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American Bank Inc

Financial Services US AMBK

18.35USD
0.10(0.55%)

Last update at 2026-06-22T18:13:00Z

Day Range

18.3518.35
LowHigh

52 Week Range

14.0318.50
LowHigh

Fundamentals

  • Previous Close 18.25
  • Market Cap114.89M
  • Volume600
  • P/E Ratio8.81
  • Dividend Yield3.09%
  • Revenue TTM25.52M
  • Revenue Per Share TTM4.06
  • Gross Profit TTM 25.52M
  • Diluted EPS TTM2.06

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 16.95M 11.25M 11.66M 12.69M 12.71M
Minority interest - - - - -
Net income 13.54M 9.14M 9.44M 10.28M 10.53M
Selling general administrative 8.80M 0.52M 0.42M 0.40M 0.35M
Selling and marketing expenses - 9.79M 9.34M 8.41M 7.86M
Gross profit 33.16M 25.74M 24.69M 25.33M 24.07M
Reconciled depreciation 0.57M 0.54M 0.54M 0.44M 0.42M
Ebit 16.95M 11.25M 11.66M 12.69M 12.71M
Ebitda 17.52M 11.79M 12.20M 13.13M 13.13M
Depreciation and amortization 0.57M 0.54M 0.54M 0.44M 0.42M
Non operating income net other - - - - -
Operating income 16.95M 11.25M 11.66M 12.69M 12.71M
Other operating expenses 42.99M 36.49M 28.74M 19.10M 17.00M
Interest expense 26.59M 22.00M 15.70M 6.47M 5.64M
Tax provision 3.41M 2.23M 2.35M 2.58M 2.61M
Interest income 52.69M 45.34M 38.62M 30.05M 27.28M
Net interest income 28.47M 23.34M 22.93M 23.59M 21.64M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 3.41M 2.23M 2.35M 2.58M 2.61M
Total revenue 59.94M 47.73M 40.39M 31.80M 29.72M
Total operating expenses 16.21M 14.49M 13.04M 12.64M 11.36M
Cost of revenue 26.79M 22.00M 15.70M 6.47M 5.64M
Total other income expense net - -0.21400M 11.66M 12.69M 12.71M
Discontinued operations - - - - -
Net income from continuing ops 13.54M 9.02M 9.31M 10.12M 10.10M
Net income applicable to common shares - - - - -
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 1077.61M 986.67M 918.88M 927.28M 849.15M
Intangible assets - - - - -
Earning assets - - - - -
Other current assets - -3.30300M 42.55M 19.11M 120.62M
Total liab 970.67M 890.63M 829.07M 845.38M 772.90M
Total stockholder equity 106.94M 96.04M 89.81M 81.91M 76.25M
Deferred long term liab - - - - -
Other current liab - 584.78M 501.98M -0.48000M -37.76800M
Common stock 0.76M 0.76M 0.76M 0.76M 0.76M
Capital stock 0.76M 0.76M - 0.76M 0.76M
Retained earnings 82.49M 72.52M 67.05M 61.07M 54.82M
Other liab - - - - -
Good will - - - - -
Other assets - 986.67M 0.00000M - -
Cash 2.61M 69.18M -3.24600M 16.46M 119.09M
Cash and equivalents - - - - -
Total current liabilities 10.00M 585.83M 563.66M 490.30M 421.96M
Current deferred revenue - - - -0.48000M -0.30400M
Net debt 59.75M -69.17900M 112.69M 143.17M -10.38300M
Short term debt 10.00M - 61.68M 101.77M 37.46M
Short long term debt - - - - -
Short long term debt total 62.36M - 109.44M 159.63M 108.71M
Other stockholder equity 22.95M 22.76M 23.38M 23.55M 20.66M
Property plant equipment - - - - -
Total current assets 6.62M 74.36M 42.55M 19.11M 120.62M
Long term investments 85.94M 12.65M - 108.79M 78.73M
Net tangible assets - - - - -
Short term investments - - - -19.34400M -120.57500M
Net receivables 4.01M 3.30M - 2.65M 1.53M
Long term debt - - - - -
Inventory - - - 0.23M -0.04500M
Accounts payable 1.01M 1.04M - 0.48M 0.30M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 0.73M - -1.38200M -3.47900M 0.11M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 35.50M -24.10500M 824.43M 876.58M 594.14M
Deferred long term asset charges - - - - -
Non current assets total 1070.98M 912.31M 876.33M 908.17M 728.53M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -72.39400M -35.96700M 37.32M -178.65000M -44.49200M
Change to liabilities - - - - -
Total cashflows from investing activities -112.63400M -35.96700M 37.32M -178.65000M -44.49200M
Net borrowings -17.76500M -31.32700M -50.18700M 50.97M -4.28300M
Total cash from financing activities 80.62M 56.68M -20.53100M 56.78M 105.50M
Change to operating activities - - - - -
Net income 13.54M 9.02M 9.31M 10.12M 10.10M
Change in cash -24.63600M 29.68M 23.04M -102.62800M 70.08M
Begin period cash flow 69.18M 39.50M 16.46M 119.09M 49.02M
End period cash flow 44.54M 69.18M 39.50M 16.46M 119.09M
Total cash from operating activities 7.38M 8.96M 6.25M 19.24M 9.07M
Issuance of capital stock 0.42M 0.26M 0.10M 3.31M 3.69M
Depreciation 0.57M 0.54M 0.54M 0.44M 0.42M
Other cashflows from investing activities -42.34100M -68.32700M -74.12800M -42.56400M -20.83800M
Dividends paid 3.54M 3.54M 4.18M 3.70M 3.12M
Change to inventory - - - - -
Change to account receivables - - -0.93200M - -0.12900M
Sale purchase of stock -0.61100M -0.54600M -0.30500M -0.39200M -0.67800M
Other cashflows from financing activities 102.13M 91.84M 34.04M 6.60M 109.89M
Change to netincome - - - - -
Capital expenditures 0.17M 0.26M 0.88M 1.31M 0.19M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -3.05200M 0.48M -2.01300M 8.49M 0.24M
Stock based compensation 0.03M 0.01M 0.04M 0.07M 0.10M
Other non cash items -3.10700M -1.09200M -1.63000M 0.08M -1.79600M
Free cash flow 7.21M 8.71M 5.37M 17.93M 8.88M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
AMBK
American Bank Inc
0.10 0.55% 18.35 8.81 33.90 4.50 1.07 5.25
HDB
HDFC Bank Limited ADR
0.03 0.12% 25.09 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.32 1.06% 29.79 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.60 3.22% 51.35 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

