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Bank Utica Ny Nonvtg

Financial Services US BKUTK

632.0USD
-18.0(2.77%)

Last update at 2026-06-03T17:57:00Z

Day Range

632.00642.01
LowHigh

52 Week Range

452.48649.45
LowHigh

Fundamentals

  • Previous Close 650.00
  • Market Cap159.93M
  • Volume150
  • P/E Ratio4.73
  • Dividend Yield-%
  • Revenue TTM0.00000M
  • Revenue Per Share TTM-
  • Gross Profit TTM 0.00000M
  • Diluted EPS TTM135.10

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 40.48M 24.74M 23.48M 13.50M 47.95M
Minority interest - - - - -
Net income 32.55M 20.02M 18.86M 11.62M 38.50M
Selling general administrative 7.07M - - - -
Selling and marketing expenses - - - - -
Gross profit 49.84M 34.08M 32.59M 23.38M 57.22M
Reconciled depreciation 0.70M 0.82M 0.94M 1.36M 1.55M
Ebit 40.48M 24.74M 23.48M 13.50M 47.95M
Ebitda 41.18M 25.56M 24.42M 14.86M 49.50M
Depreciation and amortization 0.70M 0.82M 0.94M 1.36M 1.55M
Non operating income net other - - - - -
Operating income 40.48M 24.88M 23.48M 13.50M 47.95M
Other operating expenses 36.51M 9.20M 25.49M 22.54M 22.46M
Interest expense 27.14M 23.77M 16.38M 12.65M 13.20M
Tax provision 7.92M 4.72M 4.61M 1.88M 9.45M
Interest income 48.32M 41.13M 36.03M 37.05M 37.01M
Net interest income 21.18M 17.36M 19.66M 24.39M 23.82M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 7.92M 4.72M 4.61M 1.88M 9.45M
Total revenue 76.98M 34.08M 48.97M 36.04M 70.42M
Total operating expenses 9.36M 9.20M 9.11M 9.88M 9.27M
Cost of revenue 27.14M 23.77M 16.38M 12.65M 13.20M
Total other income expense net - -0.14327M -0.16631M -14.01548M -14.74205M
Discontinued operations - - - - -
Net income from continuing ops 32.55M 20.02M 18.86M 11.62M 38.50M
Net income applicable to common shares - - - - -
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 1406.20M 1388.97M 1294.98M 1421.42M 1525.37M
Intangible assets - - 10.84M 11.43M 11.72M
Earning assets - - - - -
Other current assets - 65.79M 58.42M 56.46M 54.92M
Total liab 1047.07M 1057.58M 978.92M 1118.38M 1229.51M
Total stockholder equity 359.13M 331.39M 316.06M 303.05M 295.86M
Deferred long term liab - - - - -
Other current liab - 1027.14M 952.01M 1093.40M 1203.50M
Common stock 5.00M 5.00M 5.00M 5.00M 5.00M
Capital stock 5.00M 5.00M 5.00M 5.00M 5.00M
Retained earnings 52.57M 38.88M 30.49M 50.13M 62.69M
Other liab - - - - -
Good will - - - - -
Other assets - 1323.81M -58.42100M - -
Cash 46.88M 54.01M 47.58M 45.03M 43.21M
Cash and equivalents - - - - -
Total current liabilities - 1029.47M 953.45M 1094.23M 1204.43M
Current deferred revenue - - - - -
Net debt -46.88261M -54.01351M -47.58094M -45.02649M -43.20595M
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total - - - - -
Other stockholder equity 301.56M 287.51M 280.57M 247.92M 228.17M
Property plant equipment - - - - -
Total current assets 59.04M 65.79M 58.42M 56.46M 54.92M
Long term investments 1189.42M 1179.34M 1109.04M 1239.56M 1327.51M
Net tangible assets - - - - -
Short term investments - - -95.16189M -90.05297M -86.41190M
Net receivables 12.16M 11.78M 10.84M 11.43M 11.72M
Long term debt - - - - -
Inventory - - 36.74M 33.60M 31.49M
Accounts payable 2.07M 2.33M 1.44M 0.83M 0.93M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 1.15M 1180.46M 1110.22M 1246.69M 1334.02M
Deferred long term asset charges - - - - -
Non current assets total 1347.16M 1323.18M 1236.56M 1364.97M 1470.45M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 9.62M -82.86539M 122.39M 87.32M -139.62874M
Change to liabilities - - - - -
Total cashflows from investing activities -4.07550M -82.86539M 122.39M 87.32M -139.62874M
Net borrowings - - - - -
Total cash from financing activities -21.70164M 70.44M -145.89626M -114.53516M 135.87M
Change to operating activities - - - - -
Net income 32.55M 20.02M 18.86M 11.62M 38.50M
Change in cash -7.13089M 6.43M 2.55M 1.82M 15.94M
Begin period cash flow 54.01M 47.58M 45.03M 43.21M 27.26M
End period cash flow 46.88M 54.01M 47.58M 45.03M 43.21M
Total cash from operating activities 18.65M 18.85M 26.06M 29.03M 19.70M
Issuance of capital stock - - - - -
Depreciation 0.70M 0.82M 0.94M 1.36M 1.55M
Other cashflows from investing activities -13.60932M -17.09775M -4.73980M 16.85M 1.63M
Dividends paid 4.81M 4.69M 4.50M 4.44M 4.25M
Change to inventory - - - - -
Change to account receivables - -0.88073M 2.28M -0.32533M -4.93001M
Sale purchase of stock - - - - -
Other cashflows from financing activities -16.88914M 75.13M -141.39626M -110.09766M 140.12M
Change to netincome - - - - -
Capital expenditures 0.22M 0.10M 0.00000M 0.07M 0.00000M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -0.29622M -0.02580M 2.44M 0.22M -4.90262M
Stock based compensation - - - - -
Other non cash items -13.61019M -1.13980M 3.82M 15.83M -15.44810M
Free cash flow 18.43M 18.75M 26.06M 28.97M 19.70M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BKUTK
Bank Utica Ny Nonvtg		 -18.0 2.77% 632.00 4.73 - 3.07 0.43 3.14
HDB
HDFC Bank Limited ADR		 0.01 0.04% 23.55 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 -0.425 1.38% 30.39 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 - -% 51.34 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

