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Finance of America Companies Inc

Financial Services US FOA

20.24USD
0.03(0.15%)

Last update at 2026-06-12T20:10:00Z

Day Range

19.8620.67
LowHigh

52 Week Range

15.7729.58
LowHigh

Fundamentals

  • Previous Close 20.21
  • Market Cap189.85M
  • Volume36037
  • P/E Ratio5.63
  • Dividend Yield-%
  • EBITDA634.26M
  • Revenue TTM497.44M
  • Revenue Per Share TTM52.16
  • Gross Profit TTM 411.97M
  • Diluted EPS TTM3.94

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 113.10M 42.82M -166.84200M -732.05200M -1196.21600M
Minority interest -57.80400M -20.20300M 366.36M -524.84600M 924.74M
Net income 45.23M 15.49M -80.08800M -715.52800M -1176.68200M
Selling general administrative 51.09M 172.44M 226.99M 1120.23M 1526.08M
Selling and marketing expenses 48.61M 39.43M 31.90M - -
Gross profit 127.60M 270.64M 177.03M 544.85M 1706.61M
Reconciled depreciation 38.59M 38.95M 47.55M 64.99M -
Ebit 1829.87M 42.82M -166.84200M -87.41200M -129.41500M
Ebitda 1868.46M 81.76M -119.29700M -22.42100M -271.47500M
Depreciation and amortization 38.59M 38.95M 47.55M 64.99M 39.07M
Non operating income net other - - - 35.83M -
Operating income 187.86M 42.82M -166.84200M -87.41200M -271.47500M
Other operating expenses 102.39M 1906.52M 1735.76M 1148.62M 1531.33M
Interest expense 1716.77M 1678.70M 1391.89M 151.74M 142.06M
Tax provision 3.52M 2.40M 1.10M -16.52400M -19.53400M
Interest income 1919.97M 1907.13M 1452.20M 151.74M 142.06M
Net interest income 203.20M 228.43M 235.07M 192.85M -85.47400M
Extraordinary items -2.98800M -2.00800M -18.80100M - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 3.52M 2.40M -0.59300M -16.52400M -19.53400M
Total revenue 290.25M 1949.34M 1568.92M 573.24M 1736.23M
Total operating expenses -60.26400M 227.83M 343.87M 1156.06M 1531.33M
Cost of revenue 162.66M 1678.70M 1391.89M 28.39M 29.62M
Total other income expense net -74.76600M 2.40M -112.17300M -644.64000M -924.74100M
Discontinued operations - - - - -
Net income from continuing ops 109.58M 40.42M -776.31500M -715.52800M -1176.68200M
Net income applicable to common shares 48.03M 15.49M -80.08800M -190.68200M -251.94100M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 30733.30M 29156.49M 27107.59M 20872.65M 21788.95M
Intangible assets 179.62M 216.34M 259.97M 469.65M 1030.84M
Earning assets - - - - -
Other current assets 235.14M 12.00M -328.94100M 180.07M 2374.78M
Total liab 30337.67M 28840.83M 26835.18M 20467.81M 20705.94M
Total stockholder equity 323.87M 255.30M 232.31M 253.93M 387.90M
Deferred long term liab - - - - -
Other current liab - 13.22M -928.47900M -1455.36900M -3347.44200M
Common stock 0.00100M 0.00100M 0.01000M 0.00600M 0.00600M
Capital stock 0.00100M 0.00100M 0.01000M 0.00600M 0.00600M
Retained earnings -653.66000M -698.89500M -714.38300M -634.29500M -443.61300M
Other liab - - - 11081.94M 10893.87M
Good will - - -0.00000M - 0.00000M
Other assets 128.31M 28892.76M -148.43700M 20460.42M 20405.81M
Cash 324.65M 47.38M 46.48M 97.36M 141.24M
Cash and equivalents 89.50M 47.38M - 97.36M 141.24M
Total current liabilities 40.59M 1292.75M 1102.87M 1455.37M 3347.44M
Current deferred revenue - - - - -
Net debt 29882.30M 28672.29M 26240.40M 20097.34M 20093.19M
Short term debt 40.59M 1279.53M 928.48M 1455.37M 3347.44M
Short long term debt 1187.70M 918.25M 928.48M 1455.37M 3347.44M
Short long term debt total 30206.94M 28719.67M 26286.88M 20194.70M 20234.42M
Other stockholder equity 977.82M 954.47M 946.93M 888.49M 831.62M
Property plant equipment 21.97M 24.33M - 19.02M 29.26M
Total current assets 324.65M 122.26M 150.62M 18.67M 250.30M
Long term investments 38.69M 40.41M 44.30M 1226.33M 3132.58M
Net tangible assets - - - -120.62900M -214.99700M
Short term investments - - - 18.57M 25.44M
Net receivables 26.43M 62.88M 104.14M 135.87M 109.06M
Long term debt 28978.65M 27411.67M 25327.15M 1854.77M 20234.42M
Inventory - - - - -
Accounts payable - - - 273.11M 471.51M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - 150.91M 695.11M
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -0.28500M -0.27600M -0.24900M -0.27300M -0.11000M
Additional paid in capital - - - - -
Common stock total equity - - - 0.00600M 0.00600M
Preferred stock total equity - - - - -
Retained earnings total equity - - - -634.29500M -443.61300M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 30229.04M 720.05M -333.63000M -155.66600M -1132.83800M
Deferred long term asset charges - - - - -
Non current assets total 30408.65M 29034.23M 27105.40M 393.57M 1132.84M
Capital lease obligations 25.67M 28.47M 31.25M 57.46M 65.52M
Long term debt total 26517.68M 26210.85M - 1854.77M 20234.42M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - 114.80M -23.62700M -3993.47400M 0.34M
Change to liabilities - - - -162.42500M 44.62M
Total cashflows from investing activities 854.89M 114.80M 158.14M -1819.07500M -1415.45800M
Net borrowings -407.38000M 170.45M -166.50200M -1845.28200M 1757.90M
Total cash from financing activities -402.45400M 386.21M -139.22800M 225.21M 1462.66M
Change to operating activities - - - 421.32M -106.50900M
Net income 45.23M -142.62900M -218.15800M -715.52800M 497.91M
Change in cash 22.68M 77.17M -52.63500M -186.20500M -4323.38900M
Begin period cash flow 301.97M 224.80M 277.44M 463.64M 539.36M
End period cash flow 324.65M 301.97M 224.80M 277.44M -4323.38900M
Total cash from operating activities -429.74600M -423.81500M -71.56800M 1407.82M -686.09000M
Issuance of capital stock 49.31M 0.00000M 30.00M - -
Depreciation 38.59M 38.95M 47.55M 64.99M 19.33M
Other cashflows from investing activities 4201.91M 114.80M 227.82M 2185.64M -24.12700M
Dividends paid 0.20M 0.00000M - 0.00000M 75.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -40.14900M 0.00000M 30.00M - -
Other cashflows from financing activities -4.04300M -10.35300M -2.72600M 27836.22M -3637.29900M
Change to netincome - - - 1612.51M 1086.61M
Capital expenditures 0.00000M 0.00000M 0.00000M 11.24M 18.13M
Change receivables - - - - -
Cash flows other operating - - - 608.27M -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - -186.04200M -
Change in working capital -2.09400M -50.47600M 1.93M 242.13M -14.29000M
Stock based compensation 10.16M 8.81M 24.67M 47.86M -
Other non cash items -518.12400M -276.05800M 71.77M 1768.37M -1203.09900M
Free cash flow -429.74600M -423.81500M -71.56800M 1396.58M -686.09000M

