Explore 3 Stock Ideas & Industry Insights Download Free Report

8082-737-676
Shopping Cart 0
countryflagUK
Login

The Hanover Insurance Group Inc

Financial Services US THG

193.19USD
6.20(3.32%)

Last update at 2026-06-05T20:00:00Z

Day Range

188.38193.79
LowHigh

52 Week Range

102.36144.70
LowHigh

Fundamentals

  • Previous Close 186.99
  • Market Cap4345.49M
  • Volume216151
  • P/E Ratio-
  • Dividend Yield2.80%
  • EBITDA-81.20000M
  • Revenue TTM5943.40M
  • Revenue Per Share TTM166.60
  • Gross Profit TTM 752.00M
  • Diluted EPS TTM-2.41

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 144.00M 521.30M 444.80M 522.10M 282.50M
Minority interest - - - - -
Net income 116.00M 418.70M 358.70M 425.10M 391.00M
Selling general administrative - - - - 0.00000M
Selling and marketing expenses - - - - -
Gross profit 5468.60M 5227.80M 4827.30M 4890.70M 4494.30M
Reconciled depreciation 12.90M 16.90M 18.20M 21.60M 24.60M
Ebit 177.30M 520.00M 441.50M 518.20M 479.60M
Ebitda 190.20M 536.90M 459.70M 539.80M 504.20M
Depreciation and amortization 12.90M 16.90M 18.20M 21.60M 24.60M
Non operating income net other - - - - -
Operating income 177.30M 520.00M 441.50M 518.20M 479.60M
Other operating expenses 5324.60M 4706.50M 4382.50M 4368.60M 4211.80M
Interest expense 34.10M 34.00M 37.10M 37.50M 45.10M
Tax provision 27.20M 101.30M 82.80M 93.10M 43.50M
Interest income 97.40M 85.10M 23.70M 37.50M 45.10M
Net interest income -34.10000M -34.00000M -37.10000M -37.50000M -45.10000M
Extraordinary items -0.80000M -1.30000M -3.30000M -3.90000M 152.00M
Non recurring - - - - -
Other items - - - - -
Income tax expense 27.20M 101.30M 82.80M 93.10M 43.50M
Total revenue 5468.60M 5227.80M 4827.30M 4890.70M 4494.30M
Total operating expenses 573.90M -4707.80000M -4385.80000M -4372.50000M -4014.70000M
Cost of revenue - - - 3792.20M 3616.40M
Total other income expense net -33.30000M 1.30M 3.30M 3.90M -197.10000M
Discontinued operations -0.80000M -1.30000M -3.30000M -2.70000M 152.00M
Net income from continuing ops 116.80M 420.00M 362.00M 429.00M 239.00M
Net income applicable to common shares 116.00M 418.70M 358.70M 425.10M 391.00M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 13997.20M 14254.30M 13443.70M 12490.50M 12399.70M
Intangible assets - - - 467.40M 450.80M
Earning assets - - - - -
Other current assets -1964.50000M -1908.70000M -9329.60000M 2335.30M -1646.20000M
Total liab 11671.60M 11109.40M 10241.50M 9574.30M 9445.00M
Total stockholder equity 2325.60M 3144.90M 3202.20M 2916.20M 2954.70M
Deferred long term liab - 60.80M 97.30M 51.80M -
Other current liab 661.40M -55.10000M -48.40000M -53.40000M -37.30000M
Common stock 0.60M 0.60M 0.60M 0.60M 0.60M
Capital stock 0.60M 0.60M 0.60M 0.60M 0.60M
Retained earnings 2988.80M 2983.20M 2668.00M 2410.90M 2182.30M
Other liab - 60.80M 97.30M 3965.50M 3648.10M
Good will 178.80M 178.80M 178.80M 178.80M 178.80M
Other assets 10926.70M 2082.60M 1877.80M 1758.80M -4412.50000M
Cash 305.00M 230.90M 120.60M 215.70M 1020.70M
Cash and equivalents 305.00M 230.90M 120.60M 215.70M 1020.70M
Total current liabilities 731.70M 55.10M 48.40M 53.40M 37.30M
Current deferred revenue - - - - -
Net debt 477.40M 550.70M 660.20M 437.70M -242.80000M
Short term debt 0.00000M 781.00M 780.00M 0.00000M 0.00000M
Short long term debt - - - - -
Short long term debt total 782.40M 781.60M 780.80M 653.40M 777.90M
Other stockholder equity 41.70M 38.90M 161.10M 352.10M 888.30M
Property plant equipment - - - - -
Total current assets 2692.50M 3607.70M 3334.20M 3290.10M 10007.50M
Long term investments 8564.30M 9202.40M 8897.30M 8049.00M 6625.90M
Net tangible assets 2146.80M 2966.10M 3023.40M 2737.40M 2775.90M
Short term investments 786.10M 767.40M 7454.40M 6687.10M 6161.50M
Net receivables 3565.90M 3376.80M 3213.60M 3074.40M 2825.30M
Long term debt 782.40M 781.60M 780.80M 653.40M 777.90M
Inventory 786.10M - - - -
Accounts payable 70.30M 55.10M 48.40M 53.40M 37.30M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -705.50000M 122.20M 372.50M 152.60M -116.50000M
Additional paid in capital - - - - -
Common stock total equity 0.60M 0.60M 0.60M 0.60M 0.60M
Preferred stock total equity - - - - -
Retained earnings total equity 2988.80M 2983.20M 2668.00M 2410.90M 2182.30M
Treasury stock -1871.40000M -1848.30000M -1696.30000M -1485.20000M -983.50000M
Accumulated amortization - - - - -
Non currrent assets other -7723.70000M -8564.00000M -8231.70000M -7441.60000M -6804.70000M
Deferred long term asset charges - - - - -
Non current assets total 378.00M 8564.00M 8231.70M 7441.60M 6804.70M
Capital lease obligations - - - - -
Long term debt total 782.40M 781.60M 780.80M 653.40M 777.90M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -853.90000M -548.30000M -511.60000M -251.40000M -331.40000M
Change to liabilities 788.00M 856.00M 505.40M 509.60M 589.50M
Total cashflows from investing activities -507.60000M -460.20000M -608.80000M -311.90000M 271.30M
Net borrowings - - 120.60M -151.10000M -11.60000M
Total cash from financing activities -140.60000M -253.20000M -193.90000M -1099.30000M -171.00000M
Change to operating activities 678.00M 748.60M 435.20M 316.10M 322.20M
Net income 116.00M 418.70M 358.70M 425.10M 391.00M
Change in cash 74.10M 110.30M -95.10000M -805.00000M 722.80M
Begin period cash flow 230.90M 120.60M 215.70M 1020.70M 297.90M
End period cash flow 305.00M 230.90M 120.60M 215.70M 1020.70M
Total cash from operating activities 722.30M 823.70M 707.60M 602.90M 551.30M
Issuance of capital stock - - - - -
Depreciation 12.90M 16.90M 18.20M 21.60M 24.60M
Other cashflows from investing activities 364.10M 96.10M -82.30000M -47.20000M 615.80M
Dividends paid -108.90000M -102.20000M -99.50000M -386.20000M 94.30M
Change to inventory - - - - -
Change to account receivables -173.90000M -156.30000M -144.00000M -257.80000M -322.00000M
Sale purchase of stock -30.80000M -162.60000M -212.80000M -563.60000M -57.70000M
Other cashflows from financing activities -0.90000M 11.60M -8.50000M -7.80000M -3.20000M
Change to netincome 89.00M -76.20000M -1.70000M 31.10M -140.00000M
Capital expenditures 17.80M 8.00M 14.90M 13.30M 13.10M
Change receivables -173.90000M -156.30000M -144.00000M -257.80000M -322.00000M
Cash flows other operating -109.60000M -234.90000M -28.90000M -126.70000M 8.20M
Exchange rate changes - - - - -4.00000M
Cash and cash equivalents changes 74.10M 110.30M -95.10000M -808.30000M 647.60M
Change in working capital 561.30M 625.20M 351.20M 237.40M 248.30M
Stock based compensation 29.00M 22.90M 20.10M 17.40M 13.40M
Other non cash items 49.60M -283.90000M -17.60000M -111.10000M -102.60000M
Free cash flow 704.50M 815.70M 692.70M 589.60M 538.20M

