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Croghan Bancshares Inc

Financial Services US CHBH

60.01USD
-0.99(1.62%)

Last update at 2026-06-03T20:00:00Z

Day Range

61.0061.00
LowHigh

52 Week Range

44.8960.00
LowHigh

Fundamentals

  • Previous Close 61.00
  • Market Cap119.22M
  • Volume104
  • P/E Ratio9.22
  • Dividend Yield4.06%
  • Revenue TTM47.39M
  • Revenue Per Share TTM23.18
  • Gross Profit TTM 47.39M
  • Diluted EPS TTM6.42

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 15.13M 12.39M 13.02M 16.99M 18.53M
Minority interest - - - - -
Net income 12.14M 10.06M 10.77M 14.01M 15.23M
Selling general administrative 19.08M 17.87M 17.61M 16.51M 16.46M
Selling and marketing expenses - - - - -
Gross profit - - - - -
Reconciled depreciation 1.11M 1.09M 1.14M 1.23M 1.26M
Ebit - - - - -
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income - - - - -
Other operating expenses - - - 9.00M 8.39M
Interest expense 19.31M 17.85M 11.43M 2.13M 1.78M
Tax provision 2.99M 2.33M 2.24M 2.98M 3.30M
Interest income 59.89M 53.28M 47.53M 39.80M 39.82M
Net interest income 40.57M 35.43M 36.10M 37.67M 38.03M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense - - - 2.98M 3.30M
Total revenue 47.94M 42.74M 41.89M 44.67M 46.34M
Total operating expenses - - - - -
Cost of revenue - - - - -
Total other income expense net - - - - -
Discontinued operations - - - - -
Net income from continuing ops 12.14M 10.06M 10.77M 14.01M 15.23M
Net income applicable to common shares - - - 14.01M 15.23M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 1314.40M 1150.80M 1118.13M 1125.76M 1112.40M
Intangible assets - - - 0.08M 0.24M
Earning assets - - - - -
Other current assets - - - 4.31M 3.60M
Total liab 1176.68M 1026.50M 998.47M 1016.69M 972.35M
Total stockholder equity 137.72M 124.29M 119.66M 109.07M 140.06M
Deferred long term liab - - - - -
Other current liab - - - 1.23M 1.21M
Common stock - - - 31.33M 31.33M
Capital stock 31.33M 31.33M 31.33M 31.33M 31.33M
Retained earnings 134.31M 126.96M 121.72M 116.20M 107.05M
Other liab - - - 5.41M 5.45M
Good will 22.42M 22.42M 22.42M 22.42M 22.42M
Other assets - - - 732.16M 666.28M
Cash 30.78M 36.99M 37.36M 21.02M 45.80M
Cash and equivalents - - - - -
Total current liabilities - - - 993.51M 949.40M
Current deferred revenue - - - - -
Net debt 114.22M - 21.14M 39.48M -
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total - - - - -
Other stockholder equity - - - -36.20900M 1.46M
Property plant equipment - - - 10.54M 10.41M
Total current assets - - - 25.39M 49.46M
Long term investments 63.66M 56.68M 296.02M 330.24M 358.73M
Net tangible assets - - - 86.57M 117.40M
Short term investments 63.66M 56.68M 296.02M 330.24M 358.73M
Net receivables 5.13M 4.61M 4.59M 4.31M 3.60M
Long term debt 145.00M 25.00M 58.50M 60.50M 17.50M
Inventory - - - 0.06M 0.05M
Accounts payable - - - 908.90M 908.69M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -60.72700M -16.45500M 40.84M -22.08300M -137.85000M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities - - - -79.08200M -77.78800M
Net borrowings 120.00M -33.50000M -2.00000M 43.74M -13.99000M
Total cash from financing activities 141.48M 20.33M -25.19700M 36.45M 72.69M
Change to operating activities - - - 0.36M -0.77500M
Net income 12.14M 10.06M 10.77M 14.01M 15.23M
Change in cash -6.20400M -0.37000M 16.34M -24.78100M 13.34M
Begin period cash flow 36.99M 37.36M 21.02M 45.80M 32.46M
End period cash flow 30.78M 36.99M 37.36M 21.02M 45.80M
Total cash from operating activities 13.71M 13.62M 14.72M 17.85M 18.44M
Issuance of capital stock - - - - -
Depreciation 1.11M 1.09M 1.14M 1.64M 1.73M
Other cashflows from investing activities - - - -0.18100M -7.00000M
Dividends paid - - -4.87800M -4.83900M -4.73500M
Change to inventory - - - - -
Change to account receivables -0.52800M -0.02100M -0.27400M -0.70700M 0.15M
Sale purchase of stock -8.09300M -6.55800M -2.90600M -2.66100M -2.43000M
Other cashflows from financing activities - - - 0.21M 93.79M
Change to netincome - - - 2.54M 2.10M
Capital expenditures 0.68M 0.56M 1.26M 0.67M 1.32M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -0.53400M 0.67M -0.05200M -0.34700M -0.62000M
Stock based compensation 0.39M 0.28M 0.25M 0.19M 0.17M
Other non cash items 0.30M 0.30M 0.28M 0.50M 1.43M
Free cash flow 13.03M 13.06M 13.46M 17.18M 17.12M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CHBH
Croghan Bancshares Inc
-0.99 1.62% 60.01 9.22 8.83 2.52 0.87 5.24
HDB
HDFC Bank Limited ADR
0.41 1.74% 23.96 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.03 0.08% 30.42 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.22 2.50% 50.10 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Croghan Bancshares, Inc. operates as the holding company for the Croghan Colonial Bank, a state-chartered bank that provides a range of commercial and retail banking services to individuals and business clients in Ohio. It offers personal and business checking accounts, savings accounts, and time deposit accounts, as well as safe deposit box and trust department services. Its loan product portfolio includes home equity and improvement, personal, auto, boat, RV, and motorcycle, as well as consumer, commercial, agricultural, and real estate loans, as well as overdraft protection services; and business loans and lines, small business lending, equipment loans and leasing, commercial real estate and SBA loans, and business successions planning, as well as mortgage lending services. In addition, the company provides investment and trust, and estate management, employee benefit plans, investment products, and financial planning; and insurance products and services, as well as debit and credit cards, and digital services, such as online and mobile banking, bill pay, remote deposit capture, e-Statements, mobile deposits, and card management. Croghan Bancshares, Inc. was founded in 1888 and is headquartered in Fremont, Ohio.

Croghan Bancshares Inc

323 Croghan Street, Fremont, OH, United States, 43420

Key Executives

Name Title Year Born
Mr. Kendall W. Rieman Pres, CEO & Director 1971
Ms. Amy LeJeune Investor Relations Officer & Assistant Sec. NA
Chris Kelly VP & Chief Credit Officer NA
Mr. Brad M. Elfring Treasurer NA
Steve VanDette Sec. NA
Mr. Kendall W. Rieman President, CEO & Director 1971
Ms. Amy LeJeune Investor Relations Officer & Assistant Secretary NA
Chris Kelly Senior VP & Chief Credit Officer of The Croghan Colonial Bank NA
Mr. Steven A. VanDette II Senior VP & Chief Lending Officer NA
Mr. Steven E. VanDette II Secretary NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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