For most buyers, SDLT is one of the largest single costs of buying a property after the deposit itself. For second-home buyers, buy-to-let investors, and non-UK residents, surcharges on top of standard rates can push the bill into six figures on a meaningfully sized …
This guide explains how rental income is taxed in theUKfor the 2025/26 tax year, what expenses are deductible, how mortgage interest relief works under the restricted regime, the Property Allowance, Rent-a-Room Relief, what happened to the Furnished Holiday Lets rules, and how landlords should …
From the business owner’s perspective, VAT is both a tax and a cash-flow responsibility. Registered businesses handle VAT on every transaction, file returns quarterly (or monthly or annually, depending on scheme), and face serious penalties for late filing or underpayment. For many small business …
This article pulls together everything that is changing — or is scheduled to change — across theUKtax landscape in 2026. It covers income tax, capital gains tax, inheritance tax, corporation tax, VAT, National Insurance, pensions, property taxes, and compliance reforms. It highlights what is …
The guide starts with income tax, then moves through savings, dividends, CGT, inheritance tax, VAT, National Insurance, SDLT, stamp duty on shares, Corporation Tax, and the many smaller allowances that are easy to overlook. Each section explains the figure, when it applies, and the …
The NI landscape has shifted significantly since 2022. The 1.25% Health and Social Care Levy came and went. The employee main rate was cut from 12% to 10% in early 2024 and again to 8% from April 2024. Class 2 self-employed NI became voluntary. …
Yet the rules governing each are intricate and evolving. Allowances have changed. The relationship between ISAs and SIPPs has shifted as pension rules have tightened. From April 2027, inherited pensions will fall within the inheritance tax net for the first time in decades. The …
IHT has an undeserved reputation as the tax of the wealthy. In practice, it catches middle-class homeowners without much planning, misses the ultra-wealthy who structure their affairs in advance, and produces some of the most fraught family conversations in British life. It is also …
The good news is that the UK also provides an unusually wide toolkit of legitimate planning opportunities for this group. Pensions, ISAs, spousal transfers, salary sacrifice, Gift Aid, EIS and VCT, careful CGT timing, and IHT planning can collectively turn a nominally punishing tax …
This guide is a plain-English walk-through of how UK income tax works in the 2025/26 and 2026/27 tax years. It explains the tax year, the personal allowance, the income tax bands, the difference between the rest of the UK and Scotland, how PAYE works, …