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Capitec Bank Holdings Ltd ADR

Financial Services US CKHGY

144.25USD
4.29(3.07%)

Last update at 2026-06-22T13:52:00Z

Day Range

144.25144.25
LowHigh

52 Week Range

88.73149.76
LowHigh

Fundamentals

  • Previous Close 139.96
  • Market Cap31638.15M
  • Volume300
  • P/E Ratio33.48
  • Dividend Yield54.99%
  • Revenue TTM39325.33M
  • Revenue Per Share TTM170.47
  • Gross Profit TTM 39325.33M
  • Diluted EPS TTM4.08

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-02-28 2024-02-29 2023-02-28 2022-02-28 2021-02-28
Type yearly yearly yearly yearly yearly
Date 2025-02-28 2024-02-29 2023-02-28 2022-02-28 2021-02-28
Income before tax 17739.67M 13447.74M 12199.08M 10934.75M 5588.22M
Minority interest -6.87100M 0.00000M - - -
Net income 13742.25M 10566.94M 9707.27M 8527.02M 4458.08M
Selling general administrative - 2747.55M 1831.96M 1756.57M 1445.90M
Selling and marketing expenses - 322.82M 270.67M 231.45M 212.87M
Gross profit 44067.38M 27295.22M 30307.42M 26961.33M 23004.64M
Reconciled depreciation 1449.90M 1367.41M 1150.94M 1224.09M 1241.94M
Ebit - -1454.66400M -1198.64400M -1415.31000M -1496.63100M
Ebitda - -87.25800M -47.70600M -191.22300M -254.69200M
Depreciation and amortization 1449.90M 1367.41M 1150.94M 1224.09M 1241.94M
Non operating income net other - - - - -
Operating income 25967.81M 15833.08M 12242.31M 11122.05M 5836.55M
Other operating expenses 18099.56M 11462.14M 11771.88M 12431.75M 9458.75M
Interest expense 10042.71M 9341.81M 6992.69M 4837.90M 4984.42M
Tax provision 3990.55M 2880.81M 2491.81M 2407.72M 1130.00M
Interest income 30228.36M 24625.12M 20304.37M 17006.83M 16544.00M
Net interest income 20185.65M 15283.31M 13311.67M 12168.93M 11559.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 3990.55M 2880.81M 2491.81M 2407.72M 1130.13M
Total revenue 44067.38M 27295.22M 30307.42M 26961.33M 23004.64M
Total operating expenses 18099.56M 11462.14M 11876.70M 12555.02M 9462.43M
Cost of revenue - 8747.62M - - -
Total other income expense net -8228.14700M -2385.33700M -43.22400M -187.30700M -248.33100M
Discontinued operations - - - - -
Net income from continuing ops 13749.12M 10566.94M 9707.27M 8527.02M 4458.00M
Net income applicable to common shares - - 9702.79M 8523.11M 4451.72M
Preferred stock and other adjustments - - - - -
Breakdown 2025-02-28 2024-02-29 2023-02-28 2022-02-28 2021-02-28
Type yearly yearly yearly yearly yearly
Date 2025-02-28 2024-02-29 2023-02-28 2022-02-28 2021-02-28
Total assets 238463.67M 207578.63M 191800.62M 177942.78M 156506.99M
Intangible assets 538.01M 552.49M 586.14M 498.52M 631.82M
Earning assets - - - - -
Other current assets -2855.23300M -2569.71200M 6203.30M 4644.16M 2527.66M
Total liab 187550.38M 164048.03M 152715.69M 142177.07M 126591.58M
Total stockholder equity 50882.36M 43530.59M 39084.93M 35765.71M 29915.40M
Deferred long term liab - - - - -
Other current liab -6060.76100M -3551.06300M -1197.98800M -43.46600M -833.41400M
Common stock 1.16M 1.16M 1.16M 1.16M 1.16M
Capital stock 1.16M 1.16M 1.16M 1.16M 1.16M
Retained earnings 44890.96M 37423.83M 33060.31M 29559.31M 24225.35M
Other liab - - 445.09M 573.37M 325.59M
Good will 1090.70M 849.49M 849.49M 849.49M 849.49M
Other assets 238463.67M -69507.60600M 167288.11M 148911.66M 130074.85M
Cash 29328.99M 22635.41M 27795.01M 28118.48M 22803.72M
Cash and equivalents - - - - -
Total current liabilities - 1662.10M 1117.77M 2166.45M 896.26M
Current deferred revenue - - - - -
Net debt -29328.98500M -22635.41100M -23051.15400M -23633.59300M -17926.69800M
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total - 5404.02M 4743.86M 4484.89M 4877.02M
Other stockholder equity 5990.24M 5498.64M 5974.54M 6154.08M 5633.26M
Property plant equipment - - 5113.33M 4930.99M 4999.14M
Total current assets 29328.99M 5453.13M 17963.55M 22752.13M 19951.69M
Long term investments 78090.56M 69507.61M 62030.79M 63421.34M 38438.00M
Net tangible assets - - 37600.38M 34366.54M 28378.46M
Short term investments - -17182.28000M -9831.45700M -5366.35400M -2852.03400M
Net receivables 2855.23M 2221.30M 3177.19M 1525.73M 1086.82M
Long term debt - - - - -
Inventory - 348.41M - - -
Accounts payable 5683.64M 3299.09M 2315.76M 2209.92M 1729.67M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - 606.97M 48.92M 51.16M 55.63M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -85524.99800M -76277.52600M -6548.96200M -6278.99500M -6480.44500M
Deferred long term asset charges - - - - -
Non current assets total 209134.69M 271633.10M 6548.96M 6278.99M 6480.44M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-02-28 2024-02-29 2023-02-28 2022-02-28 2021-02-28
Type yearly yearly yearly yearly yearly
Date 2025-02-28 2024-02-29 2023-02-28 2022-02-28 2021-02-28
Investments -6986.60600M -11570.24000M -1522.22200M -24624.20800M -19595.37800M
Change to liabilities - - -821.95300M 1749.99M 295.30M
Total cashflows from investing activities -6986.60600M -11570.24000M -1522.22200M -25277.64600M -20477.20000M
Net borrowings -1250.00000M 750.00M 379.70M -570.11700M -2055.64200M
Total cash from financing activities -8166.68600M -4786.83400M -6009.99900M -3810.03100M -2169.57700M
Change to operating activities - - -24729.95200M -16440.21600M -6200.08300M
Net income 17736.67M 13376.62M 12101.33M 10898.56M 5595.28M
Change in cash 9702.86M -1989.11700M -3225.14100M -15069.36800M 7100.68M
Begin period cash flow 34860.73M 31014.69M 34239.83M 49309.20M 42208.52M
End period cash flow 44563.59M 29025.57M 31014.69M 34239.83M 49309.20M
Total cash from operating activities 24904.92M 14286.45M 4254.88M 14015.54M 29730.18M
Issuance of capital stock -137.51400M -63.94500M 77.09M 3.32M 88.28M
Depreciation 1449.90M 1367.41M 1150.94M 1224.09M 1241.94M
Other cashflows from investing activities 2468.88M -4184.18300M - 198.29M 198.29M
Dividends paid 6303.95M 5023.11M 6189.48M 3238.05M 6.13M
Change to inventory - - - - -
Change to account receivables -3300.66200M -3603.60300M - - -
Sale purchase of stock -34.00400M -43.21400M -2.54000M -5.18300M -19.52800M
Other cashflows from financing activities -442.80700M -6.36000M 629.41M 429.88M -248.25900M
Change to netincome - - 7934.47M 5140.58M 10523.74M
Capital expenditures 1373.00M 1038.11M 1163.26M 862.54M 837.17M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 1453.99M -6200.04400M -14297.79700M -876.15200M 13506.42M
Stock based compensation 86.26M 275.96M 165.23M 570.08M 31.57M
Other non cash items 4178.10M 5466.51M -14270.34400M -12787.85300M -11679.96300M
Free cash flow 23531.92M 13129.07M 3091.62M 13153.00M 28893.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CKHGY
Capitec Bank Holdings Ltd ADR		 4.29 3.07% 144.25 33.48 - 0.80 9.32 10.69
HDB
HDFC Bank Limited ADR		 0.03 0.12% 25.09 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 -0.32 1.06% 29.79 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 1.60 3.22% 51.35 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

