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CSB Bancorp Inc

Financial Services US CSBB

67.1USD
-0.04(0.06%)

Last update at 2026-06-22T19:39:00Z

Day Range

67.1067.10
LowHigh

52 Week Range

39.3365.00
LowHigh

Fundamentals

  • Previous Close 67.14
  • Market Cap165.50M
  • Volume201
  • P/E Ratio12.28
  • Dividend Yield-%
  • Revenue TTM44.30M
  • Revenue Per Share TTM16.80
  • Gross Profit TTM 44.30M
  • Diluted EPS TTM5.13

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 16.56M 12.34M 18.38M 16.54M 13.40M
Minority interest - - - - -
Net income 13.36M 10.01M 14.76M 13.31M 10.84M
Selling general administrative 1.79M 14.16M 1.47M 13.45M 12.60M
Selling and marketing expenses 0.60M 0.56M 0.55M 0.55M 0.46M
Gross profit 44.30M 36.17M 46.02M 38.30M 34.13M
Reconciled depreciation 0.94M 0.94M 0.92M 0.96M 0.89M
Ebit 16.56M 12.34M 18.38M 19.03M 13.40M
Ebitda 17.50M 13.28M 18.38M 19.99M 14.29M
Depreciation and amortization 0.94M 0.94M 0.83M 0.96M 0.89M
Non operating income net other - - - - -
Operating income 16.56M 12.34M 18.38M 19.03M 13.40M
Other operating expenses 47.77M 45.61M 2.02M -19.26800M -20.72800M
Interest expense 14.65M 14.75M 9.88M 2.50M 2.01M
Tax provision 3.20M 2.32M 3.63M 3.22M 2.57M
Interest income 57.04M 51.60M 46.02M 34.82M 29.53M
Net interest income 42.38M 36.85M 36.14M 32.32M 27.52M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 3.20M 2.32M 3.63M 3.22M 2.57M
Total revenue 64.32M 57.95M 46.02M 38.30M 34.13M
Total operating expenses 27.74M 23.83M 2.02M -19.26800M -20.72800M
Cost of revenue 20.03M 21.78M 6.73M - -
Total other income expense net - -5.09600M 18.38M -2.49600M -2.01200M
Discontinued operations - - - - -
Net income from continuing ops 13.36M 10.01M 14.76M 13.31M 10.84M
Net income applicable to common shares - - - 13.31M 10.84M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 1292.74M 1191.50M 1178.69M 1159.11M 1144.24M
Intangible assets - - 4.73M - -
Earning assets - - - - -
Other current assets - - 64.08M -216.57800M 438.71M
Total liab 1166.46M 1076.66M 1070.75M 1063.19M 1046.92M
Total stockholder equity 126.28M 114.83M 107.94M 95.92M 97.31M
Deferred long term liab - - - - -
Other current liab - 1044.89M 1027.43M -37.31000M -40.77000M
Common stock 18.63M 18.63M 18.63M 18.63M 18.63M
Capital stock 18.63M 18.63M 18.63M 18.63M 18.63M
Retained earnings 112.15M 103.11M 97.30M 86.50M 76.72M
Other liab - - - - -
Good will 4.73M 4.73M 4.73M 4.73M 4.73M
Other assets 1256.70M 1151.42M -1.80600M 498.45M 438.71M
Cash 17.73M 73.51M 64.08M 86.42M 243.66M
Cash and equivalents - - - - -
Total current liabilities 31.52M 1070.57M 1063.27M 37.31M 40.77M
Current deferred revenue - - - - -
Net debt 14.70M -46.56000M -26.48000M -51.40900M -203.72000M
Short term debt 31.52M 25.68M 35.84M 32.55M 36.53M
Short long term debt - - - 32.55M 36.53M
Short long term debt total 32.43M 26.95M 37.60M 35.01M 39.94M
Other stockholder equity 0.52M 1.52M 2.28M 3.71M 4.10M
Property plant equipment - - - 13.41M 13.87M
Total current assets 17.73M 105.88M 204.16M 244.80M 380.31M
Long term investments 315.64M 330.01M 366.62M 397.71M 541.77M
Net tangible assets - - - 91.19M 92.59M
Short term investments 8.58M 32.37M 140.08M 150.07M 131.71M
Net receivables - - - 8.31M 4.94M
Long term debt 0.92M 1.27M 1.75M 2.46M 3.41M
Inventory - - - - -
Accounts payable - - - 4.76M 4.24M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -5.01700M -8.42000M -10.27000M -12.91900M -2.12500M
Additional paid in capital - - - - -
Common stock total equity - - - 18.63M 18.63M
Preferred stock total equity - - - - -
Retained earnings total equity - - - 86.50M 76.72M
Treasury stock - - - -6.10700M -5.71900M
Accumulated amortization - - - - -
Non currrent assets other -1216.38600M 38.86M 35.47M -415.85600M -325.22500M
Deferred long term asset charges - - - - -
Non current assets total 18.30M 1085.62M 974.53M 415.86M 325.23M
Capital lease obligations - - - - -
Long term debt total - - - 2.46M 3.41M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 18.32M -8.07900M -39.12600M -184.13200M -53.88800M
Change to liabilities - - - 0.06M -0.03300M
Total cashflows from investing activities -76.88700M -8.07900M -39.12600M -183.45800M -57.98500M
Net borrowings 5.49M -10.64800M 2.59M -4.92600M -1.94200M
Total cash from financing activities 83.19M 1.85M 1.16M 11.83M 104.97M
Change to operating activities - - - 0.90M -0.05600M
Net income 13.36M 10.01M 14.76M 13.31M 10.84M
Change in cash 25.80M 9.43M -22.34300M -157.23700M 62.01M
Begin period cash flow 73.51M 64.08M 86.42M 243.66M 181.65M
End period cash flow 99.31M 73.51M 64.08M 86.42M 243.66M
Total cash from operating activities 19.50M 15.66M 15.62M 14.39M 15.02M
Issuance of capital stock - - - - -
Depreciation 0.94M 0.94M 0.92M 0.96M 0.89M
Other cashflows from investing activities -76.88700M -44.41600M -74.23500M 1.04M -2.10800M
Dividends paid 4.32M 4.20M 4.01M -3.52600M -3.33100M
Change to inventory - - 0.14M - -0.38600M
Change to account receivables -0.27500M -0.10500M -0.35000M -0.87400M 0.52M
Sale purchase of stock -0.99900M -0.76200M -1.42500M -0.38800M -0.93900M
Other cashflows from financing activities 83.03M 17.46M 4.01M 16.69M 110.50M
Change to netincome - - - -0.96900M 1.53M
Capital expenditures 0.41M 2.10M 0.43M 0.38M 2.10M
Change receivables - - - -0.87400M 0.52M
Cash flows other operating - - - 0.94M 0.36M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - -157.23700M 62.01M
Change in working capital -0.58600M -2.14200M -0.67400M 0.02M 0.47M
Stock based compensation - - -1.65200M - -0.81600M
Other non cash items 4.87M 6.74M 0.33M 0.23M 3.77M
Free cash flow 18.82M 13.56M 15.20M 14.01M 12.92M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CSBB
CSB Bancorp Inc
-0.04 0.06% 67.10 12.28 - 3.26 1.28 3.82
HDB
HDFC Bank Limited ADR
0.03 0.12% 25.09 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.32 1.06% 29.79 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.60 3.22% 51.35 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

