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Regions Financial Corporation

Company price
28.495 USD -0.14 ( 0.51%)
Last update at 2026-11-12T15:40:00Z
VOLUME
975626
Market Cap
25285.27M
P/E
12.21

Momentum Score

…

Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.

Source: TradingView
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Day Price Range
28.34
Low
28.79
High
52 Week Price Range
21.82
Low
32.14
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Regions Financial Corporation is a U.S. bank holding company providing retail and commercial banking, mortgage, wealth management and capital markets services through a branch network concentrated in the South and Midwest. Long-term growth drivers include rising net interest income from loan and deposit growth, fee-based and wealth-management revenue, and digital adoption that could improve efficiency and customer retention; this scale and diversified mix may appeal to investors.
Material risks include sensitivity to interest-rate and credit cycles, concentration in commercial real estate and regional economies, regulatory and compliance demands, and competitive pressure.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
28.64
Dividend Yield
3.53%
Revenue TTM
7238.00M
Revenue Per Share
8.32
Gross Profit TTM
7238.00M
Debt / Equity
0.26
ROE
11.87%
Net Debt
-6023.00M
ROCE
9.91%
Diluted EPS TTM
2.43

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 2743.00M 2354.00M 2607.00M 2876.00M 3215.00M
Net income 2156.00M 1893.00M 2074.00M 2245.00M 2521.00M
Selling general administrative 2829.00M 2529.00M 2416.00M 2382.00M 2250.00M
Selling and marketing expenses 112.00M 110.00M 110.00M 102.00M 106.00M
Gross profit 7171.00M 6596.00M 7023.00M 7165.00M 6438.00M
Reconciled depreciation 84.00M 144.00M 252.00M 353.00M 371.00M
Ebit 2743.00M 2354.00M 2607.00M 3192.00M 3215.00M
Ebitda 2805.00M 2498.00M 2843.00M 3545.00M 3586.00M
Depreciation and amortization 62.00M 144.00M 236.00M 353.00M 371.00M
Operating income 2743.00M 2354.00M 2607.00M 3192.00M 3215.00M
Other operating expenses 6865.00M 7019.00M 6546.00M 3973.00M 3223.00M
Interest expense 2082.00M 2290.00M 1577.00M 316.00M 167.00M
Tax provision 587.00M 461.00M 640.00M 631.00M 694.00M
Interest income 7073.00M 7108.00M 6698.00M 5102.00M 4081.00M
Net interest income 4991.00M 4818.00M 5490.00M 4786.00M 3914.00M
Income tax expense 587.00M 461.00M 533.00M 631.00M 694.00M
Total revenue 9608.00M 9373.00M 9153.00M 7165.00M 6438.00M
Total operating expenses 4428.00M 4242.00M 4416.00M -3973.00M -3223.00M
Cost of revenue 2437.00M 2777.00M 2130.00M - -
Total other income expense net - -98.00M -1218.00M -316.00M -167.00M
Net income from continuing ops 2156.00M 1893.00M 2368.00M 2245.00M 2521.00M
Net income applicable to common shares 2061.00M 1774.00M 1976.00M 2146.00M 2400.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 159553.00M 157302.00M 152194.00M 155220.00M 162938.00M
Intangible assets 140.00M 1176.00M 1111.00M 1061.00M 723.00M
Earning assets - - - - 58444.00M
Other current assets 511.00M - 7430.00M -38022.00M 67066.00M
Total liab 140450.00M 139392.00M 134701.00M 139269.00M 2407.00M
Total stockholder equity 19043.00M 17879.00M 17429.00M 15947.00M 18326.00M
Other current liab 131128.00M 127603.00M 127788.00M 131743.00M 139072.00M
Common stock 9.00M 9.00M 10.00M 10.00M 10.00M
Capital stock 1378.00M 1724.00M 1669.00M 1669.00M 1669.00M
Retained earnings 10205.00M 9060.00M 8186.00M 7004.00M 5550.00M
Other liab - - - 1331.00M 3133.00M
Good will 5733.00M 5733.00M 5733.00M 5733.00M 5744.00M
Other assets 12785.00M 19196.00M 4795.00M 153543.00M 65879.00M
Cash 10907.00M 10712.00M 6801.00M 11227.00M 29411.00M
Total current liabilities 131878.00M 128103.00M 127788.00M 134027.00M -1889.00M
Net debt -6023.00M -4219.00M -4471.00M -8943.00M -27004.00M
Short term debt 750.00M 500.00M 92.00M 2284.00M -1889.00M
Short long term debt 750.00M 500.00M 0.00M - -
Short long term debt total 4884.00M 6493.00M 2330.00M 2284.00M 2407.00M
Other stockholder equity 8995.00M 10023.00M 10386.00M 10617.00M 10818.00M
Property plant equipment 1659.00M 2126.00M 2104.00M 1718.00M 1814.00M