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Profile

Capitec Bank Holdings Limited, through its subsidiaries, provides various banking products and services in South Africa. The company operates through three segments: Personal banking, Business banking, and Insurance. It offers transactional banking services; flexible, notice, fixed, and tax-free savings; call and notice deposits; term, home, personal, vehicle, education, home improvement, business, term, medical, instalment, short-term, and mortgage loans; overdrafts, instalment sales and leases, credit and debit cards, and access facilities; and payment, merchant, forex, franchising, and value-added services. The company also provides treasury products comprising foreign exchange spot trades and foreign exchange forward contracts; and trade finance products, including letters of credit, trade guarantees, bills of collection, exchange control, and society for worldwide interbank financial telecommunication, as well as app and online banking. In addition, it offers vehicle and asset finance, property finance, rental finance, credit line products, and card machines; and insurance products, such as general, fleet, agricultural, engineering, motor traders, hospitality, contractors all risk, life, and credit insurance, as well as funeral cover insurance. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.

Capitec Bank Holdings Ltd ADR

5 Neutron Road, Stellenbosch, South Africa, 7600

Key Executives

Name Title Year Born
Mr. Gerhardus Metselaar Fourie B.Com., B.Comm (Hons), M.B.A., MBA CEO & Exec. Director 1964
Mr. Nkosana Samuel Mashiya Chief Risk Officer & Exec. Director 1976
Mr. Grant Hardy CFO & Financial Director NA
Mr. Willem de Bruyn B.Sc., BSc (Hons) Exec. of Bus. Devel. & Technology 1971
Monique Palmieri Head of Compliance NA
Mr. Francois Viviers B.Com., BComm (Hons) Exec. of Marketing & Communications 1983
Ms. Rizwana Butler Exec. of HR 1975
R. Swanepoel Acting Internal Audit Head NA
Jerome Passmore Head of Project Officer NA
Dumisani Ncukana Head of Service Support NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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