Explore 3 Stock Ideas & Industry Insights Download Free Report

CNB Financial Services Inc

Financial Services US CBFC

50.0USD
0.00(0%)

Last update at 2026-06-10T13:30:00Z

Day Range

50.0050.00
LowHigh

52 Week Range

43.1450.00
LowHigh

Fundamentals

  • Previous Close 50.00
  • Market Cap18.99M
  • Volume0
  • P/E Ratio3.82
  • Dividend Yield-%
  • Revenue TTM27.69M
  • Revenue Per Share TTM71.03
  • Gross Profit TTM 27.69M
  • Diluted EPS TTM13.08

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 6.65M 5.32M 4.32M - -
Minority interest - - - - -
Net income 5.11M 4.15M 3.39M - -
Selling general administrative 0.57M 0.47M 0.69M - -
Selling and marketing expenses 0.72M 0.76M 0.58M - -
Gross profit 25.48M 21.70M 20.47M - -
Reconciled depreciation 1.01M 0.96M 0.92M - -
Ebit 6.65M 5.32M 4.32M - -
Ebitda 7.66M 6.28M 5.25M - -
Depreciation and amortization 1.01M 0.96M 0.92M - -
Non operating income net other - - - - -
Operating income 6.65M 5.32M 4.32M - -
Other operating expenses 32.22M 27.76M 23.56M - 4.04M
Interest expense 13.39M 11.39M 7.41M - -
Tax provision 1.54M 1.17M 0.93M - -
Interest income 35.25M 29.31M 24.65M - -
Net interest income 21.86M 17.92M 17.24M - -
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 1.54M 1.17M 0.93M - 0.90M
Total revenue 38.87M 33.08M 27.88M - -
Total operating expenses 18.83M 16.38M 16.15M - -
Cost of revenue 13.39M 11.39M 7.41M - -
Total other income expense net - - - - -
Discontinued operations - - - - -
Net income from continuing ops 5.11M 4.15M 3.39M - -
Net income applicable to common shares - - - 3.75M 3.40M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 786.41M 638.70M 611.87M - -
Intangible assets - 0.13M 0.21M - -
Earning assets - - - - -
Other current assets - - - - 1.36M
Total liab 738.11M 598.23M 574.38M - -
Total stockholder equity 48.30M 40.47M 37.48M - -
Deferred long term liab - - - - -
Other current liab 636.72M 570.38M - - -
Common stock 0.46M 0.46M 0.46M - 0.46M
Capital stock 0.46M 0.46M - - -
Retained earnings 54.60M 50.51M 47.35M - 41.87M
Other liab - - - - 2.84M
Good will - - - - -
Other assets - - - - 381.03M
Cash 11.12M 16.81M 11.41M - -
Cash and equivalents - - - - -
Total current liabilities 637.85M 570.72M 3.59M 503.64M 482.66M
Current deferred revenue - - - - -
Net debt 82.22M 4.71M 2.59M - -
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total 93.34M 21.52M 14.00M - -
Other stockholder equity -6.76400M -10.49396M 0.51M -13.94839M -2.37657M
Property plant equipment - - - - 7.87M
Total current assets 11.12M 18.98M 11.41M 442.62M 44.97M
Long term investments 163.57M 60.28M - - -
Net tangible assets - - - - 40.37M
Short term investments - - - - -
Net receivables - 2.17M - - -
Long term debt - - - - -
Inventory - - - - 2.43M
Accounts payable 1.13M 0.34M - - 477.55M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - -10.83674M - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 212.48M 108.47M 592.46M - -
Deferred long term asset charges - - - - -
Non current assets total 775.28M 619.72M 600.46M - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -93.21800M -22.42498M -24.03184M -28.03275M -24.08761M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -149.89000M -22.42498M -24.03184M -92.23336M -46.10248M
Net borrowings 71.42M 6.00M -31.50000M - -
Total cash from financing activities 136.74M 22.45M 23.64M 53.65M 54.44M
Change to operating activities - - - - 6.40M
Net income 5.11M 4.15M 3.39M 0.00000M 3.40M
Change in cash -5.68900M 5.40M 2.78M - 19.43M
Begin period cash flow 16.81M 11.41M 8.63M - -
End period cash flow 11.12M 16.81M 11.41M - -
Total cash from operating activities 7.46M 5.38M 3.17M - 11.10M
Issuance of capital stock - - - - -
Depreciation 1.01M 0.96M 0.83M - 0.89M
Other cashflows from investing activities -54.86500M -36.97686M -23.00066M - -0.07436M
Dividends paid 1.02M 0.99M 0.75M - -0.90174M
Change to inventory - - - - -
Change to account receivables -0.54900M -0.04992M -0.26077M - -
Sale purchase of stock -0.00200M 0.00000M - - -
Other cashflows from financing activities 66.34M 17.43M 24.39M 19.41M 56.15M
Change to netincome - - - 1.31M 0.28M
Capital expenditures 1.81M 0.73M 1.03M 0.00000M 0.32M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 0.64M -0.41151M -2.23429M - -
Stock based compensation - - - - -
Other non cash items 0.70M 0.69M 1.18M - -
Free cash flow 5.65M 4.65M 2.14M - -

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CBFC
CNB Financial Services Inc
- -% 50.00 3.82 - 0.69 0.39 4.41
HDB
HDFC Bank Limited ADR
-0.07 0.28% 25.02 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.14 0.47% 29.93 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
-0.1 0.19% 51.25 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

CNB Financial Services, Inc. operates as the bank holding company for CNB Bank, Inc. that provides various banking products and services to individuals and businesses in the United States. The company accepts checking, savings, reorder checks, and individual retirement accounts; demand deposits; and certificates of deposit (CDs). Its loan products include consumer loans, such as new and used vehicle, equipment, CNB savings/CD secured, unsecured personal, RV, wedding, vacation, construction, and home improvement; commercial loans comprising small business lending, medium to large business lending, churches, and non-profits; residential lending products, consisting of in-house and secondary market residential, construction, home equity, land loans, first-time homebuyers, and professionals program; and real estate mortgage and installment loans. The company also offers debit and credit cards; BizNow cash management, merchant, Citadel marketplace program; and trust services; investment products and services, including institutional and individual services; and online and mobile banking services, as well as credit score, remote deposit, and digital wallet services. In addition, it offers sending and receiving money services with Zelle. CNB Financial Services, Inc. was founded in 1917 and is based in Berkeley Springs, West Virginia.

CNB Financial Services Inc

101 South Washington Street, Berkeley Springs, WV, United States, 25411

Key Executives

Name Title Year Born
Ms. Rebecca S. Stotler Exec. VP & CFO 1961
Mr. Mark D. Harrell Pres & CEO NA
Ms. Rebecca S. Stotler Executive VP & CFO 1961
Mr. Mark D. Harrell President & CEO NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

We use cookies to help us improve, promote, and protect our services. By continuing to use this site, we assume you consent to our Cookies Policy. For more information, read our Privacy Policy and Terms and Conditions