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Sagicor Financial Company

Financial Services CA SFC

8.49CAD
0.26(3.16%)

Last update at 2026-06-19T20:00:00Z

Day Range

8.198.49
LowHigh

52 Week Range

6.9710.42
LowHigh

Fundamentals

  • Previous Close 8.23
  • Market Cap1323.47M
  • Volume83478
  • P/E Ratio14.73
  • Dividend Yield2.75%
  • EBITDA413.18M
  • Revenue TTM1436.05M
  • Revenue Per Share TTM10.59
  • Gross Profit TTM 750.12M
  • Diluted EPS TTM0.66

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 187.19M 190.12M 673.43M 262.90M 264.73M
Minority interest -53.11800M -30.87100M -52.17200M -53.87100M -63.91900M
Net income 68.11M 97.47M 532.06M 169.60M 196.48M
Selling general administrative 331.80M 298.43M 295.81M 392.91M 349.79M
Selling and marketing expenses - - - - -
Gross profit 3064.65M 742.59M 1758.12M 2546.37M 2355.35M
Reconciled depreciation 28.59M 29.59M 54.94M 30.95M 32.70M
Ebit 398.64M 332.02M 618.62M 309.37M 84.45M
Ebitda 427.73M 361.61M 673.55M 340.32M 117.15M
Depreciation and amortization 29.09M 29.59M 54.94M 30.95M 32.70M
Non operating income net other - - - - -
Operating income 187.19M 190.12M 618.62M 309.37M 84.45M
Other operating expenses 2877.46M 281.93M 1084.68M 2283.46M 2090.62M
Interest expense 211.45M 141.91M 105.64M 100.34M 86.01M
Tax provision 63.91M 61.78M 89.20M 93.30M 68.26M
Interest income 336.60M 393.26M 122.48M 432.74M 337.41M
Net interest income -207.81500M -232.59200M -155.16600M -100.33700M -86.00900M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 65.03M 61.78M 89.20M 93.30M 68.26M
Total revenue 3064.65M 1499.01M 1758.12M 2546.37M 2355.35M
Total operating expenses 2877.46M 281.93M -1139.49800M -2236.99600M -2270.90200M
Cost of revenue - 756.41M - - -
Total other income expense net 2.09M -1565.81100M 2.65M -46.46600M 180.28M
Discontinued operations - - - - -
Net income from continuing ops 120.05M 128.34M 584.23M 169.60M 196.48M
Net income applicable to common shares - 97.47M - 115.56M 133.18M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 25088.11M 22767.94M 22384.89M 10765.87M 10377.93M
Intangible assets 38.23M 43.31M 48.13M 30.34M 32.10M
Earning assets - - - - -
Other current assets - - - 625.09M 710.79M
Total liab 23655.63M 21445.48M 21055.87M 9263.02M 8711.72M
Total stockholder equity 1034.70M 959.69M 970.93M 1084.42M 1134.55M
Deferred long term liab - - - - -
Other current liab -1012.41179M - -321.45900M -319.92700M -301.47600M
Common stock 1.35M - 1.41M 1.43M 1.43M
Capital stock 1.35M 1.35M 1.41M 1.43M 1.43M
Retained earnings 436.93M 418.44M 317.91M 537.88M 455.90M
Other liab - - - 6879.97M 6386.73M
Good will 44.17M 44.76M 45.02M 74.97M 57.00M
Other assets - - 21209.05M 9910.46M 9499.60M
Cash 451.45M 442.49M 486.64M 368.14M 359.98M
Cash and equivalents - - - - -
Total current liabilities - - 321.46M 319.93M 301.48M
Current deferred revenue - - - - -
Net debt 1284.50M 512.65M 497.01M 727.74M 806.79M
Short term debt 726.32M - 27.68M 9.13M 9.02M
Short long term debt 72.33M 41.56M 18.26M 1.74M 0.76M
Short long term debt total 1735.95M - 983.65M 1095.88M 1166.77M
Other stockholder equity 699.06M - 725.03M 735.10M 737.70M
Property plant equipment - - - 178.85M 266.78M
Total current assets 3500.27M - 819.31M 510.30M 467.18M
Long term investments 19329.85M 17842.78M 17092.93M 60.94M 55.26M
Net tangible assets - - - - 1045.45M
Short term investments - 551.57M 16422.73M 8424.04M 7965.71M
Net receivables 3048.81M - 332.67M 142.17M 107.21M
Long term debt 926.61M 913.58M 927.41M 1060.85M 683.39M
Inventory - - - - -
Accounts payable 286.09M - 293.78M 310.80M 292.45M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -102.64087M - -73.41700M -189.98200M -60.47200M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 525.50M - -356.51800M -345.10700M -411.14300M
Deferred long term asset charges - - - - -
Non current assets total 21587.84M - 356.52M 345.11M 411.14M
Capital lease obligations 62.77M 34.94M 37.99M 33.29M 32.84M
Long term debt total - - - 665.83M 634.83M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -14.03700M 6.52M -26.62000M 50.07M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -15.70011M -14.03700M - -26.62000M 36.16M
Net borrowings 16.68M -8.06800M - - 213.68M
Total cash from financing activities -46.14489M -64.25000M 239.53M -65.26600M 140.47M
Change to operating activities - - - - -769.07000M
Net income 68.11M 190.12M 532.06M 262.90M 264.73M
Change in cash -116.89643M 126.34M 208.63M -244.05400M 289.58M
Begin period cash flow 568.35M 801.37M 592.74M 836.79M 547.21M
End period cash flow 451.45M 927.71M 801.37M 592.74M 836.79M
Total cash from operating activities 1524.28M 214.23M -39.60700M -154.50300M 124.88M
Issuance of capital stock 0.03M 0.03M - - 0.00100M
Depreciation 29.09M 29.59M 54.94M 30.95M 32.70M
Other cashflows from investing activities - -0.86500M - -4.63300M 1.06M
Dividends paid 37.27M -30.17500M 31.99M 32.15M 32.55M
Change to inventory - - - - -
Change to account receivables - - 3.41M -0.71900M -
Sale purchase of stock -3.81768M -13.38300M -9.20300M -6.00700M -19.97900M
Other cashflows from financing activities -29.30823M -12.65100M -19.11200M 52.24M 531.62M
Change to netincome - - - - 728.08M
Capital expenditures 10.61M 17.43M 27.43M 21.80M 14.95M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 618.56M -496.53600M -432.50800M -1407.32700M -769.07000M
Stock based compensation - - 8.46M 6.95M 7.49M
Other non cash items 808.53M 491.06M -10.19700M 958.97M 596.52M
Free cash flow 1513.67M 196.80M -67.03700M -176.30200M 109.93M

