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Commencement Bancorp Inc

Financial Services US CBWA

17.15USD
0.00(0%)

Last update at 2026-06-22T19:14:00Z

Day Range

17.1517.24
LowHigh

52 Week Range

11.7517.40
LowHigh

Fundamentals

  • Previous Close 17.15
  • Market Cap62.80M
  • Volume2700
  • P/E Ratio9.63
  • Dividend Yield-%
  • Revenue TTM26.54M
  • Revenue Per Share TTM7.06
  • Gross Profit TTM 26.54M
  • Diluted EPS TTM1.75

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 8.35M 3.63M 3.68M 6.74M 5.20M
Minority interest - - - - -
Net income 6.71M 3.01M 3.05M 5.49M 4.19M
Selling general administrative 12.18M 11.23M 10.07M 7.87M 7.15M
Selling and marketing expenses - - - - -
Gross profit - - - - -
Reconciled depreciation 1.08M 0.88M 0.88M 0.88M 1.00M
Ebit - - - - -
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income - - - - -
Other operating expenses - - - 3.15M 2.66M
Interest expense 9.19M 10.32M 8.08M 1.42M 1.43M
Tax provision 1.64M 0.62M 0.63M 1.25M 1.01M
Interest income 34.60M 29.69M 26.29M 19.71M 19.08M
Net interest income 25.40M 19.37M 18.21M 18.29M 17.65M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense - - - 1.25M 1.01M
Total revenue 27.48M 20.09M 19.65M 19.93M 18.69M
Total operating expenses - - - - -
Cost of revenue - - - - -
Total other income expense net - - - - -
Discontinued operations - - - - -
Net income from continuing ops 6.71M 3.01M 3.05M 5.49M 4.19M
Net income applicable to common shares - - - 5.49M 4.19M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 683.02M 649.69M 586.19M 580.76M 531.44M
Intangible assets - - - - -
Earning assets - - - - -
Other current assets - - - 1.53M 1.08M
Total liab 622.82M 598.27M 536.08M 534.11M 477.82M
Total stockholder equity 60.20M 51.42M 50.11M 46.66M 53.62M
Deferred long term liab - - - - -
Other current liab - - - - -
Common stock - - - 3.97M 4.08M
Capital stock 3.73M 3.81M 3.97M 3.97M 4.08M
Retained earnings 24.17M 17.47M 15.24M 12.19M 6.70M
Other liab - - - 2.94M 3.47M
Good will - - - - -
Other assets - - - 446.92M 358.40M
Cash 20.31M 58.32M 12.86M 13.51M 18.64M
Cash and equivalents - - - - -
Total current liabilities - - - 530.00M 472.05M
Current deferred revenue - - - - -
Net debt - - - 13.34M -
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total - - - - -
Other stockholder equity - - - -12.33600M -1.06400M
Property plant equipment - - - 5.63M 6.40M
Total current assets - - - 15.05M 64.24M
Long term investments 82.84M 83.76M 101.29M 110.04M 100.32M
Net tangible assets - - - 45.43M 52.36M
Short term investments 82.84M 83.76M 101.29M 110.04M 100.32M
Net receivables 2.31M 1.78M 2.07M 1.53M 1.08M
Long term debt - - - 26.85M -
Inventory - - - - -
Accounts payable 0.49M 0.50M 0.37M 502.48M 472.03M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 11.36M 10.45M -2.23500M -22.29000M -53.02000M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities - - - -106.70700M 12.08M
Net borrowings 0.00000M 0.00000M -26.85000M 26.85M 26.85M
Total cash from financing activities 16.88M 58.21M 1.77M 55.79M 0.93M
Change to operating activities - - - -0.38300M -0.48100M
Net income 6.71M 3.01M 3.05M 5.49M 4.19M
Change in cash -32.25000M 49.81M 3.51M -47.65000M 20.67M
Begin period cash flow 64.10M 14.29M 10.78M 58.43M 37.76M
End period cash flow 31.85M 64.10M 14.29M 10.78M 58.43M
Total cash from operating activities 1.73M 4.78M 3.98M 3.27M 7.66M
Issuance of capital stock 0.11M 0.13M 0.12M 0.14M 0.14M
Depreciation 1.08M 0.88M 0.88M 0.88M 1.00M
Other cashflows from investing activities - - - -1.16200M -0.17500M
Dividends paid 0.00000M -0.78700M - - -
Change to inventory - - - - -
Change to account receivables -0.53000M 0.29M -0.53100M -0.45600M 0.82M
Sale purchase of stock -1.45000M -1.88600M -0.21100M -1.69800M -1.58500M
Other cashflows from financing activities - - - 30.45M 2.32M
Change to netincome - - - -2.26500M 2.14M
Capital expenditures 1.43M 1.33M 0.26M 0.08M 0.05M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -0.53700M 0.42M -0.20200M -0.43800M 0.80M
Stock based compensation 0.60M 0.40M 0.42M 0.33M 0.24M
Other non cash items -7.33600M -0.76600M -0.24100M -3.59300M -1.08200M
Free cash flow 0.30M 3.45M 3.73M 3.19M 7.61M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CBWA
Commencement Bancorp Inc		 - -% 17.15 9.63 - 2.37 1.04 2.28
HDB
HDFC Bank Limited ADR		 0.03 0.12% 25.09 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 -0.32 1.06% 29.79 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 1.60 3.22% 51.35 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.70 6.10 5.67 0.44 0.77 3.43

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Profile

Commencement Bancorp Inc. operates as a bank holding company for Commencement Bank that provides various banking products and services for individuals, and small and midsized businesses in western Washington. The company accepts checking, demand, savings, NOW, money market, and time deposits, as well as certificates of deposit and individual retirement accounts. It also offers term loans, home equity loans and lines of credit, and reserve overdraft lines; real estate loans, including residential 1-4 family, multi-family, commercial, and construction and land loans; business lines of credit; government backed loans; sweep accounts; and credit cards. In addition, the company provides remote deposit capture, lockbox remittance processing, positive pay, and automated clearing house origination services, as well as merchant services, debit cards, ATM services, and online and mobile banking services. It operates branches in Tacoma, Enumclaw, Auburn, Olympia, and Gig Harbo, Washington. The company was founded in 2006 and is based in Tacoma, Washington.

Commencement Bancorp Inc

1313 Broadway, Tacoma, WA, United States, 98402

Key Executives

Name Title Year Born
Mr. Harald R. Russell Founder & Chairman 1955
Mr. John E. Manolides Chief Exec. Officer 1964
Mr. Thomas L. Dhamers Sec. NA
Mr. Harald R. Russell Founder & Chairman of the Board 1955
Mr. John E. Manolides President, CEO & Director 1963
Ms. Brandi Parker Executive VP & CFO NA
Mandie Ereth Senior VP and Finance & Accounting Manager NA
Mr. Thomas L. Dhamers Secretary NA
Mr. John E. Manolides CEO & Director 1964
Mr. Nigel L. English President, COO & Director NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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