Peer Comparison

Sector: Financial Services Industry: Credit Services

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
FOA
Finance of America Companies Inc
0.03 0.15% 20.24 5.63 4.05 0.38 0.61 73.77
V
Visa Inc. Class A
3.34 1.05% 322.39 31.25 25.97 16.18 13.64 16.19 23.37
MA
Mastercard Inc
3.47 0.71% 489.98 37.04 29.50 16.14 62.35 16.47 27.24
AXP
American Express Company
6.95 2.18% 325.44 21.46 18.83 3.38 6.76 3.93
COF
Capital One Financial Corporation
2.69 1.48% 184.73 61.36 10.04 3.84 1.12 3.02

Reports Covered

Stock Research & News

Profile

Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States. The company operates through two segments: Retirement Solutions and Portfolio Management. It offers home equity conversion and non-agency reverse mortgage loans; and product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services. The company was founded in 2013 and is headquartered in Plano, Texas.

Finance of America Companies Inc

5830 Granite Parkway, Plano, TX, United States, 75024

Key Executives

Name Title Year Born
Mr. Brian L. Libman Founder & Chairman 1966
Mr. Graham A. Fleming Pres & Interim CEO 1970
Mr. Johan Gericke Exec. VP & CFO 1971
Mr. Jeremy E. Prahm Chief Investment Officer 1978
Mr. Tai A. Thornock Chief Accounting Officer 1972
Ms. Christine Herman Chief Technology & Security Officer NA
Ms. Lauren E. Richmond Chief Legal Officer, Gen. Counsel & Sec. NA
Ms. Carolyn Frank Chief HR Officer NA
Mr. Jason Rudman Chief Customer Officer NA
Mr. Michael Fant Sr. VP of Fin. NA

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