Peer Comparison

Sector: Financial Services Industry: Insurance - Property & Casualty

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
THG
The Hanover Insurance Group Inc		 6.20 3.32% 193.19 - 11.34 0.73 2.04 0.81
CB
Chubb Ltd		 11.77 3.74% 326.27 12.85 12.20 2.16 1.74 2.48
PGR
Progressive Corp		 8.64 4.42% 204.02 34.22 20.33 1.55 5.46 1.70
ALL
The Allstate Corporation		 10.17 4.82% 221.01 5.68 8.60 0.83 1.94 0.96
TKOMF
Tokio Marine Holdings Inc.		 - -% 44.39 14.81 10.00 0.0069 1.59 0.0064

Reports Covered

Stock Research & News

View All

Profile

The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The company operates through four segments: Core Commercial, Specialty, Personal Lines, and Other. The Commercial Lines segment offers commercial multiple peril, commercial automobile, workers' compensation, and other commercial lines coverage. The Specialty segment provides professional and executive Lines, marine, and surety and other, as well as specialty P&C, such as program business, specialty industrial and commercial property, excess and surplus lines, and specialty general liability coverage. The Personal Lines segment offers personal automobile and homeowner's coverages, as well as other personal coverages, such as personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. The Other segment markets investment management services to institutions, pension funds, and other organizations. The Hanover Insurance Group, Inc. markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.

The Hanover Insurance Group Inc

440 Lincoln Street, Worcester, MA, United States, 01653

Key Executives

Name Title Year Born
Mr. Jeffrey Mark Farber Exec. VP & CFO 1965
Mr. John Conner Roche Pres, CEO & Director 1964
Mr. Dennis Francis Kerrigan Jr. Exec. VP, Gen. Counsel & Assistant Sec. 1965
Mr. Richard William Lavey Exec. VP & Pres of Hanover Agency Markets 1968
Mr. Bryan James Salvatore Exec. VP & Pres of Specialty 1965
Ms. Lindsay France Greenfield Director, Pres & Treasurer NA
Gayle Falvey Sr. VP & COO NA
Ms. Oksana Lukasheva Sr. VP of Corp. Fin. NA
Mr. Willard Ty-Lunn Lee Exec. VP, Chief Information & Innovation Officer 1970
Jennifer F. Luisa Sr. VP & Chief Marketing Officer NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

We use cookies to help us improve, promote, and protect our services. By continuing to use this site, we assume you consent to our Cookies Policy. For more information, read our Privacy Policy and Terms and Conditions