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Profile

Bank of Utica, together with its subsidiary, provides commercial banking products and services in Utica, New York. The company offers various deposit accounts, including personal checking, business checking, savings, money market, retirement, and health savings accounts; and certificates of deposit. It also provides loans, such as business lines of credit, commercial mortgages, long-term loans, short-term loans, accounts receivable and inventory financing, and federal and NYS government loan programs; and personal loans comprising personal installment loans, vehicle loans, home mortgages, and home equity loans. In addition, the company offers various services that include real-time account balance, funds transfer and management, remote deposit, bill payment, real-time stop payment, check reconciliation, domestic wire transfer, and re-order checks, as well as ACH processing, including payroll; online and mobile banking services; and online bill payment, mobile and direct deposits, and other services. Further, it provides debit and ATM cards, 24/7 telephone banking, and traditional banking services; and invests in securities. Bank of Utica was founded in 1927 and is based in Utica, New York.

Bank Utica Ny Nonvtg

222 Genesee Street, Utica, NY, United States, 13502

Key Executives

Name Title Year Born
Mr. Tom E. Sinnott Pres & CEO NA
Ms. Marie L. Bord Sr. VP & COO NA
Mr. David Lashure VP & EDP Mang. NA
Mr. Brian R. Loughlin Exec. VP of Bus. Banking NA
Mr. Tom E. Sinnott President & CEO NA
Ms. Marie L. Bord Senior VP & COO NA
Mr. David Lashure Vice President & EDP Manager NA
Mr. Brian R. Loughlin Executive Vice President of Business Banking NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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