Exit International Personal Finance PLC (LON: IPF)

Overview Overview: International Personal Finance PLC (LON: IPF), together with its subsidiaries, engages in financial services business in Europe and Mexico. The company provides home credit installment loans; hybrid loans; credit card; retail credit; digital installment loans; revolving credit line; mobile wallet services; and value-added services, including health and life insurance. This Report covers the Key Recommendation Rationale, Conclusion, and Recommendation on the stock. IPF has been a part of the 'Momentum Model Portfolio' since July 29, 2025. Therefore, an 'Exit' stance from the Momentum Model Portfolio is recommended on stock at the Closing Market Price of GBX 215.00 as of July 30, 2025.

IPF’s Daily Chart as on 30 July,2025

New Entry Case: ITM Power PLC (LON: ITM) 

Overview: ITM Power PLC (LON: ITM) is a United Kingdom-based company, which designs and manufactures electrolysis based on proton exchange membrane (PEM) technology to produce green hydrogen using renewable electricity and water. 

Technical Analysis: The ITM daily chart shows the price holding above a key horizontal support zone, indicating a potential rebound. The 14-period Relative Strength Index (RSI) is at 33.31, suggesting a possible reversal from lower levels. However, the 50-day Simple Moving Average is currently trading below the price, acting as a resistance level. Even so, price stability above support may lead to strength in ITM over the short term if momentum improves.

ITM is recommended as a new entry in the 'Momentum Model Portfolio' as on July 30, 2025. Considering the technical analysis, support and resistance levels, an 'Entry' is recommended in the 'Momentum Model Portfolio' at the Closing Market Price of GBX 58.90 as on July 30, 2025.

ITM Daily Chart as on 30 July 2025

Support and Resistance Summary (As on July 30, 2025)

Note 1: Past performance is neither an Indicator nor a guarantee of future performance.

Note 2: The reference date for all price data, and currency as of July 30, 2025. The reference data in this report has been partly sourced from REFINITIV.

Note 3: Investment decisions should be made depending on an individual's appetite for upside potential, risks, holding duration, and any previous holdings.

Note 4: Kalkine reports are prepared based on the stock prices captured either from the London Stock Exchange (LSE) and REFINITIV. Typically, both sources (LSE and or REFINITIV) may reflect stock prices with a delay which could be a lag of 15-20 minutes. There can be no assurance that future results or events will be consistent with the information provided in the report. The information is subject to change without any prior notice.  

Disclaimer

This information should not be relied upon as personal financial advice by Kalkine on (i) the stocks or (ii) the use or suitability of the model portfolios. Only an investor knows about their circumstances to make an investment decision.

Model Portfolio has been prepared for illustrative purpose only and does not take into account the objectives, financial situation or needs of any particular investor. Accordingly, investors should, before acting on the information, consider its appropriateness, having regard to their objectives, financial situation and needs. Past performance is not necessarily indicative of future performance results. Actual investment returns will vary, and the value of investments can go up or down.