Total current assets 39549.00M 34727.00M 35519.00M 1649.00M 58211.00M
Long term investments 34869.00M 32267.00M 30275.00M 30042.00M 29380.00M
Net tangible assets - - - 8306.00M 10618.00M
Short term investments 27560.00M 23443.00M 28104.00M 27933.00M 28481.00M
Net receivables 571.00M 572.00M 614.00M 511.00M 319.00M
Long term debt 4134.00M 5993.00M 2330.00M 2284.00M 2407.00M
Inventory - - -2503.00M 13.00M 10.00M
Accounts payable - - - 131743.00M 139072.00M
Noncontrolling interest in consolidated entity - - - 4.00M -
Accumulated other comprehensive income -1535.00M -2928.00M -2812.00M -3343.00M 289.00M
Common stock total equity - - - 10.00M 10.00M
Preferred stock total equity - - - 1659.00M 1659.00M
Retained earnings total equity - - - 7004.00M 5550.00M
Treasury stock - - - -1371.00M -1371.00M
Non currrent assets other 94081.00M 9461.00M 8815.00M -38526.00M -38848.00M
Non current assets total 107219.00M 122575.00M 116675.00M 28.00M 38848.00M
Long term debt total 4134.00M 3993.00M 2330.00M 2284.00M 2407.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -1956.00M -262.00M -3320.00M -12559.00M -1518.00M
Change to liabilities - - - 2092.00M -76.00M
Total cashflows from investing activities -1418.00M -262.00M -1607.00M -12941.00M -2865.00M
Net borrowings -1650.00M 4140.00M 0.00M - -1234.00M
Total cash from financing activities -568.00M 2575.00M -5127.00M -8345.00M 11290.00M
Change to operating activities - - - 1968.00M -63.00M
Net income 2156.00M 1893.00M 2074.00M 2245.00M 2521.00M
Change in cash 195.00M 3911.00M -4426.00M -18184.00M 11455.00M
Begin period cash flow 10712.00M 6801.00M 11227.00M 29411.00M 17956.00M
End period cash flow 10907.00M 10712.00M 6801.00M 11227.00M 29411.00M
Total cash from operating activities 2181.00M 1598.00M 2308.00M 3102.00M 3030.00M
Issuance of capital stock 0.00M 489.00M 0.00M 0.00M 390.00M
Depreciation 84.00M 144.00M 236.00M 353.00M 371.00M
Other cashflows from investing activities 718.00M 1165.00M -1887.00M -382.00M -1347.00M
Dividends paid 1003.00M 994.00M 885.00M 762.00M 716.00M
Change to account receivables 251.00M -831.00M 194.00M -2242.00M -231.00M
Sale purchase of stock -1417.00M -848.00M -252.00M -230.00M -967.00M
Other cashflows from financing activities 3502.00M -212.00M -3990.00M -7743.00M -19.00M
Change to netincome - - - 855.00M 366.00M
Capital expenditures 30.00M 146.00M 157.00M 288.00M 72.00M
Cash flows other operating - - - -2443.00M -152.00M
Cash and cash equivalents changes - - - -18184.00M 11455.00M
Change in working capital -732.00M -1027.00M -574.00M -274.00M -294.00M
Stock based compensation 27.00M - 61.00M - -780.00M
Other non cash items 595.00M 567.00M 540.00M 756.00M 1047.00M
Free cash flow 2151.00M 1452.00M 2151.00M 2814.00M 2958.00M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
RF
Regions Financial Corporation
-0.14
0.51%
28.50 12.21 10.35 3.49 1.46 4.51
DBSDY
DBS Group Holdings Ltd ADR
-0.76
0.34%
219.92 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
-
-%
6.62 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
0.28
0.82%
34.49 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
-0.46
0.49%
92.86 11.53 10.27 5.72 1.83 8.22

Profile*

Regions Financial Corporation

Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.

1900 Fifth Avenue North, Birmingham, AL, United States, 35203

800 734 4667

20003

Name Title Year Born
Mr. John M. Turner Jr. Pres, CEO & Director 1962
Mr. David Jackson Turner Jr. Sr. EVP & CFO 1964
Mr. David R. Keenan Sr. EVP, Chief Admin. & HR Officer 1968
Mr. Ronald G. Smith Sr. EVP & Head of Corp. Banking Group 1961
Mr. C. Matthew Lusco CPA Sr. EVP & Chief Risk Officer 1958
Karin Allen Assistant Controller & Chief Accounting Officer NA
Mr. C. Dandridge Massey Sr. EVP, Chief Enterprise Operations & Technology Officer NA
Mr. Tobin N. Vinson Associate Director of Investor Relations NA
Ms. Dana Nolan EVP & Head of Investor Relations NA
Ms. Tara Ann Plimpton Sr. Exec. VP, Chief Legal Officer & Corp. Sec. 1969

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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