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Concordia Financial Group Ltd

Financial Services US CRDIY

30.74USD
0.69(2.30%)

Last update at 2026-06-03T19:21:00Z

Day Range

30.7432.49
LowHigh

52 Week Range

13.5139.71
LowHigh

Fundamentals

  • Previous Close 30.05
  • Market Cap10032.97M
  • Volume2538
  • P/E Ratio17.58
  • Dividend Yield2.43%
  • Revenue TTM356644.00M
  • Revenue Per Share TTM971.45
  • Gross Profit TTM 356644.00M
  • Diluted EPS TTM1.54

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Income before tax 118918.00M 91392.00M 80533.00M 78584.00M 36315.00M
Minority interest -265.00000M -251.00000M -45.00000M -464.00000M 5894.00M
Net income 82805.00M 66931.00M 56159.00M 53881.00M 25326.00M
Selling general administrative 134127.00M 133552.00M 125540.00M 131131.00M 136888.00M
Selling and marketing expenses - - - - -
Gross profit - - - - -
Reconciled depreciation 12774.00M 13268.00M 13152.00M 13724.00M 13513.00M
Ebit - - - - -
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income - - - - -
Other operating expenses - - 62877.00M 58400.00M 81212.00M
Interest expense 66169.00M 54129.00M 29247.00M 5409.00M 6154.00M
Tax provision 35847.00M 24208.00M 24327.00M 24238.00M 10303.00M
Interest income 274197.00M 240840.00M 197061.00M 172123.00M 164711.00M
Net interest income 208028.00M 186711.00M 167814.00M 166714.00M 158557.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense - - - 24238.00M 10304.00M
Total revenue 314419.00M 286581.00M 266860.00M 264887.00M 270630.00M
Total operating expenses - - - - -
Cost of revenue - - - - -
Total other income expense net - - - - -
Discontinued operations - - - - -
Net income from continuing ops 83071.00M 67184.00M 56206.00M 54346.00M 26012.00M
Net income applicable to common shares - - - 53881.00M 25326.00M
Preferred stock and other adjustments - - - - -
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Total assets 24793138.00M 24381712.00M 25729552.00M 24060792.00M 21577398.00M
Intangible assets 18156.00M 18946.00M 17450.00M 16649.00M 17703.00M
Earning assets - - - - -
Other current assets - - - 67962.00M 71601.00M
Total liab 23500547.00M 23096947.00M 24568300.00M 22896168.00M 20418300.00M
Total stockholder equity 1287703.00M 1278698.00M 1155437.00M 1158624.00M 1153204.00M
Deferred long term liab - - - - -
Other current liab - - - 40795.00M 42878.00M
Common stock - - - 150078.00M 150078.00M
Capital stock 150078.00M 150078.00M 150078.00M 150078.00M 150078.00M
Retained earnings 839132.00M 784229.00M 741440.00M 708456.00M 675707.00M
Other liab - - - 239165.00M 308810.00M
Good will - - - - -
Other assets - - - 15420985.00M 14114929.00M
Cash 4445659.00M 4133789.00M 6426095.00M 5637213.00M 4173809.00M
Cash and equivalents - - - - -
Total current liabilities - - - 20268899.00M 18578733.00M
Current deferred revenue - - - - -
Net debt - - - - -
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total - - - - -
Other stockholder equity - - - 57018.00M 81398.00M
Property plant equipment - - - 167834.00M 166802.00M
Total current assets - - - 5710083.00M 4249608.00M
Long term investments 2951428.00M 2982450.00M 2896349.00M 2750149.00M 3032554.00M
Net tangible assets - - - 1141976.00M 1135501.00M
Short term investments - - - - -
Net receivables - - - - -
Long term debt - - - - -
Inventory - - - - -
Accounts payable - - - 19355462.00M 18198017.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Type yearly yearly yearly yearly yearly
Date 2025-03-31 2024-03-31 2023-03-31 2022-03-31 2021-03-31
Investments 45343.00M 37479.00M -148046.00000M 236075.00M -463529.00000M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities - - - 218750.00M -480586.00000M
Net borrowings -20000.00000M -20000.00000M - -20000.00000M 20000.00M
Total cash from financing activities - - - 1113533.00M 1692730.00M
Change to operating activities - - - 10209.00M 314505.00M
Net income 82805.00M 28312.00M 56159.00M 53881.00M 25326.00M
Change in cash 327234.00M -2231033.00000M 760566.00M 1422136.00M 1559036.00M
Begin period cash flow 4025908.00M 6256941.00M 5496374.00M 4074238.00M 2515201.00M
End period cash flow 4353143.00M 4025908.00M 6256941.00M 5496374.00M 4074238.00M
Total cash from operating activities 376257.00M -2217487.00000M 965540.00M 89844.00M 346884.00M
Issuance of capital stock 0.00000M 99.00M 0.00000M 0.00000M 0.00000M
Depreciation 12774.00M 13268.00M 13152.00M 13724.00M 13513.00M
Other cashflows from investing activities - - - -1381.00000M -1851.00000M
Dividends paid -29164.00000M 24122.00M 23301.00M 20552.00M 19342.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -20002.00000M -7002.00000M -13402.00000M -3001.00000M -1.00000M
Other cashflows from financing activities - - - 1157086.00M 1692073.00M
Change to netincome - - - -11939.00000M -6755.00000M
Capital expenditures 15806.00M 17427.00M 12289.00M 12321.00M 10096.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 138819.00M -2203062.00000M 902377.00M 1176622.00M 2007025.00M
Stock based compensation - - - - -
Other non cash items -107962.00000M -244389.00000M -160993.00000M -147717.00000M -163691.00000M
Free cash flow 360451.00M -2234914.00000M 953251.00M 1230026.00M 2023608.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CRDIY
Concordia Financial Group Ltd		 0.69 2.30% 30.74 17.58 - 5.14 1.25 11.42
HDB
HDFC Bank Limited ADR		 0.01 0.04% 23.55 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 -0.425 1.38% 30.39 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 - -% 51.34 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

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Profile

Yokohama Financial Group, Inc. provides various banking products and services to small and medium-sized businesses and individuals in Japan and internationally. The company offers current, ordinary, savings, and term deposits; loan products; and securities, leasing, information, research and venture capital services. It operates through a network of branches, sub-branches, ATMs, and representative offices. The company was formerly known as Concordia Financial Group, Ltd. and changed its name to Yokohama Financial Group, Inc. in October 2025. Yokohama Financial Group, Inc. was incorporated in 2016 and is headquartered in Tokyo, Japan.

Concordia Financial Group Ltd

Tokyo Nihonbashi Tower, Tokyo, Japan, 103-6034

Key Executives

Name Title Year Born
Mr. Tatsuya Kataoka Pres & Representative Director 1967
Akira Yamashita Exec. Officer NA
Keigo Makino Exec. Officer NA
Toshihiko Onuki Exec. Officer NA
Yutaro Koshiba Exec. Officer NA
Kazuhiro Sukegawa Exec. Officer NA
Mr. Toshiya Kubota Exec. Officer NA
Tomoki Arai Exec. Officer NA
Minoru Karaki Exec. Officer NA
Mr. Tatsuya Kataoka President & Representative Director 1967

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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