CSB Bancorp, Inc. operates as the bank holding company for The Commercial and Savings Bank of Millersburg that provides various banking, trust, financial, and brokerage services to corporate, institutional, and individual customers in Northeast Ohio. Its deposit products include checking and savings accounts, time deposits, safe deposit facilities, night depository facilities, and IRAs; and loan portfolio comprises personal, commercial, real estate mortgage, installment, consumer, and residential and commercial real estate loans. CSB Bancorp, Inc. was founded in 1879 and is based in Millersburg, Ohio.

CSB Bancorp Inc

91 North Clay Street, Millersburg, OH, United States, 44654

Key Executives

Name Title Year Born
Mr. Eddie L. Steiner Pres, CEO & Director 1956
Ms. Paula J. Meiler Sr. VP & CFO 1955
Mr. Brett A. Gallion Exec. VP, COO & Chief Information Officer 1988
Ms. Pamela S. Basinger CPA VP, Financial Officer & Treasurer 1971
Ashley E. Vaughn VP of Marketing & Cash Management and CRA Officer NA
Ms. Julie A. Jones VP & Director of HR NA
Broc A. Martin Assistant VP & Compliance Officer NA
Mr. Stephen K. Kilpatrick First VP & Sr. Credit Officer NA
Mr. Harland L. Stebbins III Sr. VP & Sr. Loan Officer NA
Ms. Andrea R. Miley Sr. VP & Sr. Risk Officer 1975

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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