Peer Comparison

Sector: Financial Services Industry: Insurance - Life

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
SFC
Sagicor Financial Company
0.26 3.16% 8.49 14.73 6.34 0.92 0.94 1.13 -426.5651
MFC
Manulife Financial Corp
-0.39 0.68% 57.03 17.14 11.61 2.82 1.99 1.56
GWO
Great-West Lifeco Inc.
-1.52 1.69% 88.18 16.63 13.07 1.81 2.37 1.84
MFC-PK
Manulife Financial Corp Pref K
- -% 25.51 4.95 - 3.01 -
MFC-PJ
Manulife Fin Non Cum Cl 1 11 Prf
0.09 0.35% 25.54 4.84 - 2.81 -

Reports Covered

Stock Research & News

Profile

Sagicor Financial Company Ltd., together with its subsidiaries, provides various financial services to individuals and corporations in Canada, the United States, Jamaica, and the rest of the Caribbean. It operates through Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, Sagicor Life, and Head Office and Other segments. The company offers life, health, general, property, casualty, accident, and sickness insurance; annuities and pension administration; investment, asset, and pension fund management; insurance brokerage; captive insurance management; investment, retail, and commercial banking; and microfinance. It also provides real estate investment, development, and management; cambo and remittance services; loan and lease financing; deposit-taking; farming; mutual fund holding; reinsurance; corporate management; and retirement community services. The company distributes its products and services through insurance advisors, agents, and brokers. Sagicor Financial Company Ltd. was founded in 1840 and is headquartered in St Michael, Barbados.

Sagicor Financial Company

Cecil F De Caires Building, St Michael, Barbados

Key Executives

Name Title Year Born
Dr. Dodridge Denton Miller FCCA, Hon. LLD, L.L.M., LLM, M.B.A. Group Pres, CEO & Director 1958
Mr. Andre Mousseau Group COO & CFO NA
Mr. Christopher W. Zacca B.Sc., CD, J.P., JP, M.B.A. Pres & CEO of Sagicor Group Jamaica Limited 1960
Mr. Nari T. Persad B.Sc., F.S.A. Group Chief Actuary NA
Mr. Ronald B. Blitstein B.A., M.B.A., BA, MBA Exec. VP & Group Chief Information Officer 1956
Ms. Althea C. Hazzard FCIS, L.L.B., L.L.M., LLM (Cantab), MICA Exec. VP, Gen. Counsel & Corp. Sec. 1964
Ms. Ingrid Card B.Sc., B.Sc. (Hons), M.B.A., MBA VP of Group Marketing, Corp. Communications & Brand Experience NA
Mr. George Sipsis C.F.A. Sr. VP of Corp. Devel. & Capital Markets NA
Mr. J. Andrew Gallagher CERA, F.S.A., FCIA, FSA CEO & Chief Risk Officer of Sagicor Reinsurance Bermuda Limited 1962
Mr. Roger Paul Inniss CRM, M.B.A. Exec. VP & GM of Sagicor Life Inc, Barbados Operations NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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