Explore 3 Stock Ideas & Industry Insights Download Free Report

Industrial and Commercial Bank of China

Company price
1.0 USD 0.00(0%)
Last update at 2026-11-05T21:00:00Z
VOLUME
5000
Market Cap
457021.03M
P/E
6.53

Momentum Score

…

Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers corporate loans, trade financing, deposit-taking activities, corporate wealth management services, custody services, and various types of corporate intermediary services, as well as corporate loans to corporations, government agencies, and financial institutions. Its Personal Banking segment provides personal loans, deposit-taking activities, card business, personal wealth management services, and various types of personal intermediary services to individual customers. The Treasury Operations segment engages in money market transactions, investment securities, and foreign exchange transaction activities. In addition, the company is involved in the fund raising, fund sales, asset management, and other businesses; financial leasing; insurance businesses, such as life, health, and accident insurance, as well as reinsurance; debt-for-equity swaps; and issuance of wealth management products, wealth management advisory, and consulting services. Industrial and Commercial Bank of China Limited was founded in 1984 and is headquartered in Beijing, the People's Republic of China.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
0.99
Low
1.00
High
52 Week Price Range
0.67
Low
0.99
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Industrial and Commercial Bank of China is one of China’s largest state-owned banks offering retail, corporate and investment banking services domestically and abroad. Long-term growth may be supported by scale, digitalization, international expansion and participation in infrastructure and trade finance, and investors may find the franchise attractive for its large deposit base and potential for steady earnings.

Material risks include exposure to China’s economic and property cycles, regulatory and policy changes for state-owned banks, credit-quality pressure from non-performing loans, and geopolitical or disclosure risks associated with offshore listings.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
1.00
Dividend Yield
32.65%
Revenue TTM
682491.97M
Revenue Per Share
1.92
Gross Profit TTM
682491.97M
Debt / Equity
2.58
ROE
8.91%
Net Debt
6601477.84M
ROCE
0.83%
Diluted EPS TTM
0.15

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 408831.29M 421827.00M 421966.00M 422565.00M 424899.00M
Minority interest -2204.00M -1083.00M -1123.00M -555.00M -1878.00M
Net income 359050.95M 365863.00M 363993.00M 360483.00M 348338.00M
Selling general administrative 145951.82M 116182.00M 94859.00M 229615.00M 225945.00M
Selling and marketing expenses - - 57327.00M - -
Gross profit 833496.00M 660387.00M 838048.00M 913562.00M 939893.00M
Reconciled depreciation 34485.00M 34538.00M 20424.00M - -
Ebit 408831.29M 421827.00M 436316.00M - -
Ebitda 430234.34M 456365.00M 456740.00M 422010.00M 423021.00M
Depreciation and amortization 21403.05M 34538.00M 20424.00M - -
Operating income 413482.09M 488559.00M 487000.00M 422010.00M 423021.00M
Other operating expenses 1082169.94M 171828.00M 169939.00M 315192.00M 316575.00M
Interest expense 678725.94M 790543.00M 750026.00M 586689.00M 471538.00M
Tax provision 53669.00M 54881.00M 56850.00M 61527.00M 74683.00M
Interest income 1331831.00M 1427948.00M 1405039.00M 1280376.00M 1162218.00M
Net interest income 635126.00M 637405.00M 655013.00M 693687.00M 690680.00M
Income tax expense 52284.03M 54881.00M 56850.00M 61527.00M 74683.00M
Total revenue 1491001.23M 660387.00M 656939.00M 913562.00M 939893.00M
Total operating expenses 257685.07M 171828.00M 416082.00M 315192.00M 316575.00M
Cost of revenue 824484.87M 790543.00M -181109.00M - -
Total other income expense net -4650.80M -66732.00M -65745.00M 555.00M 1878.00M
Net income from continuing ops 370766.00M 366946.00M 365116.00M 361038.00M 350216.00M
Net income applicable to common shares - - - 360483.00M 338731.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 53504785.61M 48821746.00M 44697079.00M 39609657.00M 35171383.00M
Intangible assets - 13960.00M 14438.00M - -
Other current assets - - 7047789.00M 23543816.00M 2800353.00M
Total liab 49500469.98M 44834480.00M 40920491.00M 1426616.00M 1280715.00M
Total stockholder equity 3976536.61M 3969841.00M 3756887.00M 3495171.00M 3257755.00M
Deferred long term liab - - - - 5592.00M
Other current liab 42125997.00M 38885712.00M 19138612.00M 102074.00M 410034.00M
Common stock 356587.03M 356407.00M 356407.00M 356407.00M 356407.00M
Capital stock 471334.00M 491021.00M 491021.00M 491021.00M 356407.00M
Retained earnings 2181253.23M 2014086.00M 2902063.00M 1767537.00M 1620642.00M
Other liab - - - 789975.00M 461925.00M
Good will 18871.53M 19165.00M 8967.00M - -
Other assets - 48821746.00M -15621435.00M 26071704.00M 21295952.00M
Cash 3674705.22M 4751029.00M 5298435.00M 4743685.00M 4191550.00M
Total current liabilities 3994068.46M 38933566.00M 19217875.00M 34254122.00M 30602031.00M
Net debt 6601477.84M 847771.00M -3400185.00M -3317069.00M -2910835.00M
Short term debt 3994068.46M - 5078677.00M - -
Short long term debt total 10276183.07M 2040523.00M 1898250.00M 1426616.00M 1280715.00M
Other stockholder equity - 1464734.00M 368142.00M 1236613.00M 1280706.00M
Property plant equipment - - - 291911.00M 319861.00M
Total current assets 4946707.41M 4751029.00M 5298435.00M 4743685.00M 4191550.00M
Long term investments 17116142.00M 14449294.00M 9758923.00M 8502357.00M 9395682.00M
Net tangible assets - - - 3360557.00M 3093314.00M
Short term investments 1060689.50M - - - -
Net receivables 211312.68M - - - 17959.00M
Inventory - - - 3405.00M 3946.00M
Accounts payable - - - 32910844.00M 28800542.00M
Accumulated other comprehensive income 1323711.29M 174602.63M 363803.00M - -
Non currrent assets other 402437.18M 29171876.00M 42694477.00M -8794268.00M -9683881.00M
Non current assets total 48558078.20M 44070717.00M 55020079.00M 8794268.00M 9683881.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -2392544.00M -1471468.00M -891852.00M -910621.00M -942593.00M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -5119787.75M -1471468.00M -891852.00M -910621.00M -674556.00M
Net borrowings 179021.00M 628906.00M 465619.00M 85289.00M -1182.00M
Total cash from financing activities 4245753.42M 415683.00M 285444.00M -64789.00M -11553.00M
Change to operating activities - - - 1132086.00M 85792.00M
Net income 370766.00M 366946.00M 365116.00M 361038.00M 350216.00M
Change in cash -521394.00M -465328.00M 828881.00M 490094.00M -354365.00M
Begin period cash flow 2290404.00M 2755732.00M 1926851.00M 1436757.00M 1791122.00M
End period cash flow 1769010.00M 2290404.00M 2755732.00M 1926851.00M 1436757.00M
Total cash from operating activities 457349.08M 579194.00M 1417002.00M 1404657.00M 360882.00M
Depreciation 34485.00M 34538.00M 34774.00M 34040.00M 29921.00M
Other cashflows from investing activities -2433912.06M 110251.00M 10257.00M 326066.00M 282407.00M
Dividends paid 140275.19M 177255.00M 123133.00M -145093.00M -131196.00M
Change to account receivables - -2035485.00M -3098980.00M - -
Sale purchase of stock -20284.67M -80000.00M - - -
Other cashflows from financing activities 2532833.68M 44032.00M -57042.00M 950877.00M 956266.00M
Change to netincome - - - -121952.00M -104567.00M
Capital expenditures 47715.06M 35585.00M 14494.00M 13713.00M 21862.00M
Change in working capital -26551.66M 416594.00M 1215234.00M 1132086.00M 85792.00M
Other non cash items 78649.75M -238884.00M -198122.00M -88467.00M -75126.00M
Free cash flow 409634.03M 543609.00M 1402508.00M 1390944.00M 339020.00M

