.53000M
Accumulated amortization - - - - -
Non currrent assets other 1188.21M 19888.23M -410.70000M -445.89400M -323.20100M
Deferred long term asset charges - - - - -
Non current assets total 22408.90M 20200.89M 410.70M 445.89M 323.20M
Capital lease obligations - - - - -
Long term debt total 312.67M - 361.78M 445.24M 221.36M
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Investments -1841.06700M -2589.28000M -2390.35100M -2772.41200M -47.67100M
Change to liabilities - - -183.97800M 47.13M -0.81700M
Total cashflows from investing activities -1841.06700M - -2390.35100M -2776.68400M -866.76900M
Net borrowings -43.16900M - -111.80000M 173.18M 97.75M
Total cash from financing activities 1341.31M 2001.84M 3009.78M 3103.32M -458.55500M
Change to operating activities - - - -125.26100M -80.48500M
Net income 432.91M 450.01M 307.17M 240.72M 215.71M
Change in cash -9.42200M -196.31000M 807.39M 536.92M -912.74200M
Begin period cash flow 2185.78M 2382.09M 1574.70M 1037.78M 1950.52M
End period cash flow 2176.35M 2185.78M 2382.09M 1574.70M 1037.78M
Total cash from operating activities 490.33M 325.59M 187.96M 206.01M 412.58M
Issuance of capital stock - - - - -
Depreciation 29.02M 27.09M 23.39M 35.49M 34.72M
Other cashflows from investing activities -1845.49200M - -8314.25600M -9905.61700M 0.61M
Dividends paid - - 108.72M 0.00000M 0.10M
Change to inventory - - - - 465.78M
Change to account receivables -12.69200M 134.05M 43.34M -98.36500M -149.54900M
Sale purchase of stock -58.20300M -96.28600M -48.96300M -14.48100M -21.90700M
Other cashflows from financing activities 1442.69M 2219.92M 3170.54M 3090.25M -13.39600M
Change to netincome - - 12.38M 56.94M 47.76M
Capital expenditures 54.21M 35.96M 30.21M 21.50M 10.44M
Change receivables - - 43.34M -43.92500M -149.54900M
Cash flows other operating - - -12.72400M -115.45600M -46.96200M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - 807.39M 536.92M -912.74200M
Change in working capital 79.38M -122.43800M -154.36000M -112.99600M 106.51M
Stock based compensation 41.97M 35.19M 26.10M 21.24M 20.68M
Other non cash items -64.99000M -97.39500M 5.25M 30.95M 43.79M
Free cash flow 436.12M 269.52M 157.74M 184.51M 402.14M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
AX
Axos Financial Inc
0.45 0.51% 88.52 12.22 9.55 4.31 1.86 4.89
HDB
HDFC Bank Limited ADR
0.03 0.12% 25.09 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.32 1.06% 29.79 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.60 3.22% 51.35 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Axos Financial, Inc., together with its subsidiaries, operates as a consumer and business banking provider in the United States. The company operates through two segments, Banking Business and Securities Business. It offers deposits products, including consumer and business checking, savings, time deposit, and commercial and deposits. The company also provides residential single family, multifamily, and commercial mortgage loans; commercial real estate secured, commercial and industrial non-real estate, and auto and consumer loans. In addition, it offers a range of investment and wealth management services, such as disclosed clearing, recordkeeping, trade reporting, and reorganization assistance services, as well as margin loans and securities lending services. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.

Axos Financial Inc

9205 West Russell Road, Las Vegas, NV, United States, 89148

Key Executives

Name Title Year Born
Mr. Gregory Garrabrants C.F.A., J.D. Pres, CEO & Director 1972
Mr. Derrick K. Walsh CPA Exec. VP & CFO 1982
Mr. Raymond D. Matsumoto Exec. VP & COO 1956
Mr. Andrew J. Micheletti CPA(inactive) Exec. VP of Fin. 1957
Mr. Thomas M. Constantine Exec. VP & Chief Credit Officer 1962
Mr. Brian D. Swanson Exec. VP & Head of Consumer Bank 1980
Mr. Johnny Y. Lai CFA VP of Corp. Devel. & Investor Relations NA
Mr. Eshel Bar-Adon Exec. VP of Specialty Fin. & Chief Legal Officer 1955
Mr. John Charles Tolla Exec. VP, Chief Governance, Risk & Compliance Officer 1977
Mr. Craig Cross Chief Operating Officer of 1st Mortgage Lending NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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