Explore 3 Stock Ideas & Industry Insights Download Free Report

Canandaigua National Corporation

Financial Services US CNND

215.1USD
0.00(0%)

Last update at 2026-06-18T13:30:00Z

Day Range

215.10215.10
LowHigh

52 Week Range

155.24215.00
LowHigh

Fundamentals

  • Previous Close 215.10
  • Market Cap393.75M
  • Volume0
  • P/E Ratio11.13
  • Dividend Yield4.70%
  • Revenue TTM210.98M
  • Revenue Per Share TTM115.56
  • Gross Profit TTM 210.98M
  • Diluted EPS TTM19.32

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 76.74M 57.28M 58.78M - -
Minority interest - - - - -
Net income 58.60M 44.60M 44.73M - -
Selling general administrative 86.82M 26.91M 26.54M - -
Selling and marketing expenses - 2.43M 3.08M - -
Gross profit 210.98M 181.94M 270.60M - -
Reconciled depreciation - - - - -
Ebit 76.74M - 58.78M - -
Ebitda 92.77M 57.28M -3.67600M - -
Depreciation and amortization 16.03M - -62.45300M - -
Non operating income net other - - - - -
Operating income 76.74M 70.56M 73.81M - -
Other operating expenses 249.95M 244.99M 102.81M 8.86M 7.54M
Interest expense 106.55M - 33.45M - 0.00000M
Tax provision - - - - -
Interest income - - - - -
Net interest income - - - - -
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 18.13M 12.67M 14.05M 15.79M 14.00M
Total revenue 326.69M 302.26M 176.62M - -
Total operating expenses 134.25M 111.38M 102.81M - -
Cost of revenue 115.70M 302.26M -93.97200M - -
Total other income expense net - -13.28300M -15.03100M - -
Discontinued operations - - - - -
Net income from continuing ops - - - - -
Net income applicable to common shares - - - 47.85M 44.74M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 5342.39M 5073.79M 4897.92M - -
Intangible assets - - - - -
Earning assets - - - - -
Other current assets - 198.71M 72.04M 16.89M 21.73M
Total liab 4915.75M 4697.65M 4536.21M - -
Total stockholder equity 426.32M 375.84M 347.27M - -
Deferred long term liab - - - - -
Other current liab - 2364.74M 2149.54M - -
Common stock 9.73M 9.73M 9.73M 9.73M 9.73M
Capital stock - - - - -
Retained earnings 442.90M 401.67M 374.86M 345.96M 314.58M
Other liab - - - - -
Good will 8.82M 8.82M 8.82M - -
Other assets - 4875.07M 17.99M 3533.28M 3221.88M
Cash 46.03M 178.82M 54.05M - -
Cash and equivalents - - - - -
Total current liabilities 204.29M 2518.60M 2203.13M 3931.55M 3640.11M
Current deferred revenue - - - - -
Net debt 434.85M 632.28M 547.50M - -
Short term debt 204.29M 153.86M 53.59M - -
Short long term debt - - - - -
Short long term debt total 480.88M 632.28M 601.55M - -
Other stockholder equity -13.95600M -11.20300M -5.52500M -42.86900M -7.04800M
Property plant equipment - - - 22.45M 18.70M
Total current assets 68.14M 198.71M 54.05M 79.31M 74.80M
Long term investments - - - - -
Net tangible assets - - - 303.43M 309.55M
Short term investments 0.52M - - - -
Net receivables 21.59M - - - -
Long term debt - - - - -
Inventory - - - 0.09M 0.09M
Accounts payable - - - 3762.07M 3515.99M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -12.35100M -24.36400M -31.79700M - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 38.20M 4966.23M 4693.48M - -
Deferred long term asset charges - - - - -
Non current assets total 5274.25M 5058.65M 4825.88M - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - - - -306.09400M -437.88500M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -122.45800M -71.73800M -168.32400M -615.65000M -650.63600M
Net borrowings - - - 328.20M -50.00000M
Total cash from financing activities 201.55M 128.16M 85.61M 556.09M 486.51M
Change to operating activities - - - 2.22M 13.32M
Net income 58.60M 44.60M 44.73M 47.85M 44.74M
Change in cash - 124.77M -8.27800M 9.35M -88.11900M
Begin period cash flow 178.82M 54.05M 62.33M - -
End period cash flow - 178.82M 54.05M - -
Total cash from operating activities 77.20M 68.35M 74.43M 68.91M 76.01M
Issuance of capital stock - - - - -
Depreciation - - 19.40M 5.57M 7.14M
Other cashflows from investing activities -132.60000M -120.20500M -144.52600M -9.59900M 2.15M
Dividends paid 17.38M 16.84M 16.81M 16.33M 14.23M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -3.00200M -7.54600M -5.75900M - -
Other cashflows from financing activities 371.68M 412.43M -91.82000M 246.04M 550.33M
Change to netincome - - - 13.27M 10.80M
Capital expenditures 5.91M 1.66M 6.75M 6.48M 6.59M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -5.61100M -2.43300M 4.09M - -
Stock based compensation - - -8.51900M - -
Other non cash items 24.21M 26.18M 14.73M - -
Free cash flow 71.28M 66.69M 67.68M - -

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
CNND
Canandaigua National Corporation
- -% 215.10 11.13 - 1.87 1.60
HDB
HDFC Bank Limited ADR
0.03 0.12% 25.09 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.32 1.06% 29.79 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.60 3.22% 51.35 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Canandaigua National Corporation operates as the bank holding company for The Canandaigua National Bank & Trust Company and Canandaigua National Trust Company of Florida, which provide various banking and financial services. The company offers checking, savings, and certificate of deposit accounts, as well as insurance services, and debit and credit cards. It also provides commercial and industrial loans, such as term loans and lines of credit, comprising loans to businesses for working capital, including inventory and receivables; business expansion consisting of the acquisition of real estate, expansion, and improvements; and equipment purchases. In addition, the company offers commercial real estate loans; commercial mortgages which includes apartments, commercial structures housing businesses, healthcare facilities, and other non-owner-occupied facilities; one-to-four-family residential real estate loans for the construction, purchase or refinancing of a mortgage; home equity lines of credit and second mortgage loans; indirect loans; and other consumer loans, including automobile, recreational vehicle, boat, aircraft, home improvement, and personal loans. Further, it provides investment management, trust, and insurance services. Additionally, the company offers cash management services; wire transfers; and online, mobile, and text banking, as well as bill pay, custodial, payroll, workplace banking, and ATM services. It serves individuals, corporations, and municipalities in Ontario County and Monroe County in New York State. The company was founded in 1887 and is based in Canandaigua, New York.

Canandaigua National Corporation

72 South Main Street, Canandaigua, NY, United States, 14424

Key Executives

Name Title Year Born
Mr. George W. Hamlin IV, J.D. Exec. Chairman 1941
Mr. Frank H. Hamlin III, J.D. Pres, CEO & Director 1972
Mr. Vincent K. Yacuzzo CPA Exec. VP & CFO 1983
Ms. Jennifer N. Weidner Esq. Sr. VP, Gen. Counsel & Sec. NA
Ms. Joy Ryen Plotnik Esq. Sr. VP of Wealth Premium Solutions NA
Mr. Frank H. Hamlin III, J.D. President, CEO & Director 1972
Ms. Jennifer N. Weidner Esq. Senior VP, General Counsel & Secretary NA
Ms. Joy Ryen Plotnik Esq. Senior Vice President of Wealth Premium Solutions NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

We use cookies to help us improve, promote, and protect our services. By continuing to use this site, we assume you consent to our Cookies Policy. For more information, read our Privacy Policy and Terms and Conditions