Peer Comparison*

Sector: Financial Services Industry: Banks - Diversified

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
IDCBF
Industrial and Commercial Bank of China
-
-%
1.00 6.53 6.02 0.67 0.56 5.72
JPM
JPMorgan Chase & Co
-2.85
0.84%
334.49 15.10 14.01 5.03 2.63 5.76
IDCBY
Industrial and Commercial Bank of China
0.10
0.52%
20.26 6.49 6.00 0.65 0.55 5.72
ACGBY
Agricultural Bank of China PK
0.12
0.55%
21.89 6.92 6.73 0.67 0.60 6.34
BAC
Bank of America Corp
-0.26
0.52%
49.50 13.44 12.15 3.49 1.38 6.81

Profile*

Industrial and Commercial Bank of China

Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. The Corporate Banking segment offers corporate loans, trade financing, deposit-taking activities, corporate wealth management services, custody services, and various types of corporate intermediary services, as well as corporate loans to corporations, government agencies, and financial institutions. Its Personal Banking segment provides personal loans, deposit-taking activities, card business, personal wealth management services, and various types of personal intermediary services to individual customers. The Treasury Operations segment engages in money market transactions, investment securities, and foreign exchange transaction activities. In addition, the company is involved in the fund raising, fund sales, asset management, and other businesses; financial leasing; insurance businesses, such as life, health, and accident insurance, as well as reinsurance; debt-for-equity swaps; and issuance of wealth management products, wealth management advisory, and consulting services. Industrial and Commercial Bank of China Limited was founded in 1984 and is headquartered in Beijing, the People's Republic of China.

No.55 Fuxingmennei Avenue, Beijing, China, 100140

86 10 6610 6114

402548

Name Title Year Born
Mr. Siqing Chen Exec. Chairman 1960
Mr. Lin Liao Exec. Vice Chairman & Pres 1966
Mr. Wenwu Zhang Sr. Exec. VP 1973
Mr. Jingwu Wang Sr. Exec. VP, Chief Risk Officer & Exec. Director 1966
Ms. Yan Xiong Chief Bus. Officer 1964
Mr. Jianhua Song Chief Bus. Officer 1965
Mr. Weiwu Zhang Sr. Exec. VP 1975
Mr. Guoyu Zheng Sr. Exec. VP & Exec. Director 1967
Dr. Xueqing Guan Board Sec. & Company Sec. 1963
Mr. Bresson Xu Corp. Strategy & Investor Relations NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Support

Hi! How can we help you today?

Loading…