American Bank Incorporated operates as the bank holding company for American Bank that provides various banking products and services to individual, business, government, and public and institutional customers in the United States. The company's deposit products include interest-bearing checking and money market accounts, savings accounts, certificates of deposit, and individual retirement accounts; and time and demand deposit accounts. It also provides commercial, industrial, and other loans; residential mortgage loans; and consumer loans, including personal term loans, personal credit lines, automobile loans, home equity loans, and home equity lines of credit. In addition, the company offers online or mobile banking, automated teller machine, safe deposit box rental, interest rate swap, and wire transfer services, as well as sells checks and checkbooks, and purchases investment securities. It operates through an office located in Allentown, Pennsylvania; and a loan production office in Blue Bell, Pennsylvania. American Bank Incorporated was founded in 1997 and is based in Allentown, Pennsylvania.

American Bank Inc

615 Waterfront Drive, Allentown, PA, United States, 18102

Key Executives

Name Title Year Born
Mr. Mark W. Jaindl Chairman, Pres & CEO 1960
Mr. Robert W. Turner Sr. VP & Chief Information Officer of American Bank 1967
Mr. Chris J. Persichetti Exec. VP & Chief Lending Officer of American Bank 1963
Ms. Toney C. Horst Sr. VP, Treasurer & CFO NA
Ms. Karina F. Behler Sr. VP, COO & Sec. NA
Ms. Mary Garza Marketing Director NA
Mr. Brian P. Farrell Sr. VP and Chief Credit & Risk Officer of American Bank NA
Mr. Michael B. Bocich VP of American Bank NA
Mr. Mark W. Jaindl Chairman, President & CEO 1960
Mr. Robert W. Turner Senior VP & Chief Information Officer 1967

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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