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Home CompaniesAdmiral Group PLC ADR

Admiral Group PLC ADR

Financial Services Insurance - Property & Casualty
PortfolioPortfolio WatchlistWatchlist
Company price
52.37 USD 0.04 ( 0.08%)
Last update at 2026-11-11T21:00:00Z
VOLUME
1501
Market Cap
13552.22M
P/E
14.33

Momentum Score

…

Admiral Group plc, a financial services company, provides insurance and personal lending products in the United Kingdom, France, Italy, and Spain. It operates through four segments: UK Insurance, European Insurance, Admiral Money, and Other. The company offers underwriting services that include motor, household, pet, travel, and other insurance, as well as car and home insurance; and distributes and underwrites unsecured personal loans, car finance products, and secured homeowner loans. It provides its insurance products and services under the Admiral, Admiral Business, Admiral Money, Admiral Pioneer, Balumba, Bell, Connect by Admiral, ConTe.it Assicurazioni, ConTe.it Prestiti, Diamond, Gladiator, L'olivier " assurance, More Than, Qualitas Auto, and Veygo brand names. The company was formerly known as Admiral Group Limited and changed its name to Admiral Group plc in September 2004. Admiral Group plc was founded in 1993 and is headquartered in Cardiff, the United Kingdom.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
52.26
Low
52.37
High
52 Week Price Range
36.05
Low
47.78
High

Momentum Score

…
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Admiral Group plc is a UK-based personal-lines insurer selling motor, home and related products through multiple consumer brands and direct channels. Long-term growth drivers include digital distribution, data-driven underwriting, diversification into adjacent products and selective international expansion that may support scale. The firm’s established market position and cash-generative, retail-focused model may appeal to investors seeking steady industry exposure.
Material risks include underwriting volatility from weather and claims trends, intense competition and regulatory pressure in UK motor insurance, reserve adequacy and sensitivity to investment returns.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
52.33
Dividend Yield
3.42%
Revenue TTM
5020.40M
Revenue Per Share
16.66
Gross Profit TTM
2082.60M
Debt / Equity
1.31
ROE
52.97%
Net Debt
1589.60M
ROCE
12.78%
Diluted EPS TTM
3.28

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 936.91M 839.20M 442.80M 469.00M 713.50M
Minority interest 0.30M 0.40M 0.80M 1.20M 1.20M
Net income 726.33M 663.30M 338.00M 373.00M 583.30M
Selling general administrative 772.70M 769.10M 654.30M 353.10M 347.70M
Gross profit 5573.52M 4619.80M 3370.60M 1493.20M 1547.50M
Reconciled depreciation 79.00M 85.50M 58.70M 41.90M 68.30M
Ebit 1017.80M 866.30M 463.30M 483.60M 979.80M
Ebitda 1095.06M 951.80M 521.80M 525.50M 1048.10M
Depreciation and amortization 77.27M 85.50M 58.50M 41.90M 68.30M
Operating income 936.91M 866.30M 463.30M 483.60M 979.80M
Other operating expenses 4512.89M 4027.40M 3048.30M 1024.10M 833.90M
Interest expense 80.89M 27.10M 20.50M 13.40M 13.70M
Tax provision 212.50M 176.30M 105.60M 97.20M 130.20M
Interest income 92.80M 81.80M 71.70M 98.40M 79.90M
Net interest income -24.00M -26.50M -20.10M -11.90M -18.00M
Income tax expense 207.94M 176.30M 105.60M 97.20M 130.20M
Total revenue 5449.79M 4866.60M 3511.20M 1493.20M 1547.50M
Total operating expenses 4636.61M 3780.60M 2927.80M -1009.60M -567.70M
Cost of revenue -123.73M 246.80M 182.50M - -
Total other income expense net 29.90M -27.10M -20.50M -14.60M -266.30M
Discontinued operations - - - - 413.40M
Net income from continuing ops 745.30M 662.90M 337.20M 371.80M 583.30M
Net income applicable to common shares - - - 373.00M 997.90M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 9006.94M 7944.20M 7096.20M 8938.50M 8359.70M
Intangible assets 215.12M 208.90M 180.60M 155.30M 89.40M
Other current assets - -3603.80M 1788.90M - 2218.90M
Total liab 7565.88M 6573.50M 6103.40M 7983.10M 6951.20M
Total stockholder equity 1440.76M 1370.10M 991.80M 954.20M 1406.20M
Other current liab - -99.90M -228.00M -1653.20M -1476.60M
Common stock 0.30M 0.30M 0.30M 0.30M 0.30M
Capital stock 0.30M 0.30M 0.30M 0.30M 0.30M
Retained earnings 1456.64M 1383.40M 1018.90M 1114.50M 1348.80M
Other liab - - - - 2473.80M
Good will 111.90M 112.10M 62.30M 62.30M 62.30M
Other assets - 7944.20M -6532.70M 2531.70M 3980.20M
Cash 300.57M 268.40M 314.20M 297.00M 458.00M
Total current liabilities - - -867.50M 1653.20M 1476.60M
Current deferred revenue - - 23.90M - -
Net debt 1589.60M 1125.20M 896.80M 730.60M 318.20M
Short term debt - - 13.70M - -
Short long term debt total 1890.17M 1393.60M 1211.00M 1027.60M 776.20M
Other stockholder equity 13.08M 13.10M -27.40M -160.60M 57.10M
Property plant equipment - - - 89.80M 103.20M
Total current assets 1379.17M 225.20M 3140.10M 2669.70M 458.00M
Long term investments 5194.60M 4764.60M 3745.70M 3411.20M 3657.30M
Net tangible assets - - - 736.60M 1254.50M
Short term investments 3707.60M 3335.40M 2825.90M 2372.70M -
Net receivables 1078.60M 225.20M - 1335.80M 1188.70M
Long term debt 1812.20M 1314.00M 1129.80M 939.10M 670.90M
Accounts payable 79.30M 52.40M 199.20M 1653.20M 1476.60M
Accumulated other comprehensive income -29.25M -26.70M -40.50M - -
Non currrent assets other 295.28M 2525.80M 6364.00M -3737.10M -3921.50M
Non current assets total 7627.77M 7719.00M 10488.80M 3737.10M 3921.50M
Capital lease obligations 73.60M 79.60M 81.20M 88.50M 105.30M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -144.20M -75.90M -101.00M 387.80M
Change to liabilities - - - 198.00M -56.10M
Total cashflows from investing activities -430.85M -144.20M -75.90M -101.00M 387.80M
Net borrowings 414.70M 355.80M 473.30M 258.60M 176.30M
Total cash from financing activities -272.01M -257.90M -171.80M -425.00M -564.80M
Change to operating activities - - - -241.00M -164.40M
Net income 726.33M 662.90M 338.00M 371.80M 996.70M
Change in cash 9.09M -39.50M 56.10M -75.70M 21.00M
Begin period cash flow 291.49M 353.10M 297.00M 372.70M 351.70M
End period cash flow 300.57M 313.60M 353.10M 297.00M 372.70M
Total cash from operating activities 710.77M 369.00M 279.00M 465.10M 244.60M
Depreciation 77.27M 85.50M 58.70M 41.90M 68.30M
Other cashflows from investing activities - -82.50M -58.80M - 457.00M
Dividends paid 699.72M 369.80M 307.10M -658.30M -720.90M
Change to account receivables - 182.40M -94.70M -129.80M -9.20M
Sale purchase of stock -34.53M - - - -
Other cashflows from financing activities -3.03M -73.80M -45.80M 233.30M 156.10M
Change to netincome - - - 223.00M -566.50M
Capital expenditures 72.67M 144.20M 75.90M 98.60M 69.20M
Change in working capital -274.35M 421.40M 193.60M -172.80M -229.70M
Stock based compensation 75.00M 67.80M 63.30M 57.30M 65.20M
Other non cash items 181.53M -868.60M -374.60M 166.90M 17.30M
Free cash flow 638.10M 224.80M 203.10M 366.50M 175.40M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Property & Casualty

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
AMIGY
Admiral Group PLC ADR		 0.04
0.08%		 52.37 14.33 14.88 2.11 7.20 2.32
CB
Chubb Ltd		 2.37
0.64%		 372.70 12.11 11.83 2.13 1.75 2.45
PGR
Progressive Corp		 1.76
0.75%		 235.29 11.10 13.55 1.41 3.74 1.50
TKOMF
Tokio Marine Holdings Inc.		 -
-%		 3.53 28.94 12.24 0.01 1.87 1.61
TKOMY
Tokio Marine Holdings Inc		 -
-%		 3.72 28.73 12.25 0.01 1.87 1.61

Profile*

Admiral Group PLC ADR

Admiral Group plc, a financial services company, provides insurance and personal lending products in the United Kingdom, France, Italy, and Spain. It operates through four segments: UK Insurance, European Insurance, Admiral Money, and Other. The company offers underwriting services that include motor, household, pet, travel, and other insurance, as well as car and home insurance; and distributes and underwrites unsecured personal loans, car finance products, and secured homeowner loans. It provides its insurance products and services under the Admiral, Admiral Business, Admiral Money, Admiral Pioneer, Balumba, Bell, Connect by Admiral, ConTe.it Assicurazioni, ConTe.it Prestiti, Diamond, Gladiator, L'olivier " assurance, More Than, Qualitas Auto, and Veygo brand names. The company was formerly known as Admiral Group Limited and changed its name to Admiral Group plc in September 2004. Admiral Group plc was founded in 1993 and is headquartered in Cardiff, the United Kingdom.

Ty Admiral, Cardiff, United Kingdom, CF10 2EH

44 3332 202 062

https://admiralgroup.co.uk

14805

Name Title Year Born
Ms. Milena Mondini-de-Focatiis Group CEO & Exec. Director NA
Mr. Geraint Jones CFO & Exec. Director 1977
Marisja Kocznur Head of Investor Relations NA
Mr. Keith Gerald Davies Group Chief Risk & Compliance Officer 1968
Mr. David Graham Stevens CBE Advisor 1962
Mr. Alistair Hargreaves Chief Operating Officer of UK Insurance NA
Ms. Cristina Nestares Chief Exec. Officer of UK Insurance NA
Ms. Elena Betes Novoa Chief Exec. Officer of Comparison Platforms NA
Elisa De Blas Head of Bus. Strategy - Admiral Seguros NA
Mr. Costantino Moretti Chief Exec. Officer of